Home > American Chartered Bank > Net charge- offs to loans
American Chartered Bank, Net charge- offs to loans
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3458% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | -0.3496% | 5,271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0796% | 5,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3167% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5405% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2214% | 5,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9065% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 47.3764% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 47.3764% | 6 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3744% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0895% | 5,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.4841% | 5,354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0526% | 5,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1447% | 5,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2476% | 4,385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1000% | 5,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2143% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 30.5577% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 30.5577% | 9 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0540% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | 1.7474% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1375% | 5,709 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2790% | 4,873 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1789% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6655% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 5,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2732% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0794% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0794% | 137 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1981% | 5,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 5,253 |
| Percentage Net Loans Charged-off:Construction & development | 2.6432% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2383% | 5,890 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3691% | 4,924 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6822% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 2,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0348% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1614% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1614% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2485% | 5,533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 5,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 2,627 |
| Percentage Net Loans Charged-off:Construction & development | 4.7475% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3031% | 6,001 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5550% | 4,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3746% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1592% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 4,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4044% | 6,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.4044% | 6,147 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0604% | 5,421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 4.3192% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1796% | 6,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1638% | 5,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.1311% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 27.1311% | 7 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0600% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5373% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7465% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0612% | 1,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7340% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0179% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0143% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0234% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5717% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0882% | 2,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7379% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7379% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0785% | 5,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6105% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5833% | 471 |
| Percentage Net Loans Charged-off:Construction & development | -0.1567% | 5,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4306% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0483% | 5,194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3125% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4947% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7904% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6597% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5508% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.5508% | 45 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0864% | 5,654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5844% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5544% | 549 |
| Percentage Net Loans Charged-off:Construction & development | -0.4488% | 5,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3291% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0009% | 5,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4724% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5310% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5565% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6472% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4931% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4931% | 119 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0662% | 5,648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4943% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3113% | 882 |
| Percentage Net Loans Charged-off:Construction & development | -0.4072% | 5,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2649% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0068% | 5,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9505% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9670% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8900% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3442% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3442% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0682% | 5,672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2046% | 440 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3861% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.5988% | 1,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3968% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2397% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5352% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2353% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6914% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8022% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.1242% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.1242% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3993% | 5,982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1890% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5055% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 1.1096% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5232% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7789% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4957% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8864% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8231% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5111% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2469% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.2469% | 50 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4612% | 6,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9042% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0565% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.8910% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6858% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5917% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6106% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8125% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0499% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5814% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4291% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4292% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2397% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8463% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7840% | 678 |
| Percentage Net Loans Charged-off:Construction & development | 0.5722% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0860% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7652% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5187% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1053% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7577% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9992% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.4849% | 6,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.4849% | 6,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6229% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5179% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6024% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 2.2319% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1535% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3245% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5368% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6339% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4653% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3802% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.3058% | 6,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -8.3058% | 6,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8254% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6428% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9105% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 2.6747% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3013% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1718% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2712% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3631% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2001% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1114% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.0689% | 7,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -8.0689% | 6,991 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0894% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3432% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5248% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 1.2143% | 1,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3099% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3428% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5552% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1715% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9502% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4572% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4572% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0360% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0168% | 920 |
| Percentage Net Loans Charged-off:Construction & development | -0.2638% | 6,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4107% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8941% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0332% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7765% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1363% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.0183% | 7,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.0183% | 7,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8862% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8248% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 4.5364% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2331% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5560% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2327% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6558% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7808% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9833% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.6752% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 19.9744% | 36 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6582% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6183% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 4.2988% | 981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9908% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2423% | 724 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5740% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8449% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2775% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6972% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.5316% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 19.7664% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0788% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8082% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 3.4376% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4476% | 1,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4932% | 522 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9834% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6655% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2944% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7583% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8584% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5716% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7668% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8558% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 4.7693% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3471% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9981% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9077% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8921% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9231% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5418% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1190% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1190% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5721% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5867% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 8.2632% | 744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9976% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9368% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4909% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5624% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5128% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6022% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1310% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9711% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0051% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 5.8300% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8491% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0539% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4200% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6237% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3146% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9265% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6859% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8729% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7243% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 3.8222% | 1,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9584% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0321% | 465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7420% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4917% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1796% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3432% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8778% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3127% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5498% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 2.0829% | 1,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0435% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1870% | 245 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3635% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6984% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1472% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7089% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9735% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8760% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6752% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 12.1328% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2938% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4042% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2426% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5094% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9004% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5003% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7428% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3519% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1489% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4737% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 11.9565% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9156% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7761% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4166% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1208% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4933% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4295% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4868% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4687% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9819% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6873% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 15.0112% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2033% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7672% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7480% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7773% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3879% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3855% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9183% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7057% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2366% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4377% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 13.9218% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1261% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1760% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3377% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6800% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8779% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8394% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4483% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3310% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4414% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 5.5538% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1984% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0826% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7763% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7787% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0428% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3760% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0047% | 1,882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9429% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9351% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 2.4782% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2679% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4624% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0218% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0687% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3833% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8733% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3515% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0064% | 1,613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0396% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0455% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 2.2205% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4100% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7059% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0800% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7300% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9362% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.6542% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5937% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7611% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.8673% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7861% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7487% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3419% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1301% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2047% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5870% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3583% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3985% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 1.2051% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8684% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3890% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6252% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2426% | 2,583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8698% | 8,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8029% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3496% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3380% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.9476% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5290% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4380% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7265% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3585% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4339% | 8,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8140% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5612% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3418% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5576% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0896% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3828% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2911% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8633% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5740% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0649% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2006% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6788% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1237% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 7,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6312% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1708% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1492% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1971% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3274% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0182% | 7,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6623% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2150% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1102% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 7,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5973% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2182% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4277% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0268% | 7,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7298% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 8,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7116% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0240% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1849% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7459% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4545% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4917% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5206% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2792% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0507% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1345% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1175% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0978% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1433% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8258% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6555% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7674% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1389% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2117% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4511% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0871% | 5,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0130% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1067% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1398% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3228% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2086% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1355% | 4,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0489% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2004% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2250% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2892% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6635% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0518% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2547% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3615% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2404% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0234% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8713% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0190% | 6,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7995% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2810% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0320% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0302% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0244% | 6,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1840% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4357% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 2,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0490% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5974% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 5,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1142% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3740% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3778% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2150% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2285% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8818% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5951% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 3,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1015% | 4,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2593% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3066% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3249% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.1204% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1952% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1344% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2646% | 2,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3593% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4011% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3816% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 0.1968% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3448% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3844% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4514% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5363% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3122% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7183% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7120% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7987% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6468% | 8,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2374% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2965% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9811% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0218% | 7,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5867% | 2,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6088% | 3,649 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4334% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2576% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4338% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8474% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1596% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0295% | 9,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0706% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1575% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2616% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 5,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1896% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2988% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0890% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2543% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1688% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4464% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1902% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5017% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 6,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3500% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1687% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 6,403 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0783% | 12,902 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |