Home > Ameriana Bank > Income and Expense
Ameriana Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,778,000 | 1,458 |
| Total interest expense | $1,766,000 | 1,196 |
| Net interest income | $11,012,000 | 1,522 |
| Provision for loan and lease losses | $175,000 | 2,122 |
| Total noninterest income | $4,555,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,059,000 | 905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,496,000 | 863 |
| Total noninterest expense | $12,729,000 | 1,190 |
| Salaries and employee benefits | $6,917,000 | 1,219 |
| Premises and equipment expense | $1,839,000 | 994 |
| Additional noninterest expense | $3,973,000 | 1,215 |
| Pre-tax net operating income | $2,663,000 | 2,099 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $698,000 | 1,693 |
| Income before extraordinary items | $1,965,000 | 2,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,965,000 | 2,301 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,965,000 | 2,301 |
| Net charge-offs | $451,000 | 930 |
| Cash dividends | $1,050,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 618 |
| Net operating income | $1,965,000 | 2,260 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,444,000 | 1,473 |
| Total interest expense | $1,185,000 | 1,196 |
| Net interest income | $7,259,000 | 1,535 |
| Provision for loan and lease losses | $105,000 | 2,154 |
| Total noninterest income | $3,072,000 | 981 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $679,000 | 929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,393,000 | 850 |
| Total noninterest expense | $8,382,000 | 1,205 |
| Salaries and employee benefits | $4,575,000 | 1,220 |
| Premises and equipment expense | $1,219,000 | 1,007 |
| Additional noninterest expense | $2,588,000 | 1,238 |
| Pre-tax net operating income | $1,844,000 | 2,016 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $484,000 | 1,660 |
| Income before extraordinary items | $1,360,000 | 2,216 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,360,000 | 2,217 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,360,000 | 2,218 |
| Net charge-offs | $104,000 | 1,694 |
| Cash dividends | $700,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 602 |
| Net operating income | $1,360,000 | 2,163 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 1,491 |
| Total interest expense | $602,000 | 1,169 |
| Net interest income | $3,566,000 | 1,548 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $1,559,000 | 945 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $330,000 | 935 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,229,000 | 797 |
| Total noninterest expense | $4,108,000 | 1,233 |
| Salaries and employee benefits | $2,230,000 | 1,261 |
| Premises and equipment expense | $666,000 | 932 |
| Additional noninterest expense | $1,212,000 | 1,297 |
| Pre-tax net operating income | $912,000 | 2,006 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $243,000 | 1,624 |
| Income before extraordinary items | $669,000 | 2,220 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $669,000 | 2,221 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $669,000 | 2,221 |
| Net charge-offs | $24,000 | 2,028 |
| Cash dividends | $350,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 566 |
| Net operating income | $669,000 | 2,153 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,140,000 | 1,394 |
| Total interest expense | $2,815,000 | 1,057 |
| Net interest income | $15,325,000 | 1,446 |
| Provision for loan and lease losses | $322,000 | 1,914 |
| Total noninterest income | $5,617,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,460,000 | 910 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,157,000 | 880 |
| Total noninterest expense | $16,437,000 | 1,207 |
| Salaries and employee benefits | $8,807,000 | 1,231 |
| Premises and equipment expense | $2,244,000 | 1,071 |
| Additional noninterest expense | $5,386,000 | 1,220 |
| Pre-tax net operating income | $4,183,000 | 1,773 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,190,000 | 1,369 |
| Income before extraordinary items | $2,993,000 | 2,024 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,993,000 | 2,023 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,993,000 | 2,023 |
| Net charge-offs | $411,000 | 1,692 |
| Cash dividends | $1,200,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 666 |
| Net operating income | $2,993,000 | 1,981 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,099,000 | 1,450 |
| Total interest expense | $2,137,000 | 1,055 |
| Net interest income | $10,962,000 | 1,516 |
| Provision for loan and lease losses | $322,000 | 1,563 |
| Total noninterest income | $4,168,000 | 1,017 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,069,000 | 934 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,099,000 | 873 |
| Total noninterest expense | $11,616,000 | 1,288 |
| Salaries and employee benefits | $6,562,000 | 1,233 |
| Premises and equipment expense | $1,688,000 | 1,075 |
| Additional noninterest expense | $3,366,000 | 1,417 |
| Pre-tax net operating income | $3,192,000 | 1,756 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $907,000 | 1,397 |
| Income before extraordinary items | $2,285,000 | 1,995 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,285,000 | 1,994 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,285,000 | 1,993 |
| Net charge-offs | $300,000 | 1,608 |
| Cash dividends | $850,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 611 |
| Net operating income | $2,285,000 | 1,950 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,857,000 | 1,433 |
| Total interest expense | $1,424,000 | 1,061 |
| Net interest income | $7,433,000 | 1,484 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $2,747,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $681,000 | 964 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,066,000 | 865 |
| Total noninterest expense | $7,539,000 | 1,318 |
| Salaries and employee benefits | $4,289,000 | 1,250 |
| Premises and equipment expense | $1,130,000 | 1,080 |
| Additional noninterest expense | $2,120,000 | 1,482 |
| Pre-tax net operating income | $2,341,000 | 1,590 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $678,000 | 1,280 |
| Income before extraordinary items | $1,663,000 | 1,810 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,663,000 | 1,813 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,663,000 | 1,812 |
| Net charge-offs | $288,000 | 1,283 |
| Cash dividends | $700,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 577 |
| Net operating income | $1,663,000 | 1,765 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 1,413 |
| Total interest expense | $713,000 | 1,069 |
| Net interest income | $3,760,000 | 1,458 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $1,364,000 | 987 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $302,000 | 1,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,062,000 | 803 |
| Total noninterest expense | $3,711,000 | 1,346 |
| Salaries and employee benefits | $2,110,000 | 1,293 |
| Premises and equipment expense | $608,000 | 1,026 |
| Additional noninterest expense | $993,000 | 1,564 |
| Pre-tax net operating income | $1,263,000 | 1,449 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $369,000 | 1,150 |
| Income before extraordinary items | $894,000 | 1,637 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $894,000 | 1,640 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $894,000 | 1,640 |
| Net charge-offs | $42,000 | 2,002 |
| Cash dividends | $350,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 541 |
| Net operating income | $894,000 | 1,606 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,974,000 | 1,483 |
| Total interest expense | $2,817,000 | 1,202 |
| Net interest income | $14,157,000 | 1,534 |
| Provision for loan and lease losses | $755,000 | 1,395 |
| Total noninterest income | $5,634,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,340,000 | 1,033 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,294,000 | 903 |
| Total noninterest expense | $15,389,000 | 1,300 |
| Salaries and employee benefits | $8,474,000 | 1,256 |
| Premises and equipment expense | $2,317,000 | 1,029 |
| Additional noninterest expense | $4,598,000 | 1,445 |
| Pre-tax net operating income | $3,647,000 | 1,845 |
| Securities gains (losses) | $167,000 | 1,007 |
| Applicable income taxes | $1,042,000 | 1,432 |
| Income before extraordinary items | $2,772,000 | 2,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,772,000 | 2,017 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,772,000 | 2,018 |
| Net charge-offs | $1,002,000 | 1,269 |
| Cash dividends | $1,250,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 611 |
| Net operating income | $2,650,090 | 2,047 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 1,491 |
| Total interest expense | $2,116,000 | 1,242 |
| Net interest income | $10,616,000 | 1,546 |
| Provision for loan and lease losses | $675,000 | 1,211 |
| Total noninterest income | $4,389,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $996,000 | 1,039 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,393,000 | 897 |
| Total noninterest expense | $11,497,000 | 1,300 |
| Salaries and employee benefits | $6,309,000 | 1,278 |
| Premises and equipment expense | $1,780,000 | 1,013 |
| Additional noninterest expense | $3,408,000 | 1,450 |
| Pre-tax net operating income | $2,833,000 | 1,829 |
| Securities gains (losses) | $167,000 | 908 |
| Applicable income taxes | $837,000 | 1,409 |
| Income before extraordinary items | $2,163,000 | 1,987 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,163,000 | 1,994 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,163,000 | 1,993 |
| Net charge-offs | $975,000 | 1,023 |
| Cash dividends | $1,000,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 563 |
| Net operating income | $2,042,760 | 2,028 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,549,000 | 1,478 |
| Total interest expense | $1,416,000 | 1,258 |
| Net interest income | $7,133,000 | 1,514 |
| Provision for loan and lease losses | $465,000 | 1,227 |
| Total noninterest income | $2,890,000 | 1,044 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $640,000 | 1,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,250,000 | 902 |
| Total noninterest expense | $7,642,000 | 1,307 |
| Salaries and employee benefits | $4,167,000 | 1,281 |
| Premises and equipment expense | $1,204,000 | 997 |
| Additional noninterest expense | $2,271,000 | 1,440 |
| Pre-tax net operating income | $1,916,000 | 1,793 |
| Securities gains (losses) | $92,000 | 1,164 |
| Applicable income taxes | $545,000 | 1,424 |
| Income before extraordinary items | $1,463,000 | 1,961 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,463,000 | 1,967 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,463,000 | 1,967 |
| Net charge-offs | $749,000 | 946 |
| Cash dividends | $525,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,395,840 | 1,970 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 1,487 |
| Total interest expense | $716,000 | 1,284 |
| Net interest income | $3,573,000 | 1,516 |
| Provision for loan and lease losses | $255,000 | 1,129 |
| Total noninterest income | $1,421,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $295,000 | 1,134 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,126,000 | 913 |
| Total noninterest expense | $3,766,000 | 1,337 |
| Salaries and employee benefits | $2,062,000 | 1,301 |
| Premises and equipment expense | $612,000 | 1,003 |
| Additional noninterest expense | $1,092,000 | 1,484 |
| Pre-tax net operating income | $973,000 | 1,761 |
| Securities gains (losses) | $92,000 | 706 |
| Applicable income taxes | $293,000 | 1,352 |
| Income before extraordinary items | $772,000 | 1,841 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $772,000 | 1,842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $772,000 | 1,843 |
| Net charge-offs | $568,000 | 701 |
| Cash dividends | $350,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $705,760 | 1,908 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,026,000 | 1,475 |
| Total interest expense | $3,639,000 | 1,234 |
| Net interest income | $14,387,000 | 1,530 |
| Provision for loan and lease losses | $1,145,000 | 1,626 |
| Total noninterest income | $5,094,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,335,000 | 1,068 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,759,000 | 1,009 |
| Total noninterest expense | $15,167,000 | 1,312 |
| Salaries and employee benefits | $8,242,000 | 1,266 |
| Premises and equipment expense | $2,331,000 | 1,022 |
| Additional noninterest expense | $4,594,000 | 1,468 |
| Pre-tax net operating income | $3,169,000 | 1,997 |
| Securities gains (losses) | $89,000 | 2,359 |
| Applicable income taxes | $849,000 | 1,626 |
| Income before extraordinary items | $2,409,000 | 2,249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,409,000 | 2,247 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,409,000 | 2,250 |
| Net charge-offs | $1,038,000 | 1,779 |
| Cash dividends | $900,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 976 |
| Net operating income | $2,343,140 | 2,171 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,517,000 | 1,499 |
| Total interest expense | $2,846,000 | 1,243 |
| Net interest income | $10,671,000 | 1,563 |
| Provision for loan and lease losses | $890,000 | 1,600 |
| Total noninterest income | $3,869,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $981,000 | 1,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,888,000 | 962 |
| Total noninterest expense | $11,452,000 | 1,307 |
| Salaries and employee benefits | $6,382,000 | 1,234 |
| Premises and equipment expense | $1,771,000 | 1,011 |
| Additional noninterest expense | $3,299,000 | 1,532 |
| Pre-tax net operating income | $2,198,000 | 2,176 |
| Securities gains (losses) | $89,000 | 2,060 |
| Applicable income taxes | $583,000 | 1,778 |
| Income before extraordinary items | $1,704,000 | 2,421 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,704,000 | 2,422 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,704,000 | 2,422 |
| Net charge-offs | $786,000 | 1,692 |
| Cash dividends | $650,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 928 |
| Net operating income | $1,637,250 | 2,355 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,111,000 | 1,494 |
| Total interest expense | $1,951,000 | 1,253 |
| Net interest income | $7,160,000 | 1,554 |
| Provision for loan and lease losses | $635,000 | 1,510 |
| Total noninterest income | $2,544,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $631,000 | 1,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,913,000 | 951 |
| Total noninterest expense | $7,660,000 | 1,304 |
| Salaries and employee benefits | $4,272,000 | 1,230 |
| Premises and equipment expense | $1,179,000 | 1,007 |
| Additional noninterest expense | $2,209,000 | 1,537 |
| Pre-tax net operating income | $1,409,000 | 2,248 |
| Securities gains (losses) | $89,000 | 1,680 |
| Applicable income taxes | $373,000 | 1,806 |
| Income before extraordinary items | $1,125,000 | 2,388 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,125,000 | 2,388 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,125,000 | 2,388 |
| Net charge-offs | $664,000 | 1,505 |
| Cash dividends | $450,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 894 |
| Net operating income | $1,058,250 | 2,379 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,558,000 | 1,513 |
| Total interest expense | $989,000 | 1,278 |
| Net interest income | $3,569,000 | 1,571 |
| Provision for loan and lease losses | $255,000 | 1,721 |
| Total noninterest income | $1,191,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $301,000 | 1,174 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $890,000 | 993 |
| Total noninterest expense | $3,923,000 | 1,264 |
| Salaries and employee benefits | $2,153,000 | 1,208 |
| Premises and equipment expense | $621,000 | 976 |
| Additional noninterest expense | $1,149,000 | 1,465 |
| Pre-tax net operating income | $582,000 | 2,582 |
| Securities gains (losses) | $89,000 | 972 |
| Applicable income taxes | $162,000 | 1,944 |
| Income before extraordinary items | $509,000 | 2,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $509,000 | 2,559 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $509,000 | 2,560 |
| Net charge-offs | $355,000 | 1,341 |
| Cash dividends | $350,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 805 |
| Net operating income | $441,360 | 2,727 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,786,000 | 1,515 |
| Total interest expense | $4,628,000 | 1,318 |
| Net interest income | $14,158,000 | 1,576 |
| Provision for loan and lease losses | $1,385,000 | 1,992 |
| Total noninterest income | $4,716,000 | 1,086 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,246,000 | 1,182 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,470,000 | 933 |
| Total noninterest expense | $16,351,000 | 1,209 |
| Salaries and employee benefits | $8,875,000 | 1,108 |
| Premises and equipment expense | $2,472,000 | 1,010 |
| Additional noninterest expense | $5,004,000 | 1,380 |
| Pre-tax net operating income | $1,138,000 | 3,482 |
| Securities gains (losses) | $919,000 | 475 |
| Applicable income taxes | $325,000 | 2,459 |
| Income before extraordinary items | $1,732,000 | 2,512 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,732,000 | 2,512 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,732,000 | 2,513 |
| Net charge-offs | $1,465,000 | 1,910 |
| Cash dividends | $1,075,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,076 |
| Net operating income | $960,040 | 3,518 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,256,000 | 1,517 |
| Total interest expense | $3,586,000 | 1,332 |
| Net interest income | $10,670,000 | 1,580 |
| Provision for loan and lease losses | $870,000 | 2,155 |
| Total noninterest income | $3,246,000 | 1,174 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $908,000 | 1,218 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,338,000 | 1,007 |
| Total noninterest expense | $12,440,000 | 1,188 |
| Salaries and employee benefits | $6,742,000 | 1,098 |
| Premises and equipment expense | $1,867,000 | 1,017 |
| Additional noninterest expense | $3,831,000 | 1,347 |
| Pre-tax net operating income | $606,000 | 4,204 |
| Securities gains (losses) | $706,000 | 483 |
| Applicable income taxes | $167,000 | 2,817 |
| Income before extraordinary items | $1,145,000 | 2,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,145,000 | 2,809 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,145,000 | 2,809 |
| Net charge-offs | $853,000 | 2,069 |
| Cash dividends | $775,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 999 |
| Net operating income | $530,780 | 4,080 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,585,000 | 1,517 |
| Total interest expense | $2,446,000 | 1,343 |
| Net interest income | $7,139,000 | 1,577 |
| Provision for loan and lease losses | $615,000 | 2,021 |
| Total noninterest income | $2,143,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $566,000 | 1,281 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,577,000 | 982 |
| Total noninterest expense | $8,335,000 | 1,194 |
| Salaries and employee benefits | $4,511,000 | 1,107 |
| Premises and equipment expense | $1,270,000 | 1,008 |
| Additional noninterest expense | $2,554,000 | 1,370 |
| Pre-tax net operating income | $332,000 | 4,472 |
| Securities gains (losses) | $500,000 | 364 |
| Applicable income taxes | $96,000 | 2,894 |
| Income before extraordinary items | $736,000 | 2,825 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $736,000 | 2,827 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $736,000 | 2,827 |
| Net charge-offs | $708,000 | 1,790 |
| Cash dividends | $550,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 928 |
| Net operating income | $296,000 | 4,392 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 1,543 |
| Total interest expense | $1,238,000 | 1,373 |
| Net interest income | $3,525,000 | 1,585 |
| Provision for loan and lease losses | $360,000 | 1,752 |
| Total noninterest income | $1,340,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $116,000 | 2,672 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,224,000 | 719 |
| Total noninterest expense | $4,201,000 | 1,192 |
| Salaries and employee benefits | $2,282,000 | 1,111 |
| Premises and equipment expense | $665,000 | 990 |
| Additional noninterest expense | $1,254,000 | 1,394 |
| Pre-tax net operating income | $304,000 | 3,502 |
| Securities gains (losses) | $51,000 | 755 |
| Applicable income taxes | $37,000 | 3,058 |
| Income before extraordinary items | $318,000 | 3,097 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $318,000 | 3,095 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $318,000 | 3,097 |
| Net charge-offs | $155,000 | 2,326 |
| Cash dividends | $375,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 835 |
| Net operating income | $272,100 | 3,362 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,971,000 | 1,547 |
| Total interest expense | $6,128,000 | 1,355 |
| Net interest income | $13,843,000 | 1,611 |
| Provision for loan and lease losses | $1,933,000 | 2,122 |
| Total noninterest income | $5,324,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,286,000 | 1,167 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,038,000 | 862 |
| Total noninterest expense | $16,079,000 | 1,250 |
| Salaries and employee benefits | $8,762,000 | 1,125 |
| Premises and equipment expense | $2,388,000 | 1,088 |
| Additional noninterest expense | $4,929,000 | 1,468 |
| Pre-tax net operating income | $1,155,000 | 3,141 |
| Securities gains (losses) | $303,000 | 1,255 |
| Applicable income taxes | $149,000 | 2,935 |
| Income before extraordinary items | $1,309,000 | 2,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,309,000 | 2,741 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,309,000 | 2,746 |
| Net charge-offs | $1,726,000 | 2,028 |
| Cash dividends | $1,325,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,198 |
| Net operating income | $1,036,300 | 3,029 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,094,000 | 1,559 |
| Total interest expense | $4,800,000 | 1,340 |
| Net interest income | $10,294,000 | 1,644 |
| Provision for loan and lease losses | $1,378,000 | 2,100 |
| Total noninterest income | $4,140,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $976,000 | 1,199 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,164,000 | 797 |
| Total noninterest expense | $12,085,000 | 1,233 |
| Salaries and employee benefits | $6,647,000 | 1,110 |
| Premises and equipment expense | $1,794,000 | 1,094 |
| Additional noninterest expense | $3,644,000 | 1,454 |
| Pre-tax net operating income | $971,000 | 3,147 |
| Securities gains (losses) | $206,000 | 1,357 |
| Applicable income taxes | $136,000 | 2,872 |
| Income before extraordinary items | $1,041,000 | 2,818 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,041,000 | 2,812 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,041,000 | 2,817 |
| Net charge-offs | $1,249,000 | 1,956 |
| Cash dividends | $925,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,108 |
| Net operating income | $859,720 | 3,042 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,193,000 | 1,557 |
| Total interest expense | $3,325,000 | 1,347 |
| Net interest income | $6,868,000 | 1,637 |
| Provision for loan and lease losses | $1,018,000 | 1,915 |
| Total noninterest income | $2,819,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $654,000 | 1,195 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,165,000 | 756 |
| Total noninterest expense | $7,995,000 | 1,241 |
| Salaries and employee benefits | $4,384,000 | 1,122 |
| Premises and equipment expense | $1,205,000 | 1,106 |
| Additional noninterest expense | $2,406,000 | 1,475 |
| Pre-tax net operating income | $674,000 | 3,097 |
| Securities gains (losses) | $105,000 | 1,387 |
| Applicable income taxes | $89,000 | 2,879 |
| Income before extraordinary items | $690,000 | 2,794 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $690,000 | 2,790 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $690,000 | 2,793 |
| Net charge-offs | $990,000 | 1,739 |
| Cash dividends | $625,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,035 |
| Net operating income | $596,550 | 2,968 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 1,594 |
| Total interest expense | $1,693,000 | 1,390 |
| Net interest income | $3,387,000 | 1,681 |
| Provision for loan and lease losses | $360,000 | 2,187 |
| Total noninterest income | $1,257,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $323,000 | 1,215 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $934,000 | 843 |
| Total noninterest expense | $4,131,000 | 1,219 |
| Salaries and employee benefits | $2,157,000 | 1,158 |
| Premises and equipment expense | $622,000 | 1,101 |
| Additional noninterest expense | $1,352,000 | 1,311 |
| Pre-tax net operating income | $153,000 | 4,525 |
| Securities gains (losses) | $122,000 | 711 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $269,000 | 3,344 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $269,000 | 3,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $269,000 | 3,344 |
| Net charge-offs | $402,000 | 1,775 |
| Cash dividends | $260,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 953 |
| Net operating income | $149,440 | 4,275 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,327,000 | 1,533 |
| Total interest expense | $9,174,000 | 1,296 |
| Net interest income | $13,153,000 | 1,704 |
| Provision for loan and lease losses | $2,180,000 | 2,375 |
| Total noninterest income | $3,918,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,276,000 | 1,349 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,642,000 | 1,130 |
| Total noninterest expense | $16,507,000 | 1,255 |
| Salaries and employee benefits | $8,851,000 | 1,107 |
| Premises and equipment expense | $2,480,000 | 1,103 |
| Additional noninterest expense | $5,176,000 | 1,445 |
| Pre-tax net operating income | $-1,616,000 | 6,492 |
| Securities gains (losses) | $1,680,000 | 317 |
| Applicable income taxes | $-423,000 | 6,980 |
| Income before extraordinary items | $487,000 | 3,905 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $487,000 | 3,904 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $487,000 | 3,904 |
| Net charge-offs | $1,165,000 | 2,689 |
| Cash dividends | $1,380,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,193,000 | 6,439 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,046,000 | 1,537 |
| Total interest expense | $7,290,000 | 1,293 |
| Net interest income | $9,756,000 | 1,718 |
| Provision for loan and lease losses | $1,273,000 | 2,444 |
| Total noninterest income | $2,715,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $925,000 | 1,406 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,790,000 | 1,240 |
| Total noninterest expense | $12,283,000 | 1,253 |
| Salaries and employee benefits | $6,470,000 | 1,142 |
| Premises and equipment expense | $1,789,000 | 1,160 |
| Additional noninterest expense | $4,024,000 | 1,352 |
| Pre-tax net operating income | $-1,085,000 | 6,696 |
| Securities gains (losses) | $895,000 | 423 |
| Applicable income taxes | $-414,000 | 7,291 |
| Income before extraordinary items | $224,000 | 4,739 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $224,000 | 4,737 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $224,000 | 4,739 |
| Net charge-offs | $394,000 | 3,363 |
| Cash dividends | $1,200,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-348,800 | 6,278 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,396,000 | 1,560 |
| Total interest expense | $5,062,000 | 1,301 |
| Net interest income | $6,334,000 | 1,766 |
| Provision for loan and lease losses | $953,000 | 2,128 |
| Total noninterest income | $1,717,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $595,000 | 1,432 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,122,000 | 1,320 |
| Total noninterest expense | $7,830,000 | 1,329 |
| Salaries and employee benefits | $4,128,000 | 1,229 |
| Premises and equipment expense | $1,176,000 | 1,201 |
| Additional noninterest expense | $2,526,000 | 1,468 |
| Pre-tax net operating income | $-732,000 | 6,848 |
| Securities gains (losses) | $102,000 | 1,478 |
| Applicable income taxes | $-467,000 | 7,557 |
| Income before extraordinary items | $-163,000 | 6,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-163,000 | 6,308 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-163,000 | 6,308 |
| Net charge-offs | $300,000 | 2,925 |
| Cash dividends | $900,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-228,280 | 6,417 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 1,560 |
| Total interest expense | $2,654,000 | 1,296 |
| Net interest income | $3,165,000 | 1,751 |
| Provision for loan and lease losses | $338,000 | 2,175 |
| Total noninterest income | $682,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $302,000 | 1,366 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $380,000 | 1,679 |
| Total noninterest expense | $3,678,000 | 1,363 |
| Salaries and employee benefits | $2,033,000 | 1,272 |
| Premises and equipment expense | $590,000 | 1,217 |
| Additional noninterest expense | $1,055,000 | 1,530 |
| Pre-tax net operating income | $-169,000 | 6,831 |
| Securities gains (losses) | $108,000 | 962 |
| Applicable income taxes | $-154,000 | 7,655 |
| Income before extraordinary items | $93,000 | 5,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,049 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $93,000 | 5,048 |
| Net charge-offs | $103,000 | 2,839 |
| Cash dividends | $450,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $23,880 | 5,939 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,563,000 | 1,641 |
| Total interest expense | $11,188,000 | 1,458 |
| Net interest income | $12,375,000 | 1,800 |
| Provision for loan and lease losses | $1,250,000 | 2,400 |
| Total noninterest income | $3,791,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,348,000 | 1,340 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,443,000 | 1,129 |
| Total noninterest expense | $13,731,000 | 1,427 |
| Salaries and employee benefits | $8,024,000 | 1,255 |
| Premises and equipment expense | $1,880,000 | 1,473 |
| Additional noninterest expense | $3,827,000 | 1,626 |
| Pre-tax net operating income | $1,185,000 | 3,430 |
| Securities gains (losses) | $103,000 | 1,107 |
| Applicable income taxes | $-328,000 | 7,350 |
| Income before extraordinary items | $1,616,000 | 2,386 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,616,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $937,000 | 2,028 |
| Cash dividends | $1,600,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,513,000 | 2,643 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,629,000 | 1,679 |
| Total interest expense | $8,442,000 | 1,502 |
| Net interest income | $9,187,000 | 1,841 |
| Provision for loan and lease losses | $797,000 | 2,104 |
| Total noninterest income | $3,146,000 | 1,260 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,004,000 | 1,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,142,000 | 1,052 |
| Total noninterest expense | $9,828,000 | 1,481 |
| Salaries and employee benefits | $5,948,000 | 1,296 |
| Premises and equipment expense | $1,308,000 | 1,600 |
| Additional noninterest expense | $2,572,000 | 1,730 |
| Pre-tax net operating income | $1,708,000 | 2,574 |
| Securities gains (losses) | $103,000 | 947 |
| Applicable income taxes | $-6,000 | 7,282 |
| Income before extraordinary items | $1,817,000 | 1,943 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,817,000 | 1,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 2,042 |
| Cash dividends | $1,300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,714,000 | 2,151 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,784,000 | 1,706 |
| Total interest expense | $5,745,000 | 1,530 |
| Net interest income | $6,039,000 | 1,860 |
| Provision for loan and lease losses | $592,000 | 1,722 |
| Total noninterest income | $2,120,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $637,000 | 1,403 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,483,000 | 1,067 |
| Total noninterest expense | $6,500,000 | 1,485 |
| Salaries and employee benefits | $4,078,000 | 1,268 |
| Premises and equipment expense | $887,000 | 1,575 |
| Additional noninterest expense | $1,535,000 | 1,878 |
| Pre-tax net operating income | $1,067,000 | 2,810 |
| Securities gains (losses) | $109,000 | 907 |
| Applicable income taxes | $-72,000 | 7,803 |
| Income before extraordinary items | $1,248,000 | 2,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,248,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,609 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,139,000 | 2,266 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 1,737 |
| Total interest expense | $3,038,000 | 1,545 |
| Net interest income | $2,891,000 | 1,928 |
| Provision for loan and lease losses | $371,000 | 1,207 |
| Total noninterest income | $1,103,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $301,000 | 1,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $802,000 | 1,003 |
| Total noninterest expense | $3,260,000 | 1,469 |
| Salaries and employee benefits | $2,042,000 | 1,285 |
| Premises and equipment expense | $440,000 | 1,592 |
| Additional noninterest expense | $778,000 | 1,809 |
| Pre-tax net operating income | $363,000 | 3,751 |
| Securities gains (losses) | $49,000 | 1,096 |
| Applicable income taxes | $-174,000 | 8,235 |
| Income before extraordinary items | $586,000 | 2,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $586,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,539 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $537,000 | 2,463 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,878,000 | 1,783 |
| Total interest expense | $13,365,000 | 1,500 |
| Net interest income | $10,513,000 | 2,156 |
| Provision for loan and lease losses | $-1,627,000 | 8,521 |
| Total noninterest income | $3,535,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,289,000 | 1,386 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,246,000 | 1,269 |
| Total noninterest expense | $13,401,000 | 1,376 |
| Salaries and employee benefits | $8,075,000 | 1,235 |
| Premises and equipment expense | $1,700,000 | 1,562 |
| Additional noninterest expense | $3,626,000 | 1,522 |
| Pre-tax net operating income | $2,274,000 | 3,038 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $252,000 | 3,603 |
| Income before extraordinary items | $2,022,000 | 2,793 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,022,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,688,000 | 8,528 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,022,000 | 2,777 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,838,000 | 1,796 |
| Total interest expense | $10,098,000 | 1,490 |
| Net interest income | $7,740,000 | 2,205 |
| Provision for loan and lease losses | $-1,747,000 | 8,546 |
| Total noninterest income | $2,985,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $960,000 | 1,376 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,025,000 | 1,100 |
| Total noninterest expense | $9,987,000 | 1,374 |
| Salaries and employee benefits | $6,047,000 | 1,234 |
| Premises and equipment expense | $1,266,000 | 1,573 |
| Additional noninterest expense | $2,674,000 | 1,514 |
| Pre-tax net operating income | $2,485,000 | 2,447 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $498,000 | 2,539 |
| Income before extraordinary items | $1,987,000 | 2,380 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,987,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,870,000 | 8,556 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,987,000 | 2,361 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,903,000 | 1,811 |
| Total interest expense | $6,763,000 | 1,478 |
| Net interest income | $5,140,000 | 2,242 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $1,988,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $623,000 | 1,413 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,365,000 | 1,128 |
| Total noninterest expense | $6,561,000 | 1,412 |
| Salaries and employee benefits | $4,060,000 | 1,254 |
| Premises and equipment expense | $802,000 | 1,654 |
| Additional noninterest expense | $1,699,000 | 1,593 |
| Pre-tax net operating income | $387,000 | 5,573 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-16,000 | 8,181 |
| Income before extraordinary items | $403,000 | 5,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $403,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,544 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $403,000 | 5,056 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 1,828 |
| Total interest expense | $3,382,000 | 1,463 |
| Net interest income | $2,503,000 | 2,293 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $984,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $291,000 | 1,473 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $693,000 | 1,085 |
| Total noninterest expense | $3,391,000 | 1,373 |
| Salaries and employee benefits | $2,135,000 | 1,200 |
| Premises and equipment expense | $397,000 | 1,679 |
| Additional noninterest expense | $859,000 | 1,551 |
| Pre-tax net operating income | $6,000 | 7,782 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-172,000 | 8,552 |
| Income before extraordinary items | $178,000 | 5,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,000 | 5,289 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,586,000 | 1,793 |
| Total interest expense | $13,223,000 | 1,280 |
| Net interest income | $9,363,000 | 2,427 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $3,616,000 | 1,391 |
| Gross Fiduciary activities income | $40,000 | 1,054 |
| Service charges on deposit accounts | $1,306,000 | 1,369 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,270,000 | 1,232 |
| Total noninterest expense | $12,615,000 | 1,417 |
| Salaries and employee benefits | $7,738,000 | 1,258 |
| Premises and equipment expense | $1,542,000 | 1,653 |
| Additional noninterest expense | $3,335,000 | 1,580 |
| Pre-tax net operating income | $64,000 | 7,807 |
| Securities gains (losses) | $-1,335,000 | 8,596 |
| Applicable income taxes | $-972,000 | 8,627 |
| Income before extraordinary items | $-299,000 | 8,197 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-299,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 1,145 |
| Cash dividends | $1,400,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $555,400 | 5,967 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,513,000 | 1,826 |
| Total interest expense | $9,519,000 | 1,292 |
| Net interest income | $6,994,000 | 2,458 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $2,716,000 | 1,410 |
| Gross Fiduciary activities income | $40,000 | 1,015 |
| Service charges on deposit accounts | $991,000 | 1,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,685,000 | 1,252 |
| Total noninterest expense | $9,120,000 | 1,473 |
| Salaries and employee benefits | $5,563,000 | 1,327 |
| Premises and equipment expense | $1,153,000 | 1,670 |
| Additional noninterest expense | $2,404,000 | 1,639 |
| Pre-tax net operating income | $365,000 | 6,742 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-244,000 | 8,639 |
| Income before extraordinary items | $609,000 | 5,325 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $609,000 | 5,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,924 |
| Cash dividends | $1,400,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $609,000 | 5,319 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,800,000 | 1,827 |
| Total interest expense | $6,136,000 | 1,273 |
| Net interest income | $4,664,000 | 2,454 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,941,000 | 1,336 |
| Gross Fiduciary activities income | $39,000 | 983 |
| Service charges on deposit accounts | $642,000 | 1,376 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,260,000 | 1,146 |
| Total noninterest expense | $6,015,000 | 1,496 |
| Salaries and employee benefits | $3,729,000 | 1,332 |
| Premises and equipment expense | $761,000 | 1,682 |
| Additional noninterest expense | $1,525,000 | 1,736 |
| Pre-tax net operating income | $440,000 | 5,690 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-95,000 | 8,627 |
| Income before extraordinary items | $535,000 | 4,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $535,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $1,400,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $535,000 | 4,707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 1,807 |
| Total interest expense | $3,039,000 | 1,219 |
| Net interest income | $2,294,000 | 2,486 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $982,000 | 1,294 |
| Gross Fiduciary activities income | $19,000 | 994 |
| Service charges on deposit accounts | $299,000 | 1,430 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $664,000 | 1,086 |
| Total noninterest expense | $2,926,000 | 1,538 |
| Salaries and employee benefits | $1,798,000 | 1,380 |
| Premises and equipment expense | $389,000 | 1,656 |
| Additional noninterest expense | $739,000 | 1,774 |
| Pre-tax net operating income | $275,000 | 5,158 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-29,000 | 8,600 |
| Income before extraordinary items | $304,000 | 4,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $304,000 | 4,384 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,782,000 | 1,701 |
| Total interest expense | $9,979,000 | 1,130 |
| Net interest income | $9,803,000 | 2,261 |
| Provision for loan and lease losses | $-2,852,000 | 8,798 |
| Total noninterest income | $4,044,000 | 1,266 |
| Gross Fiduciary activities income | $95,000 | 951 |
| Service charges on deposit accounts | $1,279,000 | 1,377 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,670,000 | 1,105 |
| Total noninterest expense | $13,858,000 | 1,242 |
| Salaries and employee benefits | $8,430,000 | 1,099 |
| Premises and equipment expense | $1,650,000 | 1,480 |
| Additional noninterest expense | $3,778,000 | 1,351 |
| Pre-tax net operating income | $2,841,000 | 2,882 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $518,000 | 3,312 |
| Income before extraordinary items | $2,323,000 | 2,748 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,323,000 | 2,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,675,000 | 8,824 |
| Cash dividends | $2,675,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,323,000 | 2,705 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,550,000 | 1,698 |
| Total interest expense | $7,110,000 | 1,117 |
| Net interest income | $7,440,000 | 2,211 |
| Provision for loan and lease losses | $-2,997,000 | 8,828 |
| Total noninterest income | $3,012,000 | 1,286 |
| Gross Fiduciary activities income | $68,000 | 948 |
| Service charges on deposit accounts | $943,000 | 1,376 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,001,000 | 1,118 |
| Total noninterest expense | $10,734,000 | 1,202 |
| Salaries and employee benefits | $6,639,000 | 1,026 |
| Premises and equipment expense | $1,232,000 | 1,474 |
| Additional noninterest expense | $2,863,000 | 1,331 |
| Pre-tax net operating income | $2,715,000 | 2,414 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $598,000 | 2,643 |
| Income before extraordinary items | $2,117,000 | 2,386 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,117,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,714,000 | 8,849 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,117,000 | 2,355 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,494,000 | 1,688 |
| Total interest expense | $4,584,000 | 1,090 |
| Net interest income | $4,910,000 | 2,207 |
| Provision for loan and lease losses | $-3,032,000 | 8,846 |
| Total noninterest income | $2,083,000 | 1,227 |
| Gross Fiduciary activities income | $43,000 | 956 |
| Service charges on deposit accounts | $599,000 | 1,413 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,441,000 | 1,034 |
| Total noninterest expense | $7,808,000 | 1,070 |
| Salaries and employee benefits | $4,950,000 | 902 |
| Premises and equipment expense | $843,000 | 1,435 |
| Additional noninterest expense | $2,015,000 | 1,246 |
| Pre-tax net operating income | $2,217,000 | 2,019 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $542,000 | 2,145 |
| Income before extraordinary items | $1,675,000 | 2,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,675,000 | 2,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,417,000 | 8,862 |
| Cash dividends | $1,250,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,675,000 | 1,989 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 1,683 |
| Total interest expense | $2,228,000 | 1,058 |
| Net interest income | $2,429,000 | 2,212 |
| Provision for loan and lease losses | $-2,050,000 | 8,909 |
| Total noninterest income | $1,112,000 | 1,151 |
| Gross Fiduciary activities income | $20,000 | 983 |
| Service charges on deposit accounts | $286,000 | 1,438 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $806,000 | 945 |
| Total noninterest expense | $4,484,000 | 930 |
| Salaries and employee benefits | $3,125,000 | 706 |
| Premises and equipment expense | $409,000 | 1,475 |
| Additional noninterest expense | $950,000 | 1,306 |
| Pre-tax net operating income | $1,107,000 | 1,998 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $274,000 | 2,118 |
| Income before extraordinary items | $833,000 | 2,017 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $833,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,272,000 | 8,929 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $833,000 | 1,980 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,331,000 | 1,573 |
| Total interest expense | $7,555,000 | 1,070 |
| Net interest income | $10,776,000 | 1,878 |
| Provision for loan and lease losses | $392,000 | 2,412 |
| Total noninterest income | $3,877,000 | 1,308 |
| Gross Fiduciary activities income | $110,000 | 923 |
| Service charges on deposit accounts | $1,104,000 | 1,587 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,663,000 | 1,068 |
| Total noninterest expense | $12,790,000 | 1,287 |
| Salaries and employee benefits | $7,749,000 | 1,111 |
| Premises and equipment expense | $1,611,000 | 1,428 |
| Additional noninterest expense | $3,430,000 | 1,445 |
| Pre-tax net operating income | $1,471,000 | 4,294 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-110,000 | 8,747 |
| Income before extraordinary items | $1,581,000 | 3,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,581,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,008,000 | 776 |
| Cash dividends | $1,400,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,581,000 | 3,426 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,639,000 | 1,568 |
| Total interest expense | $5,433,000 | 1,097 |
| Net interest income | $8,206,000 | 1,833 |
| Provision for loan and lease losses | $275,000 | 2,404 |
| Total noninterest income | $3,010,000 | 1,305 |
| Gross Fiduciary activities income | $89,000 | 903 |
| Service charges on deposit accounts | $875,000 | 1,523 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,046,000 | 1,065 |
| Total noninterest expense | $9,438,000 | 1,304 |
| Salaries and employee benefits | $5,704,000 | 1,123 |
| Premises and equipment expense | $1,174,000 | 1,472 |
| Additional noninterest expense | $2,560,000 | 1,439 |
| Pre-tax net operating income | $1,503,000 | 3,574 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $70,000 | 5,707 |
| Income before extraordinary items | $1,433,000 | 3,072 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,433,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $940,000 | 596 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,433,000 | 2,999 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,074,000 | 1,554 |
| Total interest expense | $3,539,000 | 1,115 |
| Net interest income | $5,535,000 | 1,798 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $2,026,000 | 1,272 |
| Gross Fiduciary activities income | $66,000 | 886 |
| Service charges on deposit accounts | $545,000 | 1,602 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,415,000 | 1,033 |
| Total noninterest expense | $6,299,000 | 1,300 |
| Salaries and employee benefits | $3,844,000 | 1,118 |
| Premises and equipment expense | $779,000 | 1,482 |
| Additional noninterest expense | $1,676,000 | 1,440 |
| Pre-tax net operating income | $1,062,000 | 3,397 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $76,000 | 5,175 |
| Income before extraordinary items | $986,000 | 2,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $986,000 | 2,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 527 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $986,000 | 2,881 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 1,507 |
| Total interest expense | $1,742,000 | 1,147 |
| Net interest income | $2,962,000 | 1,689 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $993,000 | 1,261 |
| Gross Fiduciary activities income | $38,000 | 867 |
| Service charges on deposit accounts | $250,000 | 1,698 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $705,000 | 1,013 |
| Total noninterest expense | $3,234,000 | 1,261 |
| Salaries and employee benefits | $2,064,000 | 1,046 |
| Premises and equipment expense | $381,000 | 1,545 |
| Additional noninterest expense | $789,000 | 1,524 |
| Pre-tax net operating income | $571,000 | 3,202 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $61,000 | 4,556 |
| Income before extraordinary items | $510,000 | 2,898 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $510,000 | 2,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 350 |
| Cash dividends | $600,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $510,000 | 2,799 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,096,000 | 1,235 |
| Total interest expense | $10,047,000 | 881 |
| Net interest income | $13,049,000 | 1,491 |
| Provision for loan and lease losses | $6,440,000 | 279 |
| Total noninterest income | $10,581,000 | 622 |
| Gross Fiduciary activities income | $112,000 | 938 |
| Service charges on deposit accounts | $1,132,000 | 1,520 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,337,000 | 472 |
| Total noninterest expense | $13,103,000 | 1,234 |
| Salaries and employee benefits | $7,747,000 | 1,085 |
| Premises and equipment expense | $1,545,000 | 1,470 |
| Additional noninterest expense | $3,811,000 | 1,302 |
| Pre-tax net operating income | $4,087,000 | 1,945 |
| Securities gains (losses) | $41,000 | 2,688 |
| Applicable income taxes | $1,515,000 | 1,609 |
| Income before extraordinary items | $2,613,000 | 2,286 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,613,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,362,000 | 169 |
| Cash dividends | $3,300,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,586,760 | 2,204 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,236,000 | 1,207 |
| Total interest expense | $8,252,000 | 847 |
| Net interest income | $9,984,000 | 1,475 |
| Provision for loan and lease losses | $6,340,000 | 234 |
| Total noninterest income | $9,422,000 | 574 |
| Gross Fiduciary activities income | $86,000 | 936 |
| Service charges on deposit accounts | $697,000 | 1,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,639,000 | 422 |
| Total noninterest expense | $9,788,000 | 1,251 |
| Salaries and employee benefits | $5,889,000 | 1,086 |
| Premises and equipment expense | $1,238,000 | 1,389 |
| Additional noninterest expense | $2,661,000 | 1,384 |
| Pre-tax net operating income | $3,278,000 | 1,903 |
| Securities gains (losses) | $41,000 | 2,488 |
| Applicable income taxes | $1,320,000 | 1,477 |
| Income before extraordinary items | $1,999,000 | 2,336 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,999,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,304,000 | 154 |
| Cash dividends | $2,550,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,972,760 | 2,255 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,600,000 | 1,164 |
| Total interest expense | $5,864,000 | 819 |
| Net interest income | $6,736,000 | 1,451 |
| Provision for loan and lease losses | $1,550,000 | 467 |
| Total noninterest income | $2,412,000 | 1,184 |
| Gross Fiduciary activities income | $62,000 | 931 |
| Service charges on deposit accounts | $450,000 | 1,880 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,900,000 | 951 |
| Total noninterest expense | $6,353,000 | 1,289 |
| Salaries and employee benefits | $3,800,000 | 1,119 |
| Premises and equipment expense | $815,000 | 1,411 |
| Additional noninterest expense | $1,738,000 | 1,424 |
| Pre-tax net operating income | $1,245,000 | 2,995 |
| Securities gains (losses) | $41,000 | 2,157 |
| Applicable income taxes | $293,000 | 3,286 |
| Income before extraordinary items | $993,000 | 2,991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $993,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,091 |
| Cash dividends | $1,950,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $961,430 | 2,898 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 1,198 |
| Total interest expense | $3,052,000 | 806 |
| Net interest income | $3,135,000 | 1,555 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,217,000 | 1,152 |
| Gross Fiduciary activities income | $38,000 | 886 |
| Service charges on deposit accounts | $216,000 | 1,901 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $963,000 | 917 |
| Total noninterest expense | $3,084,000 | 1,310 |
| Salaries and employee benefits | $1,920,000 | 1,097 |
| Premises and equipment expense | $396,000 | 1,466 |
| Additional noninterest expense | $768,000 | 1,540 |
| Pre-tax net operating income | $1,118,000 | 1,858 |
| Securities gains (losses) | $40,000 | 1,513 |
| Applicable income taxes | $320,000 | 1,962 |
| Income before extraordinary items | $838,000 | 1,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $838,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 988 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $809,200 | 1,849 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,980,000 | 1,025 |
| Total interest expense | $17,511,000 | 646 |
| Net interest income | $12,469,000 | 1,553 |
| Provision for loan and lease losses | $7,300,000 | 297 |
| Total noninterest income | $4,671,000 | 1,123 |
| Gross Fiduciary activities income | $105,000 | 985 |
| Service charges on deposit accounts | $619,000 | 2,513 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,947,000 | 816 |
| Total noninterest expense | $13,019,000 | 1,178 |
| Salaries and employee benefits | $7,398,000 | 1,080 |
| Premises and equipment expense | $1,650,000 | 1,328 |
| Additional noninterest expense | $3,971,000 | 1,215 |
| Pre-tax net operating income | $-3,179,000 | 9,284 |
| Securities gains (losses) | $-2,024,000 | 9,331 |
| Applicable income taxes | $-2,163,000 | 9,323 |
| Income before extraordinary items | $-3,040,000 | 9,311 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-3,040,000 | 9,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 2,078 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,744,640 | 9,233 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $36,414,000 | 939 |
| Total interest expense | $24,292,000 | 687 |
| Net interest income | $12,122,000 | 1,465 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $5,013,000 | 993 |
| Gross Fiduciary activities income | $86,000 | 1,028 |
| Service charges on deposit accounts | $833,000 | 1,832 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,094,000 | 761 |
| Total noninterest expense | $10,750,000 | 1,364 |
| Salaries and employee benefits | $5,742,000 | 1,295 |
| Premises and equipment expense | $2,014,000 | 1,048 |
| Additional noninterest expense | $2,994,000 | 1,555 |
| Pre-tax net operating income | $6,025,000 | 1,244 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,977,000 | 1,195 |
| Income before extraordinary items | $4,048,000 | 1,352 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,048,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,773 |
| Cash dividends | $3,000,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,048,000 | 1,291 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $36,639,000 | 968 |
| Total interest expense | $24,581,000 | 743 |
| Net interest income | $12,058,000 | 1,458 |
| Provision for loan and lease losses | $417,000 | 2,202 |
| Total noninterest income | $3,425,000 | 1,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,425,000 | 793 |
| Total noninterest expense | $9,713,000 | 1,432 |
| Salaries and employee benefits | $5,888,000 | 1,200 |
| Premises and equipment expense | $1,867,000 | 1,070 |
| Additional noninterest expense | $1,958,000 | 2,214 |
| Pre-tax net operating income | $5,353,000 | 1,381 |
| Securities gains (losses) | $102,000 | 565 |
| Applicable income taxes | $1,664,000 | 1,381 |
| Income before extraordinary items | $3,791,000 | 1,392 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,791,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,831 |
| Cash dividends | $2,688,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,720,620 | 1,414 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,061,000 | 1,481 |
| Total interest expense | $12,590,000 | 1,207 |
| Net interest income | $9,471,000 | 1,844 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $2,339,000 | 1,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,339,000 | 1,028 |
| Total noninterest expense | $7,044,000 | 1,952 |
| Salaries and employee benefits | $4,193,000 | 1,642 |
| Premises and equipment expense | $1,320,000 | 1,553 |
| Additional noninterest expense | $1,531,000 | 2,810 |
| Pre-tax net operating income | $4,646,000 | 1,616 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $1,645,000 | 1,467 |
| Income before extraordinary items | $3,018,000 | 1,762 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,018,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $4,600,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,006,950 | 1,740 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,949,000 | 1,474 |
| Total interest expense | $12,421,000 | 1,257 |
| Net interest income | $9,528,000 | 1,788 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $3,399,000 | 1,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,399,000 | 842 |
| Total noninterest expense | $7,039,000 | 1,842 |
| Salaries and employee benefits | $4,024,000 | 1,655 |
| Premises and equipment expense | $1,384,000 | 1,413 |
| Additional noninterest expense | $1,631,000 | 2,570 |
| Pre-tax net operating income | $5,768,000 | 1,301 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,261,000 | 1,110 |
| Income before extraordinary items | $3,507,000 | 1,503 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,507,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,338 |
| Cash dividends | $3,000,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,507,000 | 1,440 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,324,000 | 1,404 |
| Total interest expense | $13,832,000 | 1,172 |
| Net interest income | $9,492,000 | 1,835 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $2,426,000 | 1,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,426,000 | 960 |
| Total noninterest expense | $6,634,000 | 1,947 |
| Salaries and employee benefits | $3,852,000 | 1,704 |
| Premises and equipment expense | $1,363,000 | 1,434 |
| Additional noninterest expense | $1,419,000 | 2,885 |
| Pre-tax net operating income | $5,164,000 | 1,500 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,033,000 | 1,305 |
| Income before extraordinary items | $3,131,000 | 1,706 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,131,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $6,000,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,131,000 | 1,667 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,837,000 | 1,477 |
| Total interest expense | $13,373,000 | 1,223 |
| Net interest income | $9,464,000 | 1,884 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $1,948,000 | 1,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,948,000 | 1,175 |
| Total noninterest expense | $7,679,000 | 1,848 |
| Salaries and employee benefits | $3,340,000 | 1,978 |
| Premises and equipment expense | $1,192,000 | 1,709 |
| Additional noninterest expense | $3,147,000 | 1,650 |
| Pre-tax net operating income | $3,679,000 | 1,970 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $1,424,000 | 1,686 |
| Income before extraordinary items | $2,276,000 | 2,175 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,276,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $3,000,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,262,560 | 2,132 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,661,000 | 1,639 |
| Total interest expense | $11,720,000 | 1,395 |
| Net interest income | $8,941,000 | 2,011 |
| Provision for loan and lease losses | $103,000 | 4,535 |
| Total noninterest income | $1,406,000 | 2,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,406,000 | 1,420 |
| Total noninterest expense | $5,583,000 | 2,436 |
| Salaries and employee benefits | $3,118,000 | 2,127 |
| Premises and equipment expense | $1,032,000 | 1,968 |
| Additional noninterest expense | $1,433,000 | 3,210 |
| Pre-tax net operating income | $4,661,000 | 1,593 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $1,743,000 | 1,437 |
| Income before extraordinary items | $2,967,000 | 1,704 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,967,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,935,640 | 1,695 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,722,000 | 1,734 |
| Total interest expense | $8,595,000 | 1,502 |
| Net interest income | $9,127,000 | 1,984 |
| Provision for loan and lease losses | $154,000 | 3,551 |
| Total noninterest income | $1,309,000 | 2,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,309,000 | 1,533 |
| Total noninterest expense | $5,551,000 | 2,512 |
| Salaries and employee benefits | $3,054,000 | 2,173 |
| Premises and equipment expense | $1,001,000 | 2,034 |
| Additional noninterest expense | $1,496,000 | 3,302 |
| Pre-tax net operating income | $4,731,000 | 1,539 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $1,701,000 | 1,381 |
| Income before extraordinary items | $3,050,000 | 1,605 |
| Extraordinary gains, net | $1,450,000 | 13 |
| Net income | $4,500,000 | 1,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,390 |
| Cash dividends | $3,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,037,200 | 1,619 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,163,000 | 1,722 |
| Total interest expense | $9,185,000 | 1,457 |
| Net interest income | $8,978,000 | 2,014 |
| Provision for loan and lease losses | $245,000 | 3,439 |
| Total noninterest income | $1,183,000 | 2,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,183,000 | 1,825 |
| Total noninterest expense | $5,052,000 | 2,837 |
| Salaries and employee benefits | $2,671,000 | 2,483 |
| Premises and equipment expense | $989,000 | 2,073 |
| Additional noninterest expense | $1,392,000 | 3,724 |
| Pre-tax net operating income | $4,864,000 | 1,439 |
| Securities gains (losses) | $206,000 | 1,660 |
| Applicable income taxes | $1,965,000 | 1,226 |
| Income before extraordinary items | $3,105,000 | 1,638 |
| Extraordinary gains, net | $172,000 | 1,123 |
| Net income | $3,277,000 | 1,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,211 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,973,160 | 1,601 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,052,000 | 1,683 |
| Total interest expense | $11,665,000 | 1,514 |
| Net interest income | $9,387,000 | 1,943 |
| Provision for loan and lease losses | $546,000 | 2,813 |
| Total noninterest income | $1,023,000 | 3,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,023,000 | 1,967 |
| Total noninterest expense | $5,009,000 | 2,866 |
| Salaries and employee benefits | $2,919,000 | 2,228 |
| Premises and equipment expense | $906,000 | 2,293 |
| Additional noninterest expense | $1,184,000 | 4,383 |
| Pre-tax net operating income | $4,855,000 | 1,309 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $1,890,000 | 1,178 |
| Income before extraordinary items | $3,057,000 | 1,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,057,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 2,245 |
| Cash dividends | $3,488,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,998,120 | 1,430 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.