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American Bank & Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$9,986,000	2,845
Total interest expense	$1,418,000	3,397
Net interest income	$8,568,000	2,579
Provision for loan and lease losses	$70,000	2,647
Total noninterest income	$1,231,000	2,514
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$260,000	2,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$971,000	2,304
Total noninterest expense	$6,392,000	2,683
Salaries and employee benefits	$3,733,000	2,630
Premises and equipment expense	$775,000	2,350
Additional noninterest expense	$971,000	2,304
Pre-tax net operating income	$3,337,000	2,382
Securities gains (losses)	$24,000	616
Applicable income taxes	$0	3,369
Income before extraordinary items	$3,361,000	2,188
Extraordinary gains, net	$0	54
Net income	$3,361,000	2,212
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,361,000	2,191
Net charge-offs	$6,000	2,549
Cash dividends	$1,778,000	1,647
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,337,000	2,228
2023-09-30 (YTD Data)		Rank
Total interest income	$7,279,000	2,856
Total interest expense	$843,000	3,529
Net interest income	$6,436,000	2,599
Provision for loan and lease losses	$20,000	2,810
Total noninterest income	$758,000	2,735
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$194,000	2,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	2,575
Total noninterest expense	$4,447,000	2,791
Salaries and employee benefits	$2,533,000	2,761
Premises and equipment expense	$571,000	2,377
Additional noninterest expense	$564,000	2,574
Pre-tax net operating income	$2,727,000	2,346
Securities gains (losses)	$24,000	408
Applicable income taxes	$0	3,407
Income before extraordinary items	$2,751,000	2,151
Extraordinary gains, net	$0	52
Net income	$2,751,000	2,172
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,751,000	2,153
Net charge-offs	$-10,000	3,831
Cash dividends	$1,004,000	1,669
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,727,000	2,189
2023-06-30 (YTD Data)		Rank
Total interest income	$4,705,000	2,874
Total interest expense	$411,000	3,681
Net interest income	$4,294,000	2,630
Provision for loan and lease losses	$0	2,940
Total noninterest income	$510,000	2,679
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$128,000	2,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$382,000	2,510
Total noninterest expense	$2,878,000	2,825
Salaries and employee benefits	$1,635,000	2,812
Premises and equipment expense	$357,000	2,455
Additional noninterest expense	$382,000	2,505
Pre-tax net operating income	$1,926,000	2,293
Securities gains (losses)	$24,000	419
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,950,000	2,093
Extraordinary gains, net	$0	51
Net income	$1,950,000	2,118
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,950,000	2,093
Net charge-offs	$3,000	2,145
Cash dividends	$731,000	1,650
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,926,000	2,121
2023-03-31 (YTD Data)		Rank
Total interest income	$2,260,000	2,918
Total interest expense	$152,000	3,790
Net interest income	$2,108,000	2,667
Provision for loan and lease losses	$0	2,612
Total noninterest income	$244,000	2,728
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$60,000	2,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	2,531
Total noninterest expense	$1,389,000	2,915
Salaries and employee benefits	$772,000	2,937
Premises and equipment expense	$179,000	2,497
Additional noninterest expense	$184,000	2,531
Pre-tax net operating income	$963,000	2,347
Securities gains (losses)	$24,000	396
Applicable income taxes	$0	3,388
Income before extraordinary items	$987,000	2,108
Extraordinary gains, net	$0	4
Net income	$987,000	2,108
Minority interest net income	$0	48
Net income of bank and minority interests.	$987,000	2,108
Net charge-offs	$2,000	1,796
Cash dividends	$82,000	2,134
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$963,000	2,171
2022-12-31 (YTD Data)		Rank
Total interest income	$7,895,000	2,874
Total interest expense	$531,000	3,178
Net interest income	$7,364,000	2,801
Provision for loan and lease losses	$0	3,012
Total noninterest income	$984,000	2,831
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$244,000	2,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$740,000	2,653
Total noninterest expense	$5,903,000	2,780
Salaries and employee benefits	$3,420,000	2,738
Premises and equipment expense	$739,000	2,425
Additional noninterest expense	$740,000	2,653
Pre-tax net operating income	$2,445,000	2,889
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$2,445,000	2,715
Extraordinary gains, net	$0	5
Net income	$2,445,000	2,712
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,445,000	2,714
Net charge-offs	$60,000	1,452
Cash dividends	$1,208,000	1,961
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,445,000	2,738
2022-09-30 (YTD Data)		Rank
Total interest income	$5,759,000	2,866
Total interest expense	$358,000	3,079
Net interest income	$5,401,000	2,813
Provision for loan and lease losses	$0	2,835
Total noninterest income	$707,000	2,910
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$185,000	2,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$522,000	2,755
Total noninterest expense	$4,084,000	2,899
Salaries and employee benefits	$2,290,000	2,900
Premises and equipment expense	$550,000	2,441
Additional noninterest expense	$522,000	2,755
Pre-tax net operating income	$2,024,000	2,761
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$2,024,000	2,563
Extraordinary gains, net	$0	4
Net income	$2,024,000	2,561
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,024,000	2,562
Net charge-offs	$57,000	1,157
Cash dividends	$607,000	2,045
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,024,000	2,599
2022-06-30 (YTD Data)		Rank
Total interest income	$3,710,000	2,879
Total interest expense	$229,000	3,042
Net interest income	$3,481,000	2,842
Provision for loan and lease losses	$0	2,599
Total noninterest income	$469,000	2,901
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$121,000	2,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$348,000	2,794
Total noninterest expense	$2,661,000	2,923
Salaries and employee benefits	$1,469,000	2,959
Premises and equipment expense	$356,000	2,483
Additional noninterest expense	$836,000	2,912
Pre-tax net operating income	$1,289,000	2,734
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,289,000	2,535
Extraordinary gains, net	$0	4
Net income	$1,289,000	2,535
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,289,000	2,535
Net charge-offs	$45,000	1,003
Cash dividends	$385,000	2,089
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,289,000	2,568
2022-03-31 (YTD Data)		Rank
Total interest income	$1,801,000	2,876
Total interest expense	$117,000	2,980
Net interest income	$1,684,000	2,856
Provision for loan and lease losses	$0	2,285
Total noninterest income	$222,000	2,940
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$61,000	2,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	2,813
Total noninterest expense	$1,302,000	2,953
Salaries and employee benefits	$699,000	3,043
Premises and equipment expense	$175,000	2,511
Additional noninterest expense	$428,000	2,860
Pre-tax net operating income	$604,000	2,707
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$604,000	2,527
Extraordinary gains, net	$0	4
Net income	$604,000	2,525
Minority interest net income	$0	50
Net income of bank and minority interests.	$604,000	2,527
Net charge-offs	$0	1,838
Cash dividends	$21,000	2,229
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$604,000	2,547
2021-12-31 (YTD Data)		Rank
Total interest income	$7,300,000	2,943
Total interest expense	$513,000	3,131
Net interest income	$6,787,000	2,886
Provision for loan and lease losses	$0	3,064
Total noninterest income	$964,000	3,020
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$234,000	2,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	2,925
Total noninterest expense	$5,637,000	2,814
Salaries and employee benefits	$3,380,000	2,764
Premises and equipment expense	$687,000	2,542
Additional noninterest expense	$1,570,000	3,025
Pre-tax net operating income	$2,114,000	3,081
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,114,000	2,947
Extraordinary gains, net	$0	10
Net income	$2,114,000	2,947
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,114,000	2,947
Net charge-offs	$49,000	1,672
Cash dividends	$1,219,000	2,014
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,114,000	2,936
2021-09-30 (YTD Data)		Rank
Total interest income	$5,517,000	2,981
Total interest expense	$393,000	3,210
Net interest income	$5,124,000	2,927
Provision for loan and lease losses	$0	2,963
Total noninterest income	$716,000	3,052
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$172,000	2,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$544,000	2,986
Total noninterest expense	$3,809,000	3,009
Salaries and employee benefits	$2,208,000	2,973
Premises and equipment expense	$503,000	2,599
Additional noninterest expense	$1,098,000	3,156
Pre-tax net operating income	$2,031,000	2,914
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,031,000	2,787
Extraordinary gains, net	$0	8
Net income	$2,031,000	2,786
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,031,000	2,787
Net charge-offs	$40,000	1,460
Cash dividends	$642,000	2,107
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,031,000	2,757
2021-06-30 (YTD Data)		Rank
Total interest income	$3,756,000	2,969
Total interest expense	$273,000	3,226
Net interest income	$3,483,000	2,912
Provision for loan and lease losses	$0	2,862
Total noninterest income	$469,000	3,067
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$113,000	2,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$356,000	2,979
Total noninterest expense	$2,486,000	3,032
Salaries and employee benefits	$1,445,000	3,001
Premises and equipment expense	$338,000	2,572
Additional noninterest expense	$703,000	3,207
Pre-tax net operating income	$1,466,000	2,796
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,466,000	2,662
Extraordinary gains, net	$0	6
Net income	$1,466,000	2,661
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,466,000	2,662
Net charge-offs	$37,000	1,256
Cash dividends	$475,000	2,016
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,466,000	2,636
2021-03-31 (YTD Data)		Rank
Total interest income	$1,879,000	2,961
Total interest expense	$143,000	3,229
Net interest income	$1,736,000	2,886
Provision for loan and lease losses	$0	2,741
Total noninterest income	$234,000	3,048
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$58,000	2,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,963
Total noninterest expense	$1,212,000	3,069
Salaries and employee benefits	$702,000	3,029
Premises and equipment expense	$167,000	2,610
Additional noninterest expense	$343,000	3,202
Pre-tax net operating income	$758,000	2,729
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$758,000	2,589
Extraordinary gains, net	$0	3
Net income	$758,000	2,587
Minority interest net income	$0	55
Net income of bank and minority interests.	$758,000	2,589
Net charge-offs	$29,000	1,017
Cash dividends	$21,000	2,378
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$758,000	2,559
2020-12-31 (YTD Data)		Rank
Total interest income	$7,915,000	2,897
Total interest expense	$754,000	3,342
Net interest income	$7,161,000	2,787
Provision for loan and lease losses	$96,000	3,588
Total noninterest income	$928,000	2,947
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$266,000	2,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$662,000	2,873
Total noninterest expense	$5,506,000	2,837
Salaries and employee benefits	$3,356,000	2,755
Premises and equipment expense	$693,000	2,544
Additional noninterest expense	$1,457,000	3,092
Pre-tax net operating income	$2,487,000	2,678
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,487,000	2,563
Extraordinary gains, net	$0	4
Net income	$2,487,000	2,562
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,487,000	2,563
Net charge-offs	$6,000	3,144
Cash dividends	$1,460,000	1,806
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,487,000	2,514
2020-09-30 (YTD Data)		Rank
Total interest income	$6,121,000	2,870
Total interest expense	$596,000	3,366
Net interest income	$5,525,000	2,743
Provision for loan and lease losses	$81,000	3,447
Total noninterest income	$710,000	2,905
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$201,000	2,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$509,000	2,828
Total noninterest expense	$3,719,000	3,008
Salaries and employee benefits	$2,204,000	2,950
Premises and equipment expense	$515,000	2,557
Additional noninterest expense	$1,000,000	3,221
Pre-tax net operating income	$2,435,000	2,328
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,435,000	2,186
Extraordinary gains, net	$0	4
Net income	$2,435,000	2,185
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,435,000	2,186
Net charge-offs	$6,000	2,872
Cash dividends	$914,000	1,778
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,435,000	2,126
2020-06-30 (YTD Data)		Rank
Total interest income	$4,313,000	2,805
Total interest expense	$412,000	3,423
Net interest income	$3,901,000	2,673
Provision for loan and lease losses	$66,000	3,265
Total noninterest income	$483,000	2,834
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$141,000	2,355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$342,000	2,769
Total noninterest expense	$2,496,000	3,005
Salaries and employee benefits	$1,484,000	2,952
Premises and equipment expense	$336,000	2,583
Additional noninterest expense	$676,000	3,205
Pre-tax net operating income	$1,822,000	2,135
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,822,000	1,958
Extraordinary gains, net	$0	4
Net income	$1,822,000	1,959
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,822,000	1,959
Net charge-offs	$6,000	2,607
Cash dividends	$508,000	1,946
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,822,000	1,922
2020-03-31 (YTD Data)		Rank
Total interest income	$2,023,000	2,911
Total interest expense	$217,000	3,490
Net interest income	$1,806,000	2,763
Provision for loan and lease losses	$51,000	2,490
Total noninterest income	$267,000	2,659
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$91,000	2,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,580
Total noninterest expense	$1,253,000	3,020
Salaries and employee benefits	$756,000	2,945
Premises and equipment expense	$154,000	2,722
Additional noninterest expense	$343,000	3,215
Pre-tax net operating income	$769,000	2,206
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$769,000	2,036
Extraordinary gains, net	$0	4
Net income	$769,000	2,035
Minority interest net income	$0	56
Net income of bank and minority interests.	$769,000	2,036
Net charge-offs	$5,000	2,107
Cash dividends	$19,000	2,598
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$769,000	2,006
2019-12-31 (YTD Data)		Rank
Total interest income	$8,001,000	2,958
Total interest expense	$814,000	3,597
Net interest income	$7,187,000	2,796
Provision for loan and lease losses	$140,000	2,667
Total noninterest income	$1,254,000	2,531
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$384,000	2,256
Trading account gains and fees	$0	135
Additional Noninterest Income	$870,000	2,410
Total noninterest expense	$5,626,000	2,806
Salaries and employee benefits	$3,387,000	2,718
Premises and equipment expense	$683,000	2,583
Additional noninterest expense	$1,556,000	3,013
Pre-tax net operating income	$2,675,000	2,636
Securities gains (losses)	$12,000	1,837
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,687,000	2,466
Extraordinary gains, net	$0	11
Net income	$2,687,000	2,467
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,687,000	2,468
Net charge-offs	$50,000	2,644
Cash dividends	$1,315,000	2,017
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,675,000	2,437
2019-09-30 (YTD Data)		Rank
Total interest income	$5,956,000	3,005
Total interest expense	$588,000	3,680
Net interest income	$5,368,000	2,839
Provision for loan and lease losses	$125,000	2,430
Total noninterest income	$978,000	2,489
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$286,000	2,289
Trading account gains and fees	$0	129
Additional Noninterest Income	$692,000	2,339
Total noninterest expense	$3,798,000	3,000
Salaries and employee benefits	$2,163,000	3,019
Premises and equipment expense	$506,000	2,621
Additional noninterest expense	$1,129,000	3,098
Pre-tax net operating income	$2,423,000	2,416
Securities gains (losses)	$12,000	1,604
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,435,000	2,239
Extraordinary gains, net	$0	11
Net income	$2,435,000	2,239
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,435,000	2,240
Net charge-offs	$48,000	2,242
Cash dividends	$769,000	2,091
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,423,000	2,209
2019-06-30 (YTD Data)		Rank
Total interest income	$3,902,000	3,037
Total interest expense	$376,000	3,716
Net interest income	$3,526,000	2,879
Provision for loan and lease losses	$77,000	2,421
Total noninterest income	$675,000	2,394
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$183,000	2,330
Trading account gains and fees	$0	131
Additional Noninterest Income	$492,000	2,228
Total noninterest expense	$2,485,000	3,062
Salaries and employee benefits	$1,411,000	3,072
Premises and equipment expense	$325,000	2,686
Additional noninterest expense	$749,000	3,142
Pre-tax net operating income	$1,639,000	2,363
Securities gains (losses)	$12,000	1,180
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,651,000	2,198
Extraordinary gains, net	$0	11
Net income	$1,651,000	2,197
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,651,000	2,198
Net charge-offs	$43,000	1,940
Cash dividends	$500,000	2,092
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,639,000	2,181
2019-03-31 (YTD Data)		Rank
Total interest income	$1,920,000	3,088
Total interest expense	$181,000	3,753
Net interest income	$1,739,000	2,927
Provision for loan and lease losses	$27,000	2,596
Total noninterest income	$247,000	2,765
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$94,000	2,297
Trading account gains and fees	$0	126
Additional Noninterest Income	$153,000	2,730
Total noninterest expense	$1,238,000	3,090
Salaries and employee benefits	$700,000	3,105
Premises and equipment expense	$157,000	2,769
Additional noninterest expense	$381,000	3,122
Pre-tax net operating income	$721,000	2,532
Securities gains (losses)	$12,000	677
Applicable income taxes	$0	3,800
Income before extraordinary items	$733,000	2,298
Extraordinary gains, net	$0	5
Net income	$733,000	2,297
Minority interest net income	$0	52
Net income of bank and minority interests.	$733,000	2,297
Net charge-offs	$19,000	1,716
Cash dividends	$17,000	2,751
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$721,000	2,310
2018-12-31 (YTD Data)		Rank
Total interest income	$7,477,000	3,049
Total interest expense	$456,000	4,027
Net interest income	$7,021,000	2,891
Provision for loan and lease losses	$54,000	3,459
Total noninterest income	$1,118,000	2,707
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$388,000	2,329
Trading account gains and fees	$0	126
Additional Noninterest Income	$730,000	2,609
Total noninterest expense	$5,749,000	2,791
Salaries and employee benefits	$3,269,000	2,796
Premises and equipment expense	$677,000	2,628
Additional noninterest expense	$1,803,000	2,783
Pre-tax net operating income	$2,336,000	2,887
Securities gains (losses)	$3,000	894
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,339,000	2,695
Extraordinary gains, net	$0	6
Net income	$2,339,000	2,693
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,339,000	2,694
Net charge-offs	$17,000	3,165
Cash dividends	$1,141,000	2,076
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,336,000	2,689
2018-09-30 (YTD Data)		Rank
Total interest income	$5,577,000	3,062
Total interest expense	$320,000	4,086
Net interest income	$5,257,000	2,908
Provision for loan and lease losses	$48,000	3,212
Total noninterest income	$814,000	2,771
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$288,000	2,360
Trading account gains and fees	$0	138
Additional Noninterest Income	$526,000	2,694
Total noninterest expense	$3,763,000	3,056
Salaries and employee benefits	$2,090,000	3,083
Premises and equipment expense	$500,000	2,671
Additional noninterest expense	$1,173,000	3,081
Pre-tax net operating income	$2,260,000	2,544
Securities gains (losses)	$86,000	319
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,346,000	2,276
Extraordinary gains, net	$0	5
Net income	$2,346,000	2,275
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,346,000	2,275
Net charge-offs	$4,000	3,250
Cash dividends	$615,000	2,170
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,260,000	2,325
2018-06-30 (YTD Data)		Rank
Total interest income	$3,665,000	3,081
Total interest expense	$212,000	4,051
Net interest income	$3,453,000	2,938
Provision for loan and lease losses	$42,000	2,947
Total noninterest income	$532,000	2,802
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$190,000	2,368
Trading account gains and fees	$0	130
Additional Noninterest Income	$342,000	2,736
Total noninterest expense	$2,509,000	3,071
Salaries and employee benefits	$1,390,000	3,099
Premises and equipment expense	$337,000	2,658
Additional noninterest expense	$782,000	3,099
Pre-tax net operating income	$1,434,000	2,591
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,434,000	2,374
Extraordinary gains, net	$0	6
Net income	$1,434,000	2,373
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,434,000	2,373
Net charge-offs	$5,000	2,834
Cash dividends	$365,000	2,300
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,434,000	2,370
2018-03-31 (YTD Data)		Rank
Total interest income	$1,818,000	3,097
Total interest expense	$108,000	4,009
Net interest income	$1,710,000	2,976
Provision for loan and lease losses	$36,000	2,323
Total noninterest income	$264,000	2,788
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$100,000	2,308
Trading account gains and fees	$0	123
Additional Noninterest Income	$164,000	2,722
Total noninterest expense	$1,239,000	3,124
Salaries and employee benefits	$684,000	3,160
Premises and equipment expense	$165,000	2,745
Additional noninterest expense	$390,000	3,111
Pre-tax net operating income	$699,000	2,597
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$699,000	2,378
Extraordinary gains, net	$0	7
Net income	$699,000	2,377
Minority interest net income	$0	52
Net income of bank and minority interests.	$699,000	2,378
Net charge-offs	$8,000	2,040
Cash dividends	$25,000	2,678
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$699,000	2,371
2017-12-31 (YTD Data)		Rank
Total interest income	$7,021,000	3,113
Total interest expense	$396,000	4,008
Net interest income	$6,625,000	2,998
Provision for loan and lease losses	$24,000	3,881
Total noninterest income	$1,071,000	2,841
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$424,000	2,304
Trading account gains and fees	$0	151
Additional Noninterest Income	$647,000	2,831
Total noninterest expense	$5,412,000	2,958
Salaries and employee benefits	$3,126,000	2,906
Premises and equipment expense	$693,000	2,679
Additional noninterest expense	$1,593,000	3,105
Pre-tax net operating income	$2,260,000	2,915
Securities gains (losses)	$8,000	1,669
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,268,000	2,479
Extraordinary gains, net	$0	9
Net income	$2,268,000	2,479
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,268,000	2,479
Net charge-offs	$49,000	2,978
Cash dividends	$998,000	2,238
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,260,000	2,466
2017-09-30 (YTD Data)		Rank
Total interest income	$5,254,000	3,148
Total interest expense	$317,000	3,929
Net interest income	$4,937,000	3,030
Provision for loan and lease losses	$24,000	3,641
Total noninterest income	$801,000	2,875
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$319,000	2,302
Trading account gains and fees	$0	145
Additional Noninterest Income	$482,000	2,855
Total noninterest expense	$3,686,000	3,138
Salaries and employee benefits	$2,027,000	3,198
Premises and equipment expense	$522,000	2,688
Additional noninterest expense	$1,137,000	3,214
Pre-tax net operating income	$2,028,000	2,698
Securities gains (losses)	$8,000	1,697
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,036,000	2,377
Extraordinary gains, net	$0	9
Net income	$2,036,000	2,376
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,036,000	2,377
Net charge-offs	$50,000	2,467
Cash dividends	$549,000	2,310
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,028,000	2,361
2017-06-30 (YTD Data)		Rank
Total interest income	$3,492,000	3,145
Total interest expense	$219,000	3,875
Net interest income	$3,273,000	3,028
Provision for loan and lease losses	$24,000	3,346
Total noninterest income	$520,000	2,908
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$207,000	2,340
Trading account gains and fees	$0	139
Additional Noninterest Income	$313,000	2,883
Total noninterest expense	$2,456,000	3,162
Salaries and employee benefits	$1,350,000	3,216
Premises and equipment expense	$344,000	2,719
Additional noninterest expense	$762,000	3,212
Pre-tax net operating income	$1,313,000	2,705
Securities gains (losses)	$9,000	1,292
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,322,000	2,367
Extraordinary gains, net	$0	11
Net income	$1,322,000	2,368
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,322,000	2,368
Net charge-offs	$48,000	2,028
Cash dividends	$356,000	2,340
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,313,000	2,353
2017-03-31 (YTD Data)		Rank
Total interest income	$1,727,000	3,169
Total interest expense	$109,000	3,888
Net interest income	$1,618,000	3,051
Provision for loan and lease losses	$24,000	2,712
Total noninterest income	$251,000	2,958
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$105,000	2,313
Trading account gains and fees	$0	142
Additional Noninterest Income	$146,000	2,965
Total noninterest expense	$1,212,000	3,220
Salaries and employee benefits	$673,000	3,256
Premises and equipment expense	$170,000	2,782
Additional noninterest expense	$369,000	3,275
Pre-tax net operating income	$633,000	2,711
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$633,000	2,353
Extraordinary gains, net	$0	8
Net income	$633,000	2,352
Minority interest net income	$0	55
Net income of bank and minority interests.	$633,000	2,353
Net charge-offs	$36,000	1,539
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$633,000	2,329
2016-12-31 (YTD Data)		Rank
Total interest income	$6,716,000	3,206
Total interest expense	$383,000	4,091
Net interest income	$6,333,000	3,076
Provision for loan and lease losses	$133,000	2,838
Total noninterest income	$1,043,000	2,976
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$397,000	2,481
Trading account gains and fees	$0	170
Additional Noninterest Income	$646,000	2,939
Total noninterest expense	$5,253,000	3,086
Salaries and employee benefits	$2,997,000	3,020
Premises and equipment expense	$704,000	2,720
Additional noninterest expense	$1,552,000	3,271
Pre-tax net operating income	$1,990,000	3,067
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,990,000	2,805
Extraordinary gains, net	$0	5
Net income	$1,990,000	2,803
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,990,000	2,804
Net charge-offs	$2,000	4,145
Cash dividends	$1,063,000	2,124
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,990,000	2,751
2016-09-30 (YTD Data)		Rank
Total interest income	$4,993,000	3,234
Total interest expense	$274,000	4,202
Net interest income	$4,719,000	3,100
Provision for loan and lease losses	$106,000	2,670
Total noninterest income	$774,000	2,994
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$293,000	2,503
Trading account gains and fees	$0	169
Additional Noninterest Income	$481,000	2,942
Total noninterest expense	$3,532,000	3,311
Salaries and employee benefits	$1,919,000	3,355
Premises and equipment expense	$520,000	2,756
Additional noninterest expense	$1,093,000	3,427
Pre-tax net operating income	$1,855,000	2,750
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,855,000	2,464
Extraordinary gains, net	$0	5
Net income	$1,855,000	2,465
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,855,000	2,465
Net charge-offs	$2,000	3,786
Cash dividends	$633,000	2,149
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,855,000	2,408
2016-06-30 (YTD Data)		Rank
Total interest income	$3,297,000	3,265
Total interest expense	$197,000	4,102
Net interest income	$3,100,000	3,142
Provision for loan and lease losses	$79,000	2,511
Total noninterest income	$510,000	3,001
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$191,000	2,510
Trading account gains and fees	$0	157
Additional Noninterest Income	$319,000	2,942
Total noninterest expense	$2,326,000	3,359
Salaries and employee benefits	$1,259,000	3,403
Premises and equipment expense	$340,000	2,815
Additional noninterest expense	$727,000	3,457
Pre-tax net operating income	$1,205,000	2,752
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,205,000	2,483
Extraordinary gains, net	$0	16
Net income	$1,205,000	2,482
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,205,000	2,482
Net charge-offs	$-12,000	5,029
Cash dividends	$447,000	2,132
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,205,000	2,424
2016-03-31 (YTD Data)		Rank
Total interest income	$1,625,000	3,304
Total interest expense	$98,000	4,131
Net interest income	$1,527,000	3,185
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$248,000	3,030
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$97,000	2,478
Trading account gains and fees	$0	142
Additional Noninterest Income	$151,000	2,972
Total noninterest expense	$1,141,000	3,413
Salaries and employee benefits	$619,000	3,460
Premises and equipment expense	$163,000	2,912
Additional noninterest expense	$359,000	3,487
Pre-tax net operating income	$574,000	2,798
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$574,000	2,511
Extraordinary gains, net	$0	12
Net income	$574,000	2,511
Minority interest net income	$0	62
Net income of bank and minority interests.	$574,000	2,511
Net charge-offs	$-14,000	5,335
Cash dividends	$111,000	2,324
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$574,000	2,464
2015-12-31 (YTD Data)		Rank
Total interest income	$6,305,000	3,343
Total interest expense	$335,000	4,450
Net interest income	$5,970,000	3,196
Provision for loan and lease losses	$171,000	2,516
Total noninterest income	$1,046,000	2,986
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$418,000	2,440
Trading account gains and fees	$0	159
Additional Noninterest Income	$628,000	2,980
Total noninterest expense	$5,104,000	3,165
Salaries and employee benefits	$2,898,000	3,092
Premises and equipment expense	$693,000	2,837
Additional noninterest expense	$1,513,000	3,377
Pre-tax net operating income	$1,741,000	3,253
Securities gains (losses)	$25,000	2,106
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,766,000	2,947
Extraordinary gains, net	$0	23
Net income	$1,766,000	2,949
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,766,000	2,949
Net charge-offs	$182,000	2,072
Cash dividends	$827,000	2,345
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,741,000	2,925
2015-09-30 (YTD Data)		Rank
Total interest income	$4,679,000	3,400
Total interest expense	$245,000	4,545
Net interest income	$4,434,000	3,243
Provision for loan and lease losses	$111,000	2,565
Total noninterest income	$776,000	3,021
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$315,000	2,439
Trading account gains and fees	$0	153
Additional Noninterest Income	$461,000	3,018
Total noninterest expense	$3,385,000	3,471
Salaries and employee benefits	$1,797,000	3,521
Premises and equipment expense	$490,000	2,985
Additional noninterest expense	$1,098,000	3,466
Pre-tax net operating income	$1,714,000	2,851
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,714,000	2,540
Extraordinary gains, net	$0	21
Net income	$1,714,000	2,541
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,714,000	2,541
Net charge-offs	$160,000	1,730
Cash dividends	$415,000	2,508
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,714,000	2,490
2015-06-30 (YTD Data)		Rank
Total interest income	$3,068,000	3,440
Total interest expense	$156,000	4,653
Net interest income	$2,912,000	3,288
Provision for loan and lease losses	$96,000	2,281
Total noninterest income	$451,000	3,265
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$201,000	2,484
Trading account gains and fees	$0	157
Additional Noninterest Income	$250,000	3,305
Total noninterest expense	$2,153,000	3,598
Salaries and employee benefits	$1,093,000	3,763
Premises and equipment expense	$324,000	3,007
Additional noninterest expense	$736,000	3,473
Pre-tax net operating income	$1,114,000	2,878
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,114,000	2,560
Extraordinary gains, net	$0	22
Net income	$1,114,000	2,562
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,114,000	2,562
Net charge-offs	$179,000	1,260
Cash dividends	$357,000	2,260
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,114,000	2,504
2015-03-31 (YTD Data)		Rank
Total interest income	$1,540,000	3,436
Total interest expense	$73,000	4,832
Net interest income	$1,467,000	3,272
Provision for loan and lease losses	$48,000	2,145
Total noninterest income	$217,000	3,292
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$103,000	2,425
Trading account gains and fees	$0	152
Additional Noninterest Income	$114,000	3,400
Total noninterest expense	$1,105,000	3,573
Salaries and employee benefits	$567,000	3,718
Premises and equipment expense	$164,000	3,020
Additional noninterest expense	$374,000	3,431
Pre-tax net operating income	$531,000	2,913
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$531,000	2,602
Extraordinary gains, net	$0	13
Net income	$531,000	2,605
Minority interest net income	$0	64
Net income of bank and minority interests.	$531,000	2,605
Net charge-offs	$4,000	2,829
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$531,000	2,525
2014-12-31 (YTD Data)		Rank
Total interest income	$6,096,000	3,490
Total interest expense	$280,000	5,056
Net interest income	$5,816,000	3,325
Provision for loan and lease losses	$135,000	2,871
Total noninterest income	$1,113,000	2,943
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$447,000	2,480
Trading account gains and fees	$0	180
Additional Noninterest Income	$666,000	2,897
Total noninterest expense	$4,756,000	3,428
Salaries and employee benefits	$2,635,000	3,376
Premises and equipment expense	$662,000	3,016
Additional noninterest expense	$1,459,000	3,613
Pre-tax net operating income	$2,038,000	2,942
Securities gains (losses)	$-1,000	5,807
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,037,000	2,674
Extraordinary gains, net	$0	17
Net income	$2,037,000	2,672
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,037,000	2,674
Net charge-offs	$10,000	4,571
Cash dividends	$913,000	2,140
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,038,000	2,622
2014-09-30 (YTD Data)		Rank
Total interest income	$4,546,000	3,533
Total interest expense	$209,000	5,136
Net interest income	$4,337,000	3,363
Provision for loan and lease losses	$90,000	2,885
Total noninterest income	$830,000	2,976
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$337,000	2,483
Trading account gains and fees	$0	174
Additional Noninterest Income	$493,000	2,923
Total noninterest expense	$3,259,000	3,646
Salaries and employee benefits	$1,719,000	3,710
Premises and equipment expense	$500,000	3,038
Additional noninterest expense	$1,040,000	3,737
Pre-tax net operating income	$1,818,000	2,688
Securities gains (losses)	$-1,000	5,909
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,817,000	2,383
Extraordinary gains, net	$0	15
Net income	$1,817,000	2,384
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,817,000	2,383
Net charge-offs	$7,000	4,273
Cash dividends	$475,000	2,267
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,818,000	2,337
2014-06-30 (YTD Data)		Rank
Total interest income	$3,012,000	3,552
Total interest expense	$143,000	5,144
Net interest income	$2,869,000	3,369
Provision for loan and lease losses	$45,000	3,110
Total noninterest income	$538,000	2,991
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$217,000	2,526
Trading account gains and fees	$0	172
Additional Noninterest Income	$321,000	2,941
Total noninterest expense	$2,181,000	3,649
Salaries and employee benefits	$1,148,000	3,723
Premises and equipment expense	$334,000	3,064
Additional noninterest expense	$699,000	3,744
Pre-tax net operating income	$1,181,000	2,684
Securities gains (losses)	$-1,000	6,043
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,180,000	2,363
Extraordinary gains, net	$0	20
Net income	$1,180,000	2,367
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,180,000	2,367
Net charge-offs	$2,000	4,144
Cash dividends	$308,000	2,299
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,181,000	2,320
2014-03-31 (YTD Data)		Rank
Total interest income	$1,506,000	3,574
Total interest expense	$75,000	5,146
Net interest income	$1,431,000	3,386
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$261,000	2,999
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$114,000	2,408
Trading account gains and fees	$0	147
Additional Noninterest Income	$147,000	2,997
Total noninterest expense	$1,099,000	3,665
Salaries and employee benefits	$596,000	3,660
Premises and equipment expense	$164,000	3,153
Additional noninterest expense	$339,000	3,825
Pre-tax net operating income	$548,000	2,733
Securities gains (losses)	$-1,000	6,239
Applicable income taxes	$0	4,445
Income before extraordinary items	$547,000	2,417
Extraordinary gains, net	$0	16
Net income	$547,000	2,420
Minority interest net income	$0	66
Net income of bank and minority interests.	$547,000	2,420
Net charge-offs	$1,000	3,492
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$548,000	2,374
2013-12-31 (YTD Data)		Rank
Total interest income	$5,873,000	3,669
Total interest expense	$312,000	5,321
Net interest income	$5,561,000	3,448
Provision for loan and lease losses	$75,000	3,934
Total noninterest income	$1,093,000	3,043
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$494,000	2,399
Trading account gains and fees	$0	184
Additional Noninterest Income	$599,000	3,121
Total noninterest expense	$4,810,000	3,503
Salaries and employee benefits	$2,632,000	3,417
Premises and equipment expense	$665,000	3,063
Additional noninterest expense	$1,513,000	3,635
Pre-tax net operating income	$1,769,000	3,096
Securities gains (losses)	$21,000	2,321
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,790,000	2,816
Extraordinary gains, net	$0	29
Net income	$1,790,000	2,818
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,790,000	2,819
Net charge-offs	$89,000	3,869
Cash dividends	$842,000	2,154
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,769,000	2,780
2013-09-30 (YTD Data)		Rank
Total interest income	$4,356,000	3,746
Total interest expense	$235,000	5,413
Net interest income	$4,121,000	3,493
Provision for loan and lease losses	$45,000	4,007
Total noninterest income	$818,000	3,096
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$371,000	2,412
Trading account gains and fees	$0	180
Additional Noninterest Income	$447,000	3,189
Total noninterest expense	$3,328,000	3,700
Salaries and employee benefits	$1,715,000	3,771
Premises and equipment expense	$504,000	3,088
Additional noninterest expense	$1,109,000	3,693
Pre-tax net operating income	$1,566,000	2,841
Securities gains (losses)	$21,000	2,191
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,587,000	2,555
Extraordinary gains, net	$0	25
Net income	$1,587,000	2,559
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,587,000	2,559
Net charge-offs	$68,000	3,625
Cash dividends	$386,000	2,379
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,566,000	2,495
2013-06-30 (YTD Data)		Rank
Total interest income	$2,855,000	3,784
Total interest expense	$165,000	5,385
Net interest income	$2,690,000	3,539
Provision for loan and lease losses	$45,000	3,696
Total noninterest income	$521,000	3,219
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$239,000	2,454
Trading account gains and fees	$0	157
Additional Noninterest Income	$282,000	3,299
Total noninterest expense	$2,242,000	3,699
Salaries and employee benefits	$1,145,000	3,785
Premises and equipment expense	$334,000	3,110
Additional noninterest expense	$763,000	3,615
Pre-tax net operating income	$924,000	3,045
Securities gains (losses)	$21,000	1,987
Applicable income taxes	$0	4,679
Income before extraordinary items	$945,000	2,754
Extraordinary gains, net	$0	22
Net income	$945,000	2,759
Minority interest net income	$0	82
Net income of bank and minority interests.	$945,000	2,759
Net charge-offs	$69,000	3,088
Cash dividends	$267,000	2,319
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$924,000	2,697
2013-03-31 (YTD Data)		Rank
Total interest income	$1,428,000	3,818
Total interest expense	$85,000	5,426
Net interest income	$1,343,000	3,563
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$242,000	3,346
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$117,000	2,482
Trading account gains and fees	$0	148
Additional Noninterest Income	$125,000	3,438
Total noninterest expense	$1,080,000	3,802
Salaries and employee benefits	$580,000	3,789
Premises and equipment expense	$154,000	3,327
Additional noninterest expense	$346,000	3,875
Pre-tax net operating income	$460,000	3,026
Securities gains (losses)	$2,000	1,785
Applicable income taxes	$0	4,602
Income before extraordinary items	$462,000	2,741
Extraordinary gains, net	$0	10
Net income	$462,000	2,745
Minority interest net income	$0	76
Net income of bank and minority interests.	$462,000	2,744
Net charge-offs	$3,000	3,820
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$460,000	2,665
2012-12-31 (YTD Data)		Rank
Total interest income	$5,798,000	3,921
Total interest expense	$436,000	5,371
Net interest income	$5,362,000	3,634
Provision for loan and lease losses	$150,000	4,271
Total noninterest income	$1,078,000	3,130
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$511,000	2,438
Trading account gains and fees	$0	166
Additional Noninterest Income	$567,000	3,180
Total noninterest expense	$4,594,000	3,689
Salaries and employee benefits	$2,603,000	3,459
Premises and equipment expense	$602,000	3,376
Additional noninterest expense	$1,389,000	3,976
Pre-tax net operating income	$1,696,000	3,117
Securities gains (losses)	$4,000	3,557
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,700,000	2,894
Extraordinary gains, net	$0	29
Net income	$1,700,000	2,896
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,700,000	2,896
Net charge-offs	$358,000	3,080
Cash dividends	$868,000	2,141
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,696,000	2,775
2012-09-30 (YTD Data)		Rank
Total interest income	$4,388,000	3,966
Total interest expense	$342,000	5,427
Net interest income	$4,046,000	3,678
Provision for loan and lease losses	$120,000	4,163
Total noninterest income	$750,000	3,285
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$379,000	2,491
Trading account gains and fees	$0	157
Additional Noninterest Income	$371,000	3,374
Total noninterest expense	$3,150,000	3,921
Salaries and employee benefits	$1,728,000	3,786
Premises and equipment expense	$459,000	3,386
Additional noninterest expense	$963,000	4,203
Pre-tax net operating income	$1,526,000	2,850
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,526,000	2,607
Extraordinary gains, net	$0	20
Net income	$1,526,000	2,608
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,526,000	2,608
Net charge-offs	$13,000	5,228
Cash dividends	$469,000	2,100
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,526,000	2,484
2012-06-30 (YTD Data)		Rank
Total interest income	$2,941,000	3,981
Total interest expense	$250,000	5,336
Net interest income	$2,691,000	3,701
Provision for loan and lease losses	$75,000	4,155
Total noninterest income	$475,000	3,335
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$244,000	2,534
Trading account gains and fees	$0	153
Additional Noninterest Income	$231,000	3,461
Total noninterest expense	$2,101,000	3,942
Salaries and employee benefits	$1,160,000	3,788
Premises and equipment expense	$302,000	3,425
Additional noninterest expense	$639,000	4,237
Pre-tax net operating income	$990,000	2,867
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$990,000	2,639
Extraordinary gains, net	$0	19
Net income	$990,000	2,639
Minority interest net income	$0	84
Net income of bank and minority interests.	$990,000	2,639
Net charge-offs	$14,000	4,811
Cash dividends	$296,000	2,196
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$990,000	2,497
2012-03-31 (YTD Data)		Rank
Total interest income	$1,476,000	4,005
Total interest expense	$136,000	5,284
Net interest income	$1,340,000	3,730
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$257,000	3,207
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$123,000	2,504
Trading account gains and fees	$0	148
Additional Noninterest Income	$134,000	3,238
Total noninterest expense	$1,107,000	3,839
Salaries and employee benefits	$589,000	3,781
Premises and equipment expense	$160,000	3,298
Additional noninterest expense	$358,000	3,919
Pre-tax net operating income	$460,000	3,036
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$460,000	2,785
Extraordinary gains, net	$0	19
Net income	$460,000	2,787
Minority interest net income	$0	78
Net income of bank and minority interests.	$460,000	2,788
Net charge-offs	$12,000	3,957
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$460,000	2,642
2011-12-31 (YTD Data)		Rank
Total interest income	$6,078,000	4,015
Total interest expense	$666,000	5,302
Net interest income	$5,412,000	3,716
Provision for loan and lease losses	$170,000	4,818
Total noninterest income	$1,064,000	3,007
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$566,000	2,344
Trading account gains and fees	$0	146
Additional Noninterest Income	$498,000	3,137
Total noninterest expense	$4,630,000	3,733
Salaries and employee benefits	$2,578,000	3,474
Premises and equipment expense	$632,000	3,447
Additional noninterest expense	$1,420,000	4,003
Pre-tax net operating income	$1,676,000	2,839
Securities gains (losses)	$34,000	2,832
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,710,000	2,532
Extraordinary gains, net	$0	29
Net income	$1,710,000	2,532
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,710,000	2,533
Net charge-offs	$1,000	6,385
Cash dividends	$965,000	1,678
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,676,000	2,483
2011-09-30 (YTD Data)		Rank
Total interest income	$4,594,000	4,045
Total interest expense	$505,000	5,402
Net interest income	$4,089,000	3,720
Provision for loan and lease losses	$140,000	4,573
Total noninterest income	$782,000	3,055
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$432,000	2,323
Trading account gains and fees	$0	145
Additional Noninterest Income	$350,000	3,225
Total noninterest expense	$3,255,000	3,903
Salaries and employee benefits	$1,728,000	3,794
Premises and equipment expense	$481,000	3,447
Additional noninterest expense	$1,046,000	4,053
Pre-tax net operating income	$1,476,000	2,615
Securities gains (losses)	$34,000	2,577
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,510,000	2,303
Extraordinary gains, net	$0	21
Net income	$1,510,000	2,303
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,510,000	2,304
Net charge-offs	$2,000	6,068
Cash dividends	$546,000	1,717
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,476,000	2,247
2011-06-30 (YTD Data)		Rank
Total interest income	$3,032,000	4,105
Total interest expense	$349,000	5,438
Net interest income	$2,683,000	3,779
Provision for loan and lease losses	$110,000	4,297
Total noninterest income	$521,000	3,037
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$287,000	2,308
Trading account gains and fees	$0	153
Additional Noninterest Income	$234,000	3,244
Total noninterest expense	$2,185,000	3,934
Salaries and employee benefits	$1,159,000	3,812
Premises and equipment expense	$315,000	3,528
Additional noninterest expense	$711,000	4,057
Pre-tax net operating income	$909,000	2,699
Securities gains (losses)	$35,000	1,800
Applicable income taxes	$0	4,697
Income before extraordinary items	$944,000	2,386
Extraordinary gains, net	$0	15
Net income	$944,000	2,386
Minority interest net income	$0	89
Net income of bank and minority interests.	$944,000	2,386
Net charge-offs	$-1,000	6,559
Cash dividends	$355,000	1,752
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$909,000	2,358
2011-03-31 (YTD Data)		Rank
Total interest income	$1,488,000	4,186
Total interest expense	$189,000	5,372
Net interest income	$1,299,000	3,848
Provision for loan and lease losses	$55,000	4,094
Total noninterest income	$256,000	3,115
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$144,000	2,264
Trading account gains and fees	$0	158
Additional Noninterest Income	$112,000	3,377
Total noninterest expense	$1,093,000	3,950
Salaries and employee benefits	$591,000	3,769
Premises and equipment expense	$154,000	3,623
Additional noninterest expense	$348,000	4,116
Pre-tax net operating income	$407,000	2,929
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$407,000	2,625
Extraordinary gains, net	$0	9
Net income	$407,000	2,624
Minority interest net income	$0	86
Net income of bank and minority interests.	$407,000	2,625
Net charge-offs	$1,000	4,979
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$407,000	2,571
2010-12-31 (YTD Data)		Rank
Total interest income	$6,137,000	4,256
Total interest expense	$894,000	5,472
Net interest income	$5,243,000	3,831
Provision for loan and lease losses	$220,000	5,239
Total noninterest income	$1,156,000	2,968
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$620,000	2,235
Trading account gains and fees	$0	175
Additional Noninterest Income	$536,000	3,084
Total noninterest expense	$4,597,000	3,840
Salaries and employee benefits	$2,508,000	3,569
Premises and equipment expense	$668,000	3,432
Additional noninterest expense	$1,421,000	4,147
Pre-tax net operating income	$1,582,000	2,643
Securities gains (losses)	$73,000	2,412
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,655,000	2,351
Extraordinary gains, net	$0	29
Net income	$1,655,000	2,349
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,655,000	2,352
Net charge-offs	$89,000	5,509
Cash dividends	$914,000	1,594
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,582,000	2,314
2010-09-30 (YTD Data)		Rank
Total interest income	$4,624,000	4,326
Total interest expense	$696,000	5,547
Net interest income	$3,928,000	3,886
Provision for loan and lease losses	$165,000	5,139
Total noninterest income	$910,000	2,910
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$460,000	2,309
Trading account gains and fees	$0	165
Additional Noninterest Income	$450,000	2,926
Total noninterest expense	$3,194,000	4,049
Salaries and employee benefits	$1,668,000	3,965
Premises and equipment expense	$506,000	3,457
Additional noninterest expense	$1,020,000	4,253
Pre-tax net operating income	$1,479,000	2,402
Securities gains (losses)	$69,000	2,236
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,548,000	2,086
Extraordinary gains, net	$0	23
Net income	$1,548,000	2,087
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,548,000	2,088
Net charge-offs	$90,000	5,013
Cash dividends	$524,000	1,705
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,479,000	2,078
2010-06-30 (YTD Data)		Rank
Total interest income	$3,047,000	4,404
Total interest expense	$462,000	5,659
Net interest income	$2,585,000	3,927
Provision for loan and lease losses	$110,000	5,057
Total noninterest income	$636,000	2,756
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$305,000	2,326
Trading account gains and fees	$0	152
Additional Noninterest Income	$331,000	2,697
Total noninterest expense	$2,136,000	4,047
Salaries and employee benefits	$1,105,000	4,005
Premises and equipment expense	$342,000	3,447
Additional noninterest expense	$689,000	4,214
Pre-tax net operating income	$975,000	2,424
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$975,000	2,164
Extraordinary gains, net	$0	19
Net income	$975,000	2,162
Minority interest net income	$0	105
Net income of bank and minority interests.	$975,000	2,166
Net charge-offs	$93,000	4,320
Cash dividends	$350,000	1,736
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$975,000	2,086
2010-03-31 (YTD Data)		Rank
Total interest income	$1,521,000	4,463
Total interest expense	$241,000	5,688
Net interest income	$1,280,000	3,982
Provision for loan and lease losses	$55,000	4,769
Total noninterest income	$365,000	2,526
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$152,000	2,317
Trading account gains and fees	$0	175
Additional Noninterest Income	$213,000	2,301
Total noninterest expense	$1,063,000	4,101
Salaries and employee benefits	$571,000	3,960
Premises and equipment expense	$167,000	3,595
Additional noninterest expense	$325,000	4,373
Pre-tax net operating income	$527,000	2,315
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$527,000	2,052
Extraordinary gains, net	$0	16
Net income	$527,000	2,051
Minority interest net income	$0	91
Net income of bank and minority interests.	$527,000	2,052
Net charge-offs	$33,000	4,071
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$527,000	1,969
2009-12-31 (YTD Data)		Rank
Total interest income	$6,368,000	4,447
Total interest expense	$1,133,000	5,772
Net interest income	$5,235,000	3,830
Provision for loan and lease losses	$184,000	5,868
Total noninterest income	$913,000	3,519
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$613,000	2,501
Trading account gains and fees	$0	211
Additional Noninterest Income	$300,000	3,989
Total noninterest expense	$4,533,000	3,979
Salaries and employee benefits	$2,387,000	3,827
Premises and equipment expense	$1,000,000	2,574
Additional noninterest expense	$1,146,000	4,864
Pre-tax net operating income	$1,431,000	2,428
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,431,000	2,187
Extraordinary gains, net	$0	34
Net income	$1,431,000	2,184
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,431,000	2,186
Net charge-offs	$42,000	6,304
Cash dividends	$919,000	1,743
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,431,000	2,159
2009-09-30 (YTD Data)		Rank
Total interest income	$4,792,000	4,487
Total interest expense	$862,000	5,886
Net interest income	$3,930,000	3,823
Provision for loan and lease losses	$129,000	5,697
Total noninterest income	$659,000	3,663
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$447,000	2,563
Trading account gains and fees	$0	212
Additional Noninterest Income	$212,000	4,186
Total noninterest expense	$3,165,000	4,198
Salaries and employee benefits	$1,584,000	4,215
Premises and equipment expense	$751,000	2,601
Additional noninterest expense	$830,000	4,962
Pre-tax net operating income	$1,295,000	2,309
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,295,000	2,046
Extraordinary gains, net	$0	27
Net income	$1,295,000	2,045
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,295,000	2,046
Net charge-offs	$40,000	5,835
Cash dividends	$507,000	1,971
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,295,000	2,005
2009-06-30 (YTD Data)		Rank
Total interest income	$3,185,000	4,538
Total interest expense	$590,000	5,951
Net interest income	$2,595,000	3,835
Provision for loan and lease losses	$86,000	5,522
Total noninterest income	$444,000	3,652
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$279,000	2,644
Trading account gains and fees	$0	193
Additional Noninterest Income	$165,000	3,955
Total noninterest expense	$2,144,000	4,184
Salaries and employee benefits	$1,046,000	4,298
Premises and equipment expense	$501,000	2,632
Additional noninterest expense	$597,000	4,741
Pre-tax net operating income	$809,000	2,500
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$809,000	2,211
Extraordinary gains, net	$0	21
Net income	$809,000	2,209
Minority interest net income	$0	112
Net income of bank and minority interests.	$809,000	2,210
Net charge-offs	$35,000	5,223
Cash dividends	$357,000	2,013
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$809,000	2,154
2009-03-31 (YTD Data)		Rank
Total interest income	$1,603,000	4,561
Total interest expense	$302,000	5,998
Net interest income	$1,301,000	3,832
Provision for loan and lease losses	$43,000	5,118
Total noninterest income	$211,000	3,700
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$134,000	2,678
Trading account gains and fees	$0	171
Additional Noninterest Income	$77,000	4,081
Total noninterest expense	$1,035,000	4,212
Salaries and employee benefits	$528,000	4,295
Premises and equipment expense	$258,000	2,615
Additional noninterest expense	$249,000	4,964
Pre-tax net operating income	$434,000	2,645
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$434,000	2,398
Extraordinary gains, net	$0	15
Net income	$434,000	2,398
Minority interest net income	$0	102
Net income of bank and minority interests.	$434,000	2,400
Net charge-offs	$30,000	4,024
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$434,000	2,262
2008-12-31 (YTD Data)		Rank
Total interest income	$6,741,000	4,591
Total interest expense	$1,501,000	5,980
Net interest income	$5,240,000	3,811
Provision for loan and lease losses	$113,000	5,905
Total noninterest income	$985,000	3,441
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$619,000	2,592
Trading account gains and fees	$0	154
Additional Noninterest Income	$366,000	3,735
Total noninterest expense	$4,291,000	4,026
Salaries and employee benefits	$2,300,000	4,013
Premises and equipment expense	$989,000	2,654
Additional noninterest expense	$1,002,000	4,821
Pre-tax net operating income	$1,821,000	2,646
Securities gains (losses)	$0	3,220
Applicable income taxes	$-4,000	6,751
Income before extraordinary items	$1,825,000	2,170
Extraordinary gains, net	$0	39
Net income	$1,825,000	2,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,238
Cash dividends	$1,013,000	2,263
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,825,000	2,287
2008-09-30 (YTD Data)		Rank
Total interest income	$5,072,000	4,671
Total interest expense	$1,162,000	6,040
Net interest income	$3,910,000	3,852
Provision for loan and lease losses	$45,000	5,958
Total noninterest income	$737,000	3,532
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$462,000	2,614
Trading account gains and fees	$0	148
Additional Noninterest Income	$275,000	3,832
Total noninterest expense	$2,963,000	4,257
Salaries and employee benefits	$1,524,000	4,417
Premises and equipment expense	$736,000	2,682
Additional noninterest expense	$703,000	4,939
Pre-tax net operating income	$1,639,000	2,664
Securities gains (losses)	$0	3,106
Applicable income taxes	$-4,000	7,264
Income before extraordinary items	$1,643,000	2,145
Extraordinary gains, net	$0	31
Net income	$1,643,000	2,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,490
Cash dividends	$613,000	2,453
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,643,000	2,247
2008-06-30 (YTD Data)		Rank
Total interest income	$3,374,000	4,731
Total interest expense	$791,000	6,136
Net interest income	$2,583,000	3,886
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$492,000	3,542
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$303,000	2,624
Trading account gains and fees	$0	149
Additional Noninterest Income	$189,000	3,871
Total noninterest expense	$1,965,000	4,292
Salaries and employee benefits	$1,007,000	4,494
Premises and equipment expense	$493,000	2,673
Additional noninterest expense	$465,000	4,958
Pre-tax net operating income	$1,080,000	2,789
Securities gains (losses)	$0	3,233
Applicable income taxes	$-4,000	7,574
Income before extraordinary items	$1,084,000	2,410
Extraordinary gains, net	$0	21
Net income	$1,084,000	2,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,718
Cash dividends	$415,000	2,512
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,084,000	2,356
2008-03-31 (YTD Data)		Rank
Total interest income	$1,706,000	4,793
Total interest expense	$411,000	6,196
Net interest income	$1,295,000	3,882
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$241,000	3,600
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$151,000	2,601
Trading account gains and fees	$0	158
Additional Noninterest Income	$90,000	3,968
Total noninterest expense	$986,000	4,279
Salaries and employee benefits	$507,000	4,503
Premises and equipment expense	$250,000	2,667
Additional noninterest expense	$229,000	4,963
Pre-tax net operating income	$535,000	2,936
Securities gains (losses)	$0	2,688
Applicable income taxes	$-4,000	7,784
Income before extraordinary items	$539,000	2,531
Extraordinary gains, net	$0	15
Net income	$539,000	2,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$539,000	2,456
2007-12-31 (YTD Data)		Rank
Total interest income	$6,630,000	4,891
Total interest expense	$1,751,000	6,111
Net interest income	$4,879,000	4,079
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$922,000	3,697
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$568,000	2,790
Trading account gains and fees	$0	178
Additional Noninterest Income	$354,000	3,962
Total noninterest expense	$4,119,000	4,023
Salaries and employee benefits	$2,086,000	4,264
Premises and equipment expense	$970,000	2,643
Additional noninterest expense	$1,063,000	4,446
Pre-tax net operating income	$1,622,000	3,761
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,622,000	3,263
Extraordinary gains, net	$0	39
Net income	$1,622,000	3,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,878
Cash dividends	$674,000	3,257
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,622,000	3,248
2007-09-30 (YTD Data)		Rank
Total interest income	$4,878,000	4,971
Total interest expense	$1,322,000	6,136
Net interest income	$3,556,000	4,173
Provision for loan and lease losses	$45,000	5,124
Total noninterest income	$690,000	3,706
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$422,000	2,790
Trading account gains and fees	$0	184
Additional Noninterest Income	$268,000	3,962
Total noninterest expense	$2,956,000	4,141
Salaries and employee benefits	$1,449,000	4,489
Premises and equipment expense	$716,000	2,663
Additional noninterest expense	$791,000	4,394
Pre-tax net operating income	$1,245,000	3,860
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,245,000	3,379
Extraordinary gains, net	$0	33
Net income	$1,245,000	3,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,809
Cash dividends	$262,000	3,813
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,245,000	3,364
2007-06-30 (YTD Data)		Rank
Total interest income	$3,199,000	5,044
Total interest expense	$871,000	6,193
Net interest income	$2,328,000	4,254
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$457,000	3,740
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$280,000	2,802
Trading account gains and fees	$0	168
Additional Noninterest Income	$177,000	4,023
Total noninterest expense	$1,963,000	4,179
Salaries and employee benefits	$968,000	4,516
Premises and equipment expense	$471,000	2,709
Additional noninterest expense	$524,000	4,442
Pre-tax net operating income	$792,000	4,039
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$792,000	3,542
Extraordinary gains, net	$0	29
Net income	$792,000	3,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$92,000	4,405
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$792,000	3,520
2007-03-31 (YTD Data)		Rank
Total interest income	$1,566,000	5,099
Total interest expense	$428,000	6,234
Net interest income	$1,138,000	4,315
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$226,000	3,766
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$136,000	2,808
Trading account gains and fees	$0	195
Additional Noninterest Income	$90,000	3,960
Total noninterest expense	$963,000	4,249
Salaries and employee benefits	$493,000	4,485
Premises and equipment expense	$234,000	2,740
Additional noninterest expense	$236,000	4,729
Pre-tax net operating income	$386,000	4,087
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$386,000	3,580
Extraordinary gains, net	$0	22
Net income	$386,000	3,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$386,000	3,560
2006-12-31 (YTD Data)		Rank
Total interest income	$5,975,000	5,034
Total interest expense	$1,512,000	6,096
Net interest income	$4,463,000	4,366
Provision for loan and lease losses	$56,000	5,483
Total noninterest income	$873,000	3,848
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$597,000	2,690
Trading account gains and fees	$0	130
Additional Noninterest Income	$276,000	4,462
Total noninterest expense	$3,600,000	4,310
Salaries and employee benefits	$1,900,000	4,446
Premises and equipment expense	$756,000	3,136
Additional noninterest expense	$944,000	4,698
Pre-tax net operating income	$1,680,000	4,035
Securities gains (losses)	$-3,000	6,969
Applicable income taxes	$-141,000	8,408
Income before extraordinary items	$1,818,000	3,323
Extraordinary gains, net	$0	51
Net income	$1,818,000	3,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,923
Cash dividends	$879,000	2,795
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,821,000	3,299
2006-09-30 (YTD Data)		Rank
Total interest income	$4,418,000	5,066
Total interest expense	$1,095,000	6,132
Net interest income	$3,323,000	4,419
Provision for loan and lease losses	$40,000	5,377
Total noninterest income	$657,000	3,842
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$450,000	2,684
Trading account gains and fees	$0	126
Additional Noninterest Income	$207,000	4,463
Total noninterest expense	$2,494,000	4,548
Salaries and employee benefits	$1,291,000	4,728
Premises and equipment expense	$535,000	3,285
Additional noninterest expense	$668,000	4,867
Pre-tax net operating income	$1,446,000	3,869
Securities gains (losses)	$0	1,388
Applicable income taxes	$-141,000	8,596
Income before extraordinary items	$1,587,000	3,081
Extraordinary gains, net	$0	45
Net income	$1,587,000	3,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,178
Cash dividends	$576,000	2,740
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,587,000	3,072
2006-06-30 (YTD Data)		Rank
Total interest income	$2,873,000	5,107
Total interest expense	$685,000	6,177
Net interest income	$2,188,000	4,465
Provision for loan and lease losses	$26,000	5,297
Total noninterest income	$431,000	3,874
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$300,000	2,661
Trading account gains and fees	$0	126
Additional Noninterest Income	$131,000	4,568
Total noninterest expense	$1,662,000	4,563
Salaries and employee benefits	$858,000	4,777
Premises and equipment expense	$348,000	3,343
Additional noninterest expense	$456,000	4,775
Pre-tax net operating income	$931,000	3,966
Securities gains (losses)	$0	1,185
Applicable income taxes	$-141,000	8,660
Income before extraordinary items	$1,072,000	3,050
Extraordinary gains, net	$0	39
Net income	$1,072,000	3,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,455
Cash dividends	$409,000	2,653
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,072,000	3,041
2006-03-31 (YTD Data)		Rank
Total interest income	$1,376,000	5,195
Total interest expense	$304,000	6,362
Net interest income	$1,072,000	4,498
Provision for loan and lease losses	$11,000	5,192
Total noninterest income	$215,000	3,820
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$150,000	2,603
Trading account gains and fees	$0	115
Additional Noninterest Income	$65,000	4,564
Total noninterest expense	$850,000	4,501
Salaries and employee benefits	$443,000	4,693
Premises and equipment expense	$179,000	3,284
Additional noninterest expense	$228,000	4,757
Pre-tax net operating income	$426,000	4,135
Securities gains (losses)	$0	955
Applicable income taxes	$-141,000	8,718
Income before extraordinary items	$567,000	2,862
Extraordinary gains, net	$0	21
Net income	$567,000	2,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,335
Cash dividends	$228,000	2,255
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$567,000	2,847
2005-12-31 (YTD Data)		Rank
Total interest income	$5,104,000	5,094
Total interest expense	$932,000	6,455
Net interest income	$4,172,000	4,487
Provision for loan and lease losses	$48,000	5,807
Total noninterest income	$847,000	3,920
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$573,000	2,756
Trading account gains and fees	$0	138
Additional Noninterest Income	$274,000	4,542
Total noninterest expense	$3,429,000	4,361
Salaries and employee benefits	$1,786,000	4,504
Premises and equipment expense	$640,000	3,460
Additional noninterest expense	$1,003,000	4,413
Pre-tax net operating income	$1,542,000	4,305
Securities gains (losses)	$0	2,296
Applicable income taxes	$260,000	4,312
Income before extraordinary items	$1,282,000	4,187
Extraordinary gains, net	$0	46
Net income	$1,282,000	4,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,831
Cash dividends	$587,000	3,394
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,282,000	4,161
2005-09-30 (YTD Data)		Rank
Total interest income	$3,749,000	5,118
Total interest expense	$673,000	6,462
Net interest income	$3,076,000	4,555
Provision for loan and lease losses	$38,000	5,602
Total noninterest income	$622,000	3,983
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$412,000	2,850
Trading account gains and fees	$0	126
Additional Noninterest Income	$210,000	4,507
Total noninterest expense	$2,496,000	4,426
Salaries and employee benefits	$1,250,000	4,691
Premises and equipment expense	$466,000	3,538
Additional noninterest expense	$780,000	4,256
Pre-tax net operating income	$1,164,000	4,383
Securities gains (losses)	$0	2,317
Applicable income taxes	$260,000	4,027
Income before extraordinary items	$904,000	4,443
Extraordinary gains, net	$0	35
Net income	$904,000	4,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,271
Cash dividends	$385,000	3,194
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$904,000	4,408
2005-06-30 (YTD Data)		Rank
Total interest income	$2,466,000	5,098
Total interest expense	$435,000	6,403
Net interest income	$2,031,000	4,566
Provision for loan and lease losses	$27,000	5,411
Total noninterest income	$399,000	4,056
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$250,000	3,011
Trading account gains and fees	$0	116
Additional Noninterest Income	$149,000	4,338
Total noninterest expense	$1,695,000	4,346
Salaries and employee benefits	$829,000	4,701
Premises and equipment expense	$316,000	3,470
Additional noninterest expense	$550,000	4,065
Pre-tax net operating income	$708,000	4,583
Securities gains (losses)	$0	2,146
Applicable income taxes	$260,000	3,347
Income before extraordinary items	$448,000	5,160
Extraordinary gains, net	$0	30
Net income	$448,000	5,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,782
Cash dividends	$249,000	3,256
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$448,000	5,112
2005-03-31 (YTD Data)		Rank
Total interest income	$1,213,000	5,138
Total interest expense	$219,000	6,318
Net interest income	$994,000	4,639
Provision for loan and lease losses	$17,000	4,817
Total noninterest income	$198,000	3,999
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$127,000	2,903
Trading account gains and fees	$0	115
Additional Noninterest Income	$71,000	4,437
Total noninterest expense	$828,000	4,448
Salaries and employee benefits	$407,000	4,775
Premises and equipment expense	$149,000	3,665
Additional noninterest expense	$272,000	4,102
Pre-tax net operating income	$347,000	4,620
Securities gains (losses)	$0	1,685
Applicable income taxes	$260,000	2,206
Income before extraordinary items	$87,000	7,108
Extraordinary gains, net	$0	24
Net income	$87,000	7,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$28,000	3,653
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$87,000	7,079
2004-12-31 (YTD Data)		Rank
Total interest income	$4,420,000	5,237
Total interest expense	$623,000	6,870
Net interest income	$3,797,000	4,658
Provision for loan and lease losses	$42,000	6,127
Total noninterest income	$768,000	4,158
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$528,000	3,013
Trading account gains and fees	$0	138
Additional Noninterest Income	$240,000	4,720
Total noninterest expense	$3,349,000	4,319
Salaries and employee benefits	$1,736,000	4,451
Premises and equipment expense	$608,000	3,497
Additional noninterest expense	$1,005,000	4,330
Pre-tax net operating income	$1,174,000	4,848
Securities gains (losses)	$0	3,819
Applicable income taxes	$199,000	4,759
Income before extraordinary items	$975,000	4,772
Extraordinary gains, net	$0	34
Net income	$975,000	4,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,996
Cash dividends	$5,699,000	553
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$975,000	4,699
2004-09-30 (YTD Data)		Rank
Total interest income	$3,258,000	5,268
Total interest expense	$455,000	6,934
Net interest income	$2,803,000	4,699
Provision for loan and lease losses	$32,000	5,939
Total noninterest income	$575,000	4,189
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$392,000	3,058
Trading account gains and fees	$0	134
Additional Noninterest Income	$183,000	4,683
Total noninterest expense	$2,415,000	4,416
Salaries and employee benefits	$1,204,000	4,668
Premises and equipment expense	$455,000	3,518
Additional noninterest expense	$756,000	4,262
Pre-tax net operating income	$931,000	4,788
Securities gains (losses)	$0	3,710
Applicable income taxes	$166,000	4,712
Income before extraordinary items	$765,000	4,740
Extraordinary gains, net	$0	26
Net income	$765,000	4,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,626
Cash dividends	$5,515,000	420
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$765,000	4,651
2004-06-30 (YTD Data)		Rank
Total interest income	$2,149,000	5,318
Total interest expense	$306,000	6,945
Net interest income	$1,843,000	4,742
Provision for loan and lease losses	$21,000	5,806
Total noninterest income	$378,000	4,233
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$257,000	3,077
Trading account gains and fees	$0	130
Additional Noninterest Income	$121,000	4,767
Total noninterest expense	$1,622,000	4,412
Salaries and employee benefits	$791,000	4,765
Premises and equipment expense	$299,000	3,561
Additional noninterest expense	$532,000	4,118
Pre-tax net operating income	$578,000	4,919
Securities gains (losses)	$0	3,413
Applicable income taxes	$95,000	4,911
Income before extraordinary items	$483,000	4,818
Extraordinary gains, net	$0	21
Net income	$483,000	4,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$90,000	4,296
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$483,000	4,729
2004-03-31 (YTD Data)		Rank
Total interest income	$1,094,000	5,293
Total interest expense	$166,000	6,810
Net interest income	$928,000	4,717
Provision for loan and lease losses	$10,000	5,595
Total noninterest income	$186,000	4,225
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$125,000	3,064
Trading account gains and fees	$0	121
Additional Noninterest Income	$61,000	4,708
Total noninterest expense	$784,000	4,539
Salaries and employee benefits	$384,000	4,881
Premises and equipment expense	$142,000	3,735
Additional noninterest expense	$258,000	4,212
Pre-tax net operating income	$320,000	4,669
Securities gains (losses)	$0	2,934
Applicable income taxes	$55,000	4,720
Income before extraordinary items	$265,000	4,601
Extraordinary gains, net	$0	16
Net income	$265,000	4,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,994
Cash dividends	$50,000	3,361
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$265,000	4,473
2003-12-31 (YTD Data)		Rank
Total interest income	$4,466,000	5,268
Total interest expense	$735,000	6,916
Net interest income	$3,731,000	4,595
Provision for loan and lease losses	$42,000	6,478
Total noninterest income	$840,000	4,112
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$545,000	2,897
Trading account gains and fees	$0	160
Additional Noninterest Income	$295,000	4,548
Total noninterest expense	$3,270,000	4,341
Salaries and employee benefits	$1,649,000	4,537
Premises and equipment expense	$580,000	3,624
Additional noninterest expense	$1,041,000	4,142
Pre-tax net operating income	$1,259,000	4,563
Securities gains (losses)	$0	4,500
Applicable income taxes	$253,000	4,562
Income before extraordinary items	$1,006,000	4,631
Extraordinary gains, net	$0	54
Net income	$1,006,000	4,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,204
Cash dividends	$240,000	4,710
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,006,000	4,463
2003-09-30 (YTD Data)		Rank
Total interest income	$3,355,000	5,322
Total interest expense	$574,000	6,971
Net interest income	$2,781,000	4,632
Provision for loan and lease losses	$32,000	6,346
Total noninterest income	$642,000	4,122
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$409,000	2,906
Trading account gains and fees	$0	153
Additional Noninterest Income	$233,000	4,509
Total noninterest expense	$2,381,000	4,426
Salaries and employee benefits	$1,162,000	4,740
Premises and equipment expense	$433,000	3,630
Additional noninterest expense	$786,000	4,111
Pre-tax net operating income	$1,010,000	4,522
Securities gains (losses)	$0	4,204
Applicable income taxes	$215,000	4,542
Income before extraordinary items	$795,000	4,613
Extraordinary gains, net	$0	40
Net income	$795,000	4,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$795,000	4,436
2003-06-30 (YTD Data)		Rank
Total interest income	$2,280,000	5,301
Total interest expense	$403,000	6,961
Net interest income	$1,877,000	4,580
Provision for loan and lease losses	$21,000	6,267
Total noninterest income	$416,000	4,157
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$265,000	2,933
Trading account gains and fees	$0	150
Additional Noninterest Income	$151,000	4,563
Total noninterest expense	$1,595,000	4,394
Salaries and employee benefits	$773,000	4,729
Premises and equipment expense	$275,000	3,745
Additional noninterest expense	$547,000	3,973
Pre-tax net operating income	$677,000	4,517
Securities gains (losses)	$0	3,782
Applicable income taxes	$146,000	4,539
Income before extraordinary items	$531,000	4,635
Extraordinary gains, net	$0	30
Net income	$531,000	4,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$531,000	4,425
2003-03-31 (YTD Data)		Rank
Total interest income	$1,181,000	5,220
Total interest expense	$219,000	6,827
Net interest income	$962,000	4,512
Provision for loan and lease losses	$11,000	6,010
Total noninterest income	$201,000	4,157
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$133,000	2,842
Trading account gains and fees	$0	134
Additional Noninterest Income	$68,000	4,672
Total noninterest expense	$789,000	4,406
Salaries and employee benefits	$389,000	4,701
Premises and equipment expense	$138,000	3,737
Additional noninterest expense	$262,000	4,067
Pre-tax net operating income	$363,000	4,298
Securities gains (losses)	$0	2,891
Applicable income taxes	$83,000	4,283
Income before extraordinary items	$280,000	4,425
Extraordinary gains, net	$0	21
Net income	$280,000	4,423
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$280,000	4,229
2002-12-31 (YTD Data)		Rank
Total interest income	$5,085,000	5,120
Total interest expense	$1,006,000	6,912
Net interest income	$4,079,000	4,289
Provision for loan and lease losses	$42,000	6,887
Total noninterest income	$818,000	3,936
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$546,000	2,763
Trading account gains and fees	$0	153
Additional Noninterest Income	$272,000	4,466
Total noninterest expense	$3,150,000	4,303
Salaries and employee benefits	$1,639,000	4,381
Premises and equipment expense	$531,000	3,771
Additional noninterest expense	$980,000	4,246
Pre-tax net operating income	$1,705,000	3,784
Securities gains (losses)	$0	4,537
Applicable income taxes	$415,000	3,815
Income before extraordinary items	$1,290,000	3,899
Extraordinary gains, net	$0	70
Net income	$1,290,000	3,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,321
Cash dividends	$350,000	4,054
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,290,000	3,798
2001-12-31 (YTD Data)		Rank
Total interest income	$5,331,000	5,402
Total interest expense	$1,524,000	6,929
Net interest income	$3,807,000	4,282
Provision for loan and lease losses	$42,000	6,879
Total noninterest income	$710,000	4,155
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$548,000	2,630
Trading account gains and fees	$0	177
Additional Noninterest Income	$162,000	5,371
Total noninterest expense	$2,947,000	4,393
Salaries and employee benefits	$1,486,000	4,551
Premises and equipment expense	$571,000	3,514
Additional noninterest expense	$890,000	4,445
Pre-tax net operating income	$1,528,000	3,808
Securities gains (losses)	$0	4,612
Applicable income taxes	$379,000	3,838
Income before extraordinary items	$1,149,000	3,916
Extraordinary gains, net	$0	105
Net income	$1,149,000	3,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,448
Cash dividends	$321,000	4,269
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,149,000	3,787
2000-12-31 (YTD Data)		Rank
Total interest income	$5,215,000	5,591
Total interest expense	$1,537,000	7,078
Net interest income	$3,678,000	4,458
Provision for loan and lease losses	$11,000	7,947
Total noninterest income	$713,000	3,948
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$539,000	2,512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	5,123
Total noninterest expense	$2,737,000	4,548
Salaries and employee benefits	$1,395,000	4,632
Premises and equipment expense	$466,000	4,015
Additional noninterest expense	$876,000	4,436
Pre-tax net operating income	$1,643,000	3,806
Securities gains (losses)	$0	1,956
Applicable income taxes	$426,000	3,856
Income before extraordinary items	$1,217,000	3,823
Extraordinary gains, net	$0	38
Net income	$1,217,000	3,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,623
Cash dividends	$214,000	5,026
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,217,000	3,805
1999-12-31 (YTD Data)		Rank
Total interest income	$4,837,000	5,679
Total interest expense	$1,506,000	6,962
Net interest income	$3,331,000	4,798
Provision for loan and lease losses	$0	8,503
Total noninterest income	$738,000	3,828
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$554,000	2,404
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	5,135
Total noninterest expense	$2,567,000	4,779
Salaries and employee benefits	$1,301,000	4,868
Premises and equipment expense	$409,000	4,452
Additional noninterest expense	$857,000	4,558
Pre-tax net operating income	$1,502,000	4,084
Securities gains (losses)	$0	3,155
Applicable income taxes	$403,000	4,144
Income before extraordinary items	$1,099,000	4,154
Extraordinary gains, net	$0	35
Net income	$1,099,000	4,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,307
Cash dividends	$230,000	5,001
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,099,000	4,109
1998-12-31 (YTD Data)		Rank
Total interest income	$4,654,000	5,947
Total interest expense	$1,440,000	7,323
Net interest income	$3,214,000	4,897
Provision for loan and lease losses	$0	8,652
Total noninterest income	$642,000	4,207
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$501,000	2,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	5,837
Total noninterest expense	$2,431,000	4,869
Salaries and employee benefits	$1,199,000	5,073
Premises and equipment expense	$447,000	4,038
Additional noninterest expense	$785,000	4,750
Pre-tax net operating income	$1,425,000	4,350
Securities gains (losses)	$0	4,449
Applicable income taxes	$408,000	4,364
Income before extraordinary items	$1,017,000	4,449
Extraordinary gains, net	$0	32
Net income	$1,017,000	4,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,720
Cash dividends	$216,000	5,226
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,017,000	4,354
1997-12-31 (YTD Data)		Rank
Total interest income	$4,480,000	6,246
Total interest expense	$1,391,000	7,603
Net interest income	$3,089,000	5,189
Provision for loan and lease losses	$0	8,829
Total noninterest income	$639,000	4,251
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$490,000	2,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	5,702
Total noninterest expense	$2,374,000	4,990
Salaries and employee benefits	$1,143,000	5,300
Premises and equipment expense	$469,000	3,917
Additional noninterest expense	$762,000	4,907
Pre-tax net operating income	$1,354,000	4,823
Securities gains (losses)	$0	3,944
Applicable income taxes	$405,000	4,845
Income before extraordinary items	$949,000	4,881
Extraordinary gains, net	$0	44
Net income	$949,000	4,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,932
Cash dividends	$185,000	5,560
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$949,000	4,819
1996-12-31 (YTD Data)		Rank
Total interest income	$4,312,000	6,566
Total interest expense	$1,320,000	8,047
Net interest income	$2,992,000	5,453
Provision for loan and lease losses	$0	9,041
Total noninterest income	$676,000	4,213
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$530,000	2,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	6,047
Total noninterest expense	$2,294,000	5,357
Salaries and employee benefits	$1,105,000	5,568
Premises and equipment expense	$468,000	3,984
Additional noninterest expense	$721,000	5,626
Pre-tax net operating income	$1,374,000	4,644
Securities gains (losses)	$0	4,148
Applicable income taxes	$335,000	5,474
Income before extraordinary items	$1,039,000	4,340
Extraordinary gains, net	$0	53
Net income	$1,039,000	4,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,500
Cash dividends	$123,000	6,366
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,039,000	4,289
1995-12-31 (YTD Data)		Rank
Total interest income	$4,221,000	6,776
Total interest expense	$1,150,000	8,755
Net interest income	$3,071,000	5,399
Provision for loan and lease losses	$0	8,958
Total noninterest income	$694,000	4,115
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$544,000	2,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	5,986
Total noninterest expense	$2,346,000	5,268
Salaries and employee benefits	$1,166,000	5,341
Premises and equipment expense	$483,000	3,873
Additional noninterest expense	$697,000	5,874
Pre-tax net operating income	$1,419,000	4,647
Securities gains (losses)	$0	3,831
Applicable income taxes	$440,000	4,594
Income before extraordinary items	$979,000	4,688
Extraordinary gains, net	$0	65
Net income	$979,000	4,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	10,662
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$979,000	4,661
1994-12-31 (YTD Data)		Rank
Total interest income	$3,513,000	7,303
Total interest expense	$942,000	8,936
Net interest income	$2,571,000	6,322
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$697,000	4,132
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$557,000	2,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	6,416
Total noninterest expense	$2,349,000	5,451
Salaries and employee benefits	$1,150,000	5,455
Premises and equipment expense	$459,000	4,088
Additional noninterest expense	$740,000	6,058
Pre-tax net operating income	$907,000	6,362
Securities gains (losses)	$0	3,600
Applicable income taxes	$144,000	8,434
Income before extraordinary items	$763,000	5,537
Extraordinary gains, net	$0	249
Net income	$763,000	5,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,198
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$763,000	5,611
1993-12-31 (YTD Data)		Rank
Total interest income	$3,403,000	7,672
Total interest expense	$956,000	9,306
Net interest income	$2,447,000	6,645
Provision for loan and lease losses	$36,000	8,112
Total noninterest income	$678,000	4,540
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$528,000	2,639
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	6,564
Total noninterest expense	$2,349,000	5,563
Salaries and employee benefits	$1,135,000	5,489
Premises and equipment expense	$478,000	4,039
Additional noninterest expense	$736,000	6,327
Pre-tax net operating income	$740,000	7,145
Securities gains (losses)	$0	7,477
Applicable income taxes	$14,000	11,735
Income before extraordinary items	$726,000	5,953
Extraordinary gains, net	$0	3,149
Net income	$726,000	6,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	9,031
Cash dividends	$62,000	7,666
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$726,000	5,693
1992-12-31 (YTD Data)		Rank
Total interest income	$3,796,000	7,783
Total interest expense	$1,327,000	9,135
Net interest income	$2,469,000	6,662
Provision for loan and lease losses	$36,000	9,661
Total noninterest income	$618,000	4,863
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$474,000	2,939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$144,000	6,792
Total noninterest expense	$2,211,000	5,897
Salaries and employee benefits	$1,021,000	5,918
Premises and equipment expense	$488,000	4,051
Additional noninterest expense	$702,000	6,732
Pre-tax net operating income	$840,000	6,383
Securities gains (losses)	$0	8,369
Applicable income taxes	$280,000	6,218
Income before extraordinary items	$560,000	6,851
Extraordinary gains, net	$265,000	338
Net income	$825,000	5,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	7,980
Cash dividends	$419,000	3,207
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$560,000	6,492

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.