Home > American Chartered Bank of Lake Zurich > Assets and Liabilities
American Chartered Bank of Lake Zurich, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $44,339,000 | 8,310 |
| Cash and due from depository institutions | $4,481,000 | 9,718 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,327,000 | 9,338 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 6,060 |
| Net loans & leases | $27,197,000 | 7,430 |
| Loan loss allowance | $351,000 | 7,984 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,243,000 | 5,345 |
| Other real estate owned | $0 | 9,718 |
| Goodwill and other intangibles | $3,000 | 3,012 |
| All other assets | $238,000 | 11,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,339,000 | 8,310 |
| Total liabilities | $40,828,000 | 8,219 |
| Total deposits | $40,641,000 | 8,076 |
| Interest-bearing deposits | $33,135,000 | 8,324 |
| Deposits held in domestic offices | $40,641,000 | 8,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $187,000 | 9,548 |
| Total equity capital | $3,511,000 | 9,050 |
| Total bank equity capital | $3,511,000 | 9,050 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $11,000 | 12,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $109,000 | 10,727 |
| Earning assets | $38,374,000 | 8,590 |
| Long-term assets (5+ years) | $6,758,000 | 5,518 |
| Average Assets, year-to-date | $40,088,000 | 8,658 |
| Average Assets, quarterly | $42,982,000 | 8,413 |
| Volatile liabilities | $3,689,000 | 7,648 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,012,000 | 4,873 |
| Tier 1 (core) risk-based capital | $3,508,000 | 8,981 |
| Tier 2 risk-based capital | $351,000 | 6,840 |
| Total risk weighted assets | $31,340,700 | 7,068 |
| Total unused commitments | $5,012,000 | 4,896 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $35,970,000 | 9,549 |
| Cash and due from depository institutions | $2,567,000 | 11,730 |
| Interest-bearing balances | $62,000 | 7,597 |
| Securities | $5,930,000 | 11,102 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 8,406 |
| Net loans & leases | $24,847,000 | 7,926 |
| Loan loss allowance | $278,000 | 9,159 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,299,000 | 5,214 |
| Other real estate owned | $0 | 11,730 |
| Goodwill and other intangibles | $6,000 | 2,970 |
| All other assets | $221,000 | 12,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,970,000 | 9,549 |
| Total liabilities | $32,510,000 | 9,533 |
| Total deposits | $32,376,000 | 9,409 |
| Interest-bearing deposits | $26,571,000 | 9,631 |
| Deposits held in domestic offices | $32,376,000 | 9,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $134,000 | 11,529 |
| Total equity capital | $3,460,000 | 8,995 |
| Total bank equity capital | $3,460,000 | 8,995 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $460,000 | 11,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $110,000 | 11,233 |
| Earning assets | $31,939,000 | 9,639 |
| Long-term assets (5+ years) | $2,457,000 | 8,467 |
| Average Assets, year-to-date | $32,101,000 | 9,956 |
| Average Assets, quarterly | $34,603,000 | 9,682 |
| Volatile liabilities | $3,176,000 | 8,338 |
| Insider loans | $12,000 | 8,744 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,439,000 | 4,951 |
| Tier 1 (core) risk-based capital | $3,454,000 | 8,932 |
| Tier 2 risk-based capital | $278,000 | 7,969 |
| Total risk weighted assets | $28,533,800 | 7,589 |
| Total unused commitments | $4,439,000 | 4,983 |
| Derivatives | $0 | 651 |