Home > Alma Bank > Income and Expense

Alma Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,950,000710
Total interest expense$28,601,000611
Net interest income$40,349,000805
Provision for loan and lease losses$3,350,000425
Total noninterest income$2,812,0001,688
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,059,000957
Trading account gains and fees$0123
Additional Noninterest Income$1,753,0001,730
Total noninterest expense$36,586,000749
Salaries and employee benefits$23,079,000660
Premises and equipment expense$4,797,000578
Additional noninterest expense$1,753,0001,730
Pre-tax net operating income$3,225,0002,428
Securities gains (losses)$0988
Applicable income taxes$429,0002,003
Income before extraordinary items$2,796,0002,421
Extraordinary gains, net$054
Net income$2,796,0002,445
Minority interest net income$088
Net income of bank and minority interests.$2,796,0002,423
Net charge-offs$-107,0004,350
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$725,000225
Net operating income$2,796,0002,438
2023-09-30 (YTD Data)Rank
Total interest income$50,018,000721
Total interest expense$19,753,000613
Net interest income$30,265,000810
Provision for loan and lease losses$2,950,000366
Total noninterest income$2,184,0001,652
Gross Fiduciary activities income$0950
Service charges on deposit accounts$805,000942
Trading account gains and fees$0125
Additional Noninterest Income$1,379,0001,686
Total noninterest expense$27,258,000754
Salaries and employee benefits$17,077,000670
Premises and equipment expense$3,582,000582
Additional noninterest expense$1,379,0001,686
Pre-tax net operating income$2,241,0002,568
Securities gains (losses)$0849
Applicable income taxes$490,0001,768
Income before extraordinary items$1,751,0002,668
Extraordinary gains, net$052
Net income$1,751,0002,698
Minority interest net income$081
Net income of bank and minority interests.$1,751,0002,669
Net charge-offs$-75,0004,303
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$297,000286
Net operating income$1,751,0002,691
2023-06-30 (YTD Data)Rank
Total interest income$32,301,000718
Total interest expense$11,973,000599
Net interest income$20,328,000809
Provision for loan and lease losses$2,350,000325
Total noninterest income$1,507,0001,542
Gross Fiduciary activities income$0931
Service charges on deposit accounts$536,000928
Trading account gains and fees$0112
Additional Noninterest Income$971,0001,571
Total noninterest expense$18,101,000742
Salaries and employee benefits$11,344,000661
Premises and equipment expense$2,314,000581
Additional noninterest expense$971,0001,569
Pre-tax net operating income$1,384,0002,680
Securities gains (losses)$0938
Applicable income taxes$271,0001,925
Income before extraordinary items$1,113,0002,741
Extraordinary gains, net$051
Net income$1,113,0002,772
Minority interest net income$081
Net income of bank and minority interests.$1,113,0002,741
Net charge-offs$-44,0004,295
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$297,000223
Net operating income$1,113,0002,761
2023-03-31 (YTD Data)Rank
Total interest income$15,398,000740
Total interest expense$5,140,000595
Net interest income$10,258,000806
Provision for loan and lease losses$1,750,000254
Total noninterest income$678,0001,650
Gross Fiduciary activities income$0913
Service charges on deposit accounts$275,000933
Trading account gains and fees$097
Additional Noninterest Income$403,0001,721
Total noninterest expense$8,807,000773
Salaries and employee benefits$5,693,000679
Premises and equipment expense$1,135,000620
Additional noninterest expense$403,0001,721
Pre-tax net operating income$379,0003,403
Securities gains (losses)$0950
Applicable income taxes$65,0002,428
Income before extraordinary items$314,0003,443
Extraordinary gains, net$04
Net income$314,0003,441
Minority interest net income$048
Net income of bank and minority interests.$314,0003,443
Net charge-offs$-9,0004,009
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$288,000147
Net operating income$314,0003,469
2022-12-31 (YTD Data)Rank
Total interest income$53,701,000691
Total interest expense$6,742,000617
Net interest income$46,959,000708
Provision for loan and lease losses$3,000,000387
Total noninterest income$2,451,0001,828
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$843,0001,154
Trading account gains and fees$0116
Additional Noninterest Income$1,608,0001,837
Total noninterest expense$35,352,000739
Salaries and employee benefits$21,601,000691
Premises and equipment expense$4,960,000549
Additional noninterest expense$1,608,0001,837
Pre-tax net operating income$11,058,0001,195
Securities gains (losses)$0691
Applicable income taxes$2,655,000897
Income before extraordinary items$8,403,0001,254
Extraordinary gains, net$05
Net income$8,403,0001,252
Minority interest net income$063
Net income of bank and minority interests.$8,403,0001,254
Net charge-offs$1,140,000387
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$22,000531
Net operating income$8,403,0001,273
2022-09-30 (YTD Data)Rank
Total interest income$38,836,000693
Total interest expense$3,954,000576
Net interest income$34,882,000707
Provision for loan and lease losses$2,250,000368
Total noninterest income$1,505,0002,072
Gross Fiduciary activities income$0968
Service charges on deposit accounts$591,0001,232
Trading account gains and fees$0111
Additional Noninterest Income$914,0002,155
Total noninterest expense$26,099,000746
Salaries and employee benefits$15,804,000707
Premises and equipment expense$3,725,000547
Additional noninterest expense$914,0002,155
Pre-tax net operating income$8,038,0001,201
Securities gains (losses)$0740
Applicable income taxes$2,363,000808
Income before extraordinary items$5,675,0001,343
Extraordinary gains, net$04
Net income$5,675,0001,342
Minority interest net income$057
Net income of bank and minority interests.$5,675,0001,343
Net charge-offs$-343,0004,579
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,675,0001,373
2022-06-30 (YTD Data)Rank
Total interest income$25,136,000683
Total interest expense$2,302,000516
Net interest income$22,834,000699
Provision for loan and lease losses$1,500,000313
Total noninterest income$987,0002,079
Gross Fiduciary activities income$0925
Service charges on deposit accounts$377,0001,251
Trading account gains and fees$0108
Additional Noninterest Income$610,0002,180
Total noninterest expense$17,256,000744
Salaries and employee benefits$10,517,000704
Premises and equipment expense$2,493,000541
Additional noninterest expense$4,246,000884
Pre-tax net operating income$5,065,0001,201
Securities gains (losses)$0687
Applicable income taxes$1,504,000790
Income before extraordinary items$3,561,0001,343
Extraordinary gains, net$04
Net income$3,561,0001,343
Minority interest net income$060
Net income of bank and minority interests.$3,561,0001,343
Net charge-offs$-147,0004,479
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,561,0001,375
2022-03-31 (YTD Data)Rank
Total interest income$12,366,000670
Total interest expense$1,106,000503
Net interest income$11,260,000689
Provision for loan and lease losses$750,000243
Total noninterest income$482,0002,101
Gross Fiduciary activities income$0892
Service charges on deposit accounts$180,0001,281
Trading account gains and fees$0103
Additional Noninterest Income$302,0002,176
Total noninterest expense$8,615,000749
Salaries and employee benefits$5,303,000703
Premises and equipment expense$1,221,000565
Additional noninterest expense$2,091,000887
Pre-tax net operating income$2,377,0001,197
Securities gains (losses)$0623
Applicable income taxes$689,000811
Income before extraordinary items$1,688,0001,342
Extraordinary gains, net$04
Net income$1,688,0001,342
Minority interest net income$050
Net income of bank and minority interests.$1,688,0001,342
Net charge-offs$-93,0004,540
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,688,0001,358
2021-12-31 (YTD Data)Rank
Total interest income$47,454,000714
Total interest expense$6,311,000432
Net interest income$41,143,000745
Provision for loan and lease losses$4,100,000137
Total noninterest income$1,782,0002,362
Gross Fiduciary activities income$0994
Service charges on deposit accounts$614,0001,390
Trading account gains and fees$0132
Additional Noninterest Income$1,168,0002,475
Total noninterest expense$31,734,000805
Salaries and employee benefits$19,570,000747
Premises and equipment expense$4,757,000556
Additional noninterest expense$7,407,000992
Pre-tax net operating income$7,091,0001,619
Securities gains (losses)$264,000513
Applicable income taxes$1,678,0001,227
Income before extraordinary items$5,677,0001,724
Extraordinary gains, net$010
Net income$5,677,0001,724
Minority interest net income$074
Net income of bank and minority interests.$5,677,0001,725
Net charge-offs$786,000491
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$339,000354
Net operating income$5,468,4401,740
2021-09-30 (YTD Data)Rank
Total interest income$35,276,000730
Total interest expense$5,012,000434
Net interest income$30,264,000767
Provision for loan and lease losses$3,025,000127
Total noninterest income$1,319,0002,413
Gross Fiduciary activities income$0957
Service charges on deposit accounts$457,0001,386
Trading account gains and fees$0132
Additional Noninterest Income$862,0002,539
Total noninterest expense$23,233,000829
Salaries and employee benefits$14,372,000772
Premises and equipment expense$3,537,000569
Additional noninterest expense$5,324,0001,021
Pre-tax net operating income$5,325,0001,680
Securities gains (losses)$264,000484
Applicable income taxes$1,554,0001,123
Income before extraordinary items$4,035,0001,868
Extraordinary gains, net$08
Net income$4,035,0001,867
Minority interest net income$069
Net income of bank and minority interests.$4,035,0001,868
Net charge-offs$861,000364
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,826,4401,915
2021-06-30 (YTD Data)Rank
Total interest income$23,436,000729
Total interest expense$3,558,000431
Net interest income$19,878,000771
Provision for loan and lease losses$2,200,000131
Total noninterest income$893,0002,359
Gross Fiduciary activities income$0951
Service charges on deposit accounts$309,0001,328
Trading account gains and fees$0133
Additional Noninterest Income$584,0002,480
Total noninterest expense$15,448,000820
Salaries and employee benefits$9,751,000760
Premises and equipment expense$2,318,000575
Additional noninterest expense$3,379,0001,047
Pre-tax net operating income$3,123,0001,830
Securities gains (losses)$264,000410
Applicable income taxes$935,0001,195
Income before extraordinary items$2,452,0001,976
Extraordinary gains, net$06
Net income$2,452,0001,975
Minority interest net income$067
Net income of bank and minority interests.$2,452,0001,976
Net charge-offs$1,033,000264
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,243,4402,056
2021-03-31 (YTD Data)Rank
Total interest income$11,866,000715
Total interest expense$1,961,000410
Net interest income$9,905,000764
Provision for loan and lease losses$1,250,000142
Total noninterest income$454,0002,339
Gross Fiduciary activities income$0922
Service charges on deposit accounts$168,0001,245
Trading account gains and fees$0127
Additional Noninterest Income$286,0002,504
Total noninterest expense$7,891,000793
Salaries and employee benefits$5,013,000730
Premises and equipment expense$1,137,000598
Additional noninterest expense$1,741,0001,010
Pre-tax net operating income$1,218,0002,134
Securities gains (losses)$264,000286
Applicable income taxes$405,0001,296
Income before extraordinary items$1,077,0002,118
Extraordinary gains, net$03
Net income$1,077,0002,118
Minority interest net income$055
Net income of bank and minority interests.$1,077,0002,118
Net charge-offs$1,064,000177
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$868,4402,359
2020-12-31 (YTD Data)Rank
Total interest income$48,862,000699
Total interest expense$12,675,000404
Net interest income$36,187,000795
Provision for loan and lease losses$3,245,000757
Total noninterest income$1,847,0002,215
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$875,0001,066
Trading account gains and fees$0133
Additional Noninterest Income$972,0002,507
Total noninterest expense$30,710,000800
Salaries and employee benefits$19,123,000744
Premises and equipment expense$4,677,000561
Additional noninterest expense$6,910,000999
Pre-tax net operating income$4,079,0002,042
Securities gains (losses)$02,675
Applicable income taxes$860,0001,551
Income before extraordinary items$3,219,0002,207
Extraordinary gains, net$04
Net income$3,219,0002,206
Minority interest net income$072
Net income of bank and minority interests.$3,219,0002,207
Net charge-offs$2,059,000404
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,219,0002,151
2020-09-30 (YTD Data)Rank
Total interest income$36,862,000696
Total interest expense$10,331,000400
Net interest income$26,531,000803
Provision for loan and lease losses$2,185,000841
Total noninterest income$1,339,0002,207
Gross Fiduciary activities income$0981
Service charges on deposit accounts$664,0001,048
Trading account gains and fees$0125
Additional Noninterest Income$675,0002,543
Total noninterest expense$23,074,000789
Salaries and employee benefits$14,472,000731
Premises and equipment expense$3,490,000555
Additional noninterest expense$5,112,000997
Pre-tax net operating income$2,611,0002,231
Securities gains (losses)$02,494
Applicable income taxes$439,0001,819
Income before extraordinary items$2,172,0002,331
Extraordinary gains, net$04
Net income$2,172,0002,331
Minority interest net income$065
Net income of bank and minority interests.$2,172,0002,331
Net charge-offs$1,705,000358
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,172,0002,277
2020-06-30 (YTD Data)Rank
Total interest income$24,502,000702
Total interest expense$7,325,000422
Net interest income$17,177,000823
Provision for loan and lease losses$1,535,000845
Total noninterest income$1,041,0001,976
Gross Fiduciary activities income$0970
Service charges on deposit accounts$521,000917
Trading account gains and fees$0123
Additional Noninterest Income$520,0002,339
Total noninterest expense$15,302,000790
Salaries and employee benefits$9,759,000718
Premises and equipment expense$2,308,000559
Additional noninterest expense$3,235,0001,028
Pre-tax net operating income$1,381,0002,515
Securities gains (losses)$02,249
Applicable income taxes$68,0002,750
Income before extraordinary items$1,313,0002,431
Extraordinary gains, net$04
Net income$1,313,0002,430
Minority interest net income$065
Net income of bank and minority interests.$1,313,0002,431
Net charge-offs$1,103,000375
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,313,0002,394
2020-03-31 (YTD Data)Rank
Total interest income$12,417,000692
Total interest expense$3,832,000448
Net interest income$8,585,000806
Provision for loan and lease losses$860,000672
Total noninterest income$692,0001,620
Gross Fiduciary activities income$0941
Service charges on deposit accounts$399,000746
Trading account gains and fees$0106
Additional Noninterest Income$293,0002,028
Total noninterest expense$7,831,000772
Salaries and employee benefits$4,922,000713
Premises and equipment expense$1,173,000565
Additional noninterest expense$1,736,000991
Pre-tax net operating income$586,0002,580
Securities gains (losses)$01,705
Applicable income taxes$42,0002,516
Income before extraordinary items$544,0002,536
Extraordinary gains, net$04
Net income$544,0002,536
Minority interest net income$056
Net income of bank and minority interests.$544,0002,537
Net charge-offs$873,000262
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$544,0002,508
2019-12-31 (YTD Data)Rank
Total interest income$52,258,000656
Total interest expense$15,743,000463
Net interest income$36,515,000755
Provision for loan and lease losses$2,500,000441
Total noninterest income$5,207,0001,104
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,675,000746
Trading account gains and fees$0135
Additional Noninterest Income$3,532,0001,066
Total noninterest expense$32,696,000722
Salaries and employee benefits$18,950,000711
Premises and equipment expense$5,095,000517
Additional noninterest expense$8,651,000797
Pre-tax net operating income$6,526,0001,438
Securities gains (losses)$38,0001,350
Applicable income taxes$1,252,0001,245
Income before extraordinary items$5,312,0001,530
Extraordinary gains, net$011
Net income$5,312,0001,531
Minority interest net income$076
Net income of bank and minority interests.$5,312,0001,532
Net charge-offs$2,949,000322
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,281,2201,504
2019-09-30 (YTD Data)Rank
Total interest income$38,758,000667
Total interest expense$11,696,000474
Net interest income$27,062,000766
Provision for loan and lease losses$1,600,000477
Total noninterest income$4,481,000976
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,235,000748
Trading account gains and fees$0129
Additional Noninterest Income$3,246,000904
Total noninterest expense$24,721,000713
Salaries and employee benefits$14,402,000696
Premises and equipment expense$3,790,000525
Additional noninterest expense$6,529,000786
Pre-tax net operating income$5,222,0001,398
Securities gains (losses)$38,0001,173
Applicable income taxes$1,239,0001,066
Income before extraordinary items$4,021,0001,545
Extraordinary gains, net$011
Net income$4,021,0001,547
Minority interest net income$072
Net income of bank and minority interests.$4,021,0001,547
Net charge-offs$521,000745
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,990,9801,522
2019-06-30 (YTD Data)Rank
Total interest income$25,608,000671
Total interest expense$7,557,000477
Net interest income$18,051,000766
Provision for loan and lease losses$575,000774
Total noninterest income$1,389,0001,602
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$824,000746
Trading account gains and fees$0131
Additional Noninterest Income$565,0002,073
Total noninterest expense$16,093,000736
Salaries and employee benefits$9,637,000689
Premises and equipment expense$2,503,000533
Additional noninterest expense$3,953,000857
Pre-tax net operating income$2,772,0001,646
Securities gains (losses)$01,702
Applicable income taxes$636,0001,249
Income before extraordinary items$2,136,0001,817
Extraordinary gains, net$011
Net income$2,136,0001,816
Minority interest net income$069
Net income of bank and minority interests.$2,136,0001,817
Net charge-offs$138,0001,217
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,136,0001,789
2019-03-31 (YTD Data)Rank
Total interest income$12,748,000671
Total interest expense$3,667,000479
Net interest income$9,081,000760
Provision for loan and lease losses$225,000848
Total noninterest income$680,0001,599
Gross Fiduciary activities income$0972
Service charges on deposit accounts$405,000738
Trading account gains and fees$0126
Additional Noninterest Income$275,0002,050
Total noninterest expense$8,165,000714
Salaries and employee benefits$4,829,000684
Premises and equipment expense$1,297,000514
Additional noninterest expense$2,039,000825
Pre-tax net operating income$1,371,0001,634
Securities gains (losses)$01,087
Applicable income taxes$406,0001,035
Income before extraordinary items$965,0001,920
Extraordinary gains, net$05
Net income$965,0001,918
Minority interest net income$052
Net income of bank and minority interests.$965,0001,919
Net charge-offs$146,000744
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$965,0001,905
2018-12-31 (YTD Data)Rank
Total interest income$48,666,000661
Total interest expense$11,238,000473
Net interest income$37,428,000715
Provision for loan and lease losses$2,075,000493
Total noninterest income$2,530,0001,738
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,663,000753
Trading account gains and fees$0126
Additional Noninterest Income$867,0002,400
Total noninterest expense$32,901,000696
Salaries and employee benefits$18,487,000689
Premises and equipment expense$5,131,000506
Additional noninterest expense$9,283,000746
Pre-tax net operating income$4,982,0001,787
Securities gains (losses)$01,125
Applicable income taxes$849,0001,528
Income before extraordinary items$4,133,0001,860
Extraordinary gains, net$06
Net income$4,133,0001,859
Minority interest net income$072
Net income of bank and minority interests.$4,133,0001,859
Net charge-offs$2,791,000294
Cash dividends$128,0003,743
Sale, conversion, retirement of capital stock, net$5,127,000101
Net operating income$4,133,0001,849
2018-09-30 (YTD Data)Rank
Total interest income$35,957,000661
Total interest expense$7,846,000469
Net interest income$28,111,000709
Provision for loan and lease losses$1,475,000487
Total noninterest income$1,816,0001,793
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,217,000760
Trading account gains and fees$0138
Additional Noninterest Income$599,0002,527
Total noninterest expense$24,501,000692
Salaries and employee benefits$13,831,000693
Premises and equipment expense$3,766,000517
Additional noninterest expense$6,904,000739
Pre-tax net operating income$3,951,0001,720
Securities gains (losses)$01,118
Applicable income taxes$1,142,0001,069
Income before extraordinary items$2,809,0001,994
Extraordinary gains, net$05
Net income$2,809,0001,991
Minority interest net income$066
Net income of bank and minority interests.$2,809,0001,993
Net charge-offs$2,186,000262
Cash dividends$128,0003,282
Sale, conversion, retirement of capital stock, net$4,127,00090
Net operating income$2,809,0001,985
2018-06-30 (YTD Data)Rank
Total interest income$23,514,000664
Total interest expense$4,800,000473
Net interest income$18,714,000711
Provision for loan and lease losses$875,000527
Total noninterest income$1,141,0001,859
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$798,000769
Trading account gains and fees$0130
Additional Noninterest Income$343,0002,730
Total noninterest expense$16,237,000699
Salaries and employee benefits$9,259,000697
Premises and equipment expense$2,468,000526
Additional noninterest expense$4,510,000754
Pre-tax net operating income$2,743,0001,623
Securities gains (losses)$0961
Applicable income taxes$819,0001,004
Income before extraordinary items$1,924,0001,941
Extraordinary gains, net$06
Net income$1,924,0001,939
Minority interest net income$065
Net income of bank and minority interests.$1,924,0001,940
Net charge-offs$1,229,000292
Cash dividends$128,0003,057
Sale, conversion, retirement of capital stock, net$3,828,00054
Net operating income$1,924,0001,933
2018-03-31 (YTD Data)Rank
Total interest income$11,419,000669
Total interest expense$2,187,000484
Net interest income$9,232,000713
Provision for loan and lease losses$700,000358
Total noninterest income$582,0001,820
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$425,000730
Trading account gains and fees$0123
Additional Noninterest Income$157,0002,783
Total noninterest expense$7,807,000727
Salaries and employee benefits$4,632,000694
Premises and equipment expense$1,238,000525
Additional noninterest expense$1,937,000843
Pre-tax net operating income$1,307,0001,664
Securities gains (losses)$0735
Applicable income taxes$408,000993
Income before extraordinary items$899,0001,992
Extraordinary gains, net$07
Net income$899,0001,991
Minority interest net income$052
Net income of bank and minority interests.$899,0001,992
Net charge-offs$-45,0005,205
Cash dividends$68,0002,481
Sale, conversion, retirement of capital stock, net$0580
Net operating income$899,0001,980
2017-12-31 (YTD Data)Rank
Total interest income$45,519,000634
Total interest expense$8,089,000437
Net interest income$37,430,000680
Provision for loan and lease losses$2,888,000378
Total noninterest income$3,256,0001,494
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,539,000503
Trading account gains and fees$0151
Additional Noninterest Income$717,0002,691
Total noninterest expense$31,041,000706
Salaries and employee benefits$16,551,000743
Premises and equipment expense$5,056,000506
Additional noninterest expense$9,434,000712
Pre-tax net operating income$6,757,0001,346
Securities gains (losses)$5,0001,791
Applicable income taxes$4,696,000692
Income before extraordinary items$2,066,0002,639
Extraordinary gains, net$09
Net income$2,066,0002,638
Minority interest net income$076
Net income of bank and minority interests.$2,066,0002,639
Net charge-offs$3,656,000259
Cash dividends$286,0003,446
Sale, conversion, retirement of capital stock, net$-16,000,0005,668
Net operating income$2,062,8002,623
2017-09-30 (YTD Data)Rank
Total interest income$33,933,000634
Total interest expense$5,927,000439
Net interest income$28,006,000679
Provision for loan and lease losses$2,208,000363
Total noninterest income$2,485,0001,483
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,955,000498
Trading account gains and fees$0145
Additional Noninterest Income$530,0002,739
Total noninterest expense$23,143,000710
Salaries and employee benefits$12,073,000764
Premises and equipment expense$3,807,000503
Additional noninterest expense$7,263,000700
Pre-tax net operating income$5,140,0001,345
Securities gains (losses)$5,0001,816
Applicable income taxes$2,000,000910
Income before extraordinary items$3,145,0001,670
Extraordinary gains, net$09
Net income$3,145,0001,671
Minority interest net income$071
Net income of bank and minority interests.$3,145,0001,671
Net charge-offs$3,462,000208
Cash dividends$219,0003,083
Sale, conversion, retirement of capital stock, net$-16,000,0005,734
Net operating income$3,141,8001,650
2017-06-30 (YTD Data)Rank
Total interest income$22,445,000625
Total interest expense$3,837,000440
Net interest income$18,608,000679
Provision for loan and lease losses$900,000532
Total noninterest income$1,695,0001,465
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,342,000482
Trading account gains and fees$0139
Additional Noninterest Income$353,0002,745
Total noninterest expense$15,702,000703
Salaries and employee benefits$7,804,000788
Premises and equipment expense$2,543,000498
Additional noninterest expense$5,355,000639
Pre-tax net operating income$3,701,0001,264
Securities gains (losses)$5,0001,441
Applicable income taxes$1,456,000845
Income before extraordinary items$2,250,0001,550
Extraordinary gains, net$011
Net income$2,250,0001,549
Minority interest net income$071
Net income of bank and minority interests.$2,250,0001,550
Net charge-offs$348,000748
Cash dividends$151,0002,977
Sale, conversion, retirement of capital stock, net$-16,000,0005,784
Net operating income$2,246,8001,534
2017-03-31 (YTD Data)Rank
Total interest income$11,287,000616
Total interest expense$1,823,000451
Net interest income$9,464,000659
Provision for loan and lease losses$300,000670
Total noninterest income$893,0001,400
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$717,000460
Trading account gains and fees$0142
Additional Noninterest Income$176,0002,731
Total noninterest expense$7,758,000711
Salaries and employee benefits$3,957,000787
Premises and equipment expense$1,249,000519
Additional noninterest expense$2,552,000664
Pre-tax net operating income$2,299,0001,038
Securities gains (losses)$01,153
Applicable income taxes$920,000698
Income before extraordinary items$1,379,0001,312
Extraordinary gains, net$08
Net income$1,379,0001,311
Minority interest net income$055
Net income of bank and minority interests.$1,379,0001,312
Net charge-offs$-28,0005,364
Cash dividends$83,0002,470
Sale, conversion, retirement of capital stock, net$-16,000,0005,854
Net operating income$1,379,0001,295
2016-12-31 (YTD Data)Rank
Total interest income$44,280,000612
Total interest expense$6,460,000462
Net interest income$37,820,000639
Provision for loan and lease losses$3,975,000312
Total noninterest income$6,726,000939
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,002,000445
Trading account gains and fees$0170
Additional Noninterest Income$3,724,0001,036
Total noninterest expense$32,119,000673
Salaries and employee benefits$15,548,000757
Premises and equipment expense$5,310,000478
Additional noninterest expense$11,261,000612
Pre-tax net operating income$8,452,0001,056
Securities gains (losses)$230,000797
Applicable income taxes$3,084,000763
Income before extraordinary items$5,598,0001,261
Extraordinary gains, net$05
Net income$5,598,0001,260
Minority interest net income$082
Net income of bank and minority interests.$5,598,0001,260
Net charge-offs$1,791,000419
Cash dividends$1,457,0001,737
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,450,8001,263
2016-09-30 (YTD Data)Rank
Total interest income$33,510,000600
Total interest expense$4,782,000464
Net interest income$28,728,000623
Provision for loan and lease losses$3,195,000278
Total noninterest income$5,781,000836
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,233,000447
Trading account gains and fees$0169
Additional Noninterest Income$3,548,000865
Total noninterest expense$24,606,000658
Salaries and employee benefits$11,884,000742
Premises and equipment expense$3,974,000477
Additional noninterest expense$8,748,000589
Pre-tax net operating income$6,708,0001,018
Securities gains (losses)$230,000730
Applicable income taxes$2,809,000686
Income before extraordinary items$4,129,0001,302
Extraordinary gains, net$05
Net income$4,129,0001,302
Minority interest net income$071
Net income of bank and minority interests.$4,129,0001,302
Net charge-offs$1,390,000374
Cash dividends$1,030,0001,629
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,981,8001,299
2016-06-30 (YTD Data)Rank
Total interest income$22,451,000597
Total interest expense$3,175,000464
Net interest income$19,276,000621
Provision for loan and lease losses$2,895,000219
Total noninterest income$4,902,000693
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,564,000425
Trading account gains and fees$0157
Additional Noninterest Income$3,338,000676
Total noninterest expense$16,970,000637
Salaries and employee benefits$8,036,000732
Premises and equipment expense$2,664,000481
Additional noninterest expense$6,270,000556
Pre-tax net operating income$4,313,0001,042
Securities gains (losses)$230,000535
Applicable income taxes$1,880,000678
Income before extraordinary items$2,663,0001,336
Extraordinary gains, net$016
Net income$2,663,0001,336
Minority interest net income$071
Net income of bank and minority interests.$2,663,0001,336
Net charge-offs$214,0001,079
Cash dividends$602,0001,758
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,515,8001,350
2016-03-31 (YTD Data)Rank
Total interest income$11,127,000601
Total interest expense$1,583,000459
Net interest income$9,544,000625
Provision for loan and lease losses$2,595,000156
Total noninterest income$1,070,0001,236
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$854,000398
Trading account gains and fees$0142
Additional Noninterest Income$216,0002,528
Total noninterest expense$8,121,000668
Salaries and employee benefits$4,057,000733
Premises and equipment expense$1,418,000465
Additional noninterest expense$2,646,000648
Pre-tax net operating income$-102,0005,963
Securities gains (losses)$02,077
Applicable income taxes$-106,0006,063
Income before extraordinary items$4,0005,790
Extraordinary gains, net$012
Net income$4,0005,789
Minority interest net income$062
Net income of bank and minority interests.$4,0005,789
Net charge-offs$123,000898
Cash dividends$175,0002,038
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,0005,760
2015-12-31 (YTD Data)Rank
Total interest income$42,686,000599
Total interest expense$6,182,000441
Net interest income$36,504,000628
Provision for loan and lease losses$1,460,000586
Total noninterest income$3,914,0001,316
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,175,000430
Trading account gains and fees$0159
Additional Noninterest Income$739,0002,757
Total noninterest expense$30,059,000684
Salaries and employee benefits$15,250,000748
Premises and equipment expense$5,796,000450
Additional noninterest expense$9,013,000735
Pre-tax net operating income$8,899,000989
Securities gains (losses)$176,000812
Applicable income taxes$3,597,000667
Income before extraordinary items$5,478,0001,270
Extraordinary gains, net$023
Net income$5,478,0001,270
Minority interest net income$081
Net income of bank and minority interests.$5,478,0001,270
Net charge-offs$197,0002,001
Cash dividends$9,0004,276
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,365,3601,258
2015-09-30 (YTD Data)Rank
Total interest income$32,103,000600
Total interest expense$4,528,000455
Net interest income$27,575,000625
Provision for loan and lease losses$1,160,000523
Total noninterest income$2,823,0001,375
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,283,000447
Trading account gains and fees$0153
Additional Noninterest Income$540,0002,810
Total noninterest expense$22,466,000703
Salaries and employee benefits$11,440,000763
Premises and equipment expense$4,388,000454
Additional noninterest expense$6,638,000746
Pre-tax net operating income$6,772,000991
Securities gains (losses)$176,000710
Applicable income taxes$2,834,000659
Income before extraordinary items$4,114,0001,267
Extraordinary gains, net$021
Net income$4,114,0001,267
Minority interest net income$078
Net income of bank and minority interests.$4,114,0001,267
Net charge-offs$-109,0005,825
Cash dividends$9,0003,809
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,001,3601,263
2015-06-30 (YTD Data)Rank
Total interest income$20,956,000606
Total interest expense$2,906,000463
Net interest income$18,050,000634
Provision for loan and lease losses$600,000646
Total noninterest income$1,800,0001,426
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,450,000459
Trading account gains and fees$0157
Additional Noninterest Income$350,0002,841
Total noninterest expense$14,898,000708
Salaries and employee benefits$7,722,000758
Premises and equipment expense$2,952,000449
Additional noninterest expense$4,224,000782
Pre-tax net operating income$4,352,0001,015
Securities gains (losses)$02,636
Applicable income taxes$1,759,000702
Income before extraordinary items$2,593,0001,308
Extraordinary gains, net$022
Net income$2,593,0001,310
Minority interest net income$075
Net income of bank and minority interests.$2,593,0001,309
Net charge-offs$-112,0005,944
Cash dividends$9,0003,645
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,593,0001,281
2015-03-31 (YTD Data)Rank
Total interest income$10,521,000601
Total interest expense$1,357,000513
Net interest income$9,164,000618
Provision for loan and lease losses$300,000621
Total noninterest income$827,0001,471
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$678,000473
Trading account gains and fees$0152
Additional Noninterest Income$149,0003,024
Total noninterest expense$7,407,000704
Salaries and employee benefits$3,877,000765
Premises and equipment expense$1,408,000480
Additional noninterest expense$2,122,000776
Pre-tax net operating income$2,284,000942
Securities gains (losses)$02,027
Applicable income taxes$970,000641
Income before extraordinary items$1,314,0001,271
Extraordinary gains, net$013
Net income$1,314,0001,272
Minority interest net income$064
Net income of bank and minority interests.$1,314,0001,273
Net charge-offs$-113,0006,144
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,314,0001,230
2014-12-31 (YTD Data)Rank
Total interest income$42,177,000586
Total interest expense$5,941,000464
Net interest income$36,236,000609
Provision for loan and lease losses$-600,0006,280
Total noninterest income$4,259,0001,230
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,546,000403
Trading account gains and fees$0180
Additional Noninterest Income$713,0002,786
Total noninterest expense$29,853,000685
Salaries and employee benefits$14,391,000767
Premises and equipment expense$5,746,000452
Additional noninterest expense$9,716,000685
Pre-tax net operating income$11,242,000743
Securities gains (losses)$166,000905
Applicable income taxes$4,878,000508
Income before extraordinary items$6,530,0001,018
Extraordinary gains, net$017
Net income$6,530,0001,017
Minority interest net income$084
Net income of bank and minority interests.$6,530,0001,017
Net charge-offs$267,0002,142
Cash dividends$7,0004,338
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,423,7601,009
2014-09-30 (YTD Data)Rank
Total interest income$31,738,000582
Total interest expense$4,570,000461
Net interest income$27,168,000607
Provision for loan and lease losses$-400,0006,356
Total noninterest income$3,437,0001,163
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,895,000381
Trading account gains and fees$0174
Additional Noninterest Income$542,0002,799
Total noninterest expense$22,121,000689
Salaries and employee benefits$10,526,000787
Premises and equipment expense$4,412,000443
Additional noninterest expense$7,183,000691
Pre-tax net operating income$8,884,000713
Securities gains (losses)$02,980
Applicable income taxes$3,834,000491
Income before extraordinary items$5,050,000987
Extraordinary gains, net$015
Net income$5,050,000986
Minority interest net income$081
Net income of bank and minority interests.$5,050,000986
Net charge-offs$-31,0005,903
Cash dividends$7,0003,828
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,050,000962
2014-06-30 (YTD Data)Rank
Total interest income$21,348,000577
Total interest expense$3,175,000447
Net interest income$18,173,000604
Provision for loan and lease losses$-400,0006,475
Total noninterest income$1,924,0001,319
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,548,000446
Trading account gains and fees$0172
Additional Noninterest Income$376,0002,731
Total noninterest expense$14,424,000699
Salaries and employee benefits$6,899,000793
Premises and equipment expense$3,002,000433
Additional noninterest expense$4,523,000723
Pre-tax net operating income$6,073,000681
Securities gains (losses)$02,580
Applicable income taxes$2,695,000463
Income before extraordinary items$3,378,000963
Extraordinary gains, net$020
Net income$3,378,000964
Minority interest net income$080
Net income of bank and minority interests.$3,378,000964
Net charge-offs$-30,0006,017
Cash dividends$7,0003,647
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,378,000947
2014-03-31 (YTD Data)Rank
Total interest income$11,113,000556
Total interest expense$1,591,000446
Net interest income$9,522,000577
Provision for loan and lease losses$03,817
Total noninterest income$801,0001,453
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$668,000498
Trading account gains and fees$0147
Additional Noninterest Income$133,0003,145
Total noninterest expense$7,079,000723
Salaries and employee benefits$3,432,000810
Premises and equipment expense$1,643,000414
Additional noninterest expense$2,004,000803
Pre-tax net operating income$3,244,000620
Securities gains (losses)$01,715
Applicable income taxes$1,454,000435
Income before extraordinary items$1,790,000882
Extraordinary gains, net$016
Net income$1,790,000883
Minority interest net income$066
Net income of bank and minority interests.$1,790,000883
Net charge-offs$-10,0005,749
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,790,000850
2013-12-31 (YTD Data)Rank
Total interest income$43,856,000564
Total interest expense$6,617,000472
Net interest income$37,239,000578
Provision for loan and lease losses$3,450,000386
Total noninterest income$3,372,0001,487
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,614,000529
Trading account gains and fees$0184
Additional Noninterest Income$758,0002,745
Total noninterest expense$24,262,000844
Salaries and employee benefits$11,614,000926
Premises and equipment expense$5,128,000481
Additional noninterest expense$7,520,000903
Pre-tax net operating income$12,899,000613
Securities gains (losses)$-51,0006,452
Applicable income taxes$5,790,000420
Income before extraordinary items$7,058,000890
Extraordinary gains, net$029
Net income$7,058,000892
Minority interest net income$090
Net income of bank and minority interests.$7,058,000892
Net charge-offs$-75,0006,481
Cash dividends$4,0004,338
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,090,640863
2013-09-30 (YTD Data)Rank
Total interest income$32,532,000575
Total interest expense$4,990,000484
Net interest income$27,542,000583
Provision for loan and lease losses$2,850,000349
Total noninterest income$2,250,0001,649
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,850,000555
Trading account gains and fees$0180
Additional Noninterest Income$400,0003,339
Total noninterest expense$17,051,000901
Salaries and employee benefits$8,441,000952
Premises and equipment expense$3,594,000517
Additional noninterest expense$5,016,0001,016
Pre-tax net operating income$9,891,000615
Securities gains (losses)$6,0002,632
Applicable income taxes$4,394,000423
Income before extraordinary items$5,503,000867
Extraordinary gains, net$025
Net income$5,503,000868
Minority interest net income$084
Net income of bank and minority interests.$5,503,000869
Net charge-offs$351,0001,960
Cash dividends$4,0003,770
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,499,160847
2013-06-30 (YTD Data)Rank
Total interest income$21,039,000582
Total interest expense$3,300,000502
Net interest income$17,739,000593
Provision for loan and lease losses$1,950,000375
Total noninterest income$1,370,0001,769
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,137,000588
Trading account gains and fees$0157
Additional Noninterest Income$233,0003,556
Total noninterest expense$11,102,000917
Salaries and employee benefits$5,409,0001,000
Premises and equipment expense$2,366,000525
Additional noninterest expense$3,327,0001,003
Pre-tax net operating income$6,057,000642
Securities gains (losses)$6,0002,420
Applicable income taxes$2,690,000443
Income before extraordinary items$3,373,000916
Extraordinary gains, net$022
Net income$3,373,000917
Minority interest net income$082
Net income of bank and minority interests.$3,373,000918
Net charge-offs$-59,0006,576
Cash dividends$4,0003,548
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,369,160878
2013-03-31 (YTD Data)Rank
Total interest income$10,226,000606
Total interest expense$1,641,000532
Net interest income$8,585,000616
Provision for loan and lease losses$1,050,000368
Total noninterest income$638,0001,874
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$530,000629
Trading account gains and fees$0148
Additional Noninterest Income$108,0003,643
Total noninterest expense$5,634,000914
Salaries and employee benefits$2,763,000991
Premises and equipment expense$1,209,000512
Additional noninterest expense$1,662,0001,014
Pre-tax net operating income$2,539,000752
Securities gains (losses)$-7,0006,776
Applicable income taxes$1,119,000504
Income before extraordinary items$1,413,0001,081
Extraordinary gains, net$010
Net income$1,413,0001,083
Minority interest net income$076
Net income of bank and minority interests.$1,413,0001,083
Net charge-offs$-8,0006,115
Cash dividends$4,0002,710
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,417,4801,024
2012-12-31 (YTD Data)Rank
Total interest income$39,854,000656
Total interest expense$7,299,000577
Net interest income$32,555,000661
Provision for loan and lease losses$3,417,000692
Total noninterest income$2,541,0001,850
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,094,000678
Trading account gains and fees$0166
Additional Noninterest Income$447,0003,493
Total noninterest expense$21,649,000929
Salaries and employee benefits$11,176,000930
Premises and equipment expense$4,646,000519
Additional noninterest expense$5,827,0001,182
Pre-tax net operating income$10,030,000713
Securities gains (losses)$1,867,000289
Applicable income taxes$5,225,000423
Income before extraordinary items$6,672,000904
Extraordinary gains, net$029
Net income$6,672,000904
Minority interest net income$093
Net income of bank and minority interests.$6,672,000904
Net charge-offs$750,0002,141
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,477,1201,027
2012-09-30 (YTD Data)Rank
Total interest income$29,850,000664
Total interest expense$5,553,000601
Net interest income$24,297,000668
Provision for loan and lease losses$2,517,000707
Total noninterest income$1,786,0001,932
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,545,000694
Trading account gains and fees$0157
Additional Noninterest Income$241,0003,996
Total noninterest expense$15,432,000974
Salaries and employee benefits$7,807,000997
Premises and equipment expense$3,327,000545
Additional noninterest expense$4,298,0001,194
Pre-tax net operating income$8,134,000687
Securities gains (losses)$640,000622
Applicable income taxes$3,830,000444
Income before extraordinary items$4,944,000929
Extraordinary gains, net$020
Net income$4,944,000929
Minority interest net income$086
Net income of bank and minority interests.$4,944,000929
Net charge-offs$62,0004,373
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,534,400964
2012-06-30 (YTD Data)Rank
Total interest income$19,904,000671
Total interest expense$3,745,000620
Net interest income$16,159,000670
Provision for loan and lease losses$1,847,000679
Total noninterest income$1,156,0001,949
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,004,000706
Trading account gains and fees$0153
Additional Noninterest Income$152,0004,059
Total noninterest expense$9,911,0001,006
Salaries and employee benefits$5,222,000998
Premises and equipment expense$2,169,000554
Additional noninterest expense$2,520,0001,350
Pre-tax net operating income$5,557,000664
Securities gains (losses)$576,000471
Applicable income taxes$2,719,000421
Income before extraordinary items$3,414,000889
Extraordinary gains, net$019
Net income$3,414,000888
Minority interest net income$084
Net income of bank and minority interests.$3,414,000889
Net charge-offs$29,0004,426
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,045,360944
2012-03-31 (YTD Data)Rank
Total interest income$9,477,000714
Total interest expense$1,813,000660
Net interest income$7,664,000718
Provision for loan and lease losses$900,000668
Total noninterest income$528,0002,073
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$454,000772
Trading account gains and fees$0148
Additional Noninterest Income$74,0004,137
Total noninterest expense$4,980,0001,001
Salaries and employee benefits$2,515,0001,031
Premises and equipment expense$1,075,000563
Additional noninterest expense$1,390,0001,211
Pre-tax net operating income$2,312,000792
Securities gains (losses)$590,000236
Applicable income taxes$1,357,000416
Income before extraordinary items$1,545,000964
Extraordinary gains, net$019
Net income$1,545,000966
Minority interest net income$078
Net income of bank and minority interests.$1,545,000965
Net charge-offs$31,0003,398
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,167,4001,175
2011-12-31 (YTD Data)Rank
Total interest income$32,309,000863
Total interest expense$7,333,000807
Net interest income$24,976,000874
Provision for loan and lease losses$2,800,0001,260
Total noninterest income$1,340,0002,614
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,093,0001,360
Trading account gains and fees$0146
Additional Noninterest Income$247,0004,152
Total noninterest expense$17,162,0001,149
Salaries and employee benefits$8,779,0001,126
Premises and equipment expense$4,112,000610
Additional noninterest expense$4,271,0001,602
Pre-tax net operating income$6,354,000939
Securities gains (losses)$1,511,000300
Applicable income taxes$3,464,000526
Income before extraordinary items$4,401,0001,138
Extraordinary gains, net$029
Net income$4,401,0001,137
Minority interest net income$096
Net income of bank and minority interests.$4,401,0001,138
Net charge-offs$767,0002,690
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$19,000,00041
Net operating income$3,433,9601,363
2011-09-30 (YTD Data)Rank
Total interest income$23,744,000895
Total interest expense$5,312,000886
Net interest income$18,432,000898
Provision for loan and lease losses$2,125,0001,187
Total noninterest income$900,0002,791
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$727,0001,524
Trading account gains and fees$0145
Additional Noninterest Income$173,0004,307
Total noninterest expense$12,522,0001,177
Salaries and employee benefits$6,436,0001,156
Premises and equipment expense$3,072,000622
Additional noninterest expense$3,014,0001,686
Pre-tax net operating income$4,685,000991
Securities gains (losses)$1,142,000307
Applicable income taxes$2,342,000558
Income before extraordinary items$3,485,0001,098
Extraordinary gains, net$021
Net income$3,485,0001,098
Minority interest net income$087
Net income of bank and minority interests.$3,485,0001,098
Net charge-offs$488,0002,688
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$19,000,00034
Net operating income$2,754,1201,319
2011-06-30 (YTD Data)Rank
Total interest income$15,576,000927
Total interest expense$3,462,000946
Net interest income$12,114,000918
Provision for loan and lease losses$1,450,0001,165
Total noninterest income$570,0002,884
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$457,0001,576
Trading account gains and fees$0153
Additional Noninterest Income$113,0004,372
Total noninterest expense$8,187,0001,216
Salaries and employee benefits$4,161,0001,203
Premises and equipment expense$2,015,000629
Additional noninterest expense$2,011,0001,707
Pre-tax net operating income$3,047,000993
Securities gains (losses)$650,000288
Applicable income taxes$1,497,000555
Income before extraordinary items$2,200,0001,124
Extraordinary gains, net$015
Net income$2,200,0001,124
Minority interest net income$089
Net income of bank and minority interests.$2,200,0001,124
Net charge-offs$464,0002,224
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,784,0001,332
2011-03-31 (YTD Data)Rank
Total interest income$7,525,000965
Total interest expense$1,625,0001,053
Net interest income$5,900,000938
Provision for loan and lease losses$775,0001,041
Total noninterest income$305,0002,796
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$246,0001,454
Trading account gains and fees$0158
Additional Noninterest Income$59,0004,407
Total noninterest expense$3,858,0001,296
Salaries and employee benefits$2,002,0001,254
Premises and equipment expense$1,016,000649
Additional noninterest expense$840,0002,014
Pre-tax net operating income$1,572,000970
Securities gains (losses)$223,000315
Applicable income taxes$736,000556
Income before extraordinary items$1,059,0001,162
Extraordinary gains, net$09
Net income$1,059,0001,162
Minority interest net income$086
Net income of bank and minority interests.$1,059,0001,162
Net charge-offs$289,0001,792
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$916,2801,295
2010-12-31 (YTD Data)Rank
Total interest income$24,312,0001,268
Total interest expense$6,152,0001,347
Net interest income$18,160,0001,242
Provision for loan and lease losses$2,850,0001,668
Total noninterest income$952,0003,310
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$786,0001,869
Trading account gains and fees$0175
Additional Noninterest Income$166,0004,845
Total noninterest expense$12,373,0001,609
Salaries and employee benefits$6,371,0001,546
Premises and equipment expense$2,877,000896
Additional noninterest expense$3,125,0002,213
Pre-tax net operating income$3,889,0001,291
Securities gains (losses)$827,000583
Applicable income taxes$2,166,000692
Income before extraordinary items$2,550,0001,614
Extraordinary gains, net$029
Net income$2,550,0001,615
Minority interest net income$0111
Net income of bank and minority interests.$2,550,0001,617
Net charge-offs$347,0004,126
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$20,602,00043
Net operating income$2,020,7201,930
2010-09-30 (YTD Data)Rank
Total interest income$17,401,0001,342
Total interest expense$4,592,0001,413
Net interest income$12,809,0001,327
Provision for loan and lease losses$2,000,0001,654
Total noninterest income$639,0003,563
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$533,0002,081
Trading account gains and fees$0165
Additional Noninterest Income$106,0005,136
Total noninterest expense$8,929,0001,649
Salaries and employee benefits$4,627,0001,588
Premises and equipment expense$1,992,000970
Additional noninterest expense$2,310,0002,217
Pre-tax net operating income$2,519,0001,564
Securities gains (losses)$526,000705
Applicable income taxes$1,388,000790
Income before extraordinary items$1,657,0001,977
Extraordinary gains, net$023
Net income$1,657,0001,978
Minority interest net income$0110
Net income of bank and minority interests.$1,657,0001,979
Net charge-offs$348,0003,534
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,320,3602,262
2010-06-30 (YTD Data)Rank
Total interest income$10,978,0001,441
Total interest expense$2,923,0001,542
Net interest income$8,055,0001,406
Provision for loan and lease losses$1,250,0001,695
Total noninterest income$397,0003,653
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$333,0002,172
Trading account gains and fees$0152
Additional Noninterest Income$64,0005,284
Total noninterest expense$5,733,0001,726
Salaries and employee benefits$2,984,0001,654
Premises and equipment expense$1,219,0001,094
Additional noninterest expense$1,530,0002,220
Pre-tax net operating income$1,469,0001,746
Securities gains (losses)$242,000818
Applicable income taxes$755,000877
Income before extraordinary items$956,0002,195
Extraordinary gains, net$019
Net income$956,0002,194
Minority interest net income$0105
Net income of bank and minority interests.$956,0002,197
Net charge-offs$-4,0007,338
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$801,1202,405
2010-03-31 (YTD Data)Rank
Total interest income$4,969,0001,625
Total interest expense$1,334,0001,765
Net interest income$3,635,0001,582
Provision for loan and lease losses$550,0001,725
Total noninterest income$167,0004,032
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$141,0002,456
Trading account gains and fees$0175
Additional Noninterest Income$26,0005,620
Total noninterest expense$2,675,0001,857
Salaries and employee benefits$1,382,0001,810
Premises and equipment expense$585,0001,166
Additional noninterest expense$708,0002,361
Pre-tax net operating income$577,0002,154
Securities gains (losses)$122,000711
Applicable income taxes$326,000980
Income before extraordinary items$373,0002,681
Extraordinary gains, net$016
Net income$373,0002,679
Minority interest net income$091
Net income of bank and minority interests.$373,0002,682
Net charge-offs$21,0004,393
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$294,9203,055
2009-12-31 (YTD Data)Rank
Total interest income$14,595,0002,285
Total interest expense$5,210,0002,181
Net interest income$9,385,0002,325
Provision for loan and lease losses$1,735,0002,676
Total noninterest income$525,0004,645
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$425,0003,213
Trading account gains and fees$0211
Additional Noninterest Income$100,0005,643
Total noninterest expense$8,022,0002,458
Salaries and employee benefits$4,339,0002,267
Premises and equipment expense$1,544,0001,751
Additional noninterest expense$2,139,0003,147
Pre-tax net operating income$153,0004,931
Securities gains (losses)$519,000860
Applicable income taxes$-1,501,0007,425
Income before extraordinary items$2,173,0001,538
Extraordinary gains, net$034
Net income$2,173,0001,535
Minority interest net income$0115
Net income of bank and minority interests.$2,173,0001,537
Net charge-offs$23,0006,600
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,654,0001,909
2009-09-30 (YTD Data)Rank
Total interest income$10,620,0002,400
Total interest expense$3,864,0002,288
Net interest income$6,756,0002,414
Provision for loan and lease losses$1,210,0002,506
Total noninterest income$407,0004,634
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$323,0003,201
Trading account gains and fees$0212
Additional Noninterest Income$84,0005,611
Total noninterest expense$5,554,0002,665
Salaries and employee benefits$3,133,0002,376
Premises and equipment expense$1,049,0001,943
Additional noninterest expense$1,372,0003,508
Pre-tax net operating income$399,0004,192
Securities gains (losses)$311,000972
Applicable income taxes$70,0003,121
Income before extraordinary items$640,0003,273
Extraordinary gains, net$027
Net income$640,0003,271
Minority interest net income$0118
Net income of bank and minority interests.$640,0003,273
Net charge-offs$10,0006,519
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$360,1004,116
2009-06-30 (YTD Data)Rank
Total interest income$6,517,0002,618
Total interest expense$2,508,0002,447
Net interest income$4,009,0002,712
Provision for loan and lease losses$735,0002,435
Total noninterest income$235,0004,927
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$191,0003,397
Trading account gains and fees$0193
Additional Noninterest Income$44,0005,993
Total noninterest expense$3,407,0002,880
Salaries and employee benefits$2,005,0002,502
Premises and equipment expense$641,0002,129
Additional noninterest expense$761,0004,021
Pre-tax net operating income$102,0005,200
Securities gains (losses)$226,000942
Applicable income taxes$30,0003,478
Income before extraordinary items$298,0003,974
Extraordinary gains, net$021
Net income$298,0003,973
Minority interest net income$0112
Net income of bank and minority interests.$298,0003,973
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$92,3405,184
2009-03-31 (YTD Data)Rank
Total interest income$3,017,0002,851
Total interest expense$1,198,0002,639
Net interest income$1,819,0002,951
Provision for loan and lease losses$310,0002,252
Total noninterest income$111,0005,018
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$91,0003,436
Trading account gains and fees$0171
Additional Noninterest Income$20,0006,167
Total noninterest expense$1,595,0002,974
Salaries and employee benefits$969,0002,613
Premises and equipment expense$296,0002,325
Additional noninterest expense$330,0004,114
Pre-tax net operating income$25,0005,948
Securities gains (losses)$96,0001,019
Applicable income taxes$04,835
Income before extraordinary items$121,0004,676
Extraordinary gains, net$015
Net income$121,0004,680
Minority interest net income$0102
Net income of bank and minority interests.$121,0004,679
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$25,0005,913
2008-12-31 (YTD Data)Rank
Total interest income$6,920,0004,515
Total interest expense$2,066,0005,214
Net interest income$4,854,0004,029
Provision for loan and lease losses$1,150,0002,501
Total noninterest income$298,0005,826
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$248,0004,373
Trading account gains and fees$0154
Additional Noninterest Income$50,0006,755
Total noninterest expense$5,352,0003,378
Salaries and employee benefits$3,276,0003,012
Premises and equipment expense$996,0002,633
Additional noninterest expense$1,080,0004,596
Pre-tax net operating income$-1,350,0007,159
Securities gains (losses)$70,0001,377
Applicable income taxes$55,0003,802
Income before extraordinary items$-1,335,0007,147
Extraordinary gains, net$039
Net income$-1,335,0007,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,405,0007,282
2008-09-30 (YTD Data)Rank
Total interest income$4,296,0005,154
Total interest expense$1,069,0006,192
Net interest income$3,227,0004,383
Provision for loan and lease losses$850,0002,014
Total noninterest income$186,0006,250
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$154,0004,775
Trading account gains and fees$0148
Additional Noninterest Income$32,0007,052
Total noninterest expense$3,941,0003,423
Salaries and employee benefits$2,453,0003,047
Premises and equipment expense$741,0002,669
Additional noninterest expense$747,0004,753
Pre-tax net operating income$-1,378,0007,694
Securities gains (losses)$60,0001,302
Applicable income taxes$05,372
Income before extraordinary items$-1,318,0007,646
Extraordinary gains, net$031
Net income$-1,318,0007,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,378,0007,763
2008-06-30 (YTD Data)Rank
Total interest income$2,291,0005,838
Total interest expense$419,0007,290
Net interest income$1,872,0004,821
Provision for loan and lease losses$550,0001,800
Total noninterest income$83,0006,900
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$66,0005,572
Trading account gains and fees$0149
Additional Noninterest Income$17,0007,333
Total noninterest expense$2,565,0003,487
Salaries and employee benefits$1,601,0003,142
Premises and equipment expense$490,0002,688
Additional noninterest expense$474,0004,905
Pre-tax net operating income$-1,160,0007,987
Securities gains (losses)$40,0001,598
Applicable income taxes$05,627
Income before extraordinary items$-1,120,0008,035
Extraordinary gains, net$021
Net income$-1,120,0008,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,160,0008,045
2008-03-31 (YTD Data)Rank
Total interest income$1,021,0006,174
Total interest expense$213,0007,396
Net interest income$808,0005,284
Provision for loan and lease losses$200,0001,810
Total noninterest income$36,0007,103
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$24,0005,995
Trading account gains and fees$0158
Additional Noninterest Income$12,0007,050
Total noninterest expense$1,202,0003,700
Salaries and employee benefits$771,0003,260
Premises and equipment expense$215,0003,023
Additional noninterest expense$216,0005,137
Pre-tax net operating income$-558,0008,117
Securities gains (losses)$19,0001,626
Applicable income taxes$05,622
Income before extraordinary items$-539,0008,167
Extraordinary gains, net$015
Net income$-539,0008,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-558,0008,160
2007-12-31 (YTD Data)Rank
Total interest income$1,280,0008,041
Total interest expense$187,0008,313
Net interest income$1,093,0007,624
Provision for loan and lease losses$100,0004,892
Total noninterest income$9,0008,311
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$7,0007,355
Trading account gains and fees$0178
Additional Noninterest Income$2,0008,265
Total noninterest expense$3,659,0004,386
Salaries and employee benefits$829,0006,889
Premises and equipment expense$209,0006,637
Additional noninterest expense$2,621,0002,092
Pre-tax net operating income$-2,657,0008,345
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-2,657,0008,384
Extraordinary gains, net$039
Net income$-2,657,0008,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$50,000,00020
Net operating income$-2,657,0008,374
2007-09-30 (YTD Data)Rank
Total interest income$406,0008,433
Total interest expense$2,0008,541
Net interest income$404,0008,304
Provision for loan and lease losses$06,528
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$2,543,0004,606
Salaries and employee benefits$142,0008,444
Premises and equipment expense$46,0008,144
Additional noninterest expense$2,355,0001,719
Pre-tax net operating income$-2,139,0008,450
Securities gains (losses)$01,655
Applicable income taxes$10,0005,728
Income before extraordinary items$-2,149,0008,471
Extraordinary gains, net$033
Net income$-2,149,0008,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$50,000,00015
Net operating income$-2,149,0008,461

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.