Home > American Bank of Commerce > Assets and Liabilities
American Bank of Commerce, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 116 | 1,614 |
| Assets and Liabilities | ||
| Total Assets: | $317,676,000 | 1,496 |
| Cash and due from depository institutions | $35,738,000 | 1,614 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $131,365,000 | 934 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,535 |
| Net loans & leases | $125,166,000 | 2,259 |
| Loan loss allowance | $1,301,000 | 2,778 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,647,000 | 598 |
| Other real estate owned | $195,000 | 1,614 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,165,000 | 1,841 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,676,000 | 1,496 |
| Total liabilities | $287,634,000 | 1,489 |
| Total deposits | $249,851,000 | 1,543 |
| Interest-bearing deposits | $140,230,000 | 2,378 |
| Deposits held in domestic offices | $249,851,000 | 1,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,440,000 | 611 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,343,000 | 2,819 |
| Total equity capital | $30,042,000 | 1,504 |
| Total bank equity capital | $30,042,000 | 1,504 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,367,000 | 2,749 |
| Surplus | $6,633,000 | 2,279 |
| Undivided profits | $22,042,000 | 1,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $663,000 | 3,481 |
| Earning assets | $264,931,000 | 1,626 |
| Long-term assets (5+ years) | $36,495,000 | 1,676 |
| Average Assets, year-to-date | $287,734,800 | 1,569 |
| Average Assets, quarterly | $299,575,500 | 1,553 |
| Volatile liabilities | $44,258,000 | 1,519 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $75,893,000 | 816 |
| Tier 1 (core) risk-based capital | $30,026,000 | 1,420 |
| Tier 2 risk-based capital | $1,301,000 | 2,329 |
| Total risk weighted assets | $191,382,500 | 1,496 |
| Total unused commitments | $75,893,000 | 820 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 113 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $276,569,000 | 1,695 |
| Cash and due from depository institutions | $36,259,000 | 1,693 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $124,206,000 | 1,006 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,528 |
| Net loans & leases | $93,154,000 | 2,889 |
| Loan loss allowance | $1,232,000 | 2,934 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,282,000 | 721 |
| Other real estate owned | $0 | 1,693 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,168,000 | 2,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,569,000 | 1,695 |
| Total liabilities | $251,264,000 | 1,695 |
| Total deposits | $213,001,000 | 1,816 |
| Interest-bearing deposits | $123,321,000 | 2,725 |
| Deposits held in domestic offices | $213,001,000 | 1,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,749,000 | 620 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,514,000 | 2,623 |
| Total equity capital | $25,305,000 | 1,777 |
| Total bank equity capital | $25,305,000 | 1,777 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,367,000 | 2,849 |
| Surplus | $6,633,000 | 2,284 |
| Undivided profits | $17,305,000 | 1,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 3,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $643,000 | 3,723 |
| Earning assets | $226,860,000 | 1,886 |
| Long-term assets (5+ years) | $30,851,000 | 1,770 |
| Average Assets, year-to-date | $258,804,400 | 1,740 |
| Average Assets, quarterly | $271,863,000 | 1,718 |
| Volatile liabilities | $42,197,000 | 1,461 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $44,851,000 | 1,115 |
| Tier 1 (core) risk-based capital | $25,021,000 | 1,708 |
| Tier 2 risk-based capital | $1,232,000 | 2,424 |
| Total risk weighted assets | $152,713,300 | 1,847 |
| Total unused commitments | $44,851,000 | 1,121 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 98 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $227,914,000 | 2,031 |
| Cash and due from depository institutions | $22,001,000 | 2,060 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $117,400,000 | 1,109 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $75,299,000 | 3,433 |
| Loan loss allowance | $717,000 | 4,739 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,304,000 | 785 |
| Other real estate owned | $0 | 2,060 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,910,000 | 2,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,914,000 | 2,031 |
| Total liabilities | $209,343,000 | 2,006 |
| Total deposits | $193,922,000 | 1,999 |
| Interest-bearing deposits | $114,823,000 | 2,874 |
| Deposits held in domestic offices | $193,922,000 | 1,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,780,000 | 1,084 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,641,000 | 2,087 |
| Total equity capital | $18,571,000 | 2,210 |
| Total bank equity capital | $18,571,000 | 2,210 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,367,000 | 2,958 |
| Surplus | $6,633,000 | 2,205 |
| Undivided profits | $10,571,000 | 2,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 11,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $436,000 | 4,805 |
| Earning assets | $192,699,000 | 2,194 |
| Long-term assets (5+ years) | $18,231,000 | 2,739 |
| Average Assets, year-to-date | $225,018,000 | 1,986 |
| Average Assets, quarterly | $227,917,500 | 2,009 |
| Volatile liabilities | $20,258,000 | 2,514 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $49,212,000 | 996 |
| Tier 1 (core) risk-based capital | $20,559,000 | 2,021 |
| Tier 2 risk-based capital | $717,000 | 3,920 |
| Total risk weighted assets | $130,701,200 | 2,076 |
| Total unused commitments | $49,212,000 | 1,003 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 92 | 2,285 |
| Assets and Liabilities | ||
| Total Assets: | $210,268,000 | 2,210 |
| Cash and due from depository institutions | $19,621,000 | 2,285 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $111,096,000 | 1,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $65,088,000 | 3,845 |
| Loan loss allowance | $639,000 | 5,341 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,994,000 | 803 |
| Other real estate owned | $255,000 | 2,285 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,214,000 | 1,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,268,000 | 2,210 |
| Total liabilities | $193,162,000 | 2,205 |
| Total deposits | $174,309,000 | 2,283 |
| Interest-bearing deposits | $92,971,000 | 3,618 |
| Deposits held in domestic offices | $174,309,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,046,000 | 789 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $807,000 | 3,701 |
| Total equity capital | $17,106,000 | 2,363 |
| Total bank equity capital | $17,106,000 | 2,363 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,367,000 | 3,042 |
| Surplus | $6,633,000 | 2,107 |
| Undivided profits | $9,106,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 10,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $300,000 | 6,080 |
| Earning assets | $176,184,000 | 2,412 |
| Long-term assets (5+ years) | $36,578,000 | 1,581 |
| Average Assets, year-to-date | $201,313,400 | 2,237 |
| Average Assets, quarterly | $213,854,500 | 2,146 |
| Volatile liabilities | $23,388,000 | 2,116 |
| Insider loans | $10,000 | 11,468 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,855,000 | 1,447 |
| Tier 1 (core) risk-based capital | $17,106,000 | 2,300 |
| Tier 2 risk-based capital | $639,000 | 4,284 |
| Total risk weighted assets | $121,757,500 | 2,190 |
| Total unused commitments | $29,855,000 | 1,471 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 85 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $177,983,000 | 2,672 |
| Cash and due from depository institutions | $21,851,000 | 2,552 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $83,475,000 | 1,605 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $56,145,000 | 4,402 |
| Loan loss allowance | $514,000 | 6,330 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,650,000 | 837 |
| Other real estate owned | $762,000 | 2,552 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,100,000 | 3,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,983,000 | 2,672 |
| Total liabilities | $163,360,000 | 2,663 |
| Total deposits | $155,470,000 | 2,647 |
| Interest-bearing deposits | $86,960,000 | 4,047 |
| Deposits held in domestic offices | $155,470,000 | 2,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,388,000 | 1,159 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $502,000 | 5,798 |
| Total equity capital | $14,623,000 | 2,633 |
| Total bank equity capital | $14,623,000 | 2,633 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,367,000 | 3,156 |
| Surplus | $4,321,000 | 2,943 |
| Undivided profits | $8,935,000 | 2,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,230,000 | 3,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $230,000 | 7,969 |
| Earning assets | $144,620,000 | 2,972 |
| Long-term assets (5+ years) | $29,593,000 | 1,894 |
| Average Assets, year-to-date | $155,368,200 | 2,958 |
| Average Assets, quarterly | $168,814,000 | 2,784 |
| Volatile liabilities | $17,575,000 | 2,632 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,375,000 | 1,631 |
| Tier 1 (core) risk-based capital | $14,623,000 | 2,577 |
| Tier 2 risk-based capital | $514,000 | 5,091 |
| Total risk weighted assets | $105,532,900 | 2,547 |
| Total unused commitments | $23,375,000 | 1,644 |
| Derivatives | $0 | 651 |