Home > American Bank of Commerce > Income and Expense
American Bank of Commerce, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $20,191,000 | 1,655 |
Total interest expense | $5,792,000 | 2,630 |
Net interest income | $14,399,000 | 1,247 |
Provision for loan and lease losses | $375,000 | 2,185 |
Total noninterest income | $1,228,000 | 2,639 |
Gross Fiduciary activities income | $408,000 | 765 |
Service charges on deposit accounts | $336,000 | 3,890 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $484,000 | 2,991 |
Total noninterest expense | $8,644,000 | 1,646 |
Salaries and employee benefits | $5,124,000 | 1,310 |
Premises and equipment expense | $1,401,000 | 1,452 |
Additional noninterest expense | $2,119,000 | 2,327 |
Pre-tax net operating income | $6,608,000 | 1,120 |
Securities gains (losses) | $307,000 | 540 |
Applicable income taxes | $1,910,000 | 1,297 |
Income before extraordinary items | $5,005,000 | 1,045 |
Extraordinary gains, net | $0 | 53 |
Net income | $5,005,000 | 1,046 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $306,000 | 2,048 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $4,783,960 | 1,063 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $19,325,000 | 1,763 |
Total interest expense | $6,015,000 | 2,549 |
Net interest income | $13,310,000 | 1,349 |
Provision for loan and lease losses | $570,000 | 1,424 |
Total noninterest income | $1,150,000 | 2,808 |
Gross Fiduciary activities income | $323,000 | 870 |
Service charges on deposit accounts | $316,000 | 4,115 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $511,000 | 2,836 |
Total noninterest expense | $7,842,000 | 1,782 |
Salaries and employee benefits | $4,420,000 | 1,503 |
Premises and equipment expense | $1,254,000 | 1,620 |
Additional noninterest expense | $2,168,000 | 2,249 |
Pre-tax net operating income | $6,048,000 | 1,265 |
Securities gains (losses) | $-20,000 | 10,553 |
Applicable income taxes | $1,566,000 | 1,585 |
Income before extraordinary items | $4,462,000 | 1,186 |
Extraordinary gains, net | $0 | 65 |
Net income | $4,462,000 | 1,184 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $55,000 | 4,966 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $4,476,800 | 1,164 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $14,361,000 | 2,130 |
Total interest expense | $3,324,000 | 3,605 |
Net interest income | $11,037,000 | 1,642 |
Provision for loan and lease losses | $20,000 | 7,754 |
Total noninterest income | $1,183,000 | 2,754 |
Gross Fiduciary activities income | $264,000 | 946 |
Service charges on deposit accounts | $315,000 | 4,188 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $604,000 | 2,573 |
Total noninterest expense | $7,471,000 | 1,927 |
Salaries and employee benefits | $3,992,000 | 1,677 |
Premises and equipment expense | $1,297,000 | 1,585 |
Additional noninterest expense | $2,182,000 | 2,405 |
Pre-tax net operating income | $4,729,000 | 1,540 |
Securities gains (losses) | $-246,000 | 12,031 |
Applicable income taxes | $1,030,000 | 2,169 |
Income before extraordinary items | $3,453,000 | 1,439 |
Extraordinary gains, net | $0 | 249 |
Net income | $3,453,000 | 1,438 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-58,000 | 11,960 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $3,642,420 | 1,385 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $11,278,000 | 2,743 |
Total interest expense | $2,768,000 | 4,421 |
Net interest income | $8,510,000 | 2,121 |
Provision for loan and lease losses | $130,000 | 5,002 |
Total noninterest income | $1,209,000 | 2,890 |
Gross Fiduciary activities income | $227,000 | 1,030 |
Service charges on deposit accounts | $278,000 | 4,718 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $704,000 | 2,592 |
Total noninterest expense | $6,946,000 | 2,108 |
Salaries and employee benefits | $3,436,000 | 1,935 |
Premises and equipment expense | $1,453,000 | 1,459 |
Additional noninterest expense | $2,057,000 | 2,664 |
Pre-tax net operating income | $2,643,000 | 2,580 |
Securities gains (losses) | $349,000 | 1,162 |
Applicable income taxes | $650,000 | 3,349 |
Income before extraordinary items | $2,342,000 | 2,138 |
Extraordinary gains, net | $85,000 | 1,727 |
Net income | $2,427,000 | 2,148 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 9,155 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,069,780 | 2,271 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $9,848,000 | 3,541 |
Total interest expense | $2,891,000 | 5,312 |
Net interest income | $6,957,000 | 2,611 |
Provision for loan and lease losses | $150,000 | 6,067 |
Total noninterest income | $920,000 | 3,555 |
Gross Fiduciary activities income | $198,000 | 1,085 |
Service charges on deposit accounts | $255,000 | 5,050 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $467,000 | 3,333 |
Total noninterest expense | $5,743,000 | 2,519 |
Salaries and employee benefits | $2,887,000 | 2,255 |
Premises and equipment expense | $1,136,000 | 1,859 |
Additional noninterest expense | $1,720,000 | 3,183 |
Pre-tax net operating income | $1,984,000 | 3,126 |
Securities gains (losses) | $400,000 | 1,281 |
Applicable income taxes | $441,000 | 4,438 |
Income before extraordinary items | $1,943,000 | 2,356 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,943,000 | 2,397 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $78,000 | 6,521 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,615,000 | 2,631 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.