AmBank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 4,204 |
| Total interest expense | $129,000 | 5,722 |
| Net interest income | $3,301,000 | 4,002 |
| Provision for loan and lease losses | $91,000 | 2,882 |
| Total noninterest income | $839,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $352,000 | 2,397 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $487,000 | 2,944 |
| Total noninterest expense | $3,396,000 | 3,549 |
| Salaries and employee benefits | $1,279,000 | 4,353 |
| Premises and equipment expense | $475,000 | 3,152 |
| Additional noninterest expense | $1,642,000 | 2,689 |
| Pre-tax net operating income | $653,000 | 4,467 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $653,000 | 4,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $653,000 | 4,236 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $653,000 | 4,235 |
| Net charge-offs | $106,000 | 2,630 |
| Cash dividends | $475,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $653,000 | 4,181 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 4,200 |
| Total interest expense | $86,000 | 5,780 |
| Net interest income | $2,225,000 | 3,986 |
| Provision for loan and lease losses | $61,000 | 2,748 |
| Total noninterest income | $550,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $231,000 | 2,407 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $319,000 | 2,951 |
| Total noninterest expense | $2,304,000 | 3,526 |
| Salaries and employee benefits | $877,000 | 4,319 |
| Premises and equipment expense | $315,000 | 3,183 |
| Additional noninterest expense | $1,112,000 | 2,651 |
| Pre-tax net operating income | $410,000 | 4,501 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $410,000 | 4,279 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $410,000 | 4,283 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $410,000 | 4,284 |
| Net charge-offs | $88,000 | 2,301 |
| Cash dividends | $358,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $410,000 | 4,221 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 4,190 |
| Total interest expense | $43,000 | 5,854 |
| Net interest income | $1,128,000 | 3,951 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $252,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $133,000 | 3,145 |
| Total noninterest expense | $1,172,000 | 3,524 |
| Salaries and employee benefits | $445,000 | 4,332 |
| Premises and equipment expense | $166,000 | 3,128 |
| Additional noninterest expense | $561,000 | 2,637 |
| Pre-tax net operating income | $178,000 | 4,658 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $178,000 | 4,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $178,000 | 4,441 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $178,000 | 4,441 |
| Net charge-offs | $33,000 | 2,158 |
| Cash dividends | $125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $178,000 | 4,386 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 4,415 |
| Total interest expense | $192,000 | 5,956 |
| Net interest income | $4,169,000 | 4,173 |
| Provision for loan and lease losses | $122,000 | 3,465 |
| Total noninterest income | $1,137,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $496,000 | 2,388 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $641,000 | 3,005 |
| Total noninterest expense | $4,759,000 | 3,526 |
| Salaries and employee benefits | $1,803,000 | 4,310 |
| Premises and equipment expense | $672,000 | 3,047 |
| Additional noninterest expense | $2,284,000 | 2,684 |
| Pre-tax net operating income | $425,000 | 5,162 |
| Securities gains (losses) | $170,000 | 992 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $595,000 | 4,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $595,000 | 4,684 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $595,000 | 4,684 |
| Net charge-offs | $-30,000 | 6,337 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $425,000 | 5,020 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 4,499 |
| Total interest expense | $145,000 | 6,045 |
| Net interest income | $3,075,000 | 4,251 |
| Provision for loan and lease losses | $91,000 | 3,443 |
| Total noninterest income | $875,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $377,000 | 2,383 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $498,000 | 3,025 |
| Total noninterest expense | $3,569,000 | 3,543 |
| Salaries and employee benefits | $1,339,000 | 4,352 |
| Premises and equipment expense | $506,000 | 3,076 |
| Additional noninterest expense | $1,724,000 | 2,663 |
| Pre-tax net operating income | $290,000 | 5,376 |
| Securities gains (losses) | $170,000 | 898 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $460,000 | 4,716 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $460,000 | 4,718 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $460,000 | 4,719 |
| Net charge-offs | $8,000 | 4,771 |
| Cash dividends | $500,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $290,000 | 5,212 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 4,490 |
| Total interest expense | $97,000 | 6,100 |
| Net interest income | $2,071,000 | 4,216 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $594,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $247,000 | 2,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $347,000 | 3,000 |
| Total noninterest expense | $2,448,000 | 3,489 |
| Salaries and employee benefits | $912,000 | 4,336 |
| Premises and equipment expense | $331,000 | 3,135 |
| Additional noninterest expense | $1,205,000 | 2,532 |
| Pre-tax net operating income | $157,000 | 5,565 |
| Securities gains (losses) | $170,000 | 816 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $327,000 | 4,612 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $327,000 | 4,614 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $327,000 | 4,615 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $375,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $157,000 | 5,402 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 4,512 |
| Total interest expense | $49,000 | 6,171 |
| Net interest income | $1,040,000 | 4,225 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $319,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $125,000 | 2,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 2,819 |
| Total noninterest expense | $1,318,000 | 3,316 |
| Salaries and employee benefits | $473,000 | 4,288 |
| Premises and equipment expense | $168,000 | 3,127 |
| Additional noninterest expense | $677,000 | 2,302 |
| Pre-tax net operating income | $11,000 | 6,243 |
| Securities gains (losses) | $170,000 | 519 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $181,000 | 4,438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $181,000 | 4,441 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $181,000 | 4,440 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $11,000 | 6,235 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 4,507 |
| Total interest expense | $288,000 | 6,028 |
| Net interest income | $4,324,000 | 4,203 |
| Provision for loan and lease losses | $332,000 | 3,247 |
| Total noninterest income | $1,328,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $526,000 | 2,386 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $802,000 | 2,681 |
| Total noninterest expense | $4,781,000 | 3,587 |
| Salaries and employee benefits | $1,835,000 | 4,351 |
| Premises and equipment expense | $640,000 | 3,230 |
| Additional noninterest expense | $2,306,000 | 2,754 |
| Pre-tax net operating income | $539,000 | 4,837 |
| Securities gains (losses) | $202,000 | 1,683 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $741,000 | 4,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $741,000 | 4,382 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $741,000 | 4,384 |
| Net charge-offs | $-70,000 | 6,900 |
| Cash dividends | $360,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $539,000 | 4,657 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 4,568 |
| Total interest expense | $234,000 | 6,054 |
| Net interest income | $3,254,000 | 4,256 |
| Provision for loan and lease losses | $280,000 | 3,060 |
| Total noninterest income | $994,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $392,000 | 2,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $602,000 | 2,671 |
| Total noninterest expense | $3,684,000 | 3,532 |
| Salaries and employee benefits | $1,387,000 | 4,341 |
| Premises and equipment expense | $491,000 | 3,203 |
| Additional noninterest expense | $1,806,000 | 2,662 |
| Pre-tax net operating income | $284,000 | 5,363 |
| Securities gains (losses) | $202,000 | 1,425 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $486,000 | 4,686 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $486,000 | 4,685 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $486,000 | 4,685 |
| Net charge-offs | $-87,000 | 7,013 |
| Cash dividends | $360,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $284,000 | 5,187 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 4,569 |
| Total interest expense | $173,000 | 6,013 |
| Net interest income | $2,182,000 | 4,250 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $642,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $262,000 | 2,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $380,000 | 2,716 |
| Total noninterest expense | $2,460,000 | 3,548 |
| Salaries and employee benefits | $923,000 | 4,369 |
| Premises and equipment expense | $326,000 | 3,230 |
| Additional noninterest expense | $1,211,000 | 2,668 |
| Pre-tax net operating income | $114,000 | 5,801 |
| Securities gains (losses) | $202,000 | 1,096 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $316,000 | 4,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $316,000 | 4,739 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $316,000 | 4,739 |
| Net charge-offs | $-67,000 | 7,029 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $114,000 | 5,701 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 4,493 |
| Total interest expense | $93,000 | 6,000 |
| Net interest income | $1,144,000 | 4,148 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $288,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $129,000 | 2,411 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 2,993 |
| Total noninterest expense | $1,226,000 | 3,573 |
| Salaries and employee benefits | $458,000 | 4,418 |
| Premises and equipment expense | $167,000 | 3,198 |
| Additional noninterest expense | $601,000 | 2,661 |
| Pre-tax net operating income | $176,000 | 4,697 |
| Securities gains (losses) | $-1,000 | 6,909 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $175,000 | 4,593 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $175,000 | 4,596 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $175,000 | 4,596 |
| Net charge-offs | $38,000 | 3,242 |
| Cash dividends | $120,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $176,000 | 4,451 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 4,594 |
| Total interest expense | $585,000 | 5,562 |
| Net interest income | $4,366,000 | 4,291 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $1,106,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $499,000 | 2,573 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $607,000 | 2,841 |
| Total noninterest expense | $4,614,000 | 3,740 |
| Salaries and employee benefits | $1,850,000 | 4,363 |
| Premises and equipment expense | $636,000 | 3,427 |
| Additional noninterest expense | $2,128,000 | 2,961 |
| Pre-tax net operating income | $738,000 | 4,200 |
| Securities gains (losses) | $-1,000 | 6,712 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $737,000 | 4,082 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $737,000 | 4,087 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $737,000 | 4,086 |
| Net charge-offs | $238,000 | 4,083 |
| Cash dividends | $480,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $738,000 | 3,936 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 4,627 |
| Total interest expense | $474,000 | 5,528 |
| Net interest income | $3,262,000 | 4,334 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $824,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $367,000 | 2,631 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $457,000 | 2,827 |
| Total noninterest expense | $3,466,000 | 3,755 |
| Salaries and employee benefits | $1,420,000 | 4,308 |
| Premises and equipment expense | $447,000 | 3,625 |
| Additional noninterest expense | $1,599,000 | 2,969 |
| Pre-tax net operating income | $530,000 | 4,392 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $529,000 | 4,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $529,000 | 4,219 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $529,000 | 4,219 |
| Net charge-offs | $135,000 | 4,122 |
| Cash dividends | $480,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $530,000 | 4,081 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 4,683 |
| Total interest expense | $327,000 | 5,573 |
| Net interest income | $2,156,000 | 4,358 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $546,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $243,000 | 2,627 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $303,000 | 2,865 |
| Total noninterest expense | $2,332,000 | 3,760 |
| Salaries and employee benefits | $963,000 | 4,302 |
| Premises and equipment expense | $292,000 | 3,716 |
| Additional noninterest expense | $1,077,000 | 3,008 |
| Pre-tax net operating income | $310,000 | 4,570 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $309,000 | 4,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $309,000 | 4,399 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $309,000 | 4,401 |
| Net charge-offs | $136,000 | 3,523 |
| Cash dividends | $360,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $310,000 | 4,311 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 4,812 |
| Total interest expense | $159,000 | 5,734 |
| Net interest income | $1,039,000 | 4,462 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $280,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $117,000 | 2,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,759 |
| Total noninterest expense | $1,111,000 | 3,910 |
| Salaries and employee benefits | $481,000 | 4,340 |
| Premises and equipment expense | $139,000 | 3,897 |
| Additional noninterest expense | $491,000 | 3,239 |
| Pre-tax net operating income | $178,000 | 4,406 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $177,000 | 4,184 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $177,000 | 4,183 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $177,000 | 4,184 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $178,000 | 4,124 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 4,760 |
| Total interest expense | $637,000 | 6,146 |
| Net interest income | $4,472,000 | 4,263 |
| Provision for loan and lease losses | $460,000 | 4,263 |
| Total noninterest income | $1,180,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $548,000 | 2,472 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $632,000 | 2,832 |
| Total noninterest expense | $4,729,000 | 3,771 |
| Salaries and employee benefits | $1,989,000 | 4,249 |
| Premises and equipment expense | $604,000 | 3,699 |
| Additional noninterest expense | $2,136,000 | 3,076 |
| Pre-tax net operating income | $463,000 | 4,455 |
| Securities gains (losses) | $570,000 | 795 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,033,000 | 3,158 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,033,000 | 3,154 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,033,000 | 3,158 |
| Net charge-offs | $458,000 | 3,770 |
| Cash dividends | $360,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $463,000 | 4,279 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 4,796 |
| Total interest expense | $478,000 | 6,282 |
| Net interest income | $3,430,000 | 4,263 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $853,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $422,000 | 2,483 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $431,000 | 2,999 |
| Total noninterest expense | $3,639,000 | 3,713 |
| Salaries and employee benefits | $1,570,000 | 4,140 |
| Premises and equipment expense | $444,000 | 3,806 |
| Additional noninterest expense | $1,625,000 | 2,991 |
| Pre-tax net operating income | $554,000 | 4,062 |
| Securities gains (losses) | $366,000 | 937 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $920,000 | 3,042 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $920,000 | 3,040 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $920,000 | 3,043 |
| Net charge-offs | $251,000 | 3,950 |
| Cash dividends | $360,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $554,000 | 3,780 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 4,820 |
| Total interest expense | $326,000 | 6,343 |
| Net interest income | $2,297,000 | 4,258 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $571,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $293,000 | 2,402 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $278,000 | 2,958 |
| Total noninterest expense | $2,391,000 | 3,746 |
| Salaries and employee benefits | $1,053,000 | 4,143 |
| Premises and equipment expense | $302,000 | 3,779 |
| Additional noninterest expense | $1,036,000 | 3,098 |
| Pre-tax net operating income | $417,000 | 3,933 |
| Securities gains (losses) | $90,000 | 1,482 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $507,000 | 3,385 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $507,000 | 3,382 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $507,000 | 3,384 |
| Net charge-offs | $76,000 | 4,521 |
| Cash dividends | $240,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $417,000 | 3,613 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 4,865 |
| Total interest expense | $167,000 | 6,429 |
| Net interest income | $1,153,000 | 4,271 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $293,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $144,000 | 2,415 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $149,000 | 2,846 |
| Total noninterest expense | $1,199,000 | 3,762 |
| Salaries and employee benefits | $533,000 | 4,166 |
| Premises and equipment expense | $150,000 | 3,885 |
| Additional noninterest expense | $516,000 | 3,086 |
| Pre-tax net operating income | $217,000 | 3,918 |
| Securities gains (losses) | $50,000 | 1,145 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $267,000 | 3,357 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 3,355 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $267,000 | 3,357 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $217,000 | 3,601 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,420,000 | 4,899 |
| Total interest expense | $893,000 | 6,260 |
| Net interest income | $4,527,000 | 4,206 |
| Provision for loan and lease losses | $786,000 | 3,862 |
| Total noninterest income | $1,271,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $561,000 | 2,662 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $710,000 | 2,636 |
| Total noninterest expense | $4,482,000 | 4,018 |
| Salaries and employee benefits | $2,030,000 | 4,315 |
| Premises and equipment expense | $567,000 | 4,041 |
| Additional noninterest expense | $1,885,000 | 3,476 |
| Pre-tax net operating income | $530,000 | 3,926 |
| Securities gains (losses) | $73,000 | 2,378 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $603,000 | 3,584 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $603,000 | 3,583 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $603,000 | 3,583 |
| Net charge-offs | $295,000 | 4,504 |
| Cash dividends | $508,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $530,000 | 3,722 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 4,951 |
| Total interest expense | $708,000 | 6,279 |
| Net interest income | $3,380,000 | 4,237 |
| Provision for loan and lease losses | $635,000 | 3,440 |
| Total noninterest income | $934,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $372,000 | 2,914 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $562,000 | 2,621 |
| Total noninterest expense | $3,442,000 | 3,947 |
| Salaries and employee benefits | $1,504,000 | 4,379 |
| Premises and equipment expense | $436,000 | 4,010 |
| Additional noninterest expense | $1,502,000 | 3,280 |
| Pre-tax net operating income | $237,000 | 4,768 |
| Securities gains (losses) | $63,000 | 2,145 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $300,000 | 4,424 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $300,000 | 4,421 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $300,000 | 4,424 |
| Net charge-offs | $121,000 | 4,873 |
| Cash dividends | $358,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $237,000 | 4,622 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 5,024 |
| Total interest expense | $509,000 | 6,233 |
| Net interest income | $2,176,000 | 4,334 |
| Provision for loan and lease losses | $333,000 | 3,556 |
| Total noninterest income | $647,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $235,000 | 3,006 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $412,000 | 2,512 |
| Total noninterest expense | $2,279,000 | 3,991 |
| Salaries and employee benefits | $1,017,000 | 4,385 |
| Premises and equipment expense | $289,000 | 4,042 |
| Additional noninterest expense | $973,000 | 3,357 |
| Pre-tax net operating income | $211,000 | 4,581 |
| Securities gains (losses) | $29,000 | 2,179 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $240,000 | 4,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $240,000 | 4,305 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $240,000 | 4,305 |
| Net charge-offs | $92,000 | 4,336 |
| Cash dividends | $358,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $211,000 | 4,366 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 5,060 |
| Total interest expense | $278,000 | 6,169 |
| Net interest income | $1,064,000 | 4,387 |
| Provision for loan and lease losses | $103,000 | 3,820 |
| Total noninterest income | $323,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $114,000 | 3,008 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $209,000 | 2,450 |
| Total noninterest expense | $1,137,000 | 3,932 |
| Salaries and employee benefits | $509,000 | 4,402 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $482,000 | 3,100 |
| Pre-tax net operating income | $147,000 | 4,540 |
| Securities gains (losses) | $32,000 | 1,498 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $179,000 | 4,050 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 4,053 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $179,000 | 4,053 |
| Net charge-offs | $47,000 | 3,624 |
| Cash dividends | $59,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $147,000 | 4,226 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 8,196 |
| Total interest expense | $93,000 | 8,195 |
| Net interest income | $355,000 | 8,167 |
| Provision for loan and lease losses | $7,000 | 7,219 |
| Total noninterest income | $89,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 6,681 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $42,000 | 6,928 |
| Total noninterest expense | $338,000 | 8,230 |
| Salaries and employee benefits | $168,000 | 8,224 |
| Premises and equipment expense | $49,000 | 8,059 |
| Additional noninterest expense | $121,000 | 8,167 |
| Pre-tax net operating income | $99,000 | 6,027 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $99,000 | 5,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $99,000 | 5,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $99,000 | 6,015 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 5,289 |
| Total interest expense | $1,008,000 | 6,312 |
| Net interest income | $3,077,000 | 4,546 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $941,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $394,000 | 2,913 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $547,000 | 2,671 |
| Total noninterest expense | $3,025,000 | 4,190 |
| Salaries and employee benefits | $1,493,000 | 4,494 |
| Premises and equipment expense | $433,000 | 4,051 |
| Additional noninterest expense | $1,099,000 | 3,616 |
| Pre-tax net operating income | $948,000 | 3,781 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $220,000 | 2,805 |
| Income before extraordinary items | $741,000 | 3,711 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $741,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,665 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $730,990 | 3,879 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 5,361 |
| Total interest expense | $718,000 | 6,304 |
| Net interest income | $2,004,000 | 4,617 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $643,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $388,000 | 2,637 |
| Total noninterest expense | $2,012,000 | 4,215 |
| Salaries and employee benefits | $987,000 | 4,562 |
| Premises and equipment expense | $283,000 | 4,132 |
| Additional noninterest expense | $742,000 | 3,556 |
| Pre-tax net operating income | $605,000 | 4,005 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $141,000 | 3,094 |
| Income before extraordinary items | $477,000 | 4,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 4,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $466,990 | 4,096 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 5,461 |
| Total interest expense | $369,000 | 6,411 |
| Net interest income | $989,000 | 4,663 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $320,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $194,000 | 2,623 |
| Total noninterest expense | $992,000 | 4,263 |
| Salaries and employee benefits | $493,000 | 4,603 |
| Premises and equipment expense | $140,000 | 4,199 |
| Additional noninterest expense | $359,000 | 3,600 |
| Pre-tax net operating income | $302,000 | 4,140 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $243,000 | 4,252 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $243,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $232,990 | 4,249 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 5,472 |
| Total interest expense | $1,604,000 | 6,285 |
| Net interest income | $3,886,000 | 4,716 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $1,040,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $513,000 | 3,002 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $527,000 | 3,211 |
| Total noninterest expense | $3,627,000 | 4,411 |
| Salaries and employee benefits | $1,832,000 | 4,689 |
| Premises and equipment expense | $536,000 | 4,162 |
| Additional noninterest expense | $1,259,000 | 3,938 |
| Pre-tax net operating income | $1,239,000 | 4,292 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $285,000 | 3,437 |
| Income before extraordinary items | $954,000 | 4,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $954,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,260 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $954,000 | 4,415 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 5,500 |
| Total interest expense | $1,207,000 | 6,319 |
| Net interest income | $2,895,000 | 4,748 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $763,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $366,000 | 3,089 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $397,000 | 3,220 |
| Total noninterest expense | $2,743,000 | 4,380 |
| Salaries and employee benefits | $1,353,000 | 4,707 |
| Premises and equipment expense | $403,000 | 4,145 |
| Additional noninterest expense | $987,000 | 3,742 |
| Pre-tax net operating income | $870,000 | 4,669 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $200,000 | 3,720 |
| Income before extraordinary items | $670,000 | 4,784 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $670,000 | 4,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,498 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $670,000 | 4,771 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 5,531 |
| Total interest expense | $793,000 | 6,380 |
| Net interest income | $1,942,000 | 4,757 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $476,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $224,000 | 3,266 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $252,000 | 3,326 |
| Total noninterest expense | $1,814,000 | 4,417 |
| Salaries and employee benefits | $891,000 | 4,792 |
| Premises and equipment expense | $268,000 | 4,166 |
| Additional noninterest expense | $655,000 | 3,750 |
| Pre-tax net operating income | $574,000 | 4,777 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $132,000 | 3,810 |
| Income before extraordinary items | $442,000 | 4,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $442,000 | 4,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,796 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $442,000 | 4,841 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 5,570 |
| Total interest expense | $381,000 | 6,466 |
| Net interest income | $965,000 | 4,776 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $235,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $129,000 | 3,283 |
| Total noninterest expense | $886,000 | 4,481 |
| Salaries and employee benefits | $430,000 | 4,926 |
| Premises and equipment expense | $137,000 | 4,125 |
| Additional noninterest expense | $319,000 | 3,789 |
| Pre-tax net operating income | $299,000 | 4,657 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $69,000 | 3,766 |
| Income before extraordinary items | $230,000 | 4,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $230,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,682 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $230,000 | 4,729 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 5,524 |
| Total interest expense | $1,243,000 | 6,521 |
| Net interest income | $3,815,000 | 4,794 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $976,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $434,000 | 3,365 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $542,000 | 3,201 |
| Total noninterest expense | $3,766,000 | 4,154 |
| Salaries and employee benefits | $1,594,000 | 5,000 |
| Premises and equipment expense | $989,000 | 2,503 |
| Additional noninterest expense | $1,183,000 | 3,982 |
| Pre-tax net operating income | $905,000 | 5,408 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $196,000 | 4,311 |
| Income before extraordinary items | $709,000 | 5,481 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $709,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $298,000 | 4,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $709,000 | 5,473 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 5,556 |
| Total interest expense | $895,000 | 6,572 |
| Net interest income | $2,858,000 | 4,842 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $750,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $328,000 | 3,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $422,000 | 3,127 |
| Total noninterest expense | $2,734,000 | 4,246 |
| Salaries and employee benefits | $1,169,000 | 5,060 |
| Premises and equipment expense | $664,000 | 2,769 |
| Additional noninterest expense | $901,000 | 3,920 |
| Pre-tax net operating income | $784,000 | 5,263 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $168,000 | 4,361 |
| Income before extraordinary items | $616,000 | 5,297 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $616,000 | 5,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $298,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $616,000 | 5,290 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 5,554 |
| Total interest expense | $573,000 | 6,587 |
| Net interest income | $1,910,000 | 4,853 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $457,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $220,000 | 3,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 3,419 |
| Total noninterest expense | $1,815,000 | 4,274 |
| Salaries and employee benefits | $778,000 | 5,072 |
| Premises and equipment expense | $445,000 | 2,744 |
| Additional noninterest expense | $592,000 | 3,956 |
| Pre-tax net operating income | $492,000 | 5,442 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $102,000 | 4,492 |
| Income before extraordinary items | $390,000 | 5,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $390,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $298,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $390,000 | 5,439 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 5,575 |
| Total interest expense | $267,000 | 6,664 |
| Net interest income | $946,000 | 4,875 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $220,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $102,000 | 3,438 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $118,000 | 3,406 |
| Total noninterest expense | $895,000 | 4,337 |
| Salaries and employee benefits | $387,000 | 5,126 |
| Premises and equipment expense | $223,000 | 2,750 |
| Additional noninterest expense | $285,000 | 4,055 |
| Pre-tax net operating income | $241,000 | 5,456 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $44,000 | 4,649 |
| Income before extraordinary items | $197,000 | 5,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $218,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $197,000 | 5,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 5,439 |
| Total interest expense | $926,000 | 6,473 |
| Net interest income | $3,640,000 | 4,901 |
| Provision for loan and lease losses | $310,000 | 2,744 |
| Total noninterest income | $833,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $441,000 | 3,328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $392,000 | 3,806 |
| Total noninterest expense | $3,223,000 | 4,555 |
| Salaries and employee benefits | $1,511,000 | 5,023 |
| Premises and equipment expense | $614,000 | 3,589 |
| Additional noninterest expense | $1,098,000 | 4,114 |
| Pre-tax net operating income | $940,000 | 5,527 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $177,000 | 4,814 |
| Income before extraordinary items | $763,000 | 5,459 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $763,000 | 5,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,608 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $763,000 | 5,427 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 5,443 |
| Total interest expense | $678,000 | 6,440 |
| Net interest income | $2,708,000 | 4,948 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $638,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $338,000 | 3,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $300,000 | 3,791 |
| Total noninterest expense | $2,450,000 | 4,490 |
| Salaries and employee benefits | $1,134,000 | 5,007 |
| Premises and equipment expense | $441,000 | 3,709 |
| Additional noninterest expense | $875,000 | 3,906 |
| Pre-tax net operating income | $671,000 | 5,737 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $142,000 | 4,872 |
| Income before extraordinary items | $529,000 | 5,772 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $529,000 | 5,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,366 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $529,000 | 5,740 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 5,446 |
| Total interest expense | $427,000 | 6,447 |
| Net interest income | $1,777,000 | 4,977 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $438,000 | 3,822 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $226,000 | 3,239 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $212,000 | 3,664 |
| Total noninterest expense | $1,632,000 | 4,475 |
| Salaries and employee benefits | $756,000 | 4,994 |
| Premises and equipment expense | $294,000 | 3,687 |
| Additional noninterest expense | $582,000 | 3,896 |
| Pre-tax net operating income | $433,000 | 5,785 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $90,000 | 4,947 |
| Income before extraordinary items | $343,000 | 5,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $343,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,002 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $343,000 | 5,786 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 5,550 |
| Total interest expense | $196,000 | 6,592 |
| Net interest income | $865,000 | 5,085 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $220,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $111,000 | 3,214 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,573 |
| Total noninterest expense | $812,000 | 4,518 |
| Salaries and employee benefits | $378,000 | 5,021 |
| Premises and equipment expense | $145,000 | 3,742 |
| Additional noninterest expense | $289,000 | 3,922 |
| Pre-tax net operating income | $198,000 | 5,978 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $156,000 | 6,020 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $156,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 572 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $156,000 | 5,978 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 5,600 |
| Total interest expense | $631,000 | 6,843 |
| Net interest income | $3,302,000 | 5,103 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $925,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $451,000 | 3,379 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $474,000 | 3,414 |
| Total noninterest expense | $3,149,000 | 4,506 |
| Salaries and employee benefits | $1,483,000 | 4,994 |
| Premises and equipment expense | $549,000 | 3,803 |
| Additional noninterest expense | $1,117,000 | 3,975 |
| Pre-tax net operating income | $778,000 | 5,861 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $130,000 | 5,257 |
| Income before extraordinary items | $648,000 | 5,791 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $648,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,728 |
| Cash dividends | $30,000 | 5,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $648,000 | 5,714 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 5,655 |
| Total interest expense | $465,000 | 6,881 |
| Net interest income | $2,427,000 | 5,162 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $673,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $328,000 | 3,455 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $345,000 | 3,459 |
| Total noninterest expense | $2,361,000 | 4,483 |
| Salaries and employee benefits | $1,123,000 | 4,905 |
| Premises and equipment expense | $412,000 | 3,790 |
| Additional noninterest expense | $826,000 | 3,993 |
| Pre-tax net operating income | $514,000 | 6,263 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $80,000 | 5,583 |
| Income before extraordinary items | $434,000 | 6,134 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $434,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,505 |
| Cash dividends | $30,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $434,000 | 6,062 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 5,754 |
| Total interest expense | $310,000 | 6,914 |
| Net interest income | $1,570,000 | 5,267 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $439,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $207,000 | 3,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $232,000 | 3,454 |
| Total noninterest expense | $1,561,000 | 4,538 |
| Salaries and employee benefits | $745,000 | 4,952 |
| Premises and equipment expense | $272,000 | 3,821 |
| Additional noninterest expense | $544,000 | 4,048 |
| Pre-tax net operating income | $298,000 | 6,513 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $37,000 | 5,892 |
| Income before extraordinary items | $261,000 | 6,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 6,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $261,000 | 6,261 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,818 |
| Total interest expense | $155,000 | 6,964 |
| Net interest income | $776,000 | 5,305 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $233,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $101,000 | 3,555 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $132,000 | 3,164 |
| Total noninterest expense | $766,000 | 4,615 |
| Salaries and employee benefits | $368,000 | 5,005 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $265,000 | 4,125 |
| Pre-tax net operating income | $168,000 | 6,201 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $55,000 | 4,720 |
| Income before extraordinary items | $113,000 | 6,645 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $113,000 | 6,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 5,748 |
| Total interest expense | $723,000 | 6,953 |
| Net interest income | $3,164,000 | 5,135 |
| Provision for loan and lease losses | $303,000 | 3,132 |
| Total noninterest income | $903,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $391,000 | 3,692 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $512,000 | 3,543 |
| Total noninterest expense | $2,964,000 | 4,634 |
| Salaries and employee benefits | $1,451,000 | 4,955 |
| Premises and equipment expense | $504,000 | 4,027 |
| Additional noninterest expense | $1,009,000 | 4,247 |
| Pre-tax net operating income | $800,000 | 5,705 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $143,000 | 5,333 |
| Income before extraordinary items | $657,000 | 5,745 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $657,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,916 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 779 |
| Net operating income | $657,000 | 5,581 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 5,799 |
| Total interest expense | $554,000 | 7,059 |
| Net interest income | $2,371,000 | 5,162 |
| Provision for loan and lease losses | $228,000 | 3,038 |
| Total noninterest income | $702,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $284,000 | 3,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 3,447 |
| Total noninterest expense | $2,242,000 | 4,596 |
| Salaries and employee benefits | $1,075,000 | 4,992 |
| Premises and equipment expense | $380,000 | 4,014 |
| Additional noninterest expense | $787,000 | 4,105 |
| Pre-tax net operating income | $603,000 | 5,865 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $116,000 | 5,404 |
| Income before extraordinary items | $487,000 | 5,921 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $487,000 | 5,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,488 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 607 |
| Net operating income | $487,000 | 5,758 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 5,832 |
| Total interest expense | $372,000 | 7,176 |
| Net interest income | $1,579,000 | 5,167 |
| Provision for loan and lease losses | $153,000 | 2,974 |
| Total noninterest income | $492,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $188,000 | 3,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $304,000 | 3,270 |
| Total noninterest expense | $1,501,000 | 4,588 |
| Salaries and employee benefits | $702,000 | 5,074 |
| Premises and equipment expense | $256,000 | 3,972 |
| Additional noninterest expense | $543,000 | 3,989 |
| Pre-tax net operating income | $417,000 | 5,759 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $79,000 | 5,430 |
| Income before extraordinary items | $338,000 | 5,819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $338,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,178 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 482 |
| Net operating income | $338,000 | 5,608 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 5,887 |
| Total interest expense | $188,000 | 7,248 |
| Net interest income | $776,000 | 5,206 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $257,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $95,000 | 3,670 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $162,000 | 3,072 |
| Total noninterest expense | $748,000 | 4,579 |
| Salaries and employee benefits | $343,000 | 5,165 |
| Premises and equipment expense | $128,000 | 3,967 |
| Additional noninterest expense | $277,000 | 3,893 |
| Pre-tax net operating income | $210,000 | 5,730 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $174,000 | 5,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 5,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $174,000 | 5,483 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 5,915 |
| Total interest expense | $871,000 | 7,279 |
| Net interest income | $3,109,000 | 5,178 |
| Provision for loan and lease losses | $258,000 | 3,791 |
| Total noninterest income | $800,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $339,000 | 3,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $461,000 | 3,440 |
| Total noninterest expense | $2,809,000 | 4,672 |
| Salaries and employee benefits | $1,311,000 | 5,175 |
| Premises and equipment expense | $489,000 | 4,005 |
| Additional noninterest expense | $1,009,000 | 4,146 |
| Pre-tax net operating income | $842,000 | 5,635 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $199,000 | 5,125 |
| Income before extraordinary items | $643,000 | 5,779 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $643,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,861 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 555 |
| Net operating income | $643,000 | 5,649 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 6,239 |
| Total interest expense | $1,356,000 | 7,283 |
| Net interest income | $2,793,000 | 5,325 |
| Provision for loan and lease losses | $163,000 | 4,608 |
| Total noninterest income | $559,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $280,000 | 4,336 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $279,000 | 4,275 |
| Total noninterest expense | $2,391,000 | 5,113 |
| Salaries and employee benefits | $1,121,000 | 5,580 |
| Premises and equipment expense | $405,000 | 4,560 |
| Additional noninterest expense | $865,000 | 4,524 |
| Pre-tax net operating income | $798,000 | 5,486 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $222,000 | 4,836 |
| Income before extraordinary items | $576,000 | 5,733 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $576,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,614 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 819 |
| Net operating income | $576,000 | 5,600 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 6,544 |
| Total interest expense | $1,328,000 | 7,513 |
| Net interest income | $2,598,000 | 5,665 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $540,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,184 |
| Total noninterest expense | $2,149,000 | 5,420 |
| Salaries and employee benefits | $1,008,000 | 5,877 |
| Premises and equipment expense | $329,000 | 5,144 |
| Additional noninterest expense | $812,000 | 4,683 |
| Pre-tax net operating income | $849,000 | 5,708 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $307,000 | 4,558 |
| Income before extraordinary items | $542,000 | 6,117 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $542,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 701 |
| Net operating income | $542,000 | 6,125 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 7,130 |
| Total interest expense | $1,142,000 | 7,800 |
| Net interest income | $2,083,000 | 6,489 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $518,000 | 4,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,352 |
| Total noninterest expense | $1,952,000 | 5,785 |
| Salaries and employee benefits | $962,000 | 6,036 |
| Premises and equipment expense | $268,000 | 5,829 |
| Additional noninterest expense | $722,000 | 5,147 |
| Pre-tax net operating income | $529,000 | 7,004 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $161,000 | 6,148 |
| Income before extraordinary items | $368,000 | 7,172 |
| Extraordinary gains, net | $-68,000 | 10,187 |
| Net income | $300,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 732 |
| Net operating income | $368,000 | 7,146 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 8,125 |
| Total interest expense | $869,000 | 8,767 |
| Net interest income | $1,599,000 | 7,475 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $553,000 | 4,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,571 |
| Total noninterest expense | $1,701,000 | 6,230 |
| Salaries and employee benefits | $822,000 | 6,589 |
| Premises and equipment expense | $249,000 | 5,974 |
| Additional noninterest expense | $630,000 | 5,553 |
| Pre-tax net operating income | $301,000 | 8,395 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $113,000 | 7,340 |
| Income before extraordinary items | $188,000 | 8,701 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $188,000 | 8,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $402,000 | 590 |
| Net operating income | $188,000 | 8,631 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $785,000 | 10,493 |
| Total interest expense | $224,000 | 10,640 |
| Net interest income | $561,000 | 10,265 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $246,000 | 7,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,961 |
| Total noninterest expense | $858,000 | 8,824 |
| Salaries and employee benefits | $415,000 | 9,161 |
| Premises and equipment expense | $149,000 | 7,823 |
| Additional noninterest expense | $294,000 | 8,379 |
| Pre-tax net operating income | $-141,000 | 10,523 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-45,000 | 10,616 |
| Income before extraordinary items | $-96,000 | 10,516 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-96,000 | 10,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,616,000 | 339 |
| Net operating income | $-96,000 | 10,484 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.