Home > Alpine Bank & Trust Co. > Net charge- offs to loans
Alpine Bank & Trust Co., Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.1080% | 4,731 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 4,937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0454% | 3,803 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 4,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0772% | 2,614 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6631% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0511% | 2,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,982 |
| Percentage Net Loans Charged-off:Construction & development | -0.1133% | 4,823 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2503% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0365% | 4,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0369% | 4,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4056% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3438% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 3.0720% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 5,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0359% | 5,037 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0547% | 3,962 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 5,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8367% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2706% | 2,437 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8408% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2455% | 2,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0616% | 5,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.1576% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0491% | 5,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0637% | 5,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0590% | 3,988 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0648% | 5,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2505% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7663% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2472% | 2,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0599% | 5,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.1937% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 5,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0794% | 5,330 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0677% | 4,018 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0823% | 5,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2039% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8547% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2002% | 2,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 4,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0609% | 5,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.1602% | 5,028 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 5,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0845% | 5,394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0266% | 3,964 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0988% | 5,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0640% | 4,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2972% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2987% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 2,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.1357% | 4,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0618% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1714% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7288% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1883% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1887% | 2,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2336% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.1707% | 5,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 5,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1970% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7196% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 4,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1279% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1281% | 2,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1887% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.1776% | 5,134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 5,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2226% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8136% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1655% | 2,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1710% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.1421% | 5,168 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 5,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1067% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1067% | 2,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0795% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,805 |
| Percentage Net Loans Charged-off:Construction & development | -0.1347% | 5,091 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3375% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0482% | 5,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1844% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2005% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2005% | 2,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3550% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.1914% | 5,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3054% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 4,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1491% | 2,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1491% | 2,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3060% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.1415% | 5,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0425% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2271% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 2,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 4,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1844% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1844% | 2,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2333% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.1950% | 5,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0860% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2724% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5441% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1730% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1484% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1484% | 2,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1958% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 4,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 3,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 5,031 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 5,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1186% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2771% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 2,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 2,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0879% | 3,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0879% | 3,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3921% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0316% | 5,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3293% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 2,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0290% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0823% | 3,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0823% | 3,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3420% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 3,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 5,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 5,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 2,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0386% | 4,523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1120% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1120% | 2,685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2606% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 5,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 5,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1169% | 6,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0660% | 4,605 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1374% | 6,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0491% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0519% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0519% | 2,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1104% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4046% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5304% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 4.1832% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0541% | 6,221 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.6697% | 5,409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5040% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1936% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2569% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 2,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1432% | 3,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1432% | 3,297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5162% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2986% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4070% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 2.7278% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0676% | 6,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4763% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0328% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2822% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 4,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1590% | 3,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1590% | 2,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2995% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4085% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5587% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 4.4134% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1178% | 6,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5101% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0011% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3434% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 2,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1989% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1989% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2027% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0835% | 5,741 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1086% | 6,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2349% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5610% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1233% | 1,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0616% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0616% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1425% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8515% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6153% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 15.8273% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2160% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1167% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6762% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2360% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4782% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 5,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1069% | 3,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1069% | 3,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3713% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2552% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1666% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 19.8885% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2429% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8070% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6987% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9033% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6263% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 5,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1000% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1000% | 3,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2878% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8450% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5943% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 15.9950% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2063% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2051% | 495 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5017% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6548% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4452% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1057% | 6,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1417% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1417% | 3,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1918% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1672% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6251% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 3.4477% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3057% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4000% | 307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6379% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6705% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6257% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 5,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2140% | 2,300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2551% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5869% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6069% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | 2.5234% | 1,543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1346% | 7,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8255% | 650 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7752% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2554% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5884% | 1,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6520% | 2,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3539% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2994% | 3,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2945% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6602% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6154% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 1.7219% | 1,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4269% | 1,820 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5901% | 5,763 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6821% | 1,625 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3234% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4289% | 2,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9996% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3854% | 2,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3140% | 2,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2224% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 3,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4353% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 1.2754% | 1,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5313% | 1,472 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2863% | 5,791 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2881% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3172% | 1,132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2760% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1684% | 2,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3366% | 2,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2583% | 2,869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1204% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 6,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0616% | 7,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.2874% | 1,479 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 6,769 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.3754% | 5,801 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 2,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0813% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 2,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1108% | 3,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0762% | 3,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2516% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8397% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6921% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 5.2330% | 1,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4764% | 2,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.7467% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0703% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3585% | 1,394 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4147% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1149% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5693% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5254% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6382% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4698% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 6.6695% | 856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2298% | 2,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4331% | 702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8540% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2639% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1487% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9324% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5099% | 3,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5066% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5939% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2191% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8835% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 3,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2746% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 7,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7142% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3760% | 3,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2870% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0230% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3753% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2066% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5485% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4522% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4284% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1989% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8779% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3553% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8790% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0404% | 1,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 3,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0461% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5079% | 4,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7633% | 1,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9959% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4424% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.1980% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 4,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 3,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3902% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4837% | 3,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7180% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 5,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2931% | 3,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2939% | 4,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4722% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5789% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2272% | 3,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2555% | 896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 6,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 7,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 7,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 4,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 4,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7135% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 5,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 7,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0452% | 7,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2450% | 4,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7742% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 5,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 8,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0885% | 8,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 6,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2198% | 3,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6625% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 4,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0763% | 8,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1787% | 8,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 6,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3000% | 3,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5995% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 4,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 2,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 2,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 7,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2432% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5553% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 3,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 7,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 6,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2089% | 4,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4685% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 7,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 7,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 6,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2495% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1719% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 4,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 7,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0294% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 7,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0644% | 3,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4070% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,925 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 6,015 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1905% | 4,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2737% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 4,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 7,778 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 5,997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 3,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1041% | 4,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9581% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 2,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0148% | 4,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0266% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0727% | 7,200 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0101% | 6,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9151% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1454% | 2,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 3,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 2,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5556% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 4,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 7,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 8,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1978% | 2,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0615% | 5,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 7,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 8,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2662% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0209% | 5,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 8,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 8,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 6,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0319% | 4,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 5,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 2,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 3,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1224% | 5,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 5,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0901% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0851% | 3,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0282% | 6,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 4,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1435% | 2,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0318% | 5,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 3,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 8,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 8,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3170% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0954% | 7,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 4,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 2,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1293% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1618% | 3,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3240% | 5,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 4,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1697% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1154% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3140% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 6,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 8,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0359% | 8,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0453% | 8,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 7,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1764% | 5,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 5,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 8,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 8,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0496% | 8,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 7,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2400% | 4,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2686% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2980% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1096% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6774% | 2,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1903% | 6,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 8,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 8,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 8,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 8,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1867% | 8,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2764% | 5,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3123% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1841% | 146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1770% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0255% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1151% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0332% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1831% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3990% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2411% | 2,770 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5907% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2078% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4682% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2454% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2973% | 4,226 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3789% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |