Home > American Business Bank > Income and Expense

American Business Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$159,133,000359
Total interest expense$37,214,000489
Net interest income$121,919,000321
Provision for loan and lease losses$3,398,000418
Total noninterest income$9,914,000744
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,012,000326
Trading account gains and fees$0123
Additional Noninterest Income$5,902,000792
Total noninterest expense$66,651,000438
Salaries and employee benefits$45,631,000352
Premises and equipment expense$4,800,000577
Additional noninterest expense$5,902,000792
Pre-tax net operating income$61,784,000298
Securities gains (losses)$-1,070,0004,306
Applicable income taxes$16,748,000236
Income before extraordinary items$43,966,000312
Extraordinary gains, net$054
Net income$43,966,000317
Minority interest net income$088
Net income of bank and minority interests.$43,966,000314
Net charge-offs$344,000911
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$2,489,000123
Net operating income$44,811,300324
2023-09-30 (YTD Data)Rank
Total interest income$117,530,000359
Total interest expense$26,563,000481
Net interest income$90,967,000326
Provision for loan and lease losses$2,839,000375
Total noninterest income$7,563,000735
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,041,000321
Trading account gains and fees$0125
Additional Noninterest Income$4,522,000794
Total noninterest expense$50,025,000435
Salaries and employee benefits$34,449,000352
Premises and equipment expense$3,592,000579
Additional noninterest expense$4,522,000794
Pre-tax net operating income$45,666,000313
Securities gains (losses)$-652,0004,400
Applicable income taxes$12,422,000246
Income before extraordinary items$32,592,000336
Extraordinary gains, net$052
Net income$32,592,000339
Minority interest net income$081
Net income of bank and minority interests.$32,592,000336
Net charge-offs$154,000997
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,892,000123
Net operating income$33,107,080341
2023-06-30 (YTD Data)Rank
Total interest income$77,132,000348
Total interest expense$16,443,000462
Net interest income$60,689,000320
Provision for loan and lease losses$1,991,000360
Total noninterest income$5,547,000680
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,073,000303
Trading account gains and fees$0112
Additional Noninterest Income$3,474,000681
Total noninterest expense$32,820,000435
Salaries and employee benefits$22,962,000339
Premises and equipment expense$2,393,000567
Additional noninterest expense$3,474,000681
Pre-tax net operating income$31,425,000308
Securities gains (losses)$-589,0004,491
Applicable income taxes$8,427,000244
Income before extraordinary items$22,409,000334
Extraordinary gains, net$051
Net income$22,409,000341
Minority interest net income$081
Net income of bank and minority interests.$22,409,000335
Net charge-offs$160,000760
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$1,038,000116
Net operating income$22,874,310322
2023-03-31 (YTD Data)Rank
Total interest income$37,812,000354
Total interest expense$5,814,000538
Net interest income$31,998,000317
Provision for loan and lease losses$463,000533
Total noninterest income$2,804,000685
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,051,000312
Trading account gains and fees$097
Additional Noninterest Income$1,753,000671
Total noninterest expense$16,171,000450
Salaries and employee benefits$11,338,000356
Premises and equipment expense$1,192,000591
Additional noninterest expense$1,753,000671
Pre-tax net operating income$18,168,000278
Securities gains (losses)$-211,0004,447
Applicable income taxes$4,872,000225
Income before extraordinary items$13,085,000299
Extraordinary gains, net$04
Net income$13,085,000300
Minority interest net income$048
Net income of bank and minority interests.$13,085,000300
Net charge-offs$-10,0004,040
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$233,000166
Net operating income$13,251,690299
2022-12-31 (YTD Data)Rank
Total interest income$127,749,000333
Total interest expense$2,693,0001,281
Net interest income$125,056,000313
Provision for loan and lease losses$4,515,000300
Total noninterest income$6,799,000975
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,155,000328
Trading account gains and fees$0116
Additional Noninterest Income$2,644,0001,363
Total noninterest expense$60,743,000460
Salaries and employee benefits$41,689,000377
Premises and equipment expense$4,675,000590
Additional noninterest expense$2,644,0001,363
Pre-tax net operating income$66,597,000310
Securities gains (losses)$-75,0003,834
Applicable income taxes$17,963,000260
Income before extraordinary items$48,559,000326
Extraordinary gains, net$05
Net income$48,559,000326
Minority interest net income$063
Net income of bank and minority interests.$48,559,000326
Net charge-offs$-58,0004,141
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$3,359,000140
Net operating income$48,618,250335
2022-09-30 (YTD Data)Rank
Total interest income$91,658,000332
Total interest expense$1,249,0001,507
Net interest income$90,409,000312
Provision for loan and lease losses$3,346,000287
Total noninterest income$4,656,0001,059
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,123,000327
Trading account gains and fees$0111
Additional Noninterest Income$1,533,0001,631
Total noninterest expense$44,352,000466
Salaries and employee benefits$30,816,000377
Premises and equipment expense$3,521,000585
Additional noninterest expense$1,533,0001,631
Pre-tax net operating income$47,367,000324
Securities gains (losses)$-43,0004,085
Applicable income taxes$12,716,000276
Income before extraordinary items$34,608,000333
Extraordinary gains, net$04
Net income$34,608,000333
Minority interest net income$057
Net income of bank and minority interests.$34,608,000333
Net charge-offs$-32,0003,939
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$2,482,000132
Net operating income$34,641,970341
2022-06-30 (YTD Data)Rank
Total interest income$58,876,000327
Total interest expense$800,0001,365
Net interest income$58,076,000309
Provision for loan and lease losses$2,510,000226
Total noninterest income$2,552,0001,189
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,037,000332
Trading account gains and fees$0108
Additional Noninterest Income$515,0002,361
Total noninterest expense$28,725,000466
Salaries and employee benefits$19,963,000377
Premises and equipment expense$2,278,000599
Additional noninterest expense$6,484,000615
Pre-tax net operating income$29,393,000328
Securities gains (losses)$-67,0004,292
Applicable income taxes$7,969,000276
Income before extraordinary items$21,357,000343
Extraordinary gains, net$04
Net income$21,357,000343
Minority interest net income$060
Net income of bank and minority interests.$21,357,000343
Net charge-offs$-37,0004,083
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$1,858,000104
Net operating income$21,409,930353
2022-03-31 (YTD Data)Rank
Total interest income$28,547,000326
Total interest expense$359,0001,429
Net interest income$28,188,000312
Provision for loan and lease losses$1,486,000158
Total noninterest income$1,361,0001,141
Gross Fiduciary activities income$0892
Service charges on deposit accounts$989,000343
Trading account gains and fees$0103
Additional Noninterest Income$372,0001,975
Total noninterest expense$14,705,000465
Salaries and employee benefits$10,475,000371
Premises and equipment expense$1,165,000590
Additional noninterest expense$3,065,000644
Pre-tax net operating income$13,358,000342
Securities gains (losses)$30,000253
Applicable income taxes$3,465,000293
Income before extraordinary items$9,923,000363
Extraordinary gains, net$04
Net income$9,923,000363
Minority interest net income$050
Net income of bank and minority interests.$9,923,000363
Net charge-offs$-14,0004,031
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$1,201,00073
Net operating income$9,899,300371
2021-12-31 (YTD Data)Rank
Total interest income$108,879,000340
Total interest expense$1,820,0001,427
Net interest income$107,059,000317
Provision for loan and lease losses$1,953,000298
Total noninterest income$6,558,0001,104
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,450,000365
Trading account gains and fees$0132
Additional Noninterest Income$3,108,0001,453
Total noninterest expense$58,814,000452
Salaries and employee benefits$39,867,000386
Premises and equipment expense$4,589,000583
Additional noninterest expense$14,358,000568
Pre-tax net operating income$52,850,000370
Securities gains (losses)$-33,0004,511
Applicable income taxes$13,654,000321
Income before extraordinary items$39,163,000391
Extraordinary gains, net$010
Net income$39,163,000390
Minority interest net income$074
Net income of bank and minority interests.$39,163,000391
Net charge-offs$-178,0004,518
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$2,736,000146
Net operating income$39,189,070385
2021-09-30 (YTD Data)Rank
Total interest income$80,857,000345
Total interest expense$1,398,0001,479
Net interest income$79,459,000318
Provision for loan and lease losses$468,000861
Total noninterest income$4,702,0001,152
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,508,000369
Trading account gains and fees$0132
Additional Noninterest Income$2,194,0001,581
Total noninterest expense$43,764,000456
Salaries and employee benefits$29,408,000393
Premises and equipment expense$3,432,000586
Additional noninterest expense$10,924,000564
Pre-tax net operating income$39,929,000376
Securities gains (losses)$-15,0004,601
Applicable income taxes$10,414,000321
Income before extraordinary items$29,500,000406
Extraordinary gains, net$08
Net income$29,500,000404
Minority interest net income$069
Net income of bank and minority interests.$29,500,000406
Net charge-offs$-151,0004,582
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$2,163,000129
Net operating income$29,511,850398
2021-06-30 (YTD Data)Rank
Total interest income$52,547,000348
Total interest expense$946,0001,523
Net interest income$51,601,000323
Provision for loan and lease losses$02,862
Total noninterest income$3,012,0001,179
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,507,000386
Trading account gains and fees$0133
Additional Noninterest Income$1,505,0001,511
Total noninterest expense$30,398,000433
Salaries and employee benefits$19,893,000386
Premises and equipment expense$2,297,000583
Additional noninterest expense$8,208,000493
Pre-tax net operating income$24,215,000402
Securities gains (losses)$-15,0004,681
Applicable income taxes$6,224,000349
Income before extraordinary items$17,976,000432
Extraordinary gains, net$06
Net income$17,976,000431
Minority interest net income$067
Net income of bank and minority interests.$17,976,000432
Net charge-offs$-411,0004,854
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$1,445,000113
Net operating income$17,987,850425
2021-03-31 (YTD Data)Rank
Total interest income$24,962,000359
Total interest expense$469,0001,596
Net interest income$24,493,000335
Provision for loan and lease losses$02,741
Total noninterest income$1,543,0001,164
Gross Fiduciary activities income$0922
Service charges on deposit accounts$745,000385
Trading account gains and fees$0127
Additional Noninterest Income$798,0001,471
Total noninterest expense$13,935,000472
Salaries and employee benefits$9,663,000399
Premises and equipment expense$1,146,000590
Additional noninterest expense$3,126,000611
Pre-tax net operating income$12,101,000401
Securities gains (losses)$-15,0004,698
Applicable income taxes$3,170,000343
Income before extraordinary items$8,916,000436
Extraordinary gains, net$03
Net income$8,916,000434
Minority interest net income$055
Net income of bank and minority interests.$8,916,000436
Net charge-offs$-16,0004,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$693,00099
Net operating income$8,927,850425
2020-12-31 (YTD Data)Rank
Total interest income$93,295,000388
Total interest expense$2,882,0001,534
Net interest income$90,413,000348
Provision for loan and lease losses$2,564,000896
Total noninterest income$5,673,0001,168
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,651,000421
Trading account gains and fees$0133
Additional Noninterest Income$3,022,0001,425
Total noninterest expense$54,194,000474
Salaries and employee benefits$37,312,000397
Premises and equipment expense$3,798,000692
Additional noninterest expense$13,084,000581
Pre-tax net operating income$39,328,000355
Securities gains (losses)$-168,0004,957
Applicable income taxes$10,387,000297
Income before extraordinary items$28,773,000401
Extraordinary gains, net$04
Net income$28,773,000400
Minority interest net income$072
Net income of bank and minority interests.$28,773,000401
Net charge-offs$457,0001,032
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,391,000136
Net operating income$28,905,720387
2020-09-30 (YTD Data)Rank
Total interest income$67,519,000392
Total interest expense$2,408,0001,477
Net interest income$65,111,000349
Provision for loan and lease losses$2,564,000767
Total noninterest income$3,811,0001,224
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,932,000429
Trading account gains and fees$0125
Additional Noninterest Income$1,879,0001,547
Total noninterest expense$39,608,000473
Salaries and employee benefits$27,097,000399
Premises and equipment expense$2,839,000680
Additional noninterest expense$9,672,000574
Pre-tax net operating income$26,750,000358
Securities gains (losses)$-168,0004,966
Applicable income taxes$7,134,000292
Income before extraordinary items$19,448,000397
Extraordinary gains, net$04
Net income$19,448,000397
Minority interest net income$065
Net income of bank and minority interests.$19,448,000397
Net charge-offs$477,000772
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$1,917,000125
Net operating income$19,580,720388
2020-06-30 (YTD Data)Rank
Total interest income$43,610,000407
Total interest expense$1,846,0001,402
Net interest income$41,764,000360
Provision for loan and lease losses$2,114,000697
Total noninterest income$2,344,0001,224
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,255,000433
Trading account gains and fees$0123
Additional Noninterest Income$1,089,0001,581
Total noninterest expense$25,973,000468
Salaries and employee benefits$17,603,000396
Premises and equipment expense$1,873,000685
Additional noninterest expense$6,497,000569
Pre-tax net operating income$16,021,000344
Securities gains (losses)$-137,0004,965
Applicable income taxes$4,310,000281
Income before extraordinary items$11,574,000395
Extraordinary gains, net$04
Net income$11,574,000394
Minority interest net income$065
Net income of bank and minority interests.$11,574,000395
Net charge-offs$538,000565
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$1,160,000113
Net operating income$11,682,230378
2020-03-31 (YTD Data)Rank
Total interest income$21,263,000421
Total interest expense$1,245,0001,189
Net interest income$20,018,000368
Provision for loan and lease losses$1,434,000499
Total noninterest income$365,0002,285
Gross Fiduciary activities income$0941
Service charges on deposit accounts$615,000504
Trading account gains and fees$0106
Additional Noninterest Income$-250,0005,096
Total noninterest expense$12,047,000508
Salaries and employee benefits$8,219,000425
Premises and equipment expense$920,000695
Additional noninterest expense$2,908,000629
Pre-tax net operating income$6,902,000351
Securities gains (losses)$47,000861
Applicable income taxes$2,110,000247
Income before extraordinary items$4,839,000417
Extraordinary gains, net$04
Net income$4,839,000416
Minority interest net income$056
Net income of bank and minority interests.$4,839,000417
Net charge-offs$370,000451
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$584,000110
Net operating income$4,801,870412
2019-12-31 (YTD Data)Rank
Total interest income$83,084,000431
Total interest expense$4,789,0001,291
Net interest income$78,295,000367
Provision for loan and lease losses$3,279,000349
Total noninterest income$5,987,000994
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,160,000588
Trading account gains and fees$0135
Additional Noninterest Income$3,827,000995
Total noninterest expense$50,812,000462
Salaries and employee benefits$35,466,000384
Premises and equipment expense$3,938,000644
Additional noninterest expense$11,408,000621
Pre-tax net operating income$30,191,000446
Securities gains (losses)$-267,0005,118
Applicable income taxes$7,847,000375
Income before extraordinary items$22,077,000497
Extraordinary gains, net$011
Net income$22,077,000497
Minority interest net income$076
Net income of bank and minority interests.$22,077,000498
Net charge-offs$-41,0004,740
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$9,163,00067
Net operating income$22,287,930486
2019-09-30 (YTD Data)Rank
Total interest income$61,590,000439
Total interest expense$3,475,0001,330
Net interest income$58,115,000374
Provision for loan and lease losses$2,478,000342
Total noninterest income$4,414,000995
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,598,000587
Trading account gains and fees$0129
Additional Noninterest Income$2,816,0001,000
Total noninterest expense$38,028,000460
Salaries and employee benefits$26,461,000382
Premises and equipment expense$2,956,000650
Additional noninterest expense$8,611,000616
Pre-tax net operating income$22,023,000468
Securities gains (losses)$-267,0005,200
Applicable income taxes$5,668,000384
Income before extraordinary items$16,088,000520
Extraordinary gains, net$011
Net income$16,088,000519
Minority interest net income$072
Net income of bank and minority interests.$16,088,000520
Net charge-offs$-33,0004,731
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$8,754,00050
Net operating income$16,298,930505
2019-06-30 (YTD Data)Rank
Total interest income$40,109,000452
Total interest expense$2,209,0001,358
Net interest income$37,900,000383
Provision for loan and lease losses$1,018,000483
Total noninterest income$2,957,000974
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,045,000590
Trading account gains and fees$0131
Additional Noninterest Income$1,912,000962
Total noninterest expense$25,318,000459
Salaries and employee benefits$18,017,000373
Premises and equipment expense$2,068,000616
Additional noninterest expense$5,233,000674
Pre-tax net operating income$14,521,000461
Securities gains (losses)$-145,0005,229
Applicable income taxes$3,706,000380
Income before extraordinary items$10,670,000514
Extraordinary gains, net$011
Net income$10,670,000513
Minority interest net income$069
Net income of bank and minority interests.$10,670,000513
Net charge-offs$-27,0004,756
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$7,879,00035
Net operating income$10,784,550493
2019-03-31 (YTD Data)Rank
Total interest income$19,854,000448
Total interest expense$1,016,0001,420
Net interest income$18,838,000388
Provision for loan and lease losses$90,0001,533
Total noninterest income$1,473,000960
Gross Fiduciary activities income$0972
Service charges on deposit accounts$503,000612
Trading account gains and fees$0126
Additional Noninterest Income$970,000915
Total noninterest expense$13,020,000449
Salaries and employee benefits$9,444,000359
Premises and equipment expense$1,021,000625
Additional noninterest expense$2,555,000683
Pre-tax net operating income$7,201,000453
Securities gains (losses)$01,087
Applicable income taxes$1,800,000388
Income before extraordinary items$5,401,000496
Extraordinary gains, net$05
Net income$5,401,000495
Minority interest net income$052
Net income of bank and minority interests.$5,401,000495
Net charge-offs$-15,0004,791
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$738,00083
Net operating income$5,401,000484
2018-12-31 (YTD Data)Rank
Total interest income$70,187,000467
Total interest expense$3,134,0001,382
Net interest income$67,053,000413
Provision for loan and lease losses$3,811,000316
Total noninterest income$4,529,0001,159
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,899,000674
Trading account gains and fees$0126
Additional Noninterest Income$2,630,0001,251
Total noninterest expense$45,505,000495
Salaries and employee benefits$31,674,000410
Premises and equipment expense$3,253,000771
Additional noninterest expense$10,578,000667
Pre-tax net operating income$22,266,000546
Securities gains (losses)$-627,0005,282
Applicable income taxes$5,246,000456
Income before extraordinary items$16,393,000603
Extraordinary gains, net$06
Net income$16,393,000601
Minority interest net income$072
Net income of bank and minority interests.$16,393,000602
Net charge-offs$-53,0004,901
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$4,890,000105
Net operating income$16,888,330589
2018-09-30 (YTD Data)Rank
Total interest income$50,435,000479
Total interest expense$2,202,0001,388
Net interest income$48,233,000430
Provision for loan and lease losses$2,268,000360
Total noninterest income$4,158,0001,036
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,394,000681
Trading account gains and fees$0138
Additional Noninterest Income$2,764,000986
Total noninterest expense$36,288,000469
Salaries and employee benefits$25,715,000391
Premises and equipment expense$2,461,000767
Additional noninterest expense$8,112,000632
Pre-tax net operating income$13,835,000631
Securities gains (losses)$-553,0005,403
Applicable income taxes$2,983,000564
Income before extraordinary items$10,299,000693
Extraordinary gains, net$05
Net income$10,299,000692
Minority interest net income$066
Net income of bank and minority interests.$10,299,000692
Net charge-offs$-43,0004,879
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$4,437,00085
Net operating income$10,735,870666
2018-06-30 (YTD Data)Rank
Total interest income$32,231,000492
Total interest expense$1,393,0001,376
Net interest income$30,838,000448
Provision for loan and lease losses$1,763,000316
Total noninterest income$2,781,0001,027
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$898,000695
Trading account gains and fees$0130
Additional Noninterest Income$1,883,000976
Total noninterest expense$23,689,000478
Salaries and employee benefits$16,755,000399
Premises and equipment expense$1,586,000794
Additional noninterest expense$5,348,000641
Pre-tax net operating income$8,167,000694
Securities gains (losses)$-345,0005,455
Applicable income taxes$1,665,000620
Income before extraordinary items$6,157,000753
Extraordinary gains, net$06
Net income$6,157,000752
Minority interest net income$065
Net income of bank and minority interests.$6,157,000752
Net charge-offs$-29,0004,866
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$3,636,00061
Net operating income$6,429,550732
2018-03-31 (YTD Data)Rank
Total interest income$15,640,000504
Total interest expense$644,0001,405
Net interest income$14,996,000461
Provision for loan and lease losses$832,000317
Total noninterest income$1,130,0001,177
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$424,000733
Trading account gains and fees$0123
Additional Noninterest Income$706,0001,197
Total noninterest expense$12,114,000469
Salaries and employee benefits$8,793,000385
Premises and equipment expense$734,000863
Additional noninterest expense$2,587,000650
Pre-tax net operating income$3,180,000820
Securities gains (losses)$-195,0005,531
Applicable income taxes$559,000795
Income before extraordinary items$2,426,000897
Extraordinary gains, net$07
Net income$2,426,000897
Minority interest net income$052
Net income of bank and minority interests.$2,426,000897
Net charge-offs$-16,0004,917
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$2,443,00043
Net operating income$2,583,950844
2017-12-31 (YTD Data)Rank
Total interest income$56,320,000512
Total interest expense$1,713,0001,728
Net interest income$54,607,000470
Provision for loan and lease losses$628,0001,244
Total noninterest income$4,115,0001,259
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,668,000753
Trading account gains and fees$0151
Additional Noninterest Income$2,447,0001,344
Total noninterest expense$39,535,000547
Salaries and employee benefits$23,919,000498
Premises and equipment expense$2,669,000913
Additional noninterest expense$12,947,000525
Pre-tax net operating income$18,559,000581
Securities gains (losses)$-365,0005,561
Applicable income taxes$9,876,000412
Income before extraordinary items$8,318,000877
Extraordinary gains, net$09
Net income$8,318,000878
Minority interest net income$076
Net income of bank and minority interests.$8,318,000877
Net charge-offs$-46,0005,118
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$2,700,000144
Net operating income$8,551,600841
2017-09-30 (YTD Data)Rank
Total interest income$42,264,000514
Total interest expense$1,294,0001,707
Net interest income$40,970,000473
Provision for loan and lease losses$628,000999
Total noninterest income$3,026,0001,298
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,240,000760
Trading account gains and fees$0145
Additional Noninterest Income$1,786,0001,381
Total noninterest expense$28,580,000570
Salaries and employee benefits$16,963,000529
Premises and equipment expense$2,019,000915
Additional noninterest expense$9,598,000527
Pre-tax net operating income$14,788,000563
Securities gains (losses)$-65,0005,611
Applicable income taxes$3,870,000579
Income before extraordinary items$10,853,000581
Extraordinary gains, net$09
Net income$10,853,000581
Minority interest net income$071
Net income of bank and minority interests.$10,853,000581
Net charge-offs$-45,0005,133
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$2,413,000123
Net operating income$10,901,100572
2017-06-30 (YTD Data)Rank
Total interest income$27,889,000512
Total interest expense$914,0001,587
Net interest income$26,975,000474
Provision for loan and lease losses$328,0001,126
Total noninterest income$2,008,0001,301
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$819,000755
Trading account gains and fees$0139
Additional Noninterest Income$1,189,0001,386
Total noninterest expense$19,255,000567
Salaries and employee benefits$11,200,000536
Premises and equipment expense$1,314,000929
Additional noninterest expense$6,741,000510
Pre-tax net operating income$9,400,000577
Securities gains (losses)$-47,0005,655
Applicable income taxes$2,283,000611
Income before extraordinary items$7,070,000590
Extraordinary gains, net$011
Net income$7,070,000589
Minority interest net income$071
Net income of bank and minority interests.$7,070,000590
Net charge-offs$-31,0005,142
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$1,888,00098
Net operating income$7,105,720576
2017-03-31 (YTD Data)Rank
Total interest income$14,071,000504
Total interest expense$515,0001,424
Net interest income$13,556,000473
Provision for loan and lease losses$178,0001,023
Total noninterest income$1,005,0001,301
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$404,000767
Trading account gains and fees$0142
Additional Noninterest Income$601,0001,365
Total noninterest expense$9,849,000560
Salaries and employee benefits$5,595,000553
Premises and equipment expense$611,000994
Additional noninterest expense$3,643,000480
Pre-tax net operating income$4,534,000571
Securities gains (losses)$40,000383
Applicable income taxes$1,017,000651
Income before extraordinary items$3,557,000574
Extraordinary gains, net$08
Net income$3,557,000574
Minority interest net income$055
Net income of bank and minority interests.$3,557,000574
Net charge-offs$-22,0005,287
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$1,126,00074
Net operating income$3,525,800565
2016-12-31 (YTD Data)Rank
Total interest income$50,927,000530
Total interest expense$1,490,0001,813
Net interest income$49,437,000484
Provision for loan and lease losses$100,0003,103
Total noninterest income$3,683,0001,420
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,537,000817
Trading account gains and fees$0170
Additional Noninterest Income$2,146,0001,527
Total noninterest expense$38,062,000571
Salaries and employee benefits$19,602,000599
Premises and equipment expense$2,525,000961
Additional noninterest expense$15,935,000443
Pre-tax net operating income$14,958,000648
Securities gains (losses)$2,381,000105
Applicable income taxes$4,622,000583
Income before extraordinary items$12,717,000614
Extraordinary gains, net$05
Net income$12,717,000613
Minority interest net income$082
Net income of bank and minority interests.$12,717,000613
Net charge-offs$-107,0005,537
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$2,943,000125
Net operating income$10,978,870688
2016-09-30 (YTD Data)Rank
Total interest income$36,908,000547
Total interest expense$1,120,0001,815
Net interest income$35,788,000501
Provision for loan and lease losses$75,0003,003
Total noninterest income$2,714,0001,437
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,129,000830
Trading account gains and fees$1,000167
Additional Noninterest Income$1,584,0001,534
Total noninterest expense$26,664,000610
Salaries and employee benefits$14,585,000603
Premises and equipment expense$1,928,000946
Additional noninterest expense$10,151,000519
Pre-tax net operating income$11,763,000621
Securities gains (losses)$1,892,000105
Applicable income taxes$3,833,000547
Income before extraordinary items$9,822,000599
Extraordinary gains, net$05
Net income$9,822,000599
Minority interest net income$071
Net income of bank and minority interests.$9,822,000599
Net charge-offs$-96,0005,562
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$2,323,000106
Net operating income$8,459,760670
2016-06-30 (YTD Data)Rank
Total interest income$24,668,000545
Total interest expense$746,0001,820
Net interest income$23,922,000497
Provision for loan and lease losses$50,0002,917
Total noninterest income$2,135,0001,254
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$740,000834
Trading account gains and fees$1,000156
Additional Noninterest Income$1,394,0001,245
Total noninterest expense$18,759,000576
Salaries and employee benefits$9,825,000602
Premises and equipment expense$1,327,000924
Additional noninterest expense$7,607,000458
Pre-tax net operating income$7,248,000652
Securities gains (losses)$1,892,00077
Applicable income taxes$2,534,000545
Income before extraordinary items$6,606,000584
Extraordinary gains, net$016
Net income$6,606,000583
Minority interest net income$071
Net income of bank and minority interests.$6,606,000583
Net charge-offs$-91,0005,682
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$2,083,00080
Net operating income$5,243,760699
2016-03-31 (YTD Data)Rank
Total interest income$12,487,000534
Total interest expense$370,0001,833
Net interest income$12,117,000489
Provision for loan and lease losses$25,0002,733
Total noninterest income$1,351,0001,042
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$364,000842
Trading account gains and fees$0142
Additional Noninterest Income$987,000940
Total noninterest expense$9,043,000600
Salaries and employee benefits$5,070,000581
Premises and equipment expense$656,000947
Additional noninterest expense$3,317,000522
Pre-tax net operating income$4,400,000546
Securities gains (losses)$116,000462
Applicable income taxes$1,187,000558
Income before extraordinary items$3,329,000555
Extraordinary gains, net$012
Net income$3,329,000554
Minority interest net income$062
Net income of bank and minority interests.$3,329,000555
Net charge-offs$-18,0005,431
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$1,608,00053
Net operating income$3,243,160553
2015-12-31 (YTD Data)Rank
Total interest income$45,016,000565
Total interest expense$1,350,0001,931
Net interest income$43,666,000524
Provision for loan and lease losses$35,0003,818
Total noninterest income$2,236,0001,964
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,262,000989
Trading account gains and fees$1,000156
Additional Noninterest Income$973,0002,401
Total noninterest expense$31,114,000669
Salaries and employee benefits$17,768,000643
Premises and equipment expense$2,475,000974
Additional noninterest expense$10,871,000621
Pre-tax net operating income$14,753,000628
Securities gains (losses)$1,411,000151
Applicable income taxes$4,059,000614
Income before extraordinary items$12,105,000605
Extraordinary gains, net$023
Net income$12,105,000604
Minority interest net income$081
Net income of bank and minority interests.$12,105,000606
Net charge-offs$-179,0005,842
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,411,000182
Net operating income$11,046,750657
2015-09-30 (YTD Data)Rank
Total interest income$33,368,000574
Total interest expense$999,0001,971
Net interest income$32,369,000537
Provision for loan and lease losses$50,0003,229
Total noninterest income$2,058,0001,717
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,036,000931
Trading account gains and fees$0153
Additional Noninterest Income$1,022,0001,998
Total noninterest expense$23,074,000684
Salaries and employee benefits$13,266,000656
Premises and equipment expense$1,866,000983
Additional noninterest expense$7,942,000642
Pre-tax net operating income$11,303,000637
Securities gains (losses)$807,000217
Applicable income taxes$2,989,000634
Income before extraordinary items$9,121,000612
Extraordinary gains, net$021
Net income$9,121,000611
Minority interest net income$078
Net income of bank and minority interests.$9,121,000612
Net charge-offs$-151,0005,900
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,168,000158
Net operating income$8,515,750634
2015-06-30 (YTD Data)Rank
Total interest income$21,756,000587
Total interest expense$672,0001,958
Net interest income$21,084,000547
Provision for loan and lease losses$25,0003,365
Total noninterest income$1,376,0001,710
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$714,000887
Trading account gains and fees$0157
Additional Noninterest Income$662,0002,037
Total noninterest expense$14,963,000704
Salaries and employee benefits$8,712,000660
Premises and equipment expense$1,237,000991
Additional noninterest expense$5,014,000676
Pre-tax net operating income$7,472,000636
Securities gains (losses)$701,000191
Applicable income taxes$2,077,000620
Income before extraordinary items$6,096,000610
Extraordinary gains, net$022
Net income$6,096,000608
Minority interest net income$075
Net income of bank and minority interests.$6,096,000610
Net charge-offs$-127,0005,968
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$886,000140
Net operating income$5,570,250645
2015-03-31 (YTD Data)Rank
Total interest income$10,870,000584
Total interest expense$345,0001,937
Net interest income$10,525,000541
Provision for loan and lease losses$50,0002,062
Total noninterest income$829,0001,469
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$349,000881
Trading account gains and fees$0152
Additional Noninterest Income$480,0001,549
Total noninterest expense$7,381,000705
Salaries and employee benefits$4,249,000686
Premises and equipment expense$565,0001,075
Additional noninterest expense$2,567,000649
Pre-tax net operating income$3,923,000583
Securities gains (losses)$184,000391
Applicable income taxes$1,111,000586
Income before extraordinary items$2,996,000601
Extraordinary gains, net$013
Net income$2,996,000598
Minority interest net income$064
Net income of bank and minority interests.$2,996,000601
Net charge-offs$-100,0006,123
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$200,000187
Net operating income$2,861,680612
2014-12-31 (YTD Data)Rank
Total interest income$42,402,000584
Total interest expense$1,533,0001,856
Net interest income$40,869,000541
Provision for loan and lease losses$898,000947
Total noninterest income$2,193,0001,978
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,353,000982
Trading account gains and fees$0180
Additional Noninterest Income$840,0002,579
Total noninterest expense$26,772,000766
Salaries and employee benefits$15,620,000714
Premises and equipment expense$2,152,0001,109
Additional noninterest expense$9,000,000730
Pre-tax net operating income$15,392,000563
Securities gains (losses)$1,162,000181
Applicable income taxes$5,098,000496
Income before extraordinary items$11,456,000597
Extraordinary gains, net$017
Net income$11,456,000595
Minority interest net income$084
Net income of bank and minority interests.$11,456,000597
Net charge-offs$-494,0006,387
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$746,000248
Net operating income$10,654,220628
2014-09-30 (YTD Data)Rank
Total interest income$31,878,000579
Total interest expense$1,168,0001,866
Net interest income$30,710,000535
Provision for loan and lease losses$748,000851
Total noninterest income$1,900,0001,786
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$986,0001,016
Trading account gains and fees$0174
Additional Noninterest Income$914,0002,057
Total noninterest expense$19,884,000762
Salaries and employee benefits$11,875,000700
Premises and equipment expense$1,572,0001,147
Additional noninterest expense$6,437,000765
Pre-tax net operating income$11,978,000556
Securities gains (losses)$588,000253
Applicable income taxes$3,914,000481
Income before extraordinary items$8,652,000590
Extraordinary gains, net$015
Net income$8,652,000587
Minority interest net income$081
Net income of bank and minority interests.$8,652,000589
Net charge-offs$-631,0006,503
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$602,000206
Net operating income$8,246,280613
2014-06-30 (YTD Data)Rank
Total interest income$21,245,000578
Total interest expense$796,0001,846
Net interest income$20,449,000535
Provision for loan and lease losses$550,000770
Total noninterest income$1,320,0001,697
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$638,0001,027
Trading account gains and fees$0172
Additional Noninterest Income$682,0001,884
Total noninterest expense$13,064,000776
Salaries and employee benefits$7,860,000700
Premises and equipment expense$1,044,0001,166
Additional noninterest expense$4,160,000786
Pre-tax net operating income$8,155,000536
Securities gains (losses)$217,000461
Applicable income taxes$2,634,000469
Income before extraordinary items$5,738,000579
Extraordinary gains, net$020
Net income$5,738,000578
Minority interest net income$080
Net income of bank and minority interests.$5,738,000579
Net charge-offs$-612,0006,579
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$448,000183
Net operating income$5,588,270585
2014-03-31 (YTD Data)Rank
Total interest income$10,460,000589
Total interest expense$404,0001,843
Net interest income$10,056,000545
Provision for loan and lease losses$300,000685
Total noninterest income$515,0001,991
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$315,0001,021
Trading account gains and fees$0147
Additional Noninterest Income$200,0002,555
Total noninterest expense$6,461,000788
Salaries and employee benefits$3,930,000715
Premises and equipment expense$515,0001,203
Additional noninterest expense$2,016,000800
Pre-tax net operating income$3,810,000542
Securities gains (losses)$7,0001,257
Applicable income taxes$1,122,000513
Income before extraordinary items$2,695,000592
Extraordinary gains, net$016
Net income$2,695,000593
Minority interest net income$066
Net income of bank and minority interests.$2,695,000593
Net charge-offs$-209,0006,591
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$194,000186
Net operating income$2,690,030588
2013-12-31 (YTD Data)Rank
Total interest income$41,344,000591
Total interest expense$1,831,0001,843
Net interest income$39,513,000544
Provision for loan and lease losses$1,675,000714
Total noninterest income$980,0003,229
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,165,0001,181
Trading account gains and fees$-3,0006,769
Additional Noninterest Income$-182,0006,667
Total noninterest expense$25,269,000802
Salaries and employee benefits$15,490,000708
Premises and equipment expense$1,986,0001,196
Additional noninterest expense$7,793,000864
Pre-tax net operating income$13,549,000589
Securities gains (losses)$6,599,00053
Applicable income taxes$6,655,000378
Income before extraordinary items$13,493,000501
Extraordinary gains, net$029
Net income$13,493,000501
Minority interest net income$090
Net income of bank and minority interests.$13,493,000502
Net charge-offs$1,060,0001,216
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$3,439,000110
Net operating income$9,071,670689
2013-09-30 (YTD Data)Rank
Total interest income$30,874,000597
Total interest expense$1,407,0001,849
Net interest income$29,467,000545
Provision for loan and lease losses$1,450,000660
Total noninterest income$688,0003,413
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$851,0001,204
Trading account gains and fees$0180
Additional Noninterest Income$-163,0006,776
Total noninterest expense$18,878,000806
Salaries and employee benefits$11,566,000713
Premises and equipment expense$1,493,0001,203
Additional noninterest expense$5,819,000867
Pre-tax net operating income$9,827,000620
Securities gains (losses)$6,100,00049
Applicable income taxes$5,271,000368
Income before extraordinary items$10,656,000483
Extraordinary gains, net$025
Net income$10,656,000481
Minority interest net income$084
Net income of bank and minority interests.$10,656,000484
Net charge-offs$1,063,000956
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,463,000106
Net operating income$6,569,000710
2013-06-30 (YTD Data)Rank
Total interest income$20,400,000598
Total interest expense$988,0001,803
Net interest income$19,412,000547
Provision for loan and lease losses$1,150,000606
Total noninterest income$306,0004,184
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$545,0001,233
Trading account gains and fees$1,000151
Additional Noninterest Income$-240,0006,864
Total noninterest expense$12,675,000805
Salaries and employee benefits$7,685,000718
Premises and equipment expense$1,002,0001,198
Additional noninterest expense$3,988,000846
Pre-tax net operating income$5,893,000668
Securities gains (losses)$5,649,00045
Applicable income taxes$3,977,000332
Income before extraordinary items$7,565,000442
Extraordinary gains, net$022
Net income$7,565,000443
Minority interest net income$082
Net income of bank and minority interests.$7,565,000444
Net charge-offs$944,000798
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$2,003,00077
Net operating income$3,836,660788
2013-03-31 (YTD Data)Rank
Total interest income$10,094,000612
Total interest expense$526,0001,742
Net interest income$9,568,000559
Provision for loan and lease losses$300,000980
Total noninterest income$21,0006,451
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$269,0001,244
Trading account gains and fees$0148
Additional Noninterest Income$-248,0006,974
Total noninterest expense$6,073,000841
Salaries and employee benefits$3,711,000740
Premises and equipment expense$510,0001,197
Additional noninterest expense$1,852,000916
Pre-tax net operating income$3,216,000611
Securities gains (losses)$2,689,00054
Applicable income taxes$1,970,000348
Income before extraordinary items$3,935,000431
Extraordinary gains, net$010
Net income$3,935,000432
Minority interest net income$076
Net income of bank and minority interests.$3,935,000432
Net charge-offs$626,000663
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$171,000176
Net operating income$2,133,370702
2012-12-31 (YTD Data)Rank
Total interest income$39,314,000665
Total interest expense$2,747,0001,619
Net interest income$36,567,000597
Provision for loan and lease losses$1,600,0001,262
Total noninterest income$1,321,0002,814
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,062,0001,345
Trading account gains and fees$2,000160
Additional Noninterest Income$257,0004,269
Total noninterest expense$23,757,000846
Salaries and employee benefits$14,354,000728
Premises and equipment expense$2,167,0001,097
Additional noninterest expense$7,236,000968
Pre-tax net operating income$12,531,000601
Securities gains (losses)$3,702,000131
Applicable income taxes$5,349,000416
Income before extraordinary items$10,884,000584
Extraordinary gains, net$029
Net income$10,884,000582
Minority interest net income$093
Net income of bank and minority interests.$10,884,000584
Net charge-offs$-3,0006,454
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$621,000279
Net operating income$8,403,660683
2012-09-30 (YTD Data)Rank
Total interest income$29,469,000680
Total interest expense$2,120,0001,643
Net interest income$27,349,000605
Provision for loan and lease losses$900,0001,552
Total noninterest income$948,0002,884
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$793,0001,356
Trading account gains and fees$2,000150
Additional Noninterest Income$153,0004,607
Total noninterest expense$17,155,000875
Salaries and employee benefits$10,565,000738
Premises and equipment expense$1,634,0001,103
Additional noninterest expense$4,956,0001,040
Pre-tax net operating income$10,242,000573
Securities gains (losses)$2,314,000172
Applicable income taxes$4,155,000415
Income before extraordinary items$8,401,000586
Extraordinary gains, net$020
Net income$8,401,000585
Minority interest net income$086
Net income of bank and minority interests.$8,401,000586
Net charge-offs$-12,0006,647
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$434,000255
Net operating income$6,850,620652
2012-06-30 (YTD Data)Rank
Total interest income$19,160,000705
Total interest expense$1,495,0001,610
Net interest income$17,665,000618
Provision for loan and lease losses$600,0001,572
Total noninterest income$425,0003,543
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$536,0001,318
Trading account gains and fees$1,000147
Additional Noninterest Income$-112,0007,019
Total noninterest expense$11,386,000875
Salaries and employee benefits$6,961,000748
Premises and equipment expense$1,101,0001,088
Additional noninterest expense$3,324,0001,045
Pre-tax net operating income$6,104,000616
Securities gains (losses)$1,378,000196
Applicable income taxes$2,414,000459
Income before extraordinary items$5,068,000623
Extraordinary gains, net$019
Net income$5,068,000622
Minority interest net income$084
Net income of bank and minority interests.$5,068,000623
Net charge-offs$-8,0006,578
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$296,000223
Net operating income$4,130,960698
2012-03-31 (YTD Data)Rank
Total interest income$9,467,000716
Total interest expense$769,0001,627
Net interest income$8,698,000623
Provision for loan and lease losses$300,0001,500
Total noninterest income$109,0004,807
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$268,0001,312
Trading account gains and fees$1,000141
Additional Noninterest Income$-160,0007,188
Total noninterest expense$5,707,000872
Salaries and employee benefits$3,487,000750
Premises and equipment expense$543,0001,103
Additional noninterest expense$1,677,0001,025
Pre-tax net operating income$2,800,000659
Securities gains (losses)$612,000228
Applicable income taxes$1,008,000504
Income before extraordinary items$2,404,000641
Extraordinary gains, net$019
Net income$2,404,000642
Minority interest net income$078
Net income of bank and minority interests.$2,404,000642
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$150,000183
Net operating income$1,975,600717
2011-12-31 (YTD Data)Rank
Total interest income$38,457,000731
Total interest expense$3,546,0001,682
Net interest income$34,911,000609
Provision for loan and lease losses$1,977,0001,579
Total noninterest income$1,649,0002,306
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,008,0001,469
Trading account gains and fees$1,000144
Additional Noninterest Income$640,0002,760
Total noninterest expense$23,275,000851
Salaries and employee benefits$13,247,000749
Premises and equipment expense$2,161,0001,153
Additional noninterest expense$7,867,000905
Pre-tax net operating income$11,308,000549
Securities gains (losses)$2,664,000183
Applicable income taxes$4,086,000468
Income before extraordinary items$9,886,000543
Extraordinary gains, net$029
Net income$9,886,000544
Minority interest net income$096
Net income of bank and minority interests.$9,886,000544
Net charge-offs$93,0005,044
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$820,000354
Net operating income$7,994,560622
2011-09-30 (YTD Data)Rank
Total interest income$28,654,000749
Total interest expense$2,706,0001,725
Net interest income$25,948,000616
Provision for loan and lease losses$1,427,0001,555
Total noninterest income$1,394,0002,109
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$747,0001,488
Trading account gains and fees$1,000144
Additional Noninterest Income$646,0002,323
Total noninterest expense$17,204,000857
Salaries and employee benefits$9,872,000751
Premises and equipment expense$1,631,0001,159
Additional noninterest expense$5,701,000926
Pre-tax net operating income$8,711,000559
Securities gains (losses)$2,372,000165
Applicable income taxes$3,108,000463
Income before extraordinary items$7,975,000519
Extraordinary gains, net$021
Net income$7,975,000518
Minority interest net income$087
Net income of bank and minority interests.$7,975,000519
Net charge-offs$101,0004,422
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$719,000308
Net operating income$6,267,160613
2011-06-30 (YTD Data)Rank
Total interest income$19,110,000756
Total interest expense$1,805,0001,773
Net interest income$17,305,000628
Provision for loan and lease losses$1,052,0001,451
Total noninterest income$676,0002,599
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$490,0001,494
Trading account gains and fees$1,000148
Additional Noninterest Income$185,0003,622
Total noninterest expense$11,517,000867
Salaries and employee benefits$6,605,000752
Premises and equipment expense$1,089,0001,176
Additional noninterest expense$3,823,000950
Pre-tax net operating income$5,412,000588
Securities gains (losses)$1,040,000194
Applicable income taxes$1,723,000511
Income before extraordinary items$4,729,000564
Extraordinary gains, net$015
Net income$4,729,000560
Minority interest net income$089
Net income of bank and minority interests.$4,729,000564
Net charge-offs$101,0003,829
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$580,000209
Net operating income$3,969,800634
2011-03-31 (YTD Data)Rank
Total interest income$9,498,000767
Total interest expense$901,0001,831
Net interest income$8,597,000638
Provision for loan and lease losses$475,0001,469
Total noninterest income$360,0002,510
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$240,0001,490
Trading account gains and fees$1,000152
Additional Noninterest Income$119,0003,278
Total noninterest expense$5,787,000868
Salaries and employee benefits$3,316,000753
Premises and equipment expense$547,0001,204
Additional noninterest expense$1,924,000926
Pre-tax net operating income$2,695,000604
Securities gains (losses)$333,000227
Applicable income taxes$815,000524
Income before extraordinary items$2,213,000592
Extraordinary gains, net$09
Net income$2,213,000591
Minority interest net income$086
Net income of bank and minority interests.$2,213,000592
Net charge-offs$50,0003,347
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$349,000161
Net operating income$1,969,910652
2010-12-31 (YTD Data)Rank
Total interest income$35,879,000841
Total interest expense$4,579,0001,776
Net interest income$31,300,000687
Provision for loan and lease losses$1,783,0002,234
Total noninterest income$1,366,0002,681
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$906,0001,638
Trading account gains and fees$7,000166
Additional Noninterest Income$453,0003,328
Total noninterest expense$21,997,000914
Salaries and employee benefits$12,654,000770
Premises and equipment expense$2,129,0001,209
Additional noninterest expense$7,214,0001,026
Pre-tax net operating income$8,886,000601
Securities gains (losses)$2,094,000255
Applicable income taxes$2,279,000667
Income before extraordinary items$8,701,000518
Extraordinary gains, net$029
Net income$8,701,000518
Minority interest net income$0111
Net income of bank and minority interests.$8,701,000520
Net charge-offs$225,0004,633
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-1,412,0007,646
Net operating income$7,046,740610
2010-09-30 (YTD Data)Rank
Total interest income$26,724,000859
Total interest expense$3,555,0001,790
Net interest income$23,169,000697
Provision for loan and lease losses$1,047,0002,450
Total noninterest income$935,0002,858
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$674,0001,689
Trading account gains and fees$6,000152
Additional Noninterest Income$255,0003,810
Total noninterest expense$16,638,000896
Salaries and employee benefits$9,640,000746
Premises and equipment expense$1,568,0001,256
Additional noninterest expense$5,430,000993
Pre-tax net operating income$6,419,000666
Securities gains (losses)$1,619,000272
Applicable income taxes$1,612,000704
Income before extraordinary items$6,426,000533
Extraordinary gains, net$023
Net income$6,426,000535
Minority interest net income$0110
Net income of bank and minority interests.$6,426,000536
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-1,497,0007,753
Net operating income$5,130,800651
2010-06-30 (YTD Data)Rank
Total interest income$17,910,000864
Total interest expense$2,440,0001,810
Net interest income$15,470,000698
Provision for loan and lease losses$572,0002,671
Total noninterest income$624,0002,794
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$440,0001,730
Trading account gains and fees$-1,0007,748
Additional Noninterest Income$185,0003,630
Total noninterest expense$11,472,000865
Salaries and employee benefits$6,588,000725
Premises and equipment expense$1,029,0001,288
Additional noninterest expense$3,855,000917
Pre-tax net operating income$4,050,000685
Securities gains (losses)$1,172,000224
Applicable income taxes$1,115,000657
Income before extraordinary items$4,107,000536
Extraordinary gains, net$019
Net income$4,107,000538
Minority interest net income$0105
Net income of bank and minority interests.$4,107,000538
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-1,484,0007,823
Net operating income$3,181,120686
2010-03-31 (YTD Data)Rank
Total interest income$8,909,000886
Total interest expense$1,230,0001,869
Net interest income$7,679,000714
Provision for loan and lease losses$297,0002,496
Total noninterest income$140,0004,429
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$224,0001,707
Trading account gains and fees$-1,0007,878
Additional Noninterest Income$-83,0007,720
Total noninterest expense$5,989,000826
Salaries and employee benefits$3,534,000679
Premises and equipment expense$507,0001,340
Additional noninterest expense$1,948,000912
Pre-tax net operating income$1,533,000874
Securities gains (losses)$710,000174
Applicable income taxes$362,000898
Income before extraordinary items$1,881,000589
Extraordinary gains, net$016
Net income$1,881,000594
Minority interest net income$091
Net income of bank and minority interests.$1,881,000593
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$-1,559,0007,927
Net operating income$1,284,600823
2009-12-31 (YTD Data)Rank
Total interest income$33,460,0001,015
Total interest expense$5,753,0001,986
Net interest income$27,707,000773
Provision for loan and lease losses$1,268,0003,126
Total noninterest income$1,353,0002,738
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$753,0002,135
Trading account gains and fees$-11,0007,960
Additional Noninterest Income$611,0002,875
Total noninterest expense$20,590,0001,017
Salaries and employee benefits$11,801,000827
Premises and equipment expense$2,000,0001,357
Additional noninterest expense$6,789,0001,147
Pre-tax net operating income$7,202,000600
Securities gains (losses)$1,488,000349
Applicable income taxes$1,465,000713
Income before extraordinary items$7,225,000459
Extraordinary gains, net$034
Net income$7,225,000459
Minority interest net income$0115
Net income of bank and minority interests.$7,225,000461
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$605,000504
Net operating income$5,989,960567
2009-09-30 (YTD Data)Rank
Total interest income$24,778,0001,047
Total interest expense$4,447,0002,027
Net interest income$20,331,000795
Provision for loan and lease losses$913,0002,911
Total noninterest income$944,0002,925
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$550,0002,182
Trading account gains and fees$-10,0008,052
Additional Noninterest Income$404,0003,166
Total noninterest expense$15,565,000992
Salaries and employee benefits$8,758,000852
Premises and equipment expense$1,472,0001,399
Additional noninterest expense$5,335,0001,058
Pre-tax net operating income$4,797,000702
Securities gains (losses)$1,150,000334
Applicable income taxes$1,076,000798
Income before extraordinary items$4,871,000554
Extraordinary gains, net$027
Net income$4,871,000556
Minority interest net income$0118
Net income of bank and minority interests.$4,871,000556
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$471,000447
Net operating income$3,928,000687
2009-06-30 (YTD Data)Rank
Total interest income$16,227,0001,102
Total interest expense$3,075,0002,051
Net interest income$13,152,000823
Provision for loan and lease losses$613,0002,666
Total noninterest income$451,0003,619
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$344,0002,270
Trading account gains and fees$-145,0008,167
Additional Noninterest Income$252,0003,288
Total noninterest expense$10,098,0001,040
Salaries and employee benefits$5,683,000895
Premises and equipment expense$966,0001,450
Additional noninterest expense$3,449,0001,112
Pre-tax net operating income$2,892,000810
Securities gains (losses)$833,000342
Applicable income taxes$704,000828
Income before extraordinary items$3,021,000604
Extraordinary gains, net$021
Net income$3,021,000601
Minority interest net income$0112
Net income of bank and minority interests.$3,021,000604
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$285,000423
Net operating income$2,346,270765
2009-03-31 (YTD Data)Rank
Total interest income$8,058,0001,115
Total interest expense$1,586,0002,070
Net interest income$6,472,000829
Provision for loan and lease losses$318,0002,229
Total noninterest income$229,0003,552
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$159,0002,345
Trading account gains and fees$-40,0008,192
Additional Noninterest Income$110,0003,505
Total noninterest expense$5,018,0001,004
Salaries and employee benefits$2,897,000879
Premises and equipment expense$489,0001,453
Additional noninterest expense$1,632,0001,034
Pre-tax net operating income$1,365,000929
Securities gains (losses)$328,000472
Applicable income taxes$348,000923
Income before extraordinary items$1,345,000759
Extraordinary gains, net$015
Net income$1,345,000759
Minority interest net income$0102
Net income of bank and minority interests.$1,345,000761
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$145,000314
Net operating income$1,085,880930
2008-12-31 (YTD Data)Rank
Total interest income$31,247,0001,226
Total interest expense$8,094,0001,953
Net interest income$23,153,000922
Provision for loan and lease losses$519,0003,751
Total noninterest income$1,074,0003,261
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$533,0002,875
Trading account gains and fees$-196,0008,217
Additional Noninterest Income$737,0002,569
Total noninterest expense$17,652,0001,114
Salaries and employee benefits$9,896,0001,009
Premises and equipment expense$1,688,0001,633
Additional noninterest expense$6,068,0001,065
Pre-tax net operating income$6,056,000927
Securities gains (losses)$849,000244
Applicable income taxes$1,564,000845
Income before extraordinary items$5,341,000754
Extraordinary gains, net$039
Net income$5,341,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$2,376,000306
Net operating income$4,687,270937
2008-09-30 (YTD Data)Rank
Total interest income$22,857,0001,293
Total interest expense$6,199,0001,995
Net interest income$16,658,000973
Provision for loan and lease losses$294,0003,593
Total noninterest income$826,0003,263
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$401,0002,880
Trading account gains and fees$-164,0008,301
Additional Noninterest Income$589,0002,556
Total noninterest expense$12,774,0001,142
Salaries and employee benefits$7,428,0001,030
Premises and equipment expense$1,245,0001,673
Additional noninterest expense$4,101,0001,125
Pre-tax net operating income$4,416,0001,153
Securities gains (losses)$651,000259
Applicable income taxes$1,201,0001,006
Income before extraordinary items$3,866,000944
Extraordinary gains, net$031
Net income$3,866,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$2,023,000226
Net operating income$3,371,2401,169
2008-06-30 (YTD Data)Rank
Total interest income$14,974,0001,335
Total interest expense$4,312,0002,005
Net interest income$10,662,0001,026
Provision for loan and lease losses$204,0003,121
Total noninterest income$379,0004,115
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$254,0002,965
Trading account gains and fees$-170,0008,389
Additional Noninterest Income$295,0003,049
Total noninterest expense$8,204,0001,185
Salaries and employee benefits$4,884,0001,052
Premises and equipment expense$793,0001,732
Additional noninterest expense$2,527,0001,175
Pre-tax net operating income$2,633,0001,317
Securities gains (losses)$527,000300
Applicable income taxes$741,0001,179
Income before extraordinary items$2,419,0001,133
Extraordinary gains, net$021
Net income$2,419,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$1,704,000165
Net operating income$2,013,2101,346
2008-03-31 (YTD Data)Rank
Total interest income$7,709,0001,328
Total interest expense$2,443,0001,901
Net interest income$5,266,0001,023
Provision for loan and lease losses$114,0002,554
Total noninterest income$171,0004,304
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$122,0003,018
Trading account gains and fees$-107,0008,433
Additional Noninterest Income$156,0002,971
Total noninterest expense$4,265,0001,139
Salaries and employee benefits$2,661,000983
Premises and equipment expense$373,0001,826
Additional noninterest expense$1,231,0001,166
Pre-tax net operating income$1,058,0001,695
Securities gains (losses)$390,000284
Applicable income taxes$347,0001,330
Income before extraordinary items$1,101,0001,374
Extraordinary gains, net$015
Net income$1,101,0001,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,362,00091
Net operating income$804,6001,741
2007-12-31 (YTD Data)Rank
Total interest income$32,421,0001,316
Total interest expense$10,738,0001,854
Net interest income$21,683,0001,022
Provision for loan and lease losses$570,0002,132
Total noninterest income$1,157,0003,206
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$446,0003,307
Trading account gains and fees$30,000153
Additional Noninterest Income$681,0002,799
Total noninterest expense$15,233,0001,225
Salaries and employee benefits$9,236,0001,082
Premises and equipment expense$1,506,0001,746
Additional noninterest expense$4,491,0001,249
Pre-tax net operating income$7,037,0001,208
Securities gains (losses)$173,000471
Applicable income taxes$2,002,0001,135
Income before extraordinary items$5,208,0001,229
Extraordinary gains, net$039
Net income$5,208,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$699,000482
Net operating income$5,083,4401,248
2007-09-30 (YTD Data)Rank
Total interest income$23,834,0001,351
Total interest expense$7,829,0001,892
Net interest income$16,005,0001,040
Provision for loan and lease losses$420,0001,796
Total noninterest income$920,0003,081
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$326,0003,359
Trading account gains and fees$103,000120
Additional Noninterest Income$491,0002,882
Total noninterest expense$11,262,0001,230
Salaries and employee benefits$6,749,0001,114
Premises and equipment expense$1,110,0001,773
Additional noninterest expense$3,403,0001,208
Pre-tax net operating income$5,243,0001,305
Securities gains (losses)$54,000611
Applicable income taxes$1,527,0001,208
Income before extraordinary items$3,770,0001,359
Extraordinary gains, net$033
Net income$3,770,0001,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$574,000387
Net operating income$3,731,6601,362
2007-06-30 (YTD Data)Rank
Total interest income$15,339,0001,419
Total interest expense$4,848,0002,000
Net interest income$10,491,0001,070
Provision for loan and lease losses$270,0001,691
Total noninterest income$711,0002,801
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$213,0003,391
Trading account gains and fees$152,000102
Additional Noninterest Income$346,0002,794
Total noninterest expense$7,365,0001,266
Salaries and employee benefits$4,430,0001,151
Premises and equipment expense$697,0001,881
Additional noninterest expense$2,238,0001,237
Pre-tax net operating income$3,567,0001,322
Securities gains (losses)$12,000824
Applicable income taxes$1,157,0001,146
Income before extraordinary items$2,422,0001,448
Extraordinary gains, net$029
Net income$2,422,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$417,000321
Net operating income$2,413,8401,432
2007-03-31 (YTD Data)Rank
Total interest income$7,279,0001,492
Total interest expense$2,199,0002,143
Net interest income$5,080,0001,093
Provision for loan and lease losses$135,0001,618
Total noninterest income$238,0003,644
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$104,0003,370
Trading account gains and fees$-66,0008,634
Additional Noninterest Income$200,0002,546
Total noninterest expense$3,571,0001,301
Salaries and employee benefits$2,175,0001,178
Premises and equipment expense$322,0002,027
Additional noninterest expense$1,074,0001,258
Pre-tax net operating income$1,612,0001,440
Securities gains (losses)$12,000661
Applicable income taxes$591,0001,139
Income before extraordinary items$1,033,0001,669
Extraordinary gains, net$022
Net income$1,033,0001,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$141,000288
Net operating income$1,025,3201,668
2006-12-31 (YTD Data)Rank
Total interest income$26,380,0001,514
Total interest expense$7,175,0002,242
Net interest income$19,205,0001,160
Provision for loan and lease losses$450,0002,064
Total noninterest income$843,0003,928
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$412,0003,476
Trading account gains and fees$0130
Additional Noninterest Income$431,0003,601
Total noninterest expense$12,448,0001,440
Salaries and employee benefits$7,485,0001,305
Premises and equipment expense$1,304,0001,930
Additional noninterest expense$3,659,0001,453
Pre-tax net operating income$7,150,0001,380
Securities gains (losses)$103,000532
Applicable income taxes$2,235,0001,221
Income before extraordinary items$5,018,0001,453
Extraordinary gains, net$051
Net income$5,018,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$579,000578
Net operating income$4,946,9301,458
2006-09-30 (YTD Data)Rank
Total interest income$19,105,0001,556
Total interest expense$4,969,0002,331
Net interest income$14,136,0001,200
Provision for loan and lease losses$330,0001,984
Total noninterest income$615,0004,007
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$308,0003,507
Trading account gains and fees$0126
Additional Noninterest Income$307,0003,697
Total noninterest expense$8,894,0001,507
Salaries and employee benefits$5,274,0001,403
Premises and equipment expense$947,0001,992
Additional noninterest expense$2,673,0001,481
Pre-tax net operating income$5,527,0001,386
Securities gains (losses)$-25,0007,922
Applicable income taxes$1,715,0001,249
Income before extraordinary items$3,787,0001,477
Extraordinary gains, net$045
Net income$3,787,0001,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$482,000460
Net operating income$3,804,2501,456
2006-06-30 (YTD Data)Rank
Total interest income$12,286,0001,582
Total interest expense$2,971,0002,458
Net interest income$9,315,0001,221
Provision for loan and lease losses$210,0002,022
Total noninterest income$391,0004,097
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$200,0003,543
Trading account gains and fees$0126
Additional Noninterest Income$191,0003,844
Total noninterest expense$5,727,0001,570
Salaries and employee benefits$3,361,0001,475
Premises and equipment expense$609,0002,061
Additional noninterest expense$1,757,0001,515
Pre-tax net operating income$3,769,0001,343
Securities gains (losses)$-25,0008,157
Applicable income taxes$1,175,0001,221
Income before extraordinary items$2,569,0001,453
Extraordinary gains, net$039
Net income$2,569,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$237,000417
Net operating income$2,586,2501,432
2006-03-31 (YTD Data)Rank
Total interest income$5,982,0001,580
Total interest expense$1,370,0002,514
Net interest income$4,612,0001,228
Provision for loan and lease losses$105,0001,911
Total noninterest income$200,0003,984
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$106,0003,341
Trading account gains and fees$0115
Additional Noninterest Income$94,0003,842
Total noninterest expense$2,954,0001,524
Salaries and employee benefits$1,735,0001,434
Premises and equipment expense$301,0002,096
Additional noninterest expense$918,0001,433
Pre-tax net operating income$1,753,0001,411
Securities gains (losses)$-25,0008,424
Applicable income taxes$517,0001,361
Income before extraordinary items$1,211,0001,498
Extraordinary gains, net$021
Net income$1,211,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$112,000303
Net operating income$1,228,5001,456
2005-12-31 (YTD Data)Rank
Total interest income$22,302,0001,493
Total interest expense$3,818,0002,750
Net interest income$18,484,0001,160
Provision for loan and lease losses$330,0002,627
Total noninterest income$811,0004,010
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$461,0003,228
Trading account gains and fees$0138
Additional Noninterest Income$350,0004,023
Total noninterest expense$11,419,0001,503
Salaries and employee benefits$6,942,0001,343
Premises and equipment expense$1,096,0002,187
Additional noninterest expense$3,381,0001,497
Pre-tax net operating income$7,546,0001,258
Securities gains (losses)$-72,0008,317
Applicable income taxes$2,187,0001,262
Income before extraordinary items$5,287,0001,352
Extraordinary gains, net$046
Net income$5,287,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$428,000552
Net operating income$5,338,1201,321
2005-09-30 (YTD Data)Rank
Total interest income$16,243,0001,499
Total interest expense$2,641,0002,798
Net interest income$13,602,0001,166
Provision for loan and lease losses$220,0002,803
Total noninterest income$579,0004,145
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$350,0003,209
Trading account gains and fees$0126
Additional Noninterest Income$229,0004,301
Total noninterest expense$8,533,0001,503
Salaries and employee benefits$5,120,0001,352
Premises and equipment expense$823,0002,170
Additional noninterest expense$2,590,0001,447
Pre-tax net operating income$5,428,0001,323
Securities gains (losses)$-73,0008,574
Applicable income taxes$1,374,0001,475
Income before extraordinary items$3,981,0001,356
Extraordinary gains, net$035
Net income$3,981,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$370,000433
Net operating income$4,035,0201,317
2005-06-30 (YTD Data)Rank
Total interest income$10,297,0001,542
Total interest expense$1,555,0002,964
Net interest income$8,742,0001,206
Provision for loan and lease losses$125,0002,939
Total noninterest income$388,0004,126
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$241,0003,084
Trading account gains and fees$0116
Additional Noninterest Income$147,0004,371
Total noninterest expense$5,575,0001,520
Salaries and employee benefits$3,366,0001,360
Premises and equipment expense$542,0002,190
Additional noninterest expense$1,667,0001,502
Pre-tax net operating income$3,430,0001,370
Securities gains (losses)$-62,0008,639
Applicable income taxes$872,0001,512
Income before extraordinary items$2,496,0001,397
Extraordinary gains, net$030
Net income$2,496,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$335,000327
Net operating income$2,541,8801,352
2005-03-31 (YTD Data)Rank
Total interest income$4,864,0001,612
Total interest expense$680,0003,193
Net interest income$4,184,0001,270
Provision for loan and lease losses$60,0002,830
Total noninterest income$194,0004,047
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$124,0002,965
Trading account gains and fees$0115
Additional Noninterest Income$70,0004,462
Total noninterest expense$2,713,0001,564
Salaries and employee benefits$1,672,0001,385
Premises and equipment expense$258,0002,286
Additional noninterest expense$783,0001,584
Pre-tax net operating income$1,605,0001,420
Securities gains (losses)$-54,0008,791
Applicable income taxes$394,0001,621
Income before extraordinary items$1,157,0001,464
Extraordinary gains, net$024
Net income$1,157,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$323,000190
Net operating income$1,197,5001,394
2004-12-31 (YTD Data)Rank
Total interest income$15,889,0001,808
Total interest expense$1,928,0003,757
Net interest income$13,961,0001,448
Provision for loan and lease losses$270,0003,102
Total noninterest income$916,0003,753
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$525,0003,027
Trading account gains and fees$0138
Additional Noninterest Income$391,0003,760
Total noninterest expense$10,289,0001,586
Salaries and employee benefits$6,294,0001,406
Premises and equipment expense$988,0002,315
Additional noninterest expense$3,007,0001,622
Pre-tax net operating income$4,318,0001,920
Securities gains (losses)$39,0001,925
Applicable income taxes$940,0002,262
Income before extraordinary items$3,417,0001,846
Extraordinary gains, net$034
Net income$3,417,0001,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,502
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$360,000508
Net operating income$3,386,5801,823
2004-09-30 (YTD Data)Rank
Total interest income$11,197,0001,895
Total interest expense$1,325,0003,991
Net interest income$9,872,0001,528
Provision for loan and lease losses$185,0003,119
Total noninterest income$690,0003,768
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$397,0003,031
Trading account gains and fees$0134
Additional Noninterest Income$293,0003,770
Total noninterest expense$7,470,0001,627
Salaries and employee benefits$4,597,0001,441
Premises and equipment expense$739,0002,322
Additional noninterest expense$2,134,0001,691
Pre-tax net operating income$2,907,0002,121
Securities gains (losses)$39,0001,845
Applicable income taxes$762,0002,178
Income before extraordinary items$2,184,0002,145
Extraordinary gains, net$026
Net income$2,184,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,455
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$321,000395
Net operating income$2,155,1402,122
2004-06-30 (YTD Data)Rank
Total interest income$7,079,0001,970
Total interest expense$830,0004,165
Net interest income$6,249,0001,598
Provision for loan and lease losses$120,0003,090
Total noninterest income$453,0003,794
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$266,0002,986
Trading account gains and fees$0130
Additional Noninterest Income$187,0003,877
Total noninterest expense$4,858,0001,665
Salaries and employee benefits$2,989,0001,480
Premises and equipment expense$490,0002,331
Additional noninterest expense$1,379,0001,730
Pre-tax net operating income$1,724,0002,303
Securities gains (losses)$4,0002,826
Applicable income taxes$444,0002,391
Income before extraordinary items$1,284,0002,372
Extraordinary gains, net$021
Net income$1,284,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,493
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$292,000307
Net operating income$1,281,0402,314
2004-03-31 (YTD Data)Rank
Total interest income$3,435,0002,039
Total interest expense$410,0004,248
Net interest income$3,025,0001,648
Provision for loan and lease losses$60,0002,918
Total noninterest income$220,0003,831
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$127,0003,037
Trading account gains and fees$0121
Additional Noninterest Income$93,0003,862
Total noninterest expense$2,417,0001,687
Salaries and employee benefits$1,496,0001,481
Premises and equipment expense$246,0002,348
Additional noninterest expense$675,0001,756
Pre-tax net operating income$768,0002,507
Securities gains (losses)$27,0001,550
Applicable income taxes$196,0002,616
Income before extraordinary items$599,0002,498
Extraordinary gains, net$016
Net income$599,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,435
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$226,000193
Net operating income$578,7502,497
2003-12-31 (YTD Data)Rank
Total interest income$11,867,0002,407
Total interest expense$1,738,0004,459
Net interest income$10,129,0001,924
Provision for loan and lease losses$270,0003,394
Total noninterest income$710,0004,520
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$426,0003,511
Trading account gains and fees$0160
Additional Noninterest Income$284,0004,614
Total noninterest expense$8,237,0001,929
Salaries and employee benefits$4,946,0001,738
Premises and equipment expense$927,0002,421
Additional noninterest expense$2,364,0002,035
Pre-tax net operating income$2,332,0003,046
Securities gains (losses)$553,000706
Applicable income taxes$832,0002,471
Income before extraordinary items$2,053,0002,806
Extraordinary gains, net$054
Net income$2,053,0002,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,888
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$152,000637
Net operating income$1,660,3703,151
2003-09-30 (YTD Data)Rank
Total interest income$8,622,0002,515
Total interest expense$1,358,0004,459
Net interest income$7,264,0002,027
Provision for loan and lease losses$220,0003,174
Total noninterest income$526,0004,605
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$305,0003,622
Trading account gains and fees$0153
Additional Noninterest Income$221,0004,597
Total noninterest expense$6,106,0001,955
Salaries and employee benefits$3,674,0001,766
Premises and equipment expense$713,0002,369
Additional noninterest expense$1,719,0002,092
Pre-tax net operating income$1,464,0003,564
Securities gains (losses)$573,000623
Applicable income taxes$673,0002,452
Income before extraordinary items$1,364,0003,186
Extraordinary gains, net$040
Net income$1,364,0003,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,752
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$112,000500
Net operating income$980,0903,862
2003-06-30 (YTD Data)Rank
Total interest income$5,712,0002,548
Total interest expense$971,0004,336
Net interest income$4,741,0002,069
Provision for loan and lease losses$170,0002,817
Total noninterest income$354,0004,555
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$195,0003,684
Trading account gains and fees$0150
Additional Noninterest Income$159,0004,470
Total noninterest expense$4,026,0001,956
Salaries and employee benefits$2,427,0001,770
Premises and equipment expense$474,0002,365
Additional noninterest expense$1,125,0002,124
Pre-tax net operating income$899,0003,763
Securities gains (losses)$509,000565
Applicable income taxes$551,0002,179
Income before extraordinary items$857,0003,330
Extraordinary gains, net$030
Net income$857,0003,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,683
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$531,2404,423
2003-03-31 (YTD Data)Rank
Total interest income$2,835,0002,593
Total interest expense$491,0004,395
Net interest income$2,344,0002,090
Provision for loan and lease losses$90,0002,494
Total noninterest income$166,0004,626
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$90,0003,801
Trading account gains and fees$0134
Additional Noninterest Income$76,0004,450
Total noninterest expense$2,022,0001,935
Salaries and employee benefits$1,213,0001,760
Premises and equipment expense$251,0002,246
Additional noninterest expense$558,0002,115
Pre-tax net operating income$398,0004,041
Securities gains (losses)$387,000424
Applicable income taxes$353,0001,807
Income before extraordinary items$432,0003,277
Extraordinary gains, net$021
Net income$432,0003,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$184,3205,331
2002-12-31 (YTD Data)Rank
Total interest income$11,272,0002,703
Total interest expense$2,318,0004,341
Net interest income$8,954,0002,166
Provision for loan and lease losses$395,0002,878
Total noninterest income$547,0004,974
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$306,0004,184
Trading account gains and fees$0153
Additional Noninterest Income$241,0004,674
Total noninterest expense$7,179,0002,090
Salaries and employee benefits$4,350,0001,845
Premises and equipment expense$796,0002,696
Additional noninterest expense$2,033,0002,276
Pre-tax net operating income$1,927,0003,515
Securities gains (losses)$504,000656
Applicable income taxes$785,0002,628
Income before extraordinary items$1,646,0003,263
Extraordinary gains, net$070
Net income$1,646,0003,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,924
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$6,971,000101
Net operating income$1,303,2803,771
2001-12-31 (YTD Data)Rank
Total interest income$11,318,0002,997
Total interest expense$3,760,0003,985
Net interest income$7,558,0002,374
Provision for loan and lease losses$315,0003,101
Total noninterest income$482,0005,162
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$276,0004,380
Trading account gains and fees$0177
Additional Noninterest Income$206,0004,863
Total noninterest expense$5,857,0002,435
Salaries and employee benefits$3,685,0002,044
Premises and equipment expense$542,0003,647
Additional noninterest expense$1,630,0002,671
Pre-tax net operating income$1,868,0003,335
Securities gains (losses)$04,612
Applicable income taxes$688,0002,702
Income before extraordinary items$1,180,0003,855
Extraordinary gains, net$0105
Net income$1,180,0003,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,180,0003,727
2000-12-31 (YTD Data)Rank
Total interest income$9,713,0003,486
Total interest expense$3,533,0004,353
Net interest income$6,180,0002,862
Provision for loan and lease losses$420,0002,181
Total noninterest income$740,0003,852
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$740,0002,267
Total noninterest expense$5,538,0002,465
Salaries and employee benefits$3,402,0002,100
Premises and equipment expense$533,0003,602
Additional noninterest expense$1,603,0002,655
Pre-tax net operating income$962,0005,359
Securities gains (losses)$369,000307
Applicable income taxes$08,362
Income before extraordinary items$1,331,0003,575
Extraordinary gains, net$038
Net income$1,331,0003,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$962,0004,493
1999-12-31 (YTD Data)Rank
Total interest income$4,796,0005,710
Total interest expense$1,762,0006,438
Net interest income$3,034,0005,122
Provision for loan and lease losses$535,0001,676
Total noninterest income$131,0008,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$131,0005,941
Total noninterest expense$3,446,0003,744
Salaries and employee benefits$1,984,0003,466
Premises and equipment expense$486,0003,860
Additional noninterest expense$976,0004,097
Pre-tax net operating income$-816,00010,005
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-816,00010,033
Extraordinary gains, net$035
Net income$-816,00010,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-816,00010,022
1998-12-31 (YTD Data)Rank
Total interest income$511,00010,214
Total interest expense$98,00010,300
Net interest income$413,00010,062
Provision for loan and lease losses$150,0004,136
Total noninterest income$3,00010,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$3,00010,282
Total noninterest expense$1,425,0006,892
Salaries and employee benefits$769,0006,820
Premises and equipment expense$156,0007,517
Additional noninterest expense$500,0006,438
Pre-tax net operating income$-1,159,00010,367
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-1,159,00010,382
Extraordinary gains, net$032
Net income$-1,159,00010,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$14,189,00067
Net operating income$-1,159,00010,365

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.