Home > American Bank of the North > Net charge- offs to loans
American Bank of the North, Net charge- offs to loans
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 4,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 3,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0396% | 4,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8787% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8636% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4801% | 720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0416% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0542% | 4,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0941% | 4,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 4,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0973% | 2,500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1463% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0729% | 2,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 3,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0813% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0476% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0989% | 2,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 4,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1206% | 4,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8253% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0601% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6024% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0199% | 4,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0430% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 4,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1516% | 4,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1072% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3023% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9927% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2311% | 5,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 4,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.8867% | 4,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0575% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2027% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2157% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5575% | 4,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7891% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0713% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2590% | 2,120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3312% | 5,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1042% | 4,987 |
| Percentage Net Loans Charged-off:Construction & development | -1.2315% | 4,776 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0574% | 4,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8384% | 5,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9924% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3724% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3501% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0794% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1011% | 5,032 |
| Percentage Net Loans Charged-off:Construction & development | -1.9415% | 4,812 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0578% | 4,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2164% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2300% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3152% | 4,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6220% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2497% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4511% | 1,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0558% | 5,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3866% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4109% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2842% | 4,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4653% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7606% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7463% | 887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0737% | 5,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3104% | 5,282 |
| Percentage Net Loans Charged-off:Construction & development | -4.0498% | 4,963 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0751% | 5,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4043% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4304% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7505% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7639% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3927% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2961% | 1,985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1055% | 5,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4303% | 5,365 |
| Percentage Net Loans Charged-off:Construction & development | -4.9797% | 5,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0819% | 5,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4437% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4726% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0784% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6700% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0829% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3644% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1352% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6245% | 5,442 |
| Percentage Net Loans Charged-off:Construction & development | -7.1747% | 5,055 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0945% | 5,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6577% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7004% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7113% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6644% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5686% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7619% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1540% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.2730% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1032% | 5,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4888% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5204% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7837% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4114% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4001% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0725% | 4,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.7495% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1505% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2993% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8261% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6793% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2084% | 2,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.4693% | 5,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1665% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1365% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3033% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5883% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1577% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1831% | 2,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2218% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2538% | 353 |
| Percentage Net Loans Charged-off:Construction & development | -0.6808% | 5,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6227% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1913% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2031% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0857% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9142% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7681% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3062% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1583% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3780% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4017% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7822% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0038% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0663% | 4,782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2918% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 5,104 |
| Percentage Net Loans Charged-off:Construction & development | -0.5150% | 5,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3060% | 4,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7766% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4436% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6349% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1556% | 2,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0670% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0309% | 5,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 5,416 |
| Percentage Net Loans Charged-off:Construction & development | -0.7000% | 5,321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0824% | 5,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1595% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 4,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2811% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7131% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0367% | 3,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0720% | 1,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0583% | 5,431 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1041% | 5,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.9555% | 5,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0996% | 5,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9723% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0537% | 4,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0662% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0599% | 5,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1211% | 5,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0683% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7800% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3153% | 5,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0565% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5114% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5536% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0471% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9679% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3230% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0976% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2763% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5539% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6480% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7079% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1099% | 2,955 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0209% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6077% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6576% | 194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1640% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4002% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5002% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3358% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7262% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3020% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9633% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0325% | 5,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0149% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0153% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2129% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1236% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1000% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0579% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6890% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1081% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0241% | 4,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0115% | 1,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1317% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 5,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3446% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0789% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1238% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 4,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4490% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4243% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0484% | 4,998 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0124% | 5,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9447% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0002% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 1.1057% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0066% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9938% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0434% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8703% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1222% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8430% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0466% | 3,572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0928% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9399% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9712% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 0.7764% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9935% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0578% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0726% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8762% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1865% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3943% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0677% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0620% | 3,201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1083% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2467% | 246 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2731% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 1.0939% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5084% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1426% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0348% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8450% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6168% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6547% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7342% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1168% | 2,667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0728% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7951% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0253% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 2.2728% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4467% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2204% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2340% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9339% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3253% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2340% | 1,946 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1250% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4300% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4370% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | -0.8984% | 5,964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9560% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3950% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2270% | 1,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4095% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4339% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8339% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3038% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1331% | 3,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0895% | 1,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2767% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2645% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | -1.1527% | 6,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7660% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2625% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2278% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2657% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3552% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5385% | 1,780 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3428% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1611% | 2,932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0731% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 4,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0989% | 6,518 |
| Percentage Net Loans Charged-off:Construction & development | -1.7090% | 6,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0519% | 1,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3713% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4067% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4357% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5512% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1682% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2624% | 2,286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0589% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6640% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8437% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 1.9403% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7554% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5288% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5813% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 4,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5608% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0262% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3454% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1030% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2370% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8273% | 76 |
| Percentage Net Loans Charged-off:Construction & development | 8.1636% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7265% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9666% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2145% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6705% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0062% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0572% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5388% | 2,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1128% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8608% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2223% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 5.4282% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5746% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7930% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0293% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1933% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1508% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1680% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7015% | 1,576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6866% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4887% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 5.2038% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0876% | 2,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3686% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5553% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1641% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3515% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7690% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7293% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0677% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2637% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 2,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.1805% | 1,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1631% | 6,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4006% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4571% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9042% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4158% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2067% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1267% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0576% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1582% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7648% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 7.3327% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9829% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0539% | 5,645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4425% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7782% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3888% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 4,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6514% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6562% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2084% | 3,690 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0338% | 1,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4369% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8845% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 6.8001% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1000% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0724% | 5,664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8487% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5960% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7263% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2718% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5299% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3070% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1874% | 3,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4657% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5507% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.5175% | 1,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2785% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1112% | 5,704 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5308% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3211% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0622% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5558% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8926% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4151% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2225% | 2,996 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0247% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2651% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1613% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.7942% | 1,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9514% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2301% | 5,753 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6799% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0741% | 5,328 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9831% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2584% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5672% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5446% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4834% | 1,808 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0166% | 5,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7851% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5684% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 5.1429% | 1,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5103% | 2,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6397% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5509% | 2,150 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4123% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3891% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3067% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5639% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6350% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1715% | 1,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1205% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7353% | 2,176 |
| Percentage Net Loans Charged-off:Construction & development | 1.5298% | 2,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4155% | 1,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6703% | 484 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5968% | 1,865 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8572% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3564% | 2,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2282% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0376% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7299% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1993% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1696% | 7,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4109% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.8929% | 2,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0971% | 2,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4852% | 1,943 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2244% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3436% | 2,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0952% | 7,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8840% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5271% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0806% | 6,526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0294% | 7,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2920% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.5877% | 1,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1947% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2118% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1885% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2162% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.9660% | 7,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0453% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6681% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2134% | 6,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8482% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5832% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | 1.6219% | 2,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 3,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5167% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1790% | 1,639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5796% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4645% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5953% | 3,783 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4680% | 923 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0877% | 1,837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0022% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6240% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | 1.6605% | 1,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 2,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5914% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2398% | 1,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6564% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3171% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5894% | 3,455 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1458% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0254% | 1,800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3667% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8446% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 2.3304% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 2,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6993% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8263% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5695% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6789% | 2,995 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1428% | 851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0391% | 1,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8888% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9901% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 2.3437% | 893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 1,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0877% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2823% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6099% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4493% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3435% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1020% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3163% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9081% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 2.4643% | 960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2248% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3189% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6726% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2557% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5894% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6070% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1449% | 1,445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2139% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1297% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 3.2566% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2758% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1762% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9060% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 2,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9207% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5002% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1408% | 831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1227% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 4,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 3,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7351% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2251% | 2,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4145% | 3,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9427% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1074% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 1,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2215% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5023% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 7,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0851% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5701% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6135% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1771% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2116% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1449% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.4757% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3526% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 7,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4662% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4559% | 3,253 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7538% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3549% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 7,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 7,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2574% | 2,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5609% | 2,454 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2297% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2498% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2132% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4966% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2527% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2795% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5681% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8177% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2982% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 3,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3610% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3442% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4822% | 2,968 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2944% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1018% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0976% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5612% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0804% | 2,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4885% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6244% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1033% | 1,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1756% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 7,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 2,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6507% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6050% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0467% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1193% | 3,442 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4732% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0716% | 3,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0363% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8585% | 1,231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 3,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0965% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2945% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9196% | 1,067 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1307% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6548% | 1,053 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 7,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3665% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 5,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6437% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4763% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 4,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 2,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 2,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 3,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7693% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6540% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 4,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0836% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0595% | 2,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4101% | 3,577 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0478% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1756% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 8,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 8,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4195% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 3,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 3,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 2,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2500% | 3,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7376% | 3,216 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1659% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 5,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 3,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 2,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 2,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 3,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6260% | 3,302 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8297% | 1,183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 5,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 8,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 8,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 8,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 3,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4416% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1488% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 7,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 8,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 8,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 8,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1501% | 7,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3377% | 3,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5827% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6939% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5976% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0387% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4300% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 8,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3193% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1984% | 6,022 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5385% | 2,937 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 6,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 3,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 2,427 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 4,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1042% | 6,636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 4,528 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 5,782 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 6,020 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3333% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 5,281 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 2,647 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1569% | 4,671 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 7,250 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3015% | 6,018 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |