Home > American Chartered Bank > Income and Expense

American Chartered Bank, Income and Expense

2016-06-30 (YTD Data)Rank
Total interest income$50,403,000301
Total interest expense$1,802,000805
Net interest income$48,601,000292
Provision for loan and lease losses$3,000,000214
Total noninterest income$9,506,000433
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$5,187,000156
Trading account gains and fees$274,00087
Additional Noninterest Income$4,045,000591
Total noninterest expense$28,867,000401
Salaries and employee benefits$16,758,000383
Premises and equipment expense$5,078,000273
Additional noninterest expense$7,031,000498
Pre-tax net operating income$26,240,000252
Securities gains (losses)$02,835
Applicable income taxes$10,243,000218
Income before extraordinary items$15,997,000279
Extraordinary gains, net$016
Net income$15,997,000278
Minority interest net income$071
Net income of bank and minority interests.$15,997,000278
Net charge-offs$3,503,000157
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$102,000361
Net operating income$15,997,000276
2016-03-31 (YTD Data)Rank
Total interest income$25,399,000296
Total interest expense$896,000810
Net interest income$24,503,000285
Provision for loan and lease losses$1,500,000212
Total noninterest income$4,615,000426
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$2,583,000157
Trading account gains and fees$40,000114
Additional Noninterest Income$1,992,000572
Total noninterest expense$14,464,000400
Salaries and employee benefits$8,387,000383
Premises and equipment expense$2,516,000276
Additional noninterest expense$3,561,000484
Pre-tax net operating income$13,154,000245
Securities gains (losses)$02,077
Applicable income taxes$5,090,000218
Income before extraordinary items$8,064,000276
Extraordinary gains, net$012
Net income$8,064,000276
Minority interest net income$062
Net income of bank and minority interests.$8,064,000276
Net charge-offs$1,903,000144
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$54,000332
Net operating income$8,064,000270
2015-12-31 (YTD Data)Rank
Total interest income$97,685,000294
Total interest expense$3,258,000861
Net interest income$94,427,000284
Provision for loan and lease losses$04,380
Total noninterest income$20,485,000409
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$11,087,000152
Trading account gains and fees$1,093,00073
Additional Noninterest Income$8,305,000570
Total noninterest expense$58,745,000387
Salaries and employee benefits$33,471,000369
Premises and equipment expense$9,504,000280
Additional noninterest expense$15,770,000445
Pre-tax net operating income$56,167,000231
Securities gains (losses)$411,000423
Applicable income taxes$22,076,000201
Income before extraordinary items$34,502,000262
Extraordinary gains, net$023
Net income$34,502,000262
Minority interest net income$081
Net income of bank and minority interests.$34,502,000262
Net charge-offs$1,935,000383
Cash dividends$17,000,000256
Sale, conversion, retirement of capital stock, net$280,000380
Net operating income$34,238,960262
2015-09-30 (YTD Data)Rank
Total interest income$72,966,000299
Total interest expense$2,421,000876
Net interest income$70,545,000289
Provision for loan and lease losses$04,232
Total noninterest income$15,599,000411
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$8,201,000153
Trading account gains and fees$839,00076
Additional Noninterest Income$6,559,000556
Total noninterest expense$43,783,000393
Salaries and employee benefits$24,905,000375
Premises and equipment expense$7,130,000285
Additional noninterest expense$11,748,000447
Pre-tax net operating income$42,361,000229
Securities gains (losses)$411,000358
Applicable income taxes$16,726,000203
Income before extraordinary items$26,046,000261
Extraordinary gains, net$021
Net income$26,046,000261
Minority interest net income$078
Net income of bank and minority interests.$26,046,000261
Net charge-offs$-8,0005,100
Cash dividends$3,250,000667
Sale, conversion, retirement of capital stock, net$217,000347
Net operating income$25,782,960259
2015-06-30 (YTD Data)Rank
Total interest income$47,583,000302
Total interest expense$1,578,000902
Net interest income$46,005,000292
Provision for loan and lease losses$1,400,000327
Total noninterest income$10,101,000419
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$5,415,000152
Trading account gains and fees$264,00096
Additional Noninterest Income$4,422,000556
Total noninterest expense$28,941,000404
Salaries and employee benefits$16,478,000375
Premises and equipment expense$4,820,000282
Additional noninterest expense$7,643,000457
Pre-tax net operating income$25,765,000247
Securities gains (losses)$411,000296
Applicable income taxes$10,215,000217
Income before extraordinary items$15,961,000277
Extraordinary gains, net$022
Net income$15,961,000277
Minority interest net income$075
Net income of bank and minority interests.$15,961,000277
Net charge-offs$-168,0006,037
Cash dividends$1,500,000890
Sale, conversion, retirement of capital stock, net$145,000334
Net operating income$15,697,960277
2015-03-31 (YTD Data)Rank
Total interest income$23,643,000306
Total interest expense$774,000929
Net interest income$22,869,000292
Provision for loan and lease losses$1,800,000152
Total noninterest income$4,812,000421
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$2,646,000152
Trading account gains and fees$154,00087
Additional Noninterest Income$2,012,000565
Total noninterest expense$14,474,000400
Salaries and employee benefits$8,321,000376
Premises and equipment expense$2,407,000285
Additional noninterest expense$3,746,000453
Pre-tax net operating income$11,407,000259
Securities gains (losses)$411,000195
Applicable income taxes$4,595,000220
Income before extraordinary items$7,223,000289
Extraordinary gains, net$013
Net income$7,223,000289
Minority interest net income$064
Net income of bank and minority interests.$7,223,000289
Net charge-offs$-12,0005,499
Cash dividends$1,500,000470
Sale, conversion, retirement of capital stock, net$71,000307
Net operating income$6,959,960291
2014-12-31 (YTD Data)Rank
Total interest income$91,175,000296
Total interest expense$4,560,000630
Net interest income$86,615,000290
Provision for loan and lease losses$10,050,000127
Total noninterest income$13,065,000535
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$11,277,000151
Trading account gains and fees$416,00098
Additional Noninterest Income$1,372,0001,882
Total noninterest expense$59,310,000378
Salaries and employee benefits$31,764,000374
Premises and equipment expense$9,729,000276
Additional noninterest expense$17,817,000409
Pre-tax net operating income$30,320,000331
Securities gains (losses)$882,000240
Applicable income taxes$12,274,000265
Income before extraordinary items$18,928,000396
Extraordinary gains, net$017
Net income$18,932,000395
Minority interest net income$-4,0006,493
Net income of bank and minority interests.$18,928,000396
Net charge-offs$9,768,000132
Cash dividends$6,500,000478
Sale, conversion, retirement of capital stock, net$747,000247
Net operating income$18,363,520403
2014-09-30 (YTD Data)Rank
Total interest income$67,757,000298
Total interest expense$3,769,000573
Net interest income$63,988,000294
Provision for loan and lease losses$8,100,000120
Total noninterest income$8,784,000574
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$8,418,000152
Trading account gains and fees$386,00088
Additional Noninterest Income$-20,0006,432
Total noninterest expense$44,746,000369
Salaries and employee benefits$23,757,000371
Premises and equipment expense$7,337,000272
Additional noninterest expense$13,652,000391
Pre-tax net operating income$19,926,000371
Securities gains (losses)$882,000175
Applicable income taxes$8,013,000292
Income before extraordinary items$12,795,000426
Extraordinary gains, net$015
Net income$12,797,000424
Minority interest net income$-2,0006,572
Net income of bank and minority interests.$12,795,000426
Net charge-offs$8,229,000126
Cash dividends$5,000,000433
Sale, conversion, retirement of capital stock, net$433,000252
Net operating income$12,230,520432
2014-06-30 (YTD Data)Rank
Total interest income$44,599,000300
Total interest expense$2,592,000563
Net interest income$42,007,000293
Provision for loan and lease losses$7,200,00099
Total noninterest income$8,128,000438
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$5,588,000153
Trading account gains and fees$91,000119
Additional Noninterest Income$2,449,000748
Total noninterest expense$30,349,000365
Salaries and employee benefits$16,033,000368
Premises and equipment expense$4,968,000263
Additional noninterest expense$9,348,000381
Pre-tax net operating income$12,586,000381
Securities gains (losses)$882,000139
Applicable income taxes$5,244,000288
Income before extraordinary items$8,224,000430
Extraordinary gains, net$020
Net income$8,226,000427
Minority interest net income$-2,0006,639
Net income of bank and minority interests.$8,224,000430
Net charge-offs$5,213,000135
Cash dividends$4,000,000371
Sale, conversion, retirement of capital stock, net$361,000205
Net operating income$7,659,520447
2014-03-31 (YTD Data)Rank
Total interest income$21,957,000302
Total interest expense$1,328,000547
Net interest income$20,629,000293
Provision for loan and lease losses$3,900,00099
Total noninterest income$4,542,000400
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$2,727,000152
Trading account gains and fees$22,000127
Additional Noninterest Income$1,793,000551
Total noninterest expense$15,508,000364
Salaries and employee benefits$8,078,000362
Premises and equipment expense$2,565,000265
Additional noninterest expense$4,865,000366
Pre-tax net operating income$5,763,000388
Securities gains (losses)$660,000103
Applicable income taxes$2,483,000286
Income before extraordinary items$3,940,000428
Extraordinary gains, net$016
Net income$3,941,000426
Minority interest net income$-1,0006,706
Net income of bank and minority interests.$3,940,000428
Net charge-offs$2,179,000162
Cash dividends$2,500,000277
Sale, conversion, retirement of capital stock, net$63,000322
Net operating income$3,517,600450
2013-12-31 (YTD Data)Rank
Total interest income$86,837,000303
Total interest expense$7,649,000407
Net interest income$79,188,000297
Provision for loan and lease losses$16,650,000109
Total noninterest income$12,008,000577
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$11,101,000152
Trading account gains and fees$-862,0006,802
Additional Noninterest Income$1,769,0001,656
Total noninterest expense$59,723,000369
Salaries and employee benefits$31,366,000371
Premises and equipment expense$9,730,000268
Additional noninterest expense$18,627,000403
Pre-tax net operating income$14,823,000555
Securities gains (losses)$63,0001,637
Applicable income taxes$5,476,000435
Income before extraordinary items$9,410,000680
Extraordinary gains, net$029
Net income$9,407,000680
Minority interest net income$3,00087
Net income of bank and minority interests.$9,410,000680
Net charge-offs$20,280,000107
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$263,000380
Net operating income$9,369,680657
2013-09-30 (YTD Data)Rank
Total interest income$64,362,000308
Total interest expense$6,089,000391
Net interest income$58,273,000303
Provision for loan and lease losses$13,600,000104
Total noninterest income$10,962,000520
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$8,258,000153
Trading account gains and fees$160,000121
Additional Noninterest Income$2,544,0001,092
Total noninterest expense$44,994,000374
Salaries and employee benefits$23,679,000365
Premises and equipment expense$7,230,000268
Additional noninterest expense$14,085,000399
Pre-tax net operating income$10,641,000580
Securities gains (losses)$63,0001,503
Applicable income taxes$3,916,000456
Income before extraordinary items$6,788,000712
Extraordinary gains, net$025
Net income$6,790,000713
Minority interest net income$-2,0006,875
Net income of bank and minority interests.$6,788,000714
Net charge-offs$14,842,000110
Cash dividends$1,000,0001,437
Sale, conversion, retirement of capital stock, net$188,000356
Net operating income$6,747,680696
2013-06-30 (YTD Data)Rank
Total interest income$42,743,000309
Total interest expense$4,249,000380
Net interest income$38,494,000305
Provision for loan and lease losses$9,350,000105
Total noninterest income$7,412,000528
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$5,484,000152
Trading account gains and fees$0157
Additional Noninterest Income$1,928,0001,020
Total noninterest expense$29,381,000379
Salaries and employee benefits$15,600,000369
Premises and equipment expense$4,798,000272
Additional noninterest expense$8,983,000404
Pre-tax net operating income$7,175,000563
Securities gains (losses)$63,0001,379
Applicable income taxes$2,669,000446
Income before extraordinary items$4,569,000698
Extraordinary gains, net$022
Net income$4,569,000700
Minority interest net income$082
Net income of bank and minority interests.$4,569,000700
Net charge-offs$7,415,000139
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$137,000329
Net operating income$4,528,680684
2013-03-31 (YTD Data)Rank
Total interest income$21,397,000314
Total interest expense$2,297,000362
Net interest income$19,100,000309
Provision for loan and lease losses$4,950,000111
Total noninterest income$3,568,000530
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,714,000154
Trading account gains and fees$0148
Additional Noninterest Income$854,0001,096
Total noninterest expense$14,492,000385
Salaries and employee benefits$7,658,000380
Premises and equipment expense$2,330,000278
Additional noninterest expense$4,504,000412
Pre-tax net operating income$3,226,000607
Securities gains (losses)$58,000862
Applicable income taxes$1,230,000471
Income before extraordinary items$2,054,000761
Extraordinary gains, net$010
Net income$2,054,000762
Minority interest net income$076
Net income of bank and minority interests.$2,054,000763
Net charge-offs$3,439,000162
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$58,000311
Net operating income$2,016,880736
2012-12-31 (YTD Data)Rank
Total interest income$92,149,000303
Total interest expense$11,526,000345
Net interest income$80,623,000298
Provision for loan and lease losses$21,600,000155
Total noninterest income$27,877,000338
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$11,618,000152
Trading account gains and fees$0166
Additional Noninterest Income$16,259,000343
Total noninterest expense$62,168,000366
Salaries and employee benefits$30,929,000360
Premises and equipment expense$9,913,000256
Additional noninterest expense$21,326,000375
Pre-tax net operating income$24,732,000363
Securities gains (losses)$63,0002,581
Applicable income taxes$10,123,000277
Income before extraordinary items$14,672,000454
Extraordinary gains, net$029
Net income$14,657,000453
Minority interest net income$15,00076
Net income of bank and minority interests.$14,672,000453
Net charge-offs$23,872,000159
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$299,000380
Net operating income$14,631,680441
2012-09-30 (YTD Data)Rank
Total interest income$70,110,000303
Total interest expense$8,975,000351
Net interest income$61,135,000299
Provision for loan and lease losses$16,700,000154
Total noninterest income$24,747,000294
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$8,669,000152
Trading account gains and fees$0157
Additional Noninterest Income$16,078,000290
Total noninterest expense$47,026,000360
Salaries and employee benefits$23,438,000350
Premises and equipment expense$7,800,000248
Additional noninterest expense$15,788,000373
Pre-tax net operating income$22,156,000317
Securities gains (losses)$63,0002,295
Applicable income taxes$9,075,000248
Income before extraordinary items$13,144,000407
Extraordinary gains, net$020
Net income$13,129,000406
Minority interest net income$15,00071
Net income of bank and minority interests.$13,144,000406
Net charge-offs$19,260,000152
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$219,000333
Net operating income$13,103,680389
2012-06-30 (YTD Data)Rank
Total interest income$46,989,000305
Total interest expense$6,247,000355
Net interest income$40,742,000300
Provision for loan and lease losses$11,300,000149
Total noninterest income$21,302,000244
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$5,743,000154
Trading account gains and fees$0153
Additional Noninterest Income$15,559,000230
Total noninterest expense$32,172,000348
Salaries and employee benefits$15,861,000346
Premises and equipment expense$5,230,000249
Additional noninterest expense$11,081,000355
Pre-tax net operating income$18,572,000255
Securities gains (losses)$63,0001,894
Applicable income taxes$7,567,000212
Income before extraordinary items$11,068,000322
Extraordinary gains, net$019
Net income$11,053,000321
Minority interest net income$15,00068
Net income of bank and minority interests.$11,068,000321
Net charge-offs$10,459,000185
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$139,000317
Net operating income$11,027,680300
2012-03-31 (YTD Data)Rank
Total interest income$23,377,000305
Total interest expense$3,281,000346
Net interest income$20,096,000301
Provision for loan and lease losses$5,600,000146
Total noninterest income$3,966,000472
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$2,783,000153
Trading account gains and fees$0148
Additional Noninterest Income$1,183,000804
Total noninterest expense$16,138,000343
Salaries and employee benefits$8,103,000333
Premises and equipment expense$2,691,000241
Additional noninterest expense$5,344,000354
Pre-tax net operating income$2,324,000787
Securities gains (losses)$02,210
Applicable income taxes$904,000550
Income before extraordinary items$1,420,0001,052
Extraordinary gains, net$019
Net income$1,405,0001,065
Minority interest net income$15,00058
Net income of bank and minority interests.$1,420,0001,053
Net charge-offs$4,028,000225
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$58,000295
Net operating income$1,420,000986
2011-12-31 (YTD Data)Rank
Total interest income$99,493,000292
Total interest expense$19,560,000282
Net interest income$79,933,000296
Provision for loan and lease losses$25,750,000188
Total noninterest income$6,814,000814
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$10,680,000161
Trading account gains and fees$0146
Additional Noninterest Income$-3,866,0007,320
Total noninterest expense$69,165,000317
Salaries and employee benefits$31,328,000323
Premises and equipment expense$10,068,000260
Additional noninterest expense$27,769,000305
Pre-tax net operating income$-8,168,0007,170
Securities gains (losses)$2,660,000185
Applicable income taxes$-3,042,0007,278
Income before extraordinary items$-2,466,0006,896
Extraordinary gains, net$029
Net income$-2,473,0006,895
Minority interest net income$7,00091
Net income of bank and minority interests.$-2,466,0006,896
Net charge-offs$30,147,000179
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$256,000498
Net operating income$-4,168,4007,010
2011-09-30 (YTD Data)Rank
Total interest income$75,428,000287
Total interest expense$15,949,000268
Net interest income$59,479,000290
Provision for loan and lease losses$18,500,000189
Total noninterest income$8,408,000567
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$8,080,000158
Trading account gains and fees$0145
Additional Noninterest Income$328,0003,346
Total noninterest expense$49,344,000324
Salaries and employee benefits$23,561,000318
Premises and equipment expense$7,393,000266
Additional noninterest expense$18,390,000330
Pre-tax net operating income$43,0006,014
Securities gains (losses)$2,642,000151
Applicable income taxes$293,0002,293
Income before extraordinary items$2,392,0001,597
Extraordinary gains, net$021
Net income$2,385,0001,600
Minority interest net income$7,00081
Net income of bank and minority interests.$2,392,0001,597
Net charge-offs$19,988,000196
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$186,000461
Net operating income$40,6206,024
2011-06-30 (YTD Data)Rank
Total interest income$50,836,000290
Total interest expense$11,404,000268
Net interest income$39,432,000293
Provision for loan and lease losses$12,750,000196
Total noninterest income$6,403,000518
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$5,423,000157
Trading account gains and fees$0153
Additional Noninterest Income$980,0001,360
Total noninterest expense$32,676,000329
Salaries and employee benefits$15,370,000322
Premises and equipment expense$4,970,000271
Additional noninterest expense$12,336,000328
Pre-tax net operating income$409,0004,166
Securities gains (losses)$1,795,000121
Applicable income taxes$146,0002,542
Income before extraordinary items$2,058,0001,213
Extraordinary gains, net$015
Net income$2,048,0001,219
Minority interest net income$10,00076
Net income of bank and minority interests.$2,058,0001,213
Net charge-offs$8,728,000296
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$123,000379
Net operating income$388,6503,938
2011-03-31 (YTD Data)Rank
Total interest income$25,820,000288
Total interest expense$6,349,000248
Net interest income$19,471,000297
Provision for loan and lease losses$4,500,000261
Total noninterest income$3,276,000510
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,707,000160
Trading account gains and fees$0158
Additional Noninterest Income$569,0001,233
Total noninterest expense$16,443,000330
Salaries and employee benefits$7,510,000334
Premises and equipment expense$2,564,000264
Additional noninterest expense$6,369,000314
Pre-tax net operating income$1,804,000840
Securities gains (losses)$1,455,00073
Applicable income taxes$1,264,000390
Income before extraordinary items$1,995,000661
Extraordinary gains, net$09
Net income$2,007,000653
Minority interest net income$-12,0007,562
Net income of bank and minority interests.$1,995,000661
Net charge-offs$3,127,000391
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$49,000361
Net operating income$1,063,8001,125
2010-12-31 (YTD Data)Rank
Total interest income$116,567,000267
Total interest expense$34,933,000220
Net interest income$81,634,000286
Provision for loan and lease losses$36,000,000222
Total noninterest income$10,803,000602
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$11,524,000152
Trading account gains and fees$0175
Additional Noninterest Income$-721,0007,449
Total noninterest expense$71,882,000303
Salaries and employee benefits$29,005,000340
Premises and equipment expense$9,567,000282
Additional noninterest expense$33,310,000268
Pre-tax net operating income$-15,445,0007,461
Securities gains (losses)$8,841,00070
Applicable income taxes$-2,848,0007,521
Income before extraordinary items$-3,756,0007,077
Extraordinary gains, net$029
Net income$-3,435,0007,048
Minority interest net income$-321,0007,650
Net income of bank and minority interests.$-3,756,0007,078
Net charge-offs$45,329,000184
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$133,000726
Net operating income$-9,414,2407,350
2010-09-30 (YTD Data)Rank
Total interest income$89,044,000263
Total interest expense$27,591,000215
Net interest income$61,453,000285
Provision for loan and lease losses$19,000,000288
Total noninterest income$10,829,000487
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$8,635,000152
Trading account gains and fees$0165
Additional Noninterest Income$2,194,0001,041
Total noninterest expense$53,425,000299
Salaries and employee benefits$21,470,000340
Premises and equipment expense$7,358,000278
Additional noninterest expense$24,597,000264
Pre-tax net operating income$-143,0006,233
Securities gains (losses)$6,076,00080
Applicable income taxes$1,908,000608
Income before extraordinary items$4,025,000861
Extraordinary gains, net$023
Net income$4,025,000862
Minority interest net income$0110
Net income of bank and minority interests.$4,025,000862
Net charge-offs$26,480,000210
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$94,000674
Net operating income$-106,6806,216
2010-06-30 (YTD Data)Rank
Total interest income$60,406,000264
Total interest expense$19,076,000214
Net interest income$41,330,000282
Provision for loan and lease losses$12,000,000305
Total noninterest income$7,444,000466
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$5,728,000156
Trading account gains and fees$0152
Additional Noninterest Income$1,716,000888
Total noninterest expense$34,692,000312
Salaries and employee benefits$14,180,000340
Premises and equipment expense$4,941,000275
Additional noninterest expense$15,571,000277
Pre-tax net operating income$2,082,0001,261
Securities gains (losses)$5,428,00061
Applicable income taxes$2,575,000344
Income before extraordinary items$4,935,000439
Extraordinary gains, net$019
Net income$4,935,000440
Minority interest net income$0105
Net income of bank and minority interests.$4,935,000440
Net charge-offs$17,064,000221
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$58,000615
Net operating income$1,352,5201,542
2010-03-31 (YTD Data)Rank
Total interest income$30,315,000276
Total interest expense$9,732,000232
Net interest income$20,583,000288
Provision for loan and lease losses$6,000,000326
Total noninterest income$4,006,000433
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,827,000160
Trading account gains and fees$0175
Additional Noninterest Income$1,179,000701
Total noninterest expense$17,307,000306
Salaries and employee benefits$7,085,000347
Premises and equipment expense$2,517,000279
Additional noninterest expense$7,705,000275
Pre-tax net operating income$1,282,0001,037
Securities gains (losses)$5,093,00041
Applicable income taxes$2,295,000208
Income before extraordinary items$4,080,000275
Extraordinary gains, net$016
Net income$4,080,000277
Minority interest net income$091
Net income of bank and minority interests.$4,080,000277
Net charge-offs$6,065,000290
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$25,000610
Net operating income$820,4801,297
2009-12-31 (YTD Data)Rank
Total interest income$137,868,000256
Total interest expense$53,045,000210
Net interest income$84,823,000273
Provision for loan and lease losses$94,765,000155
Total noninterest income$12,682,000543
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$11,440,000168
Trading account gains and fees$0211
Additional Noninterest Income$1,242,0001,875
Total noninterest expense$70,233,000322
Salaries and employee benefits$29,883,000328
Premises and equipment expense$9,823,000286
Additional noninterest expense$30,527,000314
Pre-tax net operating income$-67,493,0007,897
Securities gains (losses)$23,302,00037
Applicable income taxes$-20,070,0007,922
Income before extraordinary items$-24,121,0007,775
Extraordinary gains, net$034
Net income$-24,121,0007,773
Minority interest net income$0115
Net income of bank and minority interests.$-24,121,0007,774
Net charge-offs$80,112,000142
Cash dividends$18,290,000116
Sale, conversion, retirement of capital stock, net$768,000466
Net operating income$-39,034,2807,849
2009-09-30 (YTD Data)Rank
Total interest income$105,893,000261
Total interest expense$42,297,000217
Net interest income$63,596,000282
Provision for loan and lease losses$48,565,000207
Total noninterest income$10,317,000517
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$8,551,000169
Trading account gains and fees$0212
Additional Noninterest Income$1,766,0001,252
Total noninterest expense$47,857,000365
Salaries and employee benefits$22,190,000336
Premises and equipment expense$7,124,000302
Additional noninterest expense$18,543,000375
Pre-tax net operating income$-22,509,0007,888
Securities gains (losses)$14,487,00050
Applicable income taxes$-5,172,0007,902
Income before extraordinary items$-2,850,0007,355
Extraordinary gains, net$027
Net income$-2,850,0007,355
Minority interest net income$0118
Net income of bank and minority interests.$-2,850,0007,355
Net charge-offs$49,905,000168
Cash dividends$14,890,000105
Sale, conversion, retirement of capital stock, net$746,000380
Net operating income$-12,121,6807,829
2009-06-30 (YTD Data)Rank
Total interest income$71,973,000267
Total interest expense$30,101,000222
Net interest income$41,872,000289
Provision for loan and lease losses$42,565,000181
Total noninterest income$6,009,000586
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$5,612,000172
Trading account gains and fees$0193
Additional Noninterest Income$397,0002,568
Total noninterest expense$30,492,000384
Salaries and employee benefits$14,165,000360
Premises and equipment expense$4,788,000305
Additional noninterest expense$11,539,000389
Pre-tax net operating income$-25,176,0008,042
Securities gains (losses)$14,347,00045
Applicable income taxes$-5,724,0008,050
Income before extraordinary items$-5,105,0007,805
Extraordinary gains, net$021
Net income$-5,105,0007,804
Minority interest net income$0112
Net income of bank and minority interests.$-5,105,0007,804
Net charge-offs$42,890,000136
Cash dividends$13,220,00082
Sale, conversion, retirement of capital stock, net$344,000395
Net operating income$-14,287,0807,997
2009-03-31 (YTD Data)Rank
Total interest income$37,346,000260
Total interest expense$15,994,000220
Net interest income$21,352,000282
Provision for loan and lease losses$11,315,000230
Total noninterest income$3,910,000445
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,806,000166
Trading account gains and fees$0171
Additional Noninterest Income$1,104,000779
Total noninterest expense$13,027,000411
Salaries and employee benefits$6,507,000389
Premises and equipment expense$2,430,000305
Additional noninterest expense$4,090,000437
Pre-tax net operating income$920,0001,402
Securities gains (losses)$6,747,00054
Applicable income taxes$2,535,000178
Income before extraordinary items$5,132,000207
Extraordinary gains, net$015
Net income$5,132,000207
Minority interest net income$0102
Net income of bank and minority interests.$5,132,000208
Net charge-offs$17,743,000135
Cash dividends$11,600,00053
Sale, conversion, retirement of capital stock, net$17,000783
Net operating income$611,5101,675
2008-12-31 (YTD Data)Rank
Total interest income$160,866,000256
Total interest expense$78,026,000223
Net interest income$82,840,000293
Provision for loan and lease losses$35,539,000244
Total noninterest income$13,719,000473
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$10,441,000188
Trading account gains and fees$0154
Additional Noninterest Income$3,278,000900
Total noninterest expense$51,957,000423
Salaries and employee benefits$27,107,000357
Premises and equipment expense$9,269,000305
Additional noninterest expense$15,581,000464
Pre-tax net operating income$9,063,000611
Securities gains (losses)$2,095,000119
Applicable income taxes$1,852,000724
Income before extraordinary items$9,306,000414
Extraordinary gains, net$039
Net income$9,306,000414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,097,000198
Cash dividends$8,400,000348
Sale, conversion, retirement of capital stock, net$58,0001,099
Net operating income$7,567,150553
2008-09-30 (YTD Data)Rank
Total interest income$121,304,000270
Total interest expense$58,141,000238
Net interest income$63,163,000303
Provision for loan and lease losses$29,100,000193
Total noninterest income$9,906,000509
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$7,683,000198
Trading account gains and fees$0148
Additional Noninterest Income$2,223,0001,021
Total noninterest expense$39,005,000414
Salaries and employee benefits$20,773,000367
Premises and equipment expense$7,012,000316
Additional noninterest expense$11,220,000453
Pre-tax net operating income$4,964,0001,025
Securities gains (losses)$1,363,000142
Applicable income taxes$843,0001,321
Income before extraordinary items$5,484,000658
Extraordinary gains, net$031
Net income$5,484,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,727,000217
Cash dividends$8,400,000274
Sale, conversion, retirement of capital stock, net$43,000979
Net operating income$4,298,190903
2008-06-30 (YTD Data)Rank
Total interest income$79,618,000280
Total interest expense$39,601,000242
Net interest income$40,017,000315
Provision for loan and lease losses$24,600,000153
Total noninterest income$5,760,000581
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$5,000,000196
Trading account gains and fees$0149
Additional Noninterest Income$760,0001,691
Total noninterest expense$25,634,000419
Salaries and employee benefits$13,845,000371
Premises and equipment expense$4,686,000316
Additional noninterest expense$7,103,000465
Pre-tax net operating income$-4,457,0008,279
Securities gains (losses)$841,000201
Applicable income taxes$-2,536,0008,346
Income before extraordinary items$-1,080,0008,017
Extraordinary gains, net$021
Net income$-1,080,0008,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,577,000179
Cash dividends$5,000,000334
Sale, conversion, retirement of capital stock, net$23,000927
Net operating income$-1,618,2408,161
2008-03-31 (YTD Data)Rank
Total interest income$40,799,000286
Total interest expense$20,890,000248
Net interest income$19,909,000316
Provision for loan and lease losses$3,000,000301
Total noninterest income$3,514,000511
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,394,000202
Trading account gains and fees$0158
Additional Noninterest Income$1,120,000790
Total noninterest expense$12,490,000418
Salaries and employee benefits$6,984,000367
Premises and equipment expense$2,316,000321
Additional noninterest expense$3,190,000476
Pre-tax net operating income$7,933,000277
Securities gains (losses)$02,688
Applicable income taxes$2,560,000270
Income before extraordinary items$5,373,000295
Extraordinary gains, net$015
Net income$5,373,000295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,936,000233
Cash dividends$5,000,000181
Sale, conversion, retirement of capital stock, net$6,000877
Net operating income$5,373,000282
2007-12-31 (YTD Data)Rank
Total interest income$173,464,000279
Total interest expense$92,026,000254
Net interest income$81,438,000314
Provision for loan and lease losses$10,000,000255
Total noninterest income$12,255,000534
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$8,424,000221
Trading account gains and fees$0178
Additional Noninterest Income$3,831,000849
Total noninterest expense$48,476,000420
Salaries and employee benefits$27,277,000373
Premises and equipment expense$8,488,000331
Additional noninterest expense$12,711,000484
Pre-tax net operating income$35,217,000306
Securities gains (losses)$02,146
Applicable income taxes$11,867,000283
Income before extraordinary items$23,350,000321
Extraordinary gains, net$039
Net income$23,350,000318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,589,000250
Cash dividends$4,000,000908
Sale, conversion, retirement of capital stock, net$23,0001,170
Net operating income$23,350,000320
2007-09-30 (YTD Data)Rank
Total interest income$129,275,000282
Total interest expense$68,398,000257
Net interest income$60,877,000312
Provision for loan and lease losses$7,000,000201
Total noninterest income$8,987,000542
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$6,127,000221
Trading account gains and fees$0184
Additional Noninterest Income$2,860,000857
Total noninterest expense$35,955,000418
Salaries and employee benefits$21,233,000360
Premises and equipment expense$6,318,000332
Additional noninterest expense$8,404,000519
Pre-tax net operating income$26,909,000322
Securities gains (losses)$01,655
Applicable income taxes$9,194,000302
Income before extraordinary items$17,715,000345
Extraordinary gains, net$033
Net income$17,715,000343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,753,000199
Cash dividends$4,000,000674
Sale, conversion, retirement of capital stock, net$18,0001,036
Net operating income$17,715,000340
2007-06-30 (YTD Data)Rank
Total interest income$83,946,000299
Total interest expense$44,314,000270
Net interest income$39,632,000328
Provision for loan and lease losses$4,350,000186
Total noninterest income$5,837,000568
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,883,000234
Trading account gains and fees$0168
Additional Noninterest Income$1,954,000878
Total noninterest expense$23,811,000430
Salaries and employee benefits$14,281,000363
Premises and equipment expense$4,112,000353
Additional noninterest expense$5,418,000542
Pre-tax net operating income$17,308,000355
Securities gains (losses)$01,444
Applicable income taxes$5,892,000344
Income before extraordinary items$11,416,000379
Extraordinary gains, net$029
Net income$11,416,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,736,000305
Cash dividends$4,000,000501
Sale, conversion, retirement of capital stock, net$12,000950
Net operating income$11,416,000376
2007-03-31 (YTD Data)Rank
Total interest income$40,730,000306
Total interest expense$21,318,000275
Net interest income$19,412,000330
Provision for loan and lease losses$1,950,000188
Total noninterest income$2,885,000566
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,904,000230
Trading account gains and fees$0195
Additional Noninterest Income$981,000858
Total noninterest expense$12,087,000420
Salaries and employee benefits$7,378,000355
Premises and equipment expense$2,019,000357
Additional noninterest expense$2,690,000531
Pre-tax net operating income$8,260,000368
Securities gains (losses)$01,187
Applicable income taxes$2,792,000359
Income before extraordinary items$5,468,000390
Extraordinary gains, net$022
Net income$5,468,000389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,000425
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$7,000794
Net operating income$5,468,000385
2006-12-31 (YTD Data)Rank
Total interest income$148,109,000306
Total interest expense$72,549,000270
Net interest income$75,560,000326
Provision for loan and lease losses$6,525,000195
Total noninterest income$10,051,000612
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$6,781,000254
Trading account gains and fees$0130
Additional Noninterest Income$3,270,000931
Total noninterest expense$45,703,000426
Salaries and employee benefits$26,457,000373
Premises and equipment expense$7,432,000357
Additional noninterest expense$11,814,000490
Pre-tax net operating income$33,383,000370
Securities gains (losses)$01,687
Applicable income taxes$11,387,000355
Income before extraordinary items$21,996,000393
Extraordinary gains, net$051
Net income$21,996,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,091,000273
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$18,0001,115
Net operating income$21,996,000388
2006-09-30 (YTD Data)Rank
Total interest income$107,111,000322
Total interest expense$51,255,000289
Net interest income$55,856,000346
Provision for loan and lease losses$4,725,000199
Total noninterest income$7,278,000637
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,923,000266
Trading account gains and fees$0126
Additional Noninterest Income$2,355,000981
Total noninterest expense$34,118,000433
Salaries and employee benefits$19,873,000384
Premises and equipment expense$5,364,000373
Additional noninterest expense$8,881,000496
Pre-tax net operating income$24,291,000396
Securities gains (losses)$01,388
Applicable income taxes$8,446,000384
Income before extraordinary items$15,845,000422
Extraordinary gains, net$045
Net income$15,845,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,515,000238
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$15,845,000413
2006-06-30 (YTD Data)Rank
Total interest income$68,060,000330
Total interest expense$31,882,000298
Net interest income$36,178,000355
Provision for loan and lease losses$3,075,000203
Total noninterest income$4,727,000652
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,206,000270
Trading account gains and fees$0126
Additional Noninterest Income$1,521,0001,003
Total noninterest expense$22,094,000453
Salaries and employee benefits$12,964,000393
Premises and equipment expense$3,464,000384
Additional noninterest expense$5,666,000511
Pre-tax net operating income$15,736,000406
Securities gains (losses)$01,185
Applicable income taxes$5,472,000390
Income before extraordinary items$10,264,000431
Extraordinary gains, net$039
Net income$10,264,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,078,000319
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$10,264,000422
2006-03-31 (YTD Data)Rank
Total interest income$32,023,000338
Total interest expense$14,361,000308
Net interest income$17,662,000360
Provision for loan and lease losses$1,500,000197
Total noninterest income$2,179,000684
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,527,000273
Trading account gains and fees$0115
Additional Noninterest Income$652,0001,099
Total noninterest expense$10,927,000458
Salaries and employee benefits$6,472,000396
Premises and equipment expense$1,723,000389
Additional noninterest expense$2,732,000520
Pre-tax net operating income$7,414,000421
Securities gains (losses)$0955
Applicable income taxes$2,565,000411
Income before extraordinary items$4,849,000447
Extraordinary gains, net$021
Net income$4,849,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,000282
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,849,000436
2005-12-31 (YTD Data)Rank
Total interest income$105,884,000350
Total interest expense$39,308,000334
Net interest income$66,576,000368
Provision for loan and lease losses$6,613,000192
Total noninterest income$8,283,000710
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$5,787,000291
Trading account gains and fees$0138
Additional Noninterest Income$2,496,0001,164
Total noninterest expense$37,894,000491
Salaries and employee benefits$22,574,000425
Premises and equipment expense$5,909,000422
Additional noninterest expense$9,411,000590
Pre-tax net operating income$30,352,000404
Securities gains (losses)$02,296
Applicable income taxes$10,696,000381
Income before extraordinary items$19,656,000417
Extraordinary gains, net$046
Net income$19,656,000417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,660,000260
Cash dividends$4,000,000801
Sale, conversion, retirement of capital stock, net$0934
Net operating income$19,656,000410
2005-09-30 (YTD Data)Rank
Total interest income$75,063,000356
Total interest expense$26,129,000346
Net interest income$48,934,000366
Provision for loan and lease losses$4,953,000188
Total noninterest income$6,138,000720
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$4,292,000293
Trading account gains and fees$0126
Additional Noninterest Income$1,846,0001,185
Total noninterest expense$27,793,000495
Salaries and employee benefits$16,668,000425
Premises and equipment expense$4,348,000430
Additional noninterest expense$6,777,000606
Pre-tax net operating income$22,326,000402
Securities gains (losses)$02,317
Applicable income taxes$7,863,000391
Income before extraordinary items$14,463,000432
Extraordinary gains, net$035
Net income$14,463,000432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,785,000313
Cash dividends$4,000,000571
Sale, conversion, retirement of capital stock, net$0769
Net operating income$14,463,000420
2005-06-30 (YTD Data)Rank
Total interest income$46,787,000366
Total interest expense$14,998,000369
Net interest income$31,789,000368
Provision for loan and lease losses$3,238,000180
Total noninterest income$3,975,000728
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,805,000292
Trading account gains and fees$0116
Additional Noninterest Income$1,170,0001,200
Total noninterest expense$17,969,000505
Salaries and employee benefits$10,766,000436
Premises and equipment expense$2,822,000433
Additional noninterest expense$4,381,000619
Pre-tax net operating income$14,557,000401
Securities gains (losses)$02,146
Applicable income taxes$5,115,000399
Income before extraordinary items$9,442,000432
Extraordinary gains, net$030
Net income$9,442,000432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$827,000414
Cash dividends$4,000,000396
Sale, conversion, retirement of capital stock, net$0643
Net operating income$9,442,000419
2005-03-31 (YTD Data)Rank
Total interest income$21,834,000379
Total interest expense$6,600,000390
Net interest income$15,234,000381
Provision for loan and lease losses$1,603,000183
Total noninterest income$1,964,000726
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,399,000278
Trading account gains and fees$0115
Additional Noninterest Income$565,0001,219
Total noninterest expense$8,819,000505
Salaries and employee benefits$5,233,000438
Premises and equipment expense$1,390,000442
Additional noninterest expense$2,196,000611
Pre-tax net operating income$6,776,000421
Securities gains (losses)$01,685
Applicable income taxes$2,372,000411
Income before extraordinary items$4,404,000451
Extraordinary gains, net$024
Net income$4,404,000451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,000356
Cash dividends$4,000,000204
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,404,000435
2004-12-31 (YTD Data)Rank
Total interest income$71,075,000418
Total interest expense$16,554,000511
Net interest income$54,521,000398
Provision for loan and lease losses$5,941,000218
Total noninterest income$7,801,000736
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$5,749,000296
Trading account gains and fees$0138
Additional Noninterest Income$2,052,0001,287
Total noninterest expense$30,952,000549
Salaries and employee benefits$18,901,000473
Premises and equipment expense$4,671,000501
Additional noninterest expense$7,380,000709
Pre-tax net operating income$25,429,000418
Securities gains (losses)$74,0001,456
Applicable income taxes$8,701,000400
Income before extraordinary items$16,802,000436
Extraordinary gains, net$034
Net income$16,802,000437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,649,000379
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$16,753,160428
2004-09-30 (YTD Data)Rank
Total interest income$50,225,000436
Total interest expense$11,401,000531
Net interest income$38,824,000412
Provision for loan and lease losses$4,346,000229
Total noninterest income$5,843,000753
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$4,408,000297
Trading account gains and fees$0134
Additional Noninterest Income$1,435,0001,384
Total noninterest expense$23,018,000554
Salaries and employee benefits$14,136,000476
Premises and equipment expense$3,551,000500
Additional noninterest expense$5,331,000723
Pre-tax net operating income$17,303,000447
Securities gains (losses)$74,0001,385
Applicable income taxes$5,852,000429
Income before extraordinary items$11,525,000470
Extraordinary gains, net$026
Net income$11,525,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,281,000319
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$11,476,160458
2004-06-30 (YTD Data)Rank
Total interest income$31,791,000455
Total interest expense$7,008,000565
Net interest income$24,783,000422
Provision for loan and lease losses$2,796,000242
Total noninterest income$3,936,000737
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,925,000293
Trading account gains and fees$0130
Additional Noninterest Income$1,011,0001,310
Total noninterest expense$15,133,000561
Salaries and employee benefits$9,371,000478
Premises and equipment expense$2,357,000505
Additional noninterest expense$3,405,000744
Pre-tax net operating income$10,790,000462
Securities gains (losses)$74,0001,213
Applicable income taxes$3,640,000461
Income before extraordinary items$7,224,000492
Extraordinary gains, net$021
Net income$7,224,000492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,311,000240
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,175,160472
2004-03-31 (YTD Data)Rank
Total interest income$15,488,000467
Total interest expense$3,361,000607
Net interest income$12,127,000431
Provision for loan and lease losses$1,340,000252
Total noninterest income$1,955,000726
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,468,000287
Trading account gains and fees$0121
Additional Noninterest Income$487,0001,317
Total noninterest expense$7,407,000578
Salaries and employee benefits$4,593,000494
Premises and equipment expense$1,209,000498
Additional noninterest expense$1,605,000771
Pre-tax net operating income$5,335,000457
Securities gains (losses)$74,000965
Applicable income taxes$1,832,000461
Income before extraordinary items$3,577,000502
Extraordinary gains, net$016
Net income$3,577,000501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$961,000287
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,528,160476
2003-12-31 (YTD Data)Rank
Total interest income$58,194,000495
Total interest expense$16,929,000536
Net interest income$41,265,000480
Provision for loan and lease losses$4,385,000359
Total noninterest income$7,087,000860
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$5,187,000325
Trading account gains and fees$0160
Additional Noninterest Income$1,900,0001,523
Total noninterest expense$26,440,000636
Salaries and employee benefits$15,877,000548
Premises and equipment expense$4,084,000565
Additional noninterest expense$6,479,000796
Pre-tax net operating income$17,527,000534
Securities gains (losses)$133,0001,641
Applicable income taxes$6,278,000517
Income before extraordinary items$11,382,000599
Extraordinary gains, net$054
Net income$11,382,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,702,000621
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,296,880565
2003-09-30 (YTD Data)Rank
Total interest income$42,275,000524
Total interest expense$12,426,000576
Net interest income$29,849,000507
Provision for loan and lease losses$3,105,000389
Total noninterest income$5,008,000927
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,558,000372
Trading account gains and fees$0153
Additional Noninterest Income$1,450,0001,569
Total noninterest expense$19,682,000648
Salaries and employee benefits$11,933,000558
Premises and equipment expense$3,027,000584
Additional noninterest expense$4,722,000827
Pre-tax net operating income$12,070,000580
Securities gains (losses)$133,0001,506
Applicable income taxes$4,417,000561
Income before extraordinary items$7,786,000661
Extraordinary gains, net$040
Net income$7,786,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,979,000447
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,700,880627
2003-06-30 (YTD Data)Rank
Total interest income$27,610,000546
Total interest expense$8,149,000600
Net interest income$19,461,000515
Provision for loan and lease losses$1,905,000402
Total noninterest income$3,144,000968
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,216,000391
Trading account gains and fees$0150
Additional Noninterest Income$928,0001,601
Total noninterest expense$13,028,000654
Salaries and employee benefits$7,836,000561
Premises and equipment expense$1,987,000592
Additional noninterest expense$3,205,000817
Pre-tax net operating income$7,672,000604
Securities gains (losses)$133,0001,307
Applicable income taxes$2,911,000562
Income before extraordinary items$4,894,000704
Extraordinary gains, net$030
Net income$4,894,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,672,000380
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,808,880664
2003-03-31 (YTD Data)Rank
Total interest income$13,236,000573
Total interest expense$3,862,000641
Net interest income$9,374,000536
Provision for loan and lease losses$930,000393
Total noninterest income$1,479,000984
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,048,000397
Trading account gains and fees$0134
Additional Noninterest Income$431,0001,650
Total noninterest expense$6,212,000677
Salaries and employee benefits$3,710,000592
Premises and equipment expense$961,000606
Additional noninterest expense$1,541,000825
Pre-tax net operating income$3,711,000619
Securities gains (losses)$32,0001,647
Applicable income taxes$1,402,000593
Income before extraordinary items$2,341,000729
Extraordinary gains, net$021
Net income$2,341,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,000420
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,320,520677
2002-12-31 (YTD Data)Rank
Total interest income$48,487,000634
Total interest expense$13,174,000863
Net interest income$35,313,000552
Provision for loan and lease losses$4,290,000427
Total noninterest income$5,502,000964
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,676,000445
Trading account gains and fees$0153
Additional Noninterest Income$1,826,0001,417
Total noninterest expense$22,396,000721
Salaries and employee benefits$13,698,000598
Premises and equipment expense$3,425,000649
Additional noninterest expense$5,273,000946
Pre-tax net operating income$14,129,000621
Securities gains (losses)$351,000812
Applicable income taxes$5,608,000537
Income before extraordinary items$8,872,000717
Extraordinary gains, net$070
Net income$8,872,000718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,944,000574
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,647,360702
2001-12-31 (YTD Data)Rank
Total interest income$50,181,000698
Total interest expense$21,798,000752
Net interest income$28,383,000635
Provision for loan and lease losses$3,095,000501
Total noninterest income$4,495,0001,085
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,780,000548
Trading account gains and fees$0177
Additional Noninterest Income$1,715,0001,387
Total noninterest expense$18,344,000824
Salaries and employee benefits$11,001,000685
Premises and equipment expense$2,755,000767
Additional noninterest expense$4,588,0001,049
Pre-tax net operating income$11,439,000678
Securities gains (losses)$162,0001,352
Applicable income taxes$4,541,000584
Income before extraordinary items$7,060,000788
Extraordinary gains, net$0105
Net income$7,060,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$987,000952
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,956,320762
2000-12-31 (YTD Data)Rank
Total interest income$47,205,000756
Total interest expense$22,558,000809
Net interest income$24,647,000723
Provision for loan and lease losses$2,045,000605
Total noninterest income$3,880,0001,094
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,422,000549
Trading account gains and fees$0180
Additional Noninterest Income$1,458,0001,411
Total noninterest expense$15,543,000911
Salaries and employee benefits$8,931,000779
Premises and equipment expense$2,487,000806
Additional noninterest expense$4,125,0001,124
Pre-tax net operating income$10,939,000723
Securities gains (losses)$71,000640
Applicable income taxes$4,366,000601
Income before extraordinary items$6,644,000810
Extraordinary gains, net$038
Net income$6,644,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,792,000507
Cash dividends$400,0003,920
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,598,560813
1999-12-31 (YTD Data)Rank
Total interest income$36,223,000929
Total interest expense$15,877,000979
Net interest income$20,346,000872
Provision for loan and lease losses$1,282,000802
Total noninterest income$3,231,0001,272
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,018,000656
Trading account gains and fees$0173
Additional Noninterest Income$1,213,0001,626
Total noninterest expense$13,369,0001,042
Salaries and employee benefits$7,730,000887
Premises and equipment expense$2,189,000913
Additional noninterest expense$3,450,0001,341
Pre-tax net operating income$8,926,000917
Securities gains (losses)$9,0001,806
Applicable income taxes$3,267,000823
Income before extraordinary items$5,668,000981
Extraordinary gains, net$035
Net income$5,668,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-98,00010,038
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,662,240969
1998-12-31 (YTD Data)Rank
Total interest income$27,249,0001,192
Total interest expense$12,519,0001,248
Net interest income$14,730,0001,150
Provision for loan and lease losses$1,155,000864
Total noninterest income$2,141,0001,728
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,218,0001,017
Trading account gains and fees$0224
Additional Noninterest Income$923,0001,974
Total noninterest expense$10,528,0001,259
Salaries and employee benefits$5,554,0001,182
Premises and equipment expense$1,613,0001,188
Additional noninterest expense$3,361,0001,312
Pre-tax net operating income$5,188,0001,426
Securities gains (losses)$141,0001,080
Applicable income taxes$1,850,0001,357
Income before extraordinary items$3,479,0001,518
Extraordinary gains, net$032
Net income$3,479,0001,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,118
Cash dividends$145,0005,854
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,387,3501,499
1997-12-31 (YTD Data)Rank
Total interest income$22,476,0001,461
Total interest expense$9,908,0001,564
Net interest income$12,568,0001,374
Provision for loan and lease losses$1,201,000847
Total noninterest income$1,650,0002,052
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,086,0001,163
Trading account gains and fees$0239
Additional Noninterest Income$564,0002,606
Total noninterest expense$8,026,0001,635
Salaries and employee benefits$4,143,0001,573
Premises and equipment expense$1,309,0001,487
Additional noninterest expense$2,574,0001,652
Pre-tax net operating income$4,991,0001,556
Securities gains (losses)$42,0001,434
Applicable income taxes$1,732,0001,500
Income before extraordinary items$3,301,0001,638
Extraordinary gains, net$044
Net income$3,301,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,316
Cash dividends$275,0004,748
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,273,2801,609
1996-12-31 (YTD Data)Rank
Total interest income$17,223,0001,964
Total interest expense$7,413,0002,115
Net interest income$9,810,0001,809
Provision for loan and lease losses$846,0001,162
Total noninterest income$1,177,0002,726
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$727,0001,865
Trading account gains and fees$0262
Additional Noninterest Income$450,0003,144
Total noninterest expense$6,698,0002,076
Salaries and employee benefits$3,333,0001,988
Premises and equipment expense$1,030,0001,952
Additional noninterest expense$2,335,0002,143
Pre-tax net operating income$3,443,0002,081
Securities gains (losses)$237,000633
Applicable income taxes$1,340,0001,789
Income before extraordinary items$2,340,0002,115
Extraordinary gains, net$053
Net income$2,340,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,846
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,188,3202,203
1995-12-31 (YTD Data)Rank
Total interest income$14,014,0002,394
Total interest expense$6,192,0002,487
Net interest income$7,822,0002,302
Provision for loan and lease losses$435,0001,751
Total noninterest income$804,0003,675
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$539,0002,495
Trading account gains and fees$0522
Additional Noninterest Income$265,0004,328
Total noninterest expense$6,034,0002,263
Salaries and employee benefits$2,402,0002,779
Premises and equipment expense$1,241,0001,630
Additional noninterest expense$2,391,0002,077
Pre-tax net operating income$2,157,0003,262
Securities gains (losses)$03,831
Applicable income taxes$605,0003,636
Income before extraordinary items$1,552,0003,148
Extraordinary gains, net$065
Net income$1,552,0003,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,702
Cash dividends$255,0004,912
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,552,0003,125
1994-12-31 (YTD Data)Rank
Total interest income$9,999,0003,031
Total interest expense$3,771,0003,245
Net interest income$6,228,0002,903
Provision for loan and lease losses$345,0002,053
Total noninterest income$676,0004,234
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$414,0003,282
Trading account gains and fees$0475
Additional Noninterest Income$262,0004,461
Total noninterest expense$5,142,0002,701
Salaries and employee benefits$2,056,0003,207
Premises and equipment expense$1,235,0001,678
Additional noninterest expense$1,851,0002,755
Pre-tax net operating income$1,417,0004,628
Securities gains (losses)$2,0003,070
Applicable income taxes$150,0008,297
Income before extraordinary items$1,269,0003,665
Extraordinary gains, net$0249
Net income$1,269,0003,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,966
Cash dividends$805,0002,262
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,267,2203,714
1993-12-31 (YTD Data)Rank
Total interest income$4,118,0006,729
Total interest expense$1,506,0007,182
Net interest income$2,612,0006,329
Provision for loan and lease losses$140,0004,819
Total noninterest income$493,0005,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$247,0005,169
Trading account gains and feesNANA
Additional Noninterest Income$246,0005,046
Total noninterest expense$2,159,0005,963
Salaries and employee benefits$858,0006,977
Premises and equipment expense$491,0003,926
Additional noninterest expense$810,0005,871
Pre-tax net operating income$806,0006,779
Securities gains (losses)$36,0003,866
Applicable income taxes$272,0006,460
Income before extraordinary items$570,0007,016
Extraordinary gains, net$03,149
Net income$570,0007,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0005,721
Cash dividends$240,0004,974
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$545,5206,936
1992-12-31 (YTD Data)Rank
Total interest income$3,693,0007,923
Total interest expense$1,599,0008,203
Net interest income$2,094,0007,509
Provision for loan and lease losses$111,0006,992
Total noninterest income$336,0007,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0005,368
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,992
Total noninterest expense$1,850,0006,794
Salaries and employee benefits$707,0007,934
Premises and equipment expense$469,0004,204
Additional noninterest expense$674,0006,928
Pre-tax net operating income$469,0008,645
Securities gains (losses)$46,0004,268
Applicable income taxes$106,0009,741
Income before extraordinary items$409,0008,124
Extraordinary gains, net$01,422
Net income$409,0008,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,00013,268
Cash dividends$190,0005,228
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$372,6608,128

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.