Home > Alliance Bank Central Texas > Income and Expense

Alliance Bank Central Texas, Income and Expense

Basic Info Reviews History Routing Numbers Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$44,650,000	1,031
Total interest expense	$21,713,000	744
Net interest income	$22,937,000	1,302
Provision for loan and lease losses	$2,140,000	537
Total noninterest income	$1,270,000	2,480
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$212,000	2,606
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,058,000	2,228
Total noninterest expense	$15,758,000	1,464
Salaries and employee benefits	$9,420,000	1,400
Premises and equipment expense	$1,817,000	1,324
Additional noninterest expense	$1,058,000	2,228
Pre-tax net operating income	$6,309,000	1,667
Securities gains (losses)	$0	988
Applicable income taxes	$1,039,000	1,415
Income before extraordinary items	$5,270,000	1,669
Extraordinary gains, net	$0	54
Net income	$5,270,000	1,689
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,270,000	1,672
Net charge-offs	$-41,000	4,161
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,270,000	1,697
2023-09-30 (YTD Data)		Rank
Total interest income	$31,614,000	1,054
Total interest expense	$14,671,000	752
Net interest income	$16,943,000	1,319
Provision for loan and lease losses	$1,879,000	464
Total noninterest income	$934,000	2,487
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$159,000	2,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$775,000	2,241
Total noninterest expense	$11,648,000	1,472
Salaries and employee benefits	$6,885,000	1,431
Premises and equipment expense	$1,352,000	1,341
Additional noninterest expense	$775,000	2,241
Pre-tax net operating income	$4,350,000	1,808
Securities gains (losses)	$0	849
Applicable income taxes	$724,000	1,507
Income before extraordinary items	$3,626,000	1,831
Extraordinary gains, net	$0	52
Net income	$3,626,000	1,848
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,626,000	1,831
Net charge-offs	$-46,000	4,199
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,626,000	1,855
2023-06-30 (YTD Data)		Rank
Total interest income	$19,617,000	1,097
Total interest expense	$8,495,000	765
Net interest income	$11,122,000	1,338
Provision for loan and lease losses	$1,349,000	441
Total noninterest income	$626,000	2,433
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$109,000	2,590
Trading account gains and fees	NA	NA
Additional Noninterest Income	$517,000	2,160
Total noninterest expense	$7,714,000	1,469
Salaries and employee benefits	$4,593,000	1,422
Premises and equipment expense	$894,000	1,338
Additional noninterest expense	$517,000	2,157
Pre-tax net operating income	$2,685,000	1,879
Securities gains (losses)	$0	938
Applicable income taxes	$477,000	1,525
Income before extraordinary items	$2,208,000	1,931
Extraordinary gains, net	$0	51
Net income	$2,208,000	1,955
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,208,000	1,931
Net charge-offs	$-46,000	4,305
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,208,000	1,936
2023-03-31 (YTD Data)		Rank
Total interest income	$9,087,000	1,146
Total interest expense	$3,601,000	780
Net interest income	$5,486,000	1,351
Provision for loan and lease losses	$809,000	398
Total noninterest income	$308,000	2,457
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$60,000	2,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	2,195
Total noninterest expense	$3,889,000	1,480
Salaries and employee benefits	$2,338,000	1,437
Premises and equipment expense	$453,000	1,348
Additional noninterest expense	$248,000	2,195
Pre-tax net operating income	$1,096,000	2,181
Securities gains (losses)	$0	950
Applicable income taxes	$208,000	1,638
Income before extraordinary items	$888,000	2,251
Extraordinary gains, net	$0	4
Net income	$888,000	2,251
Minority interest net income	$0	48
Net income of bank and minority interests.	$888,000	2,251
Net charge-offs	$8,000	1,438
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$888,000	2,284
2022-12-31 (YTD Data)		Rank
Total interest income	$24,796,000	1,317
Total interest expense	$4,406,000	864
Net interest income	$20,390,000	1,407
Provision for loan and lease losses	$2,212,000	483
Total noninterest income	$1,214,000	2,588
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$253,000	2,463
Trading account gains and fees	NA	NA
Additional Noninterest Income	$961,000	2,367
Total noninterest expense	$13,222,000	1,646
Salaries and employee benefits	$8,161,000	1,538
Premises and equipment expense	$1,606,000	1,461
Additional noninterest expense	$961,000	2,367
Pre-tax net operating income	$6,170,000	1,793
Securities gains (losses)	$0	691
Applicable income taxes	$1,166,000	1,436
Income before extraordinary items	$5,004,000	1,816
Extraordinary gains, net	$0	5
Net income	$5,004,000	1,814
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,004,000	1,815
Net charge-offs	$1,000	2,539
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,004,000	1,851
2022-09-30 (YTD Data)		Rank
Total interest income	$17,092,000	1,359
Total interest expense	$2,255,000	908
Net interest income	$14,837,000	1,425
Provision for loan and lease losses	$1,540,000	472
Total noninterest income	$924,000	2,587
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$191,000	2,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$733,000	2,395
Total noninterest expense	$9,693,000	1,670
Salaries and employee benefits	$6,013,000	1,571
Premises and equipment expense	$1,195,000	1,479
Additional noninterest expense	$733,000	2,395
Pre-tax net operating income	$4,528,000	1,814
Securities gains (losses)	$0	740
Applicable income taxes	$964,000	1,371
Income before extraordinary items	$3,564,000	1,870
Extraordinary gains, net	$0	4
Net income	$3,564,000	1,869
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,564,000	1,869
Net charge-offs	$1,000	2,255
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,564,000	1,906
2022-06-30 (YTD Data)		Rank
Total interest income	$10,363,000	1,427
Total interest expense	$1,066,000	1,081
Net interest income	$9,297,000	1,466
Provision for loan and lease losses	$770,000	505
Total noninterest income	$584,000	2,653
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$128,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$456,000	2,485
Total noninterest expense	$6,290,000	1,689
Salaries and employee benefits	$3,904,000	1,600
Premises and equipment expense	$775,000	1,501
Additional noninterest expense	$1,611,000	1,894
Pre-tax net operating income	$2,821,000	1,800
Securities gains (losses)	$0	687
Applicable income taxes	$703,000	1,238
Income before extraordinary items	$2,118,000	1,931
Extraordinary gains, net	$0	4
Net income	$2,118,000	1,931
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,118,000	1,931
Net charge-offs	$-2,000	3,158
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,118,000	1,972
2022-03-31 (YTD Data)		Rank
Total interest income	$4,790,000	1,489
Total interest expense	$453,000	1,195
Net interest income	$4,337,000	1,511
Provision for loan and lease losses	$250,000	568
Total noninterest income	$271,000	2,711
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$62,000	2,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	2,525
Total noninterest expense	$2,993,000	1,755
Salaries and employee benefits	$1,878,000	1,639
Premises and equipment expense	$370,000	1,588
Additional noninterest expense	$745,000	2,000
Pre-tax net operating income	$1,365,000	1,760
Securities gains (losses)	$0	623
Applicable income taxes	$314,000	1,271
Income before extraordinary items	$1,051,000	1,857
Extraordinary gains, net	$0	4
Net income	$1,051,000	1,856
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,051,000	1,857
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,051,000	1,879
2021-12-31 (YTD Data)		Rank
Total interest income	$17,048,000	1,687
Total interest expense	$2,026,000	1,319
Net interest income	$15,022,000	1,722
Provision for loan and lease losses	$1,376,000	428
Total noninterest income	$1,007,000	2,967
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$225,000	2,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$782,000	2,857
Total noninterest expense	$10,386,000	1,932
Salaries and employee benefits	$6,095,000	1,905
Premises and equipment expense	$1,348,000	1,659
Additional noninterest expense	$2,943,000	2,017
Pre-tax net operating income	$4,267,000	2,249
Securities gains (losses)	$170,000	666
Applicable income taxes	$905,000	1,674
Income before extraordinary items	$3,532,000	2,340
Extraordinary gains, net	$0	10
Net income	$3,532,000	2,340
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,532,000	2,341
Net charge-offs	$-14,000	3,742
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,396,000	2,364
2021-09-30 (YTD Data)		Rank
Total interest income	$12,538,000	1,739
Total interest expense	$1,549,000	1,359
Net interest income	$10,989,000	1,768
Provision for loan and lease losses	$1,076,000	402
Total noninterest income	$747,000	3,005
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$164,000	2,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$583,000	2,906
Total noninterest expense	$7,485,000	1,985
Salaries and employee benefits	$4,294,000	1,996
Premises and equipment expense	$989,000	1,721
Additional noninterest expense	$2,202,000	2,012
Pre-tax net operating income	$3,175,000	2,361
Securities gains (losses)	$170,000	616
Applicable income taxes	$829,000	1,614
Income before extraordinary items	$2,516,000	2,500
Extraordinary gains, net	$0	8
Net income	$2,516,000	2,500
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,516,000	2,500
Net charge-offs	$5,000	2,152
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,381,700	2,545
2021-06-30 (YTD Data)		Rank
Total interest income	$7,829,000	1,819
Total interest expense	$1,071,000	1,388
Net interest income	$6,758,000	1,880
Provision for loan and lease losses	$776,000	399
Total noninterest income	$483,000	3,033
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$107,000	2,544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$376,000	2,927
Total noninterest expense	$4,743,000	2,056
Salaries and employee benefits	$2,686,000	2,078
Premises and equipment expense	$640,000	1,747
Additional noninterest expense	$1,417,000	2,053
Pre-tax net operating income	$1,722,000	2,608
Securities gains (losses)	$170,000	508
Applicable income taxes	$488,000	1,687
Income before extraordinary items	$1,404,000	2,724
Extraordinary gains, net	$0	6
Net income	$1,404,000	2,723
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,404,000	2,724
Net charge-offs	$5,000	1,907
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,269,700	2,837
2021-03-31 (YTD Data)		Rank
Total interest income	$3,797,000	1,866
Total interest expense	$544,000	1,428
Net interest income	$3,253,000	1,914
Provision for loan and lease losses	$316,000	527
Total noninterest income	$227,000	3,088
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$55,000	2,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$172,000	2,994
Total noninterest expense	$2,353,000	2,045
Salaries and employee benefits	$1,331,000	2,080
Premises and equipment expense	$319,000	1,761
Additional noninterest expense	$703,000	2,029
Pre-tax net operating income	$811,000	2,652
Securities gains (losses)	$78,000	536
Applicable income taxes	$222,000	1,741
Income before extraordinary items	$667,000	2,760
Extraordinary gains, net	$0	3
Net income	$667,000	2,758
Minority interest net income	$0	55
Net income of bank and minority interests.	$667,000	2,760
Net charge-offs	$-2,000	3,357
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$605,380	2,857
2020-12-31 (YTD Data)		Rank
Total interest income	$14,406,000	1,950
Total interest expense	$3,088,000	1,452
Net interest income	$11,318,000	2,044
Provision for loan and lease losses	$345,000	2,567
Total noninterest income	$594,000	3,438
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$228,000	2,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$366,000	3,454
Total noninterest expense	$8,803,000	2,132
Salaries and employee benefits	$5,057,000	2,142
Premises and equipment expense	$1,144,000	1,859
Additional noninterest expense	$2,602,000	2,147
Pre-tax net operating income	$2,764,000	2,529
Securities gains (losses)	$256,000	902
Applicable income taxes	$615,000	1,796
Income before extraordinary items	$2,405,000	2,598
Extraordinary gains, net	$0	4
Net income	$2,405,000	2,597
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,405,000	2,598
Net charge-offs	$10,000	3,026
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,200,200	2,657
2020-09-30 (YTD Data)		Rank
Total interest income	$10,643,000	1,977
Total interest expense	$2,456,000	1,457
Net interest income	$8,187,000	2,104
Provision for loan and lease losses	$200,000	2,745
Total noninterest income	$362,000	3,642
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$169,000	2,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	3,744
Total noninterest expense	$6,565,000	2,126
Salaries and employee benefits	$3,757,000	2,125
Premises and equipment expense	$835,000	1,885
Additional noninterest expense	$1,973,000	2,093
Pre-tax net operating income	$1,784,000	2,746
Securities gains (losses)	$256,000	777
Applicable income taxes	$415,000	1,847
Income before extraordinary items	$1,625,000	2,721
Extraordinary gains, net	$0	4
Net income	$1,625,000	2,719
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,625,000	2,721
Net charge-offs	$22,000	2,453
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,420,200	2,859
2020-06-30 (YTD Data)		Rank
Total interest income	$7,127,000	1,993
Total interest expense	$1,773,000	1,455
Net interest income	$5,354,000	2,148
Provision for loan and lease losses	$140,000	2,727
Total noninterest income	$371,000	3,156
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$112,000	2,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$259,000	3,040
Total noninterest expense	$4,301,000	2,149
Salaries and employee benefits	$2,489,000	2,133
Premises and equipment expense	$531,000	1,946
Additional noninterest expense	$1,281,000	2,126
Pre-tax net operating income	$1,284,000	2,601
Securities gains (losses)	$208,000	689
Applicable income taxes	$344,000	1,643
Income before extraordinary items	$1,148,000	2,615
Extraordinary gains, net	$0	4
Net income	$1,148,000	2,614
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,148,000	2,615
Net charge-offs	$2,000	2,854
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$983,680	2,782
2020-03-31 (YTD Data)		Rank
Total interest income	$3,604,000	1,969
Total interest expense	$965,000	1,466
Net interest income	$2,639,000	2,125
Provision for loan and lease losses	$20,000	3,107
Total noninterest income	$183,000	3,128
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$63,000	2,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	2,978
Total noninterest expense	$2,131,000	2,182
Salaries and employee benefits	$1,243,000	2,159
Premises and equipment expense	$267,000	1,963
Additional noninterest expense	$621,000	2,191
Pre-tax net operating income	$671,000	2,402
Securities gains (losses)	$94,000	631
Applicable income taxes	$144,000	1,665
Income before extraordinary items	$621,000	2,351
Extraordinary gains, net	$0	4
Net income	$621,000	2,350
Minority interest net income	$0	56
Net income of bank and minority interests.	$621,000	2,351
Net charge-offs	$3,000	2,231
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$544,860	2,507
2019-12-31 (YTD Data)		Rank
Total interest income	$14,251,000	2,006
Total interest expense	$4,221,000	1,428
Net interest income	$10,030,000	2,234
Provision for loan and lease losses	$210,000	2,300
Total noninterest income	$795,000	3,112
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$265,000	2,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$530,000	2,955
Total noninterest expense	$8,130,000	2,227
Salaries and employee benefits	$4,675,000	2,202
Premises and equipment expense	$927,000	2,140
Additional noninterest expense	$2,528,000	2,205
Pre-tax net operating income	$2,485,000	2,745
Securities gains (losses)	$191,000	652
Applicable income taxes	$535,000	1,927
Income before extraordinary items	$2,141,000	2,797
Extraordinary gains, net	$0	11
Net income	$2,141,000	2,798
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,141,000	2,799
Net charge-offs	$-6,000	4,370
Cash dividends	$100,000	3,737
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,988,200	2,867
2019-09-30 (YTD Data)		Rank
Total interest income	$10,563,000	2,047
Total interest expense	$3,197,000	1,412
Net interest income	$7,366,000	2,305
Provision for loan and lease losses	$210,000	1,919
Total noninterest income	$577,000	3,177
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$196,000	2,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$381,000	3,027
Total noninterest expense	$6,040,000	2,243
Salaries and employee benefits	$3,468,000	2,225
Premises and equipment expense	$709,000	2,125
Additional noninterest expense	$1,863,000	2,224
Pre-tax net operating income	$1,693,000	2,955
Securities gains (losses)	$159,000	604
Applicable income taxes	$422,000	1,944
Income before extraordinary items	$1,430,000	3,018
Extraordinary gains, net	$0	11
Net income	$1,430,000	3,019
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,430,000	3,019
Net charge-offs	$-7,000	4,332
Cash dividends	$100,000	3,342
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,304,390	3,108
2019-06-30 (YTD Data)		Rank
Total interest income	$6,933,000	2,073
Total interest expense	$2,100,000	1,410
Net interest income	$4,833,000	2,339
Provision for loan and lease losses	$130,000	1,967
Total noninterest income	$392,000	3,117
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$129,000	2,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$263,000	2,941
Total noninterest expense	$4,003,000	2,260
Salaries and employee benefits	$2,323,000	2,227
Premises and equipment expense	$466,000	2,156
Additional noninterest expense	$1,214,000	2,269
Pre-tax net operating income	$1,092,000	2,978
Securities gains (losses)	$100,000	542
Applicable income taxes	$379,000	1,669
Income before extraordinary items	$813,000	3,230
Extraordinary gains, net	$0	11
Net income	$813,000	3,227
Minority interest net income	$0	69
Net income of bank and minority interests.	$813,000	3,228
Net charge-offs	$-12,000	4,531
Cash dividends	$100,000	3,163
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$734,000	3,347
2019-03-31 (YTD Data)		Rank
Total interest income	$3,396,000	2,099
Total interest expense	$1,046,000	1,389
Net interest income	$2,350,000	2,393
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$179,000	3,175
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$67,000	2,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	3,080
Total noninterest expense	$2,013,000	2,256
Salaries and employee benefits	$1,173,000	2,243
Premises and equipment expense	$237,000	2,157
Additional noninterest expense	$603,000	2,264
Pre-tax net operating income	$456,000	3,197
Securities gains (losses)	$14,000	643
Applicable income taxes	$107,000	2,098
Income before extraordinary items	$363,000	3,367
Extraordinary gains, net	$0	5
Net income	$363,000	3,366
Minority interest net income	$0	52
Net income of bank and minority interests.	$363,000	3,366
Net charge-offs	$-6,000	4,462
Cash dividends	$100,000	2,404
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$351,940	3,399
2018-12-31 (YTD Data)		Rank
Total interest income	$12,011,000	2,202
Total interest expense	$2,990,000	1,440
Net interest income	$9,021,000	2,448
Provision for loan and lease losses	$300,000	1,959
Total noninterest income	$662,000	3,415
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$281,000	2,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$381,000	3,407
Total noninterest expense	$7,190,000	2,432
Salaries and employee benefits	$4,091,000	2,417
Premises and equipment expense	$873,000	2,244
Additional noninterest expense	$2,226,000	2,416
Pre-tax net operating income	$2,193,000	2,992
Securities gains (losses)	$0	1,125
Applicable income taxes	$349,000	2,271
Income before extraordinary items	$1,844,000	3,051
Extraordinary gains, net	$0	6
Net income	$1,844,000	3,050
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,844,000	3,050
Net charge-offs	$-1,000	4,181
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,844,000	3,052
2018-09-30 (YTD Data)		Rank
Total interest income	$8,647,000	2,267
Total interest expense	$2,019,000	1,481
Net interest income	$6,628,000	2,490
Provision for loan and lease losses	$210,000	1,934
Total noninterest income	$530,000	3,344
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$210,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	3,307
Total noninterest expense	$5,375,000	2,437
Salaries and employee benefits	$3,057,000	2,417
Premises and equipment expense	$662,000	2,239
Additional noninterest expense	$1,656,000	2,430
Pre-tax net operating income	$1,573,000	3,120
Securities gains (losses)	$0	1,118
Applicable income taxes	$244,000	2,385
Income before extraordinary items	$1,329,000	3,173
Extraordinary gains, net	$0	5
Net income	$1,329,000	3,172
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,329,000	3,172
Net charge-offs	$16,000	2,801
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,329,000	3,167
2018-06-30 (YTD Data)		Rank
Total interest income	$5,433,000	2,359
Total interest expense	$1,120,000	1,627
Net interest income	$4,313,000	2,532
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$351,000	3,384
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$139,000	2,876
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	3,318
Total noninterest expense	$3,565,000	2,460
Salaries and employee benefits	$2,044,000	2,431
Premises and equipment expense	$430,000	2,301
Additional noninterest expense	$1,091,000	2,453
Pre-tax net operating income	$979,000	3,190
Securities gains (losses)	$0	961
Applicable income taxes	$182,000	2,292
Income before extraordinary items	$797,000	3,306
Extraordinary gains, net	$0	6
Net income	$797,000	3,305
Minority interest net income	$0	65
Net income of bank and minority interests.	$797,000	3,305
Net charge-offs	$37,000	1,927
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$797,000	3,298
2018-03-31 (YTD Data)		Rank
Total interest income	$2,661,000	2,393
Total interest expense	$522,000	1,650
Net interest income	$2,139,000	2,541
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$170,000	3,398
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$72,000	2,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	3,379
Total noninterest expense	$1,778,000	2,488
Salaries and employee benefits	$1,025,000	2,458
Premises and equipment expense	$205,000	2,405
Additional noninterest expense	$548,000	2,453
Pre-tax net operating income	$471,000	3,191
Securities gains (losses)	$0	735
Applicable income taxes	$67,000	2,481
Income before extraordinary items	$404,000	3,239
Extraordinary gains, net	$0	7
Net income	$404,000	3,239
Minority interest net income	$0	52
Net income of bank and minority interests.	$404,000	3,239
Net charge-offs	$37,000	1,343
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$404,000	3,242
2017-12-31 (YTD Data)		Rank
Total interest income	$9,217,000	2,599
Total interest expense	$1,490,000	1,937
Net interest income	$7,727,000	2,707
Provision for loan and lease losses	$60,000	3,409
Total noninterest income	$629,000	3,631
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$280,000	2,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$349,000	3,619
Total noninterest expense	$6,709,000	2,581
Salaries and employee benefits	$4,078,000	2,442
Premises and equipment expense	$775,000	2,505
Additional noninterest expense	$1,856,000	2,793
Pre-tax net operating income	$1,587,000	3,457
Securities gains (losses)	$93,000	649
Applicable income taxes	$299,000	2,753
Income before extraordinary items	$1,381,000	3,265
Extraordinary gains, net	$0	9
Net income	$1,381,000	3,263
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,381,000	3,265
Net charge-offs	$-13,000	4,860
Cash dividends	$120,000	3,833
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,304,740	3,348
2017-09-30 (YTD Data)		Rank
Total interest income	$6,731,000	2,671
Total interest expense	$1,048,000	2,010
Net interest income	$5,683,000	2,762
Provision for loan and lease losses	$0	4,088
Total noninterest income	$496,000	3,580
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$211,000	2,979
Trading account gains and fees	NA	NA
Additional Noninterest Income	$285,000	3,545
Total noninterest expense	$5,042,000	2,578
Salaries and employee benefits	$3,046,000	2,453
Premises and equipment expense	$576,000	2,540
Additional noninterest expense	$1,420,000	2,762
Pre-tax net operating income	$1,137,000	3,564
Securities gains (losses)	$68,000	747
Applicable income taxes	$203,000	2,750
Income before extraordinary items	$1,002,000	3,543
Extraordinary gains, net	$0	9
Net income	$1,002,000	3,543
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,002,000	3,543
Net charge-offs	$-29,000	5,029
Cash dividends	$120,000	3,351
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$945,560	3,610
2017-06-30 (YTD Data)		Rank
Total interest income	$4,364,000	2,707
Total interest expense	$660,000	2,047
Net interest income	$3,704,000	2,794
Provision for loan and lease losses	$0	3,871
Total noninterest income	$328,000	3,590
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$138,000	3,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	3,547
Total noninterest expense	$3,339,000	2,605
Salaries and employee benefits	$1,998,000	2,491
Premises and equipment expense	$372,000	2,595
Additional noninterest expense	$969,000	2,731
Pre-tax net operating income	$693,000	3,670
Securities gains (losses)	$68,000	548
Applicable income taxes	$56,000	3,253
Income before extraordinary items	$705,000	3,395
Extraordinary gains, net	$0	11
Net income	$705,000	3,394
Minority interest net income	$0	71
Net income of bank and minority interests.	$705,000	3,395
Net charge-offs	$-19,000	4,998
Cash dividends	$120,000	3,111
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$641,760	3,541
2017-03-31 (YTD Data)		Rank
Total interest income	$2,108,000	2,764
Total interest expense	$306,000	2,134
Net interest income	$1,802,000	2,844
Provision for loan and lease losses	$0	3,537
Total noninterest income	$171,000	3,523
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$67,000	3,059
Trading account gains and fees	$0	142
Additional Noninterest Income	$104,000	3,417
Total noninterest expense	$1,602,000	2,711
Salaries and employee benefits	$958,000	2,603
Premises and equipment expense	$180,000	2,687
Additional noninterest expense	$464,000	2,807
Pre-tax net operating income	$371,000	3,523
Securities gains (losses)	$0	1,153
Applicable income taxes	$-53,000	5,784
Income before extraordinary items	$424,000	3,032
Extraordinary gains, net	$0	8
Net income	$424,000	3,032
Minority interest net income	$0	55
Net income of bank and minority interests.	$424,000	3,032
Net charge-offs	$-8,000	4,903
Cash dividends	$120,000	2,284
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$424,000	3,011
2016-12-31 (YTD Data)		Rank
Total interest income	$7,768,000	2,913
Total interest expense	$1,095,000	2,269
Net interest income	$6,673,000	2,981
Provision for loan and lease losses	$0	4,332
Total noninterest income	$870,000	3,264
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$286,000	3,014
Trading account gains and fees	$0	170
Additional Noninterest Income	$584,000	3,048
Total noninterest expense	$6,158,000	2,797
Salaries and employee benefits	$3,531,000	2,733
Premises and equipment expense	$708,000	2,709
Additional noninterest expense	$1,919,000	2,833
Pre-tax net operating income	$1,385,000	3,623
Securities gains (losses)	$165,000	983
Applicable income taxes	$393,000	2,464
Income before extraordinary items	$1,157,000	3,692
Extraordinary gains, net	$0	5
Net income	$1,157,000	3,690
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,157,000	3,691
Net charge-offs	$71,000	2,877
Cash dividends	$750,000	2,515
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,033,250	3,792
2016-09-30 (YTD Data)		Rank
Total interest income	$5,778,000	2,936
Total interest expense	$824,000	2,276
Net interest income	$4,954,000	3,018
Provision for loan and lease losses	$0	4,186
Total noninterest income	$671,000	3,228
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$211,000	3,060
Trading account gains and fees	$0	169
Additional Noninterest Income	$460,000	3,007
Total noninterest expense	$4,549,000	2,829
Salaries and employee benefits	$2,614,000	2,752
Premises and equipment expense	$518,000	2,770
Additional noninterest expense	$1,417,000	2,861
Pre-tax net operating income	$1,076,000	3,610
Securities gains (losses)	$165,000	912
Applicable income taxes	$193,000	2,830
Income before extraordinary items	$1,048,000	3,419
Extraordinary gains, net	$0	5
Net income	$1,048,000	3,417
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,048,000	3,419
Net charge-offs	$53,000	2,550
Cash dividends	$500,000	2,372
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$909,400	3,595
2016-06-30 (YTD Data)		Rank
Total interest income	$3,806,000	2,964
Total interest expense	$554,000	2,263
Net interest income	$3,252,000	3,062
Provision for loan and lease losses	$0	4,017
Total noninterest income	$471,000	3,138
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$138,000	3,093
Trading account gains and fees	$0	157
Additional Noninterest Income	$333,000	2,893
Total noninterest expense	$3,027,000	2,846
Salaries and employee benefits	$1,742,000	2,778
Premises and equipment expense	$349,000	2,763
Additional noninterest expense	$936,000	2,881
Pre-tax net operating income	$696,000	3,665
Securities gains (losses)	$145,000	754
Applicable income taxes	$123,000	2,858
Income before extraordinary items	$718,000	3,376
Extraordinary gains, net	$0	16
Net income	$718,000	3,373
Minority interest net income	$0	71
Net income of bank and minority interests.	$718,000	3,374
Net charge-offs	$28,000	2,551
Cash dividends	$250,000	2,668
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$594,750	3,634
2016-03-31 (YTD Data)		Rank
Total interest income	$1,896,000	2,979
Total interest expense	$277,000	2,268
Net interest income	$1,619,000	3,078
Provision for loan and lease losses	$0	3,656
Total noninterest income	$298,000	2,735
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$70,000	3,056
Trading account gains and fees	$0	142
Additional Noninterest Income	$228,000	2,453
Total noninterest expense	$1,503,000	2,863
Salaries and employee benefits	$874,000	2,781
Premises and equipment expense	$173,000	2,807
Additional noninterest expense	$456,000	2,952
Pre-tax net operating income	$414,000	3,347
Securities gains (losses)	$49,000	842
Applicable income taxes	$62,000	2,824
Income before extraordinary items	$401,000	3,131
Extraordinary gains, net	$0	12
Net income	$401,000	3,129
Minority interest net income	$0	62
Net income of bank and minority interests.	$401,000	3,130
Net charge-offs	$5,000	2,584
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$358,370	3,265
2015-12-31 (YTD Data)		Rank
Total interest income	$7,081,000	3,082
Total interest expense	$1,065,000	2,317
Net interest income	$6,016,000	3,187
Provision for loan and lease losses	$0	4,380
Total noninterest income	$614,000	3,866
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$311,000	2,953
Trading account gains and fees	$0	159
Additional Noninterest Income	$303,000	3,968
Total noninterest expense	$6,115,000	2,824
Salaries and employee benefits	$3,366,000	2,812
Premises and equipment expense	$716,000	2,780
Additional noninterest expense	$2,033,000	2,766
Pre-tax net operating income	$515,000	4,900
Securities gains (losses)	$184,000	792
Applicable income taxes	$133,000	3,182
Income before extraordinary items	$566,000	4,688
Extraordinary gains, net	$0	23
Net income	$566,000	4,690
Minority interest net income	$0	81
Net income of bank and minority interests.	$566,000	4,690
Net charge-offs	$43,000	3,361
Cash dividends	$1,500,000	1,638
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$416,960	4,938
2015-09-30 (YTD Data)		Rank
Total interest income	$5,271,000	3,126
Total interest expense	$800,000	2,339
Net interest income	$4,471,000	3,231
Provision for loan and lease losses	$0	4,232
Total noninterest income	$466,000	3,873
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$232,000	2,989
Trading account gains and fees	$0	153
Additional Noninterest Income	$234,000	3,962
Total noninterest expense	$4,569,000	2,845
Salaries and employee benefits	$2,569,000	2,787
Premises and equipment expense	$551,000	2,769
Additional noninterest expense	$1,449,000	2,861
Pre-tax net operating income	$368,000	5,072
Securities gains (losses)	$115,000	953
Applicable income taxes	$0	4,489
Income before extraordinary items	$483,000	4,615
Extraordinary gains, net	$0	21
Net income	$483,000	4,617
Minority interest net income	$0	78
Net income of bank and minority interests.	$483,000	4,618
Net charge-offs	$-7,000	5,060
Cash dividends	$499,000	2,353
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$368,000	4,888
2015-06-30 (YTD Data)		Rank
Total interest income	$3,459,000	3,165
Total interest expense	$537,000	2,341
Net interest income	$2,922,000	3,276
Provision for loan and lease losses	$0	4,069
Total noninterest income	$353,000	3,647
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$157,000	2,938
Trading account gains and fees	$0	157
Additional Noninterest Income	$196,000	3,664
Total noninterest expense	$3,053,000	2,852
Salaries and employee benefits	$1,706,000	2,812
Premises and equipment expense	$369,000	2,768
Additional noninterest expense	$978,000	2,852
Pre-tax net operating income	$222,000	5,153
Securities gains (losses)	$59,000	1,140
Applicable income taxes	$0	4,497
Income before extraordinary items	$281,000	4,780
Extraordinary gains, net	$0	22
Net income	$281,000	4,782
Minority interest net income	$0	75
Net income of bank and minority interests.	$281,000	4,783
Net charge-offs	$5,000	3,478
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$222,000	4,977
2015-03-31 (YTD Data)		Rank
Total interest income	$1,711,000	3,204
Total interest expense	$276,000	2,316
Net interest income	$1,435,000	3,317
Provision for loan and lease losses	$0	3,703
Total noninterest income	$151,000	3,901
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$75,000	2,985
Trading account gains and fees	$0	152
Additional Noninterest Income	$76,000	3,982
Total noninterest expense	$1,510,000	2,888
Salaries and employee benefits	$838,000	2,865
Premises and equipment expense	$185,000	2,800
Additional noninterest expense	$487,000	2,847
Pre-tax net operating income	$76,000	5,402
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$76,000	5,357
Extraordinary gains, net	$0	13
Net income	$76,000	5,360
Minority interest net income	$0	64
Net income of bank and minority interests.	$76,000	5,360
Net charge-offs	$15,000	2,292
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$76,000	5,289
2014-12-31 (YTD Data)		Rank
Total interest income	$7,236,000	3,104
Total interest expense	$1,234,000	2,206
Net interest income	$6,002,000	3,247
Provision for loan and lease losses	$0	4,603
Total noninterest income	$820,000	3,444
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$338,000	2,999
Trading account gains and fees	$0	180
Additional Noninterest Income	$482,000	3,316
Total noninterest expense	$6,435,000	2,774
Salaries and employee benefits	$3,312,000	2,879
Premises and equipment expense	$844,000	2,556
Additional noninterest expense	$2,279,000	2,596
Pre-tax net operating income	$387,000	5,280
Securities gains (losses)	$79,000	1,426
Applicable income taxes	$-37,000	6,201
Income before extraordinary items	$503,000	4,924
Extraordinary gains, net	$0	17
Net income	$503,000	4,923
Minority interest net income	$0	84
Net income of bank and minority interests.	$503,000	4,924
Net charge-offs	$398,000	1,731
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$424,000	5,048
2014-09-30 (YTD Data)		Rank
Total interest income	$5,416,000	3,132
Total interest expense	$956,000	2,182
Net interest income	$4,460,000	3,290
Provision for loan and lease losses	$0	4,401
Total noninterest income	$644,000	3,408
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$255,000	3,016
Trading account gains and fees	$0	174
Additional Noninterest Income	$389,000	3,254
Total noninterest expense	$4,755,000	2,819
Salaries and employee benefits	$2,453,000	2,909
Premises and equipment expense	$634,000	2,578
Additional noninterest expense	$1,668,000	2,650
Pre-tax net operating income	$349,000	5,193
Securities gains (losses)	$14,000	2,191
Applicable income taxes	$3,000	4,402
Income before extraordinary items	$360,000	5,041
Extraordinary gains, net	$0	15
Net income	$360,000	5,040
Minority interest net income	$0	81
Net income of bank and minority interests.	$360,000	5,043
Net charge-offs	$323,000	1,535
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$346,140	5,042
2014-06-30 (YTD Data)		Rank
Total interest income	$3,614,000	3,128
Total interest expense	$644,000	2,198
Net interest income	$2,970,000	3,292
Provision for loan and lease losses	$0	4,196
Total noninterest income	$476,000	3,202
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$168,000	3,015
Trading account gains and fees	$0	172
Additional Noninterest Income	$308,000	3,003
Total noninterest expense	$3,204,000	2,815
Salaries and employee benefits	$1,615,000	2,964
Premises and equipment expense	$429,000	2,578
Additional noninterest expense	$1,160,000	2,567
Pre-tax net operating income	$242,000	5,140
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$242,000	5,011
Extraordinary gains, net	$0	20
Net income	$242,000	5,013
Minority interest net income	$0	80
Net income of bank and minority interests.	$242,000	5,014
Net charge-offs	$255,000	1,384
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$242,000	4,958
2014-03-31 (YTD Data)		Rank
Total interest income	$1,811,000	3,137
Total interest expense	$322,000	2,227
Net interest income	$1,489,000	3,288
Provision for loan and lease losses	$0	3,817
Total noninterest income	$214,000	3,352
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$83,000	3,026
Trading account gains and fees	$0	147
Additional Noninterest Income	$131,000	3,169
Total noninterest expense	$1,620,000	2,813
Salaries and employee benefits	$801,000	2,993
Premises and equipment expense	$220,000	2,565
Additional noninterest expense	$599,000	2,483
Pre-tax net operating income	$83,000	5,429
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$83,000	5,351
Extraordinary gains, net	$0	16
Net income	$83,000	5,352
Minority interest net income	$0	66
Net income of bank and minority interests.	$83,000	5,352
Net charge-offs	$143,000	1,145
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$83,000	5,310
2013-12-31 (YTD Data)		Rank
Total interest income	$7,805,000	2,998
Total interest expense	$1,338,000	2,378
Net interest income	$6,467,000	3,080
Provision for loan and lease losses	$386,000	2,153
Total noninterest income	$486,000	4,446
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$364,000	3,022
Trading account gains and fees	$0	184
Additional Noninterest Income	$122,000	5,172
Total noninterest expense	$6,518,000	2,797
Salaries and employee benefits	$3,186,000	2,982
Premises and equipment expense	$784,000	2,745
Additional noninterest expense	$2,548,000	2,415
Pre-tax net operating income	$49,000	6,084
Securities gains (losses)	$26,000	2,209
Applicable income taxes	$15,000	4,190
Income before extraordinary items	$60,000	6,107
Extraordinary gains, net	$0	29
Net income	$60,000	6,107
Minority interest net income	$0	90
Net income of bank and minority interests.	$60,000	6,110
Net charge-offs	$576,000	1,867
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$39,200	6,112
2013-09-30 (YTD Data)		Rank
Total interest income	$5,902,000	3,000
Total interest expense	$1,014,000	2,413
Net interest income	$4,888,000	3,093
Provision for loan and lease losses	$386,000	1,818
Total noninterest income	$256,000	5,045
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$265,000	3,090
Trading account gains and fees	$0	180
Additional Noninterest Income	$-9,000	6,625
Total noninterest expense	$5,000,000	2,744
Salaries and employee benefits	$2,356,000	3,032
Premises and equipment expense	$584,000	2,779
Additional noninterest expense	$2,060,000	2,246
Pre-tax net operating income	$-242,000	6,509
Securities gains (losses)	$26,000	2,077
Applicable income taxes	$-22,000	6,570
Income before extraordinary items	$-194,000	6,517
Extraordinary gains, net	$0	25
Net income	$-194,000	6,519
Minority interest net income	$0	84
Net income of bank and minority interests.	$-194,000	6,518
Net charge-offs	$451,000	1,701
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-217,400	6,507
2013-06-30 (YTD Data)		Rank
Total interest income	$3,973,000	2,988
Total interest expense	$685,000	2,439
Net interest income	$3,288,000	3,066
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$282,000	4,324
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$172,000	3,119
Trading account gains and fees	$0	157
Additional Noninterest Income	$110,000	4,622
Total noninterest expense	$3,347,000	2,734
Salaries and employee benefits	$1,536,000	3,097
Premises and equipment expense	$389,000	2,799
Additional noninterest expense	$1,422,000	2,184
Pre-tax net operating income	$73,000	5,966
Securities gains (losses)	$26,000	1,885
Applicable income taxes	$20,000	3,949
Income before extraordinary items	$79,000	5,971
Extraordinary gains, net	$0	22
Net income	$79,000	5,972
Minority interest net income	$0	82
Net income of bank and minority interests.	$79,000	5,973
Net charge-offs	$207,000	2,063
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$58,200	6,007
2013-03-31 (YTD Data)		Rank
Total interest income	$2,006,000	2,980
Total interest expense	$347,000	2,465
Net interest income	$1,659,000	3,056
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$165,000	4,005
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$86,000	3,095
Trading account gains and fees	$0	148
Additional Noninterest Income	$79,000	4,117
Total noninterest expense	$1,691,000	2,736
Salaries and employee benefits	$755,000	3,163
Premises and equipment expense	$190,000	2,859
Additional noninterest expense	$746,000	2,087
Pre-tax net operating income	$83,000	5,480
Securities gains (losses)	$19,000	1,284
Applicable income taxes	$9,000	3,970
Income before extraordinary items	$93,000	5,331
Extraordinary gains, net	$0	10
Net income	$93,000	5,333
Minority interest net income	$0	76
Net income of bank and minority interests.	$93,000	5,333
Net charge-offs	$366,000	928
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$75,710	5,438
2012-12-31 (YTD Data)		Rank
Total interest income	$9,459,000	2,703
Total interest expense	$1,788,000	2,356
Net interest income	$7,671,000	2,754
Provision for loan and lease losses	$3,414,000	693
Total noninterest income	$778,000	3,699
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$418,000	2,841
Trading account gains and fees	$0	166
Additional Noninterest Income	$360,000	3,780
Total noninterest expense	$7,057,000	2,643
Salaries and employee benefits	$3,565,000	2,733
Premises and equipment expense	$791,000	2,775
Additional noninterest expense	$2,701,000	2,404
Pre-tax net operating income	$-2,022,000	6,809
Securities gains (losses)	$946,000	554
Applicable income taxes	$-273,000	6,822
Income before extraordinary items	$-803,000	6,673
Extraordinary gains, net	$0	29
Net income	$-803,000	6,667
Minority interest net income	$0	93
Net income of bank and minority interests.	$-803,000	6,669
Net charge-offs	$2,134,000	1,110
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-1,512,500	6,765
2012-09-30 (YTD Data)		Rank
Total interest income	$7,274,000	2,687
Total interest expense	$1,413,000	2,332
Net interest income	$5,861,000	2,756
Provision for loan and lease losses	$2,414,000	731
Total noninterest income	$580,000	3,747
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$318,000	2,844
Trading account gains and fees	$0	157
Additional Noninterest Income	$262,000	3,876
Total noninterest expense	$5,208,000	2,681
Salaries and employee benefits	$2,787,000	2,646
Premises and equipment expense	$601,000	2,771
Additional noninterest expense	$1,820,000	2,634
Pre-tax net operating income	$-1,181,000	6,879
Securities gains (losses)	$639,000	623
Applicable income taxes	$-23,000	6,802
Income before extraordinary items	$-519,000	6,758
Extraordinary gains, net	$0	20
Net income	$-519,000	6,756
Minority interest net income	$0	86
Net income of bank and minority interests.	$-519,000	6,756
Net charge-offs	$1,067,000	1,396
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-1,132,440	6,878
2012-06-30 (YTD Data)		Rank
Total interest income	$4,977,000	2,641
Total interest expense	$967,000	2,357
Net interest income	$4,010,000	2,719
Provision for loan and lease losses	$1,160,000	977
Total noninterest income	$368,000	3,823
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$213,000	2,820
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	4,023
Total noninterest expense	$3,385,000	2,758
Salaries and employee benefits	$1,886,000	2,616
Premises and equipment expense	$430,000	2,613
Additional noninterest expense	$1,069,000	2,953
Pre-tax net operating income	$-167,000	6,604
Securities gains (losses)	$555,000	486
Applicable income taxes	$132,000	2,839
Income before extraordinary items	$256,000	5,028
Extraordinary gains, net	$0	19
Net income	$256,000	5,031
Minority interest net income	$0	84
Net income of bank and minority interests.	$256,000	5,031
Net charge-offs	$73,000	3,710
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-110,300	6,557
2012-03-31 (YTD Data)		Rank
Total interest income	$2,524,000	2,624
Total interest expense	$492,000	2,414
Net interest income	$2,032,000	2,691
Provision for loan and lease losses	$1,140,000	556
Total noninterest income	$165,000	4,035
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$98,000	2,962
Trading account gains and fees	$0	148
Additional Noninterest Income	$67,000	4,295
Total noninterest expense	$1,750,000	2,680
Salaries and employee benefits	$980,000	2,521
Premises and equipment expense	$212,000	2,673
Additional noninterest expense	$558,000	2,823
Pre-tax net operating income	$-693,000	7,105
Securities gains (losses)	$41,000	1,315
Applicable income taxes	$0	4,704
Income before extraordinary items	$-652,000	7,113
Extraordinary gains, net	$0	19
Net income	$-652,000	7,112
Minority interest net income	$0	78
Net income of bank and minority interests.	$-652,000	7,113
Net charge-offs	$-58,000	7,091
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-693,000	7,115
2011-12-31 (YTD Data)		Rank
Total interest income	$9,887,000	2,785
Total interest expense	$1,956,000	2,822
Net interest income	$7,931,000	2,759
Provision for loan and lease losses	$710,000	2,926
Total noninterest income	$685,000	3,819
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$496,000	2,593
Trading account gains and fees	$0	146
Additional Noninterest Income	$189,000	4,538
Total noninterest expense	$6,029,000	3,045
Salaries and employee benefits	$3,211,000	2,950
Premises and equipment expense	$881,000	2,685
Additional noninterest expense	$1,937,000	3,224
Pre-tax net operating income	$1,877,000	2,633
Securities gains (losses)	$162,000	1,633
Applicable income taxes	$764,000	1,602
Income before extraordinary items	$1,275,000	3,098
Extraordinary gains, net	$0	29
Net income	$1,275,000	3,101
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,275,000	3,101
Net charge-offs	$792,000	2,650
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,171,320	3,161
2011-09-30 (YTD Data)		Rank
Total interest income	$7,414,000	2,812
Total interest expense	$1,471,000	2,913
Net interest income	$5,943,000	2,769
Provision for loan and lease losses	$660,000	2,524
Total noninterest income	$517,000	3,827
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$372,000	2,603
Trading account gains and fees	$0	145
Additional Noninterest Income	$145,000	4,575
Total noninterest expense	$4,334,000	3,157
Salaries and employee benefits	$2,337,000	3,027
Premises and equipment expense	$619,000	2,861
Additional noninterest expense	$1,378,000	3,359
Pre-tax net operating income	$1,466,000	2,624
Securities gains (losses)	$42,000	2,433
Applicable income taxes	$717,000	1,400
Income before extraordinary items	$791,000	3,542
Extraordinary gains, net	$0	21
Net income	$791,000	3,543
Minority interest net income	$0	87
Net income of bank and minority interests.	$791,000	3,543
Net charge-offs	$136,000	4,117
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$764,120	3,487
2011-06-30 (YTD Data)		Rank
Total interest income	$4,866,000	2,875
Total interest expense	$1,001,000	2,950
Net interest income	$3,865,000	2,823
Provision for loan and lease losses	$80,000	4,642
Total noninterest income	$338,000	3,882
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$241,000	2,647
Trading account gains and fees	$0	153
Additional Noninterest Income	$97,000	4,589
Total noninterest expense	$2,868,000	3,213
Salaries and employee benefits	$1,583,000	3,003
Premises and equipment expense	$410,000	2,907
Additional noninterest expense	$875,000	3,525
Pre-tax net operating income	$1,255,000	2,159
Securities gains (losses)	$0	2,914
Applicable income taxes	$451,000	1,415
Income before extraordinary items	$804,000	2,663
Extraordinary gains, net	$0	15
Net income	$804,000	2,663
Minority interest net income	$0	89
Net income of bank and minority interests.	$804,000	2,663
Net charge-offs	$60,000	4,307
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$804,000	2,581
2011-03-31 (YTD Data)		Rank
Total interest income	$2,388,000	2,943
Total interest expense	$498,000	3,053
Net interest income	$1,890,000	2,856
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$167,000	3,950
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$116,000	2,672
Trading account gains and fees	$0	158
Additional Noninterest Income	$51,000	4,640
Total noninterest expense	$1,433,000	3,217
Salaries and employee benefits	$791,000	3,033
Premises and equipment expense	$205,000	2,925
Additional noninterest expense	$437,000	3,525
Pre-tax net operating income	$564,000	2,342
Securities gains (losses)	$0	1,772
Applicable income taxes	$205,000	1,483
Income before extraordinary items	$359,000	2,883
Extraordinary gains, net	$0	9
Net income	$359,000	2,882
Minority interest net income	$0	86
Net income of bank and minority interests.	$359,000	2,883
Net charge-offs	$60,000	3,202
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$359,000	2,828
2010-12-31 (YTD Data)		Rank
Total interest income	$8,828,000	3,271
Total interest expense	$1,999,000	3,574
Net interest income	$6,829,000	3,128
Provision for loan and lease losses	$1,040,000	2,985
Total noninterest income	$593,000	4,265
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$421,000	2,983
Trading account gains and fees	$0	175
Additional Noninterest Income	$172,000	4,800
Total noninterest expense	$5,700,000	3,240
Salaries and employee benefits	$2,588,000	3,496
Premises and equipment expense	$786,000	3,016
Additional noninterest expense	$2,326,000	2,846
Pre-tax net operating income	$682,000	3,958
Securities gains (losses)	$120,000	2,007
Applicable income taxes	$-256,000	7,018
Income before extraordinary items	$1,058,000	3,113
Extraordinary gains, net	$0	29
Net income	$1,058,000	3,110
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,058,000	3,113
Net charge-offs	$426,000	3,863
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$938,000	3,208
2010-09-30 (YTD Data)		Rank
Total interest income	$6,410,000	3,439
Total interest expense	$1,468,000	3,760
Net interest income	$4,942,000	3,273
Provision for loan and lease losses	$630,000	3,172
Total noninterest income	$396,000	4,536
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$270,000	3,355
Trading account gains and fees	$0	165
Additional Noninterest Income	$126,000	4,908
Total noninterest expense	$3,785,000	3,586
Salaries and employee benefits	$1,884,000	3,610
Premises and equipment expense	$594,000	3,051
Additional noninterest expense	$1,307,000	3,593
Pre-tax net operating income	$923,000	3,235
Securities gains (losses)	$120,000	1,792
Applicable income taxes	$551,000	1,577
Income before extraordinary items	$492,000	4,141
Extraordinary gains, net	$0	23
Net income	$492,000	4,143
Minority interest net income	$0	110
Net income of bank and minority interests.	$492,000	4,143
Net charge-offs	$84,000	5,077
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$415,200	4,245
2010-06-30 (YTD Data)		Rank
Total interest income	$4,121,000	3,567
Total interest expense	$952,000	3,933
Net interest income	$3,169,000	3,390
Provision for loan and lease losses	$450,000	2,998
Total noninterest income	$249,000	4,631
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$170,000	3,465
Trading account gains and fees	$0	152
Additional Noninterest Income	$79,000	5,000
Total noninterest expense	$2,416,000	3,725
Salaries and employee benefits	$1,223,000	3,710
Premises and equipment expense	$380,000	3,167
Additional noninterest expense	$813,000	3,753
Pre-tax net operating income	$552,000	3,466
Securities gains (losses)	$0	3,184
Applicable income taxes	$222,000	2,031
Income before extraordinary items	$330,000	4,129
Extraordinary gains, net	$0	19
Net income	$330,000	4,129
Minority interest net income	$0	105
Net income of bank and minority interests.	$330,000	4,128
Net charge-offs	$6,000	6,008
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$330,000	4,000
2010-03-31 (YTD Data)		Rank
Total interest income	$1,965,000	3,756
Total interest expense	$469,000	4,095
Net interest income	$1,496,000	3,563
Provision for loan and lease losses	$330,000	2,276
Total noninterest income	$96,000	5,123
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$80,000	3,585
Trading account gains and fees	$0	175
Additional Noninterest Income	$16,000	6,197
Total noninterest expense	$1,222,000	3,716
Salaries and employee benefits	$600,000	3,817
Premises and equipment expense	$164,000	3,646
Additional noninterest expense	$458,000	3,420
Pre-tax net operating income	$40,000	5,778
Securities gains (losses)	$0	2,284
Applicable income taxes	$50,000	2,790
Income before extraordinary items	$-10,000	6,444
Extraordinary gains, net	$0	16
Net income	$-10,000	6,446
Minority interest net income	$0	91
Net income of bank and minority interests.	$-10,000	6,445
Net charge-offs	$3,000	5,292
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-10,000	6,355
2009-12-31 (YTD Data)		Rank
Total interest income	$6,662,000	4,322
Total interest expense	$1,584,000	5,042
Net interest income	$5,078,000	3,912
Provision for loan and lease losses	$560,000	4,370
Total noninterest income	$403,000	5,111
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$291,000	3,930
Trading account gains and fees	$0	211
Additional Noninterest Income	$112,000	5,499
Total noninterest expense	$4,319,000	4,120
Salaries and employee benefits	$2,048,000	4,276
Premises and equipment expense	$577,000	3,977
Additional noninterest expense	$1,694,000	3,757
Pre-tax net operating income	$602,000	3,767
Securities gains (losses)	$0	3,754
Applicable income taxes	$180,000	2,468
Income before extraordinary items	$422,000	4,103
Extraordinary gains, net	$0	34
Net income	$422,000	4,102
Minority interest net income	$0	115
Net income of bank and minority interests.	$422,000	4,102
Net charge-offs	$319,000	4,408
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$422,000	4,035
2009-09-30 (YTD Data)		Rank
Total interest income	$4,758,000	4,512
Total interest expense	$1,135,000	5,275
Net interest income	$3,623,000	4,040
Provision for loan and lease losses	$220,000	5,038
Total noninterest income	$286,000	5,272
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$206,000	4,075
Trading account gains and fees	$0	212
Additional Noninterest Income	$80,000	5,686
Total noninterest expense	$3,051,000	4,308
Salaries and employee benefits	$1,463,000	4,460
Premises and equipment expense	$434,000	4,021
Additional noninterest expense	$1,154,000	3,984
Pre-tax net operating income	$638,000	3,485
Securities gains (losses)	$0	3,497
Applicable income taxes	$227,000	2,192
Income before extraordinary items	$411,000	4,011
Extraordinary gains, net	$3,000	25
Net income	$414,000	3,996
Minority interest net income	$0	118
Net income of bank and minority interests.	$414,000	3,999
Net charge-offs	$-125,000	8,062
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$411,000	3,910
2009-06-30 (YTD Data)		Rank
Total interest income	$3,003,000	4,699
Total interest expense	$738,000	5,452
Net interest income	$2,265,000	4,204
Provision for loan and lease losses	$120,000	5,054
Total noninterest income	$180,000	5,395
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$126,000	4,206
Trading account gains and fees	$0	193
Additional Noninterest Income	$54,000	5,737
Total noninterest expense	$1,981,000	4,408
Salaries and employee benefits	$950,000	4,593
Premises and equipment expense	$283,000	4,106
Additional noninterest expense	$748,000	4,078
Pre-tax net operating income	$344,000	3,950
Securities gains (losses)	$0	3,136
Applicable income taxes	$104,000	2,600
Income before extraordinary items	$240,000	4,306
Extraordinary gains, net	$0	21
Net income	$240,000	4,305
Minority interest net income	$0	112
Net income of bank and minority interests.	$240,000	4,305
Net charge-offs	$-138,000	8,160
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$240,000	4,195
2009-03-31 (YTD Data)		Rank
Total interest income	$1,383,000	4,987
Total interest expense	$361,000	5,605
Net interest income	$1,022,000	4,512
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$78,000	5,633
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$58,000	4,312
Trading account gains and fees	$0	171
Additional Noninterest Income	$20,000	6,167
Total noninterest expense	$914,000	4,564
Salaries and employee benefits	$469,000	4,677
Premises and equipment expense	$142,000	4,138
Additional noninterest expense	$303,000	4,378
Pre-tax net operating income	$126,000	4,746
Securities gains (losses)	$0	2,434
Applicable income taxes	$8,000	4,098
Income before extraordinary items	$118,000	4,709
Extraordinary gains, net	$0	15
Net income	$118,000	4,713
Minority interest net income	$0	102
Net income of bank and minority interests.	$118,000	4,712
Net charge-offs	$-149,000	8,210
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$118,000	4,546
2008-12-31 (YTD Data)		Rank
Total interest income	$4,454,000	5,764
Total interest expense	$1,570,000	5,887
Net interest income	$2,884,000	5,521
Provision for loan and lease losses	$595,000	3,531
Total noninterest income	$308,000	5,779
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$245,000	4,398
Trading account gains and fees	$0	154
Additional Noninterest Income	$63,000	6,515
Total noninterest expense	$2,992,000	5,118
Salaries and employee benefits	$1,724,000	4,921
Premises and equipment expense	$470,000	4,640
Additional noninterest expense	$798,000	5,479
Pre-tax net operating income	$-395,000	6,701
Securities gains (losses)	$33,000	1,871
Applicable income taxes	$-188,000	7,206
Income before extraordinary items	$-174,000	6,449
Extraordinary gains, net	$0	39
Net income	$-174,000	6,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	4,380
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-195,120	6,621
2008-09-30 (YTD Data)		Rank
Total interest income	$3,121,000	5,983
Total interest expense	$836,000	6,703
Net interest income	$2,285,000	5,417
Provision for loan and lease losses	$352,000	3,290
Total noninterest income	$202,000	6,095
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$176,000	4,524
Trading account gains and fees	$0	148
Additional Noninterest Income	$26,000	7,229
Total noninterest expense	$2,266,000	5,081
Salaries and employee benefits	$1,270,000	4,993
Premises and equipment expense	$314,000	4,986
Additional noninterest expense	$682,000	5,032
Pre-tax net operating income	$-131,000	6,956
Securities gains (losses)	$33,000	1,699
Applicable income taxes	$0	5,372
Income before extraordinary items	$-98,000	6,777
Extraordinary gains, net	$0	31
Net income	$-98,000	6,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,975
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-131,000	7,003
2008-06-30 (YTD Data)		Rank
Total interest income	$1,892,000	6,266
Total interest expense	$499,000	7,017
Net interest income	$1,393,000	5,682
Provision for loan and lease losses	$273,000	2,690
Total noninterest income	$151,000	5,971
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$144,000	4,121
Trading account gains and fees	$0	149
Additional Noninterest Income	$7,000	7,835
Total noninterest expense	$1,442,000	5,252
Salaries and employee benefits	$822,000	5,137
Premises and equipment expense	$212,000	4,972
Additional noninterest expense	$408,000	5,357
Pre-tax net operating income	$-171,000	7,292
Securities gains (losses)	$33,000	1,725
Applicable income taxes	$0	5,627
Income before extraordinary items	$-138,000	7,313
Extraordinary gains, net	$0	21
Net income	$-138,000	7,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,450
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-171,000	7,341
2008-03-31 (YTD Data)		Rank
Total interest income	$867,000	6,541
Total interest expense	$222,000	7,325
Net interest income	$645,000	5,913
Provision for loan and lease losses	$212,000	1,758
Total noninterest income	$62,000	6,315
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$59,000	4,476
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,000	7,909
Total noninterest expense	$702,000	5,358
Salaries and employee benefits	$411,000	5,154
Premises and equipment expense	$106,000	4,999
Additional noninterest expense	$185,000	5,586
Pre-tax net operating income	$-207,000	7,774
Securities gains (losses)	$15,000	1,758
Applicable income taxes	$0	5,622
Income before extraordinary items	$-192,000	7,828
Extraordinary gains, net	$0	15
Net income	$-192,000	7,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-207,000	7,818
2007-12-31 (YTD Data)		Rank
Total interest income	$710,000	8,319
Total interest expense	$115,000	8,382
Net interest income	$595,000	8,194
Provision for loan and lease losses	$40,000	5,854
Total noninterest income	$70,000	7,849
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$65,000	6,517
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,000	8,181
Total noninterest expense	$678,000	8,117
Salaries and employee benefits	$372,000	8,126
Premises and equipment expense	$85,000	7,909
Additional noninterest expense	$221,000	7,934
Pre-tax net operating income	$-53,000	7,508
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$-53,000	7,580
Extraordinary gains, net	$0	39
Net income	$-53,000	7,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$54,000	5,567
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-53,000	7,558
2007-09-30 (YTD Data)		Rank
Total interest income	$1,496,000	7,603
Total interest expense	$162,000	8,328
Net interest income	$1,334,000	6,823
Provision for loan and lease losses	$-100,000	8,418
Total noninterest income	$205,000	6,253
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$170,000	4,679
Trading account gains and fees	$0	184
Additional Noninterest Income	$35,000	7,194
Total noninterest expense	$1,393,000	6,380
Salaries and employee benefits	$641,000	6,798
Premises and equipment expense	$109,000	7,284
Additional noninterest expense	$643,000	5,074
Pre-tax net operating income	$246,000	6,783
Securities gains (losses)	$4,000	1,247
Applicable income taxes	$0	6,220
Income before extraordinary items	$250,000	6,570
Extraordinary gains, net	$0	33
Net income	$250,000	6,567
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$54,000	4,917
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$246,000	6,570
2007-06-30 (YTD Data)		Rank
Total interest income	$968,000	7,688
Total interest expense	$103,000	8,400
Net interest income	$865,000	6,915
Provision for loan and lease losses	$-100,000	8,472
Total noninterest income	$137,000	6,282
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$113,000	4,690
Trading account gains and fees	$0	168
Additional Noninterest Income	$24,000	7,211
Total noninterest expense	$698,000	7,107
Salaries and employee benefits	$425,000	6,869
Premises and equipment expense	$75,000	7,264
Additional noninterest expense	$198,000	7,093
Pre-tax net operating income	$404,000	5,499
Securities gains (losses)	$4,000	1,079
Applicable income taxes	$0	6,265
Income before extraordinary items	$408,000	5,024
Extraordinary gains, net	$0	29
Net income	$408,000	5,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$404,000	5,049
2007-03-31 (YTD Data)		Rank
Total interest income	$492,000	7,713
Total interest expense	$50,000	8,458
Net interest income	$442,000	6,890
Provision for loan and lease losses	$-100,000	8,543
Total noninterest income	$63,000	6,440
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$56,000	4,665
Trading account gains and fees	$0	195
Additional Noninterest Income	$7,000	7,693
Total noninterest expense	$356,000	7,095
Salaries and employee benefits	$215,000	6,866
Premises and equipment expense	$39,000	7,229
Additional noninterest expense	$102,000	7,049
Pre-tax net operating income	$249,000	5,063
Securities gains (losses)	$4,000	855
Applicable income taxes	$0	6,196
Income before extraordinary items	$253,000	4,526
Extraordinary gains, net	$0	22
Net income	$253,000	4,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$249,000	4,555
2006-12-31 (YTD Data)		Rank
Total interest income	$2,030,000	7,512
Total interest expense	$184,000	8,435
Net interest income	$1,846,000	6,751
Provision for loan and lease losses	$0	6,850
Total noninterest income	$273,000	6,359
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$248,000	4,525
Trading account gains and fees	$0	130
Additional Noninterest Income	$25,000	7,832
Total noninterest expense	$1,540,000	6,821
Salaries and employee benefits	$937,000	6,565
Premises and equipment expense	$174,000	6,983
Additional noninterest expense	$429,000	6,924
Pre-tax net operating income	$579,000	6,254
Securities gains (losses)	$-1,000	6,756
Applicable income taxes	$0	6,600
Income before extraordinary items	$578,000	5,895
Extraordinary gains, net	$0	51
Net income	$578,000	5,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,771
Cash dividends	$600,000	3,434
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$579,000	5,887
2006-09-30 (YTD Data)		Rank
Total interest income	$1,533,000	7,554
Total interest expense	$133,000	8,500
Net interest income	$1,400,000	6,804
Provision for loan and lease losses	$0	6,685
Total noninterest income	$210,000	6,359
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$190,000	4,510
Trading account gains and fees	$0	126
Additional Noninterest Income	$20,000	7,827
Total noninterest expense	$1,135,000	6,874
Salaries and employee benefits	$681,000	6,637
Premises and equipment expense	$128,000	7,039
Additional noninterest expense	$326,000	6,903
Pre-tax net operating income	$475,000	6,322
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$475,000	5,874
Extraordinary gains, net	$0	45
Net income	$475,000	5,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$400,000	3,240
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$475,000	5,874
2006-06-30 (YTD Data)		Rank
Total interest income	$1,045,000	7,533
Total interest expense	$86,000	8,543
Net interest income	$959,000	6,760
Provision for loan and lease losses	$0	6,419
Total noninterest income	$134,000	6,446
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$127,000	4,482
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,000	8,267
Total noninterest expense	$769,000	6,871
Salaries and employee benefits	$459,000	6,645
Premises and equipment expense	$83,000	7,114
Additional noninterest expense	$227,000	6,822
Pre-tax net operating income	$324,000	6,304
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$324,000	5,852
Extraordinary gains, net	$0	39
Net income	$324,000	5,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$300,000	3,088
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$324,000	5,850
2006-03-31 (YTD Data)		Rank
Total interest income	$519,000	7,544
Total interest expense	$42,000	8,568
Net interest income	$477,000	6,805
Provision for loan and lease losses	$0	6,013
Total noninterest income	$68,000	6,391
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$63,000	4,435
Trading account gains and fees	$0	115
Additional Noninterest Income	$5,000	8,055
Total noninterest expense	$376,000	6,932
Salaries and employee benefits	$224,000	6,718
Premises and equipment expense	$38,000	7,293
Additional noninterest expense	$114,000	6,766
Pre-tax net operating income	$169,000	6,180
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$169,000	5,696
Extraordinary gains, net	$0	21
Net income	$169,000	5,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$200,000	2,370
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$169,000	5,692
2005-12-31 (YTD Data)		Rank
Total interest income	$1,782,000	7,655
Total interest expense	$143,000	8,554
Net interest income	$1,639,000	7,106
Provision for loan and lease losses	$0	7,120
Total noninterest income	$329,000	6,141
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$284,000	4,312
Trading account gains and fees	$0	138
Additional Noninterest Income	$45,000	7,498
Total noninterest expense	$1,425,000	7,016
Salaries and employee benefits	$842,000	6,800
Premises and equipment expense	$155,000	7,213
Additional noninterest expense	$428,000	6,941
Pre-tax net operating income	$543,000	6,603
Securities gains (losses)	$-4,000	7,217
Applicable income taxes	$0	6,964
Income before extraordinary items	$539,000	6,219
Extraordinary gains, net	$0	46
Net income	$539,000	6,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,244
Cash dividends	$600,000	3,308
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$543,000	6,168
2005-09-30 (YTD Data)		Rank
Total interest income	$1,317,000	7,701
Total interest expense	$105,000	8,589
Net interest income	$1,212,000	7,174
Provision for loan and lease losses	$0	6,899
Total noninterest income	$249,000	6,158
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$215,000	4,306
Trading account gains and fees	$0	126
Additional Noninterest Income	$34,000	7,520
Total noninterest expense	$1,042,000	7,073
Salaries and employee benefits	$613,000	6,866
Premises and equipment expense	$110,000	7,324
Additional noninterest expense	$319,000	6,968
Pre-tax net operating income	$419,000	6,710
Securities gains (losses)	$-4,000	7,604
Applicable income taxes	$0	6,976
Income before extraordinary items	$415,000	6,285
Extraordinary gains, net	$0	35
Net income	$415,000	6,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,023
Cash dividends	$200,000	4,032
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$419,000	6,226
2005-06-30 (YTD Data)		Rank
Total interest income	$864,000	7,712
Total interest expense	$70,000	8,590
Net interest income	$794,000	7,210
Provision for loan and lease losses	$0	6,626
Total noninterest income	$180,000	5,977
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$147,000	4,204
Trading account gains and fees	$0	116
Additional Noninterest Income	$33,000	7,057
Total noninterest expense	$698,000	7,066
Salaries and employee benefits	$408,000	6,861
Premises and equipment expense	$71,000	7,389
Additional noninterest expense	$219,000	6,879
Pre-tax net operating income	$276,000	6,739
Securities gains (losses)	$-4,000	7,869
Applicable income taxes	$0	6,961
Income before extraordinary items	$272,000	6,334
Extraordinary gains, net	$0	30
Net income	$272,000	6,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,020
Cash dividends	$200,000	3,480
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$276,000	6,249
2005-03-31 (YTD Data)		Rank
Total interest income	$424,000	7,785
Total interest expense	$35,000	8,654
Net interest income	$389,000	7,317
Provision for loan and lease losses	$0	6,226
Total noninterest income	$98,000	5,732
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$79,000	3,954
Trading account gains and fees	$0	115
Additional Noninterest Income	$19,000	6,923
Total noninterest expense	$338,000	7,186
Salaries and employee benefits	$200,000	6,975
Premises and equipment expense	$34,000	7,517
Additional noninterest expense	$104,000	7,044
Pre-tax net operating income	$149,000	6,583
Securities gains (losses)	$-4,000	8,340
Applicable income taxes	$0	6,892
Income before extraordinary items	$145,000	6,171
Extraordinary gains, net	$0	24
Net income	$145,000	6,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,095
Cash dividends	$100,000	2,899
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$149,000	6,077
2004-12-31 (YTD Data)		Rank
Total interest income	$1,606,000	7,776
Total interest expense	$141,000	8,634
Net interest income	$1,465,000	7,356
Provision for loan and lease losses	$0	7,314
Total noninterest income	$410,000	5,734
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$340,000	4,014
Trading account gains and fees	$0	138
Additional Noninterest Income	$70,000	6,987
Total noninterest expense	$1,629,000	6,656
Salaries and employee benefits	$978,000	6,345
Premises and equipment expense	$179,000	6,989
Additional noninterest expense	$472,000	6,724
Pre-tax net operating income	$246,000	7,625
Securities gains (losses)	$74,000	1,456
Applicable income taxes	$12,000	6,712
Income before extraordinary items	$308,000	7,192
Extraordinary gains, net	$0	34
Net income	$308,000	7,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	8,590
Cash dividends	$2,700,000	1,058
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$236,960	7,427
2004-09-30 (YTD Data)		Rank
Total interest income	$1,195,000	7,824
Total interest expense	$107,000	8,689
Net interest income	$1,088,000	7,397
Provision for loan and lease losses	$0	7,100
Total noninterest income	$311,000	5,732
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$256,000	4,044
Trading account gains and fees	$0	134
Additional Noninterest Income	$55,000	6,930
Total noninterest expense	$1,212,000	6,649
Salaries and employee benefits	$728,000	6,342
Premises and equipment expense	$126,000	7,104
Additional noninterest expense	$358,000	6,651
Pre-tax net operating income	$187,000	7,757
Securities gains (losses)	$52,000	1,632
Applicable income taxes	$0	7,220
Income before extraordinary items	$239,000	7,254
Extraordinary gains, net	$0	26
Net income	$239,000	7,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,436
Cash dividends	$2,700,000	759
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$187,000	7,503
2004-06-30 (YTD Data)		Rank
Total interest income	$786,000	7,893
Total interest expense	$73,000	8,737
Net interest income	$713,000	7,467
Provision for loan and lease losses	$0	6,885
Total noninterest income	$198,000	5,838
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$162,000	4,157
Trading account gains and fees	$0	130
Additional Noninterest Income	$36,000	6,981
Total noninterest expense	$791,000	6,751
Salaries and employee benefits	$482,000	6,416
Premises and equipment expense	$79,000	7,252
Additional noninterest expense	$230,000	6,788
Pre-tax net operating income	$120,000	7,758
Securities gains (losses)	$52,000	1,433
Applicable income taxes	$0	7,214
Income before extraordinary items	$172,000	7,142
Extraordinary gains, net	$0	21
Net income	$172,000	7,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,159
Cash dividends	$300,000	2,849
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$120,000	7,521
2004-03-31 (YTD Data)		Rank
Total interest income	$397,000	7,915
Total interest expense	$38,000	8,770
Net interest income	$359,000	7,487
Provision for loan and lease losses	$0	6,501
Total noninterest income	$107,000	5,629
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$80,000	4,116
Trading account gains and fees	$0	121
Additional Noninterest Income	$27,000	6,301
Total noninterest expense	$404,000	6,735
Salaries and employee benefits	$234,000	6,545
Premises and equipment expense	$46,000	6,981
Additional noninterest expense	$124,000	6,581
Pre-tax net operating income	$62,000	7,733
Securities gains (losses)	$52,000	1,173
Applicable income taxes	$0	7,103
Income before extraordinary items	$114,000	6,628
Extraordinary gains, net	$0	16
Net income	$114,000	6,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,582
Cash dividends	$200,000	2,144
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$62,000	7,464
2003-12-31 (YTD Data)		Rank
Total interest income	$1,811,000	7,758
Total interest expense	$237,000	8,647
Net interest income	$1,574,000	7,247
Provision for loan and lease losses	$0	7,651
Total noninterest income	$366,000	6,152
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$295,000	4,334
Trading account gains and fees	$0	160
Additional Noninterest Income	$71,000	7,063
Total noninterest expense	$1,610,000	6,695
Salaries and employee benefits	$980,000	6,332
Premises and equipment expense	$182,000	6,996
Additional noninterest expense	$448,000	6,859
Pre-tax net operating income	$330,000	7,315
Securities gains (losses)	$229,000	1,243
Applicable income taxes	$0	7,459
Income before extraordinary items	$559,000	6,099
Extraordinary gains, net	$0	54
Net income	$559,000	6,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,737
Cash dividends	$450,000	3,702
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$330,000	6,987
2003-09-30 (YTD Data)		Rank
Total interest income	$1,384,000	7,807
Total interest expense	$197,000	8,683
Net interest income	$1,187,000	7,289
Provision for loan and lease losses	$0	7,481
Total noninterest income	$285,000	6,127
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$223,000	4,341
Trading account gains and fees	$0	153
Additional Noninterest Income	$62,000	6,893
Total noninterest expense	$1,167,000	6,784
Salaries and employee benefits	$707,000	6,435
Premises and equipment expense	$132,000	7,088
Additional noninterest expense	$328,000	6,907
Pre-tax net operating income	$305,000	7,151
Securities gains (losses)	$175,000	1,315
Applicable income taxes	$0	7,524
Income before extraordinary items	$480,000	5,949
Extraordinary gains, net	$0	40
Net income	$480,000	5,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,752
Cash dividends	$350,000	3,235
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$305,000	6,754
2003-06-30 (YTD Data)		Rank
Total interest income	$949,000	7,811
Total interest expense	$146,000	8,670
Net interest income	$803,000	7,272
Provision for loan and lease losses	$0	7,324
Total noninterest income	$183,000	6,195
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$143,000	4,400
Trading account gains and fees	$0	150
Additional Noninterest Income	$40,000	6,937
Total noninterest expense	$762,000	6,862
Salaries and employee benefits	$467,000	6,493
Premises and equipment expense	$84,000	7,192
Additional noninterest expense	$211,000	7,001
Pre-tax net operating income	$224,000	7,015
Securities gains (losses)	$175,000	1,125
Applicable income taxes	$0	7,529
Income before extraordinary items	$399,000	5,412
Extraordinary gains, net	$0	30
Net income	$399,000	5,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,628
Cash dividends	$250,000	3,135
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$224,000	6,552
2003-03-31 (YTD Data)		Rank
Total interest income	$481,000	7,832
Total interest expense	$77,000	8,703
Net interest income	$404,000	7,266
Provision for loan and lease losses	$0	6,934
Total noninterest income	$90,000	6,155
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$71,000	4,347
Trading account gains and fees	$0	134
Additional Noninterest Income	$19,000	7,007
Total noninterest expense	$393,000	6,769
Salaries and employee benefits	$230,000	6,550
Premises and equipment expense	$44,000	7,119
Additional noninterest expense	$119,000	6,675
Pre-tax net operating income	$101,000	7,173
Securities gains (losses)	$64,000	1,248
Applicable income taxes	$0	7,403
Income before extraordinary items	$165,000	5,798
Extraordinary gains, net	$0	21
Net income	$165,000	5,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,300
Cash dividends	$150,000	2,511
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$101,000	6,714
2002-12-31 (YTD Data)		Rank
Total interest income	$2,105,000	7,736
Total interest expense	$436,000	8,558
Net interest income	$1,669,000	7,161
Provision for loan and lease losses	$9,000	7,866
Total noninterest income	$347,000	6,121
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$287,000	4,329
Trading account gains and fees	$0	153
Additional Noninterest Income	$60,000	7,355
Total noninterest expense	$1,590,000	6,677
Salaries and employee benefits	$913,000	6,469
Premises and equipment expense	$213,000	6,621
Additional noninterest expense	$464,000	6,720
Pre-tax net operating income	$417,000	7,088
Securities gains (losses)	$124,000	1,559
Applicable income taxes	$9,000	7,326
Income before extraordinary items	$532,000	6,250
Extraordinary gains, net	$0	70
Net income	$532,000	6,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	9,040
Cash dividends	$504,000	3,423
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$410,480	6,664
2001-12-31 (YTD Data)		Rank
Total interest income	$2,441,000	7,810
Total interest expense	$765,000	8,501
Net interest income	$1,676,000	7,019
Provision for loan and lease losses	$34,000	7,144
Total noninterest income	$334,000	6,133
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$308,000	4,094
Trading account gains and fees	$0	177
Additional Noninterest Income	$26,000	8,488
Total noninterest expense	$1,484,000	6,831
Salaries and employee benefits	$862,000	6,530
Premises and equipment expense	$164,000	7,301
Additional noninterest expense	$458,000	6,727
Pre-tax net operating income	$492,000	6,578
Securities gains (losses)	$64,000	2,136
Applicable income taxes	$9,000	7,619
Income before extraordinary items	$547,000	5,859
Extraordinary gains, net	$0	105
Net income	$547,000	5,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,614
Cash dividends	$400,000	3,838
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$484,280	6,026
2000-12-31 (YTD Data)		Rank
Total interest income	$2,389,000	8,023
Total interest expense	$751,000	8,753
Net interest income	$1,638,000	7,236
Provision for loan and lease losses	$24,000	7,446
Total noninterest income	$360,000	5,828
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$298,000	4,082
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	7,420
Total noninterest expense	$1,354,000	7,103
Salaries and employee benefits	$747,000	6,987
Premises and equipment expense	$159,000	7,451
Additional noninterest expense	$448,000	6,789
Pre-tax net operating income	$620,000	6,508
Securities gains (losses)	$-100,000	9,412
Applicable income taxes	$-123,000	9,617
Income before extraordinary items	$643,000	5,655
Extraordinary gains, net	$0	38
Net income	$643,000	5,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,699
Cash dividends	$544,000	3,408
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$743,000	5,253
1999-12-31 (YTD Data)		Rank
Total interest income	$2,413,000	8,008
Total interest expense	$795,000	8,695
Net interest income	$1,618,000	7,362
Provision for loan and lease losses	$24,000	7,475
Total noninterest income	$355,000	5,964
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	3,939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,065
Total noninterest expense	$1,468,000	6,860
Salaries and employee benefits	$846,000	6,547
Premises and equipment expense	$160,000	7,502
Additional noninterest expense	$462,000	6,804
Pre-tax net operating income	$481,000	7,226
Securities gains (losses)	$18,000	1,449
Applicable income taxes	$123,000	6,608
Income before extraordinary items	$376,000	7,119
Extraordinary gains, net	$0	35
Net income	$376,000	7,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,395
Cash dividends	$5,000	7,081
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$362,500	7,186
1998-12-31 (YTD Data)		Rank
Total interest income	$2,593,000	7,992
Total interest expense	$868,000	8,768
Net interest income	$1,725,000	7,226
Provision for loan and lease losses	$64,000	6,030
Total noninterest income	$377,000	5,795
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$337,000	3,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	8,530
Total noninterest expense	$1,325,000	7,175
Salaries and employee benefits	$762,000	6,854
Premises and equipment expense	$163,000	7,375
Additional noninterest expense	$400,000	7,218
Pre-tax net operating income	$713,000	6,434
Securities gains (losses)	$0	4,449
Applicable income taxes	$222,000	5,925
Income before extraordinary items	$491,000	6,661
Extraordinary gains, net	$0	32
Net income	$491,000	6,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	2,864
Cash dividends	$5,000	7,417
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$491,000	6,545
1997-12-31 (YTD Data)		Rank
Total interest income	$2,544,000	8,326
Total interest expense	$856,000	9,099
Net interest income	$1,688,000	7,578
Provision for loan and lease losses	$59,000	6,382
Total noninterest income	$411,000	5,639
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$376,000	3,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	9,104
Total noninterest expense	$1,307,000	7,314
Salaries and employee benefits	$739,000	7,088
Premises and equipment expense	$154,000	7,716
Additional noninterest expense	$414,000	7,236
Pre-tax net operating income	$733,000	6,850
Securities gains (losses)	$-12,000	10,127
Applicable income taxes	$242,000	6,338
Income before extraordinary items	$479,000	7,110
Extraordinary gains, net	$0	44
Net income	$479,000	7,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,455
Cash dividends	$5,000	7,812
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$486,920	7,008
1996-12-31 (YTD Data)		Rank
Total interest income	$2,423,000	8,793
Total interest expense	$835,000	9,530
Net interest income	$1,588,000	8,058
Provision for loan and lease losses	$12,000	8,364
Total noninterest income	$385,000	6,077
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$335,000	3,900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,888
Total noninterest expense	$1,320,000	7,602
Salaries and employee benefits	$753,000	7,238
Premises and equipment expense	$158,000	7,875
Additional noninterest expense	$409,000	7,805
Pre-tax net operating income	$641,000	7,223
Securities gains (losses)	$-52,000	11,047
Applicable income taxes	$193,000	7,244
Income before extraordinary items	$396,000	7,651
Extraordinary gains, net	$0	53
Net income	$396,000	7,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,429
Cash dividends	$5,000	8,271
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$430,840	7,323
1995-12-31 (YTD Data)		Rank
Total interest income	$2,348,000	9,191
Total interest expense	$841,000	9,820
Net interest income	$1,507,000	8,520
Provision for loan and lease losses	$0	8,958
Total noninterest income	$387,000	6,105
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$302,000	4,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	7,757
Total noninterest expense	$1,399,000	7,585
Salaries and employee benefits	$795,000	7,122
Premises and equipment expense	$164,000	7,947
Additional noninterest expense	$440,000	7,808
Pre-tax net operating income	$495,000	8,467
Securities gains (losses)	$-6,000	9,789
Applicable income taxes	$146,000	8,329
Income before extraordinary items	$343,000	8,545
Extraordinary gains, net	$0	65
Net income	$343,000	8,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,354
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$347,200	8,482
1994-12-31 (YTD Data)		Rank
Total interest income	$2,402,000	9,084
Total interest expense	$783,000	9,685
Net interest income	$1,619,000	8,529
Provision for loan and lease losses	$8,000	8,632
Total noninterest income	$310,000	7,119
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$280,000	4,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	10,793
Total noninterest expense	$1,615,000	7,254
Salaries and employee benefits	$851,000	6,919
Premises and equipment expense	$180,000	7,850
Additional noninterest expense	$584,000	7,151
Pre-tax net operating income	$306,000	10,101
Securities gains (losses)	$-21,000	10,372
Applicable income taxes	$48,000	10,520
Income before extraordinary items	$237,000	9,840
Extraordinary gains, net	$0	249
Net income	$237,000	9,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,867
Cash dividends	$1,000	8,919
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$254,430	9,719
1993-12-31 (YTD Data)		Rank
Total interest income	$2,094,000	9,996
Total interest expense	$605,000	11,107
Net interest income	$1,489,000	9,154
Provision for loan and lease losses	$36,000	8,112
Total noninterest income	$238,000	8,569
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$209,000	5,817
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	11,374
Total noninterest expense	$1,269,000	8,623
Salaries and employee benefits	$687,000	8,087
Premises and equipment expense	$122,000	9,724
Additional noninterest expense	$460,000	8,616
Pre-tax net operating income	$422,000	9,247
Securities gains (losses)	$-17,000	12,886
Applicable income taxes	$82,000	10,157
Income before extraordinary items	$323,000	9,204
Extraordinary gains, net	$198,000	1,028
Net income	$521,000	7,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	5,721
Cash dividends	$5,000	8,993
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$336,600	8,813
1992-12-31 (YTD Data)		Rank
Total interest income	$2,059,000	10,784
Total interest expense	$688,000	11,877
Net interest income	$1,371,000	9,732
Provision for loan and lease losses	$5,000	11,499
Total noninterest income	$172,000	9,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$153,000	7,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	12,651
Total noninterest expense	$1,080,000	9,611
Salaries and employee benefits	$565,000	9,128
Premises and equipment expense	$142,000	9,348
Additional noninterest expense	$373,000	9,907
Pre-tax net operating income	$458,000	8,728
Securities gains (losses)	$13,000	6,142
Applicable income taxes	$83,000	10,366
Income before extraordinary items	$388,000	8,339
Extraordinary gains, net	$83,000	809
Net income	$471,000	7,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	8,917
Cash dividends	$5,000	8,820
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$377,340	8,078

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.