Home > American Bank > Loan Charge- Offs and Recoveries
American Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $227,000 | 3,038 |
| Loans secured by real estate, total | $165,000 | 1,310 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $165,000 | 1,308 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $165,000 | 775 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $60,000 | 3,210 |
| Credit card loan charge offs | $41,000 | 1,057 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $19,000 | 5,177 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $1,000 | 350 |
| Lease financing receivables | $1,000 | 319 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $544,000 | 731 |
| Loans secured by real estate, total | $32,000 | 1,692 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $32,000 | 1,691 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $28,000 | 981 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,651 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $366,000 | 421 |
| Loans to individuals | $130,000 | 873 |
| Credit card loan recoveries | $24,000 | 611 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $106,000 | 866 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $16,000 | 170 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-317,000 | 11,904 |
| Loans secured by real estate, total | $133,000 | 1,206 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $133,000 | 1,204 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $137,000 | 727 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-4,000 | 10,992 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-366,000 | 11,847 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $-70,000 | 11,929 |
| Credit card loan net charge offs | $17,000 | 1,455 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-87,000 | 11,926 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $1,000 | 298 |
| Lease financing receivables | $-15,000 | 10,490 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $310,000 | 2,558 |
| Loans secured by real estate, total | $62,000 | 2,471 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $62,000 | 2,471 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $62,000 | 1,530 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $133,000 | 1,993 |
| Loans to individuals | $113,000 | 2,047 |
| Credit card loan charge offs | $60,000 | 855 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $53,000 | 3,001 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $2,000 | 328 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $494,000 | 866 |
| Loans secured by real estate, total | $8,000 | 3,445 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $8,000 | 3,444 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,570 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,975 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $247,000 | 661 |
| Loans to individuals | $124,000 | 948 |
| Credit card loan recoveries | $17,000 | 737 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $107,000 | 922 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $115,000 | 85 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-184,000 | 12,394 |
| Loans secured by real estate, total | $54,000 | 2,139 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $54,000 | 2,140 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $57,000 | 1,348 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-3,000 | 11,469 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-114,000 | 12,175 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $-11,000 | 12,128 |
| Credit card loan net charge offs | $43,000 | 885 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-54,000 | 12,493 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $2,000 | 261 |
| Lease financing receivables | $-115,000 | 11,043 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,211,000 | 1,249 |
| Loans secured by real estate, total | $0 | 7,166 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $0 | 7,160 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $518,000 | 964 |
| Loans to individuals | $342,000 | 1,036 |
| Credit card loan charge offs | $74,000 | 850 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $268,000 | 962 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $345,000 | 106 |
| Lease financing receivables | $6,000 | 324 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,187,000 | 502 |
| Loans secured by real estate, total | $12,000 | 3,213 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $12,000 | 3,213 |
| Construction and land development | $6,000 | 660 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,266 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,049 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $436,000 | 441 |
| Loans to individuals | $196,000 | 734 |
| Credit card loan recoveries | $19,000 | 732 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $177,000 | 657 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $92,000 | 118 |
| Lease financing receivables | $451,000 | 39 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Loans secured by real estate, total | $-12,000 | 12,285 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-12,000 | 12,324 |
| Construction and land development | $-6,000 | 12,948 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 11,947 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-3,000 | 12,286 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $82,000 | 2,635 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $146,000 | 1,409 |
| Credit card loan net charge offs | $55,000 | 877 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $91,000 | 1,575 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $253,000 | 90 |
| Lease financing receivables | $-445,000 | 11,547 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,695,000 | 486 |
| Loans secured by real estate, total | $405,000 | 1,472 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $405,000 | 1,472 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $65,000 | 2,106 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $340,000 | 929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,075,000 | 338 |
| Loans to individuals | $1,320,000 | 547 |
| Credit card loan charge offs | $198,000 | 640 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,122,000 | 430 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $622,000 | 92 |
| Lease financing receivables | $1,273,000 | 46 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,072,000 | 529 |
| Loans secured by real estate, total | $103,000 | 946 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $103,000 | 945 |
| Construction and land development | $46,000 | 371 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $51,000 | 709 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,689 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $561,000 | 359 |
| Loans to individuals | $194,000 | 799 |
| Credit card loan recoveries | $10,000 | 1,021 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $184,000 | 700 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $210,000 | 70 |
| Lease financing receivables | $4,000 | 309 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,623,000 | 488 |
| Loans secured by real estate, total | $302,000 | 1,562 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $302,000 | 1,562 |
| Construction and land development | $-46,000 | 13,826 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $14,000 | 3,814 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $334,000 | 864 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,514,000 | 326 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,126,000 | 492 |
| Credit card loan net charge offs | $188,000 | 604 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $938,000 | 366 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $412,000 | 85 |
| Lease financing receivables | $1,269,000 | 36 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.