Home > American Bank of Commerce > Income and Expense

American Bank of Commerce, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$20,191,0001,655
Total interest expense$5,792,0002,630
Net interest income$14,399,0001,247
Provision for loan and lease losses$375,0002,185
Total noninterest income$1,228,0002,639
Gross Fiduciary activities income$408,000765
Service charges on deposit accounts$336,0003,890
Trading account gains and fees$0262
Additional Noninterest Income$484,0002,991
Total noninterest expense$8,644,0001,646
Salaries and employee benefits$5,124,0001,310
Premises and equipment expense$1,401,0001,452
Additional noninterest expense$2,119,0002,327
Pre-tax net operating income$6,608,0001,120
Securities gains (losses)$307,000540
Applicable income taxes$1,910,0001,297
Income before extraordinary items$5,005,0001,045
Extraordinary gains, net$053
Net income$5,005,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0002,048
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,783,9601,063
1995-12-31 (YTD Data)Rank
Total interest income$19,325,0001,763
Total interest expense$6,015,0002,549
Net interest income$13,310,0001,349
Provision for loan and lease losses$570,0001,424
Total noninterest income$1,150,0002,808
Gross Fiduciary activities income$323,000870
Service charges on deposit accounts$316,0004,115
Trading account gains and fees$0522
Additional Noninterest Income$511,0002,836
Total noninterest expense$7,842,0001,782
Salaries and employee benefits$4,420,0001,503
Premises and equipment expense$1,254,0001,620
Additional noninterest expense$2,168,0002,249
Pre-tax net operating income$6,048,0001,265
Securities gains (losses)$-20,00010,553
Applicable income taxes$1,566,0001,585
Income before extraordinary items$4,462,0001,186
Extraordinary gains, net$065
Net income$4,462,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,966
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,476,8001,164
1994-12-31 (YTD Data)Rank
Total interest income$14,361,0002,130
Total interest expense$3,324,0003,605
Net interest income$11,037,0001,642
Provision for loan and lease losses$20,0007,754
Total noninterest income$1,183,0002,754
Gross Fiduciary activities income$264,000946
Service charges on deposit accounts$315,0004,188
Trading account gains and fees$0475
Additional Noninterest Income$604,0002,573
Total noninterest expense$7,471,0001,927
Salaries and employee benefits$3,992,0001,677
Premises and equipment expense$1,297,0001,585
Additional noninterest expense$2,182,0002,405
Pre-tax net operating income$4,729,0001,540
Securities gains (losses)$-246,00012,031
Applicable income taxes$1,030,0002,169
Income before extraordinary items$3,453,0001,439
Extraordinary gains, net$0249
Net income$3,453,0001,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,00011,960
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,642,4201,385
1993-12-31 (YTD Data)Rank
Total interest income$11,278,0002,743
Total interest expense$2,768,0004,421
Net interest income$8,510,0002,121
Provision for loan and lease losses$130,0005,002
Total noninterest income$1,209,0002,890
Gross Fiduciary activities income$227,0001,030
Service charges on deposit accounts$278,0004,718
Trading account gains and fees$0532
Additional Noninterest Income$704,0002,592
Total noninterest expense$6,946,0002,108
Salaries and employee benefits$3,436,0001,935
Premises and equipment expense$1,453,0001,459
Additional noninterest expense$2,057,0002,664
Pre-tax net operating income$2,643,0002,580
Securities gains (losses)$349,0001,162
Applicable income taxes$650,0003,349
Income before extraordinary items$2,342,0002,138
Extraordinary gains, net$85,0001,727
Net income$2,427,0002,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,069,7802,271
1992-12-31 (YTD Data)Rank
Total interest income$9,848,0003,541
Total interest expense$2,891,0005,312
Net interest income$6,957,0002,611
Provision for loan and lease losses$150,0006,067
Total noninterest income$920,0003,555
Gross Fiduciary activities income$198,0001,085
Service charges on deposit accounts$255,0005,050
Trading account gains and fees$0504
Additional Noninterest Income$467,0003,333
Total noninterest expense$5,743,0002,519
Salaries and employee benefits$2,887,0002,255
Premises and equipment expense$1,136,0001,859
Additional noninterest expense$1,720,0003,183
Pre-tax net operating income$1,984,0003,126
Securities gains (losses)$400,0001,281
Applicable income taxes$441,0004,438
Income before extraordinary items$1,943,0002,356
Extraordinary gains, net$01,422
Net income$1,943,0002,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0006,521
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,615,0002,631

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.