Home > American Bank > Income and Expense
American Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $52,814,000 | 734 |
| Total interest expense | $24,508,000 | 748 |
| Net interest income | $28,306,000 | 705 |
| Provision for loan and lease losses | $-949,000 | 11,924 |
| Total noninterest income | $18,209,000 | 428 |
| Gross Fiduciary activities income | $6,927,000 | 199 |
| Service charges on deposit accounts | $3,611,000 | 428 |
| Trading account gains and fees | $2,208,000 | 94 |
| Additional Noninterest Income | $5,463,000 | 629 |
| Total noninterest expense | $31,486,000 | 563 |
| Salaries and employee benefits | $17,249,000 | 454 |
| Premises and equipment expense | $5,492,000 | 448 |
| Additional noninterest expense | $8,745,000 | 745 |
| Pre-tax net operating income | $15,978,000 | 558 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $5,858,000 | 548 |
| Income before extraordinary items | $10,120,000 | 596 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,120,000 | 596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-317,000 | 11,904 |
| Cash dividends | $9,996,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,120,000 | 591 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $45,819,000 | 754 |
| Total interest expense | $19,727,000 | 723 |
| Net interest income | $26,092,000 | 749 |
| Provision for loan and lease losses | $-5,889,000 | 12,577 |
| Total noninterest income | $15,978,000 | 428 |
| Gross Fiduciary activities income | $5,717,000 | 210 |
| Service charges on deposit accounts | $3,910,000 | 391 |
| Trading account gains and fees | $1,592,000 | 96 |
| Additional Noninterest Income | $4,759,000 | 658 |
| Total noninterest expense | $38,355,000 | 481 |
| Salaries and employee benefits | $20,215,000 | 389 |
| Premises and equipment expense | $5,950,000 | 427 |
| Additional noninterest expense | $12,190,000 | 600 |
| Pre-tax net operating income | $9,604,000 | 822 |
| Securities gains (losses) | $-193,000 | 11,928 |
| Applicable income taxes | $2,744,000 | 938 |
| Income before extraordinary items | $6,667,000 | 799 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,667,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-184,000 | 12,394 |
| Cash dividends | $7,785,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,804,030 | 786 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $41,445,000 | 811 |
| Total interest expense | $15,910,000 | 888 |
| Net interest income | $25,535,000 | 759 |
| Provision for loan and lease losses | $-1,306,000 | 13,238 |
| Total noninterest income | $16,487,000 | 432 |
| Gross Fiduciary activities income | $5,156,000 | 219 |
| Service charges on deposit accounts | $2,429,000 | 568 |
| Trading account gains and fees | $1,542,000 | 114 |
| Additional Noninterest Income | $7,360,000 | 526 |
| Total noninterest expense | $36,050,000 | 527 |
| Salaries and employee benefits | $18,814,000 | 408 |
| Premises and equipment expense | $5,351,000 | 471 |
| Additional noninterest expense | $11,885,000 | 665 |
| Pre-tax net operating income | $7,278,000 | 980 |
| Securities gains (losses) | $967,000 | 553 |
| Applicable income taxes | $2,603,000 | 970 |
| Income before extraordinary items | $5,642,000 | 924 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,642,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $1,662,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,984,440 | 970 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $46,238,000 | 840 |
| Total interest expense | $20,759,000 | 887 |
| Net interest income | $25,479,000 | 780 |
| Provision for loan and lease losses | $5,316,000 | 570 |
| Total noninterest income | $18,657,000 | 405 |
| Gross Fiduciary activities income | $4,803,000 | 223 |
| Service charges on deposit accounts | $2,752,000 | 505 |
| Trading account gains and fees | $2,784,000 | 91 |
| Additional Noninterest Income | $8,318,000 | 485 |
| Total noninterest expense | $38,189,000 | 500 |
| Salaries and employee benefits | $17,928,000 | 424 |
| Premises and equipment expense | $5,349,000 | 489 |
| Additional noninterest expense | $14,912,000 | 577 |
| Pre-tax net operating income | $631,000 | 7,512 |
| Securities gains (losses) | $2,151,000 | 391 |
| Applicable income taxes | $-33,000 | 13,463 |
| Income before extraordinary items | $2,815,000 | 1,634 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,815,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,623,000 | 488 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $664,000 | 5,796 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.