Home > AFFINITY BANK > Income and Expense
AFFINITY BANK, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,696,000 | 2,077 |
| Total interest expense | $3,997,000 | 1,472 |
| Net interest income | $9,699,000 | 2,291 |
| Provision for loan and lease losses | $83,000 | 3,074 |
| Total noninterest income | $113,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $68,000 | 4,267 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $45,000 | 4,751 |
| Total noninterest expense | $7,029,000 | 2,434 |
| Salaries and employee benefits | $3,971,000 | 2,446 |
| Premises and equipment expense | $794,000 | 2,351 |
| Additional noninterest expense | $2,264,000 | 2,362 |
| Pre-tax net operating income | $2,700,000 | 2,617 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $640,000 | 1,787 |
| Income before extraordinary items | $2,060,000 | 2,852 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,060,000 | 2,853 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,060,000 | 2,854 |
| Net charge-offs | $116,000 | 2,108 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,060,000 | 2,820 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,197,000 | 2,113 |
| Total interest expense | $2,852,000 | 1,541 |
| Net interest income | $7,345,000 | 2,311 |
| Provision for loan and lease losses | $83,000 | 2,796 |
| Total noninterest income | $242,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $53,000 | 4,298 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $189,000 | 3,780 |
| Total noninterest expense | $5,171,000 | 2,490 |
| Salaries and employee benefits | $2,949,000 | 2,484 |
| Premises and equipment expense | $574,000 | 2,425 |
| Additional noninterest expense | $1,648,000 | 2,410 |
| Pre-tax net operating income | $2,333,000 | 2,474 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $575,000 | 1,682 |
| Income before extraordinary items | $1,758,000 | 2,729 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,758,000 | 2,730 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,758,000 | 2,730 |
| Net charge-offs | $112,000 | 1,691 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,758,000 | 2,695 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 2,137 |
| Total interest expense | $1,821,000 | 1,568 |
| Net interest income | $4,848,000 | 2,330 |
| Provision for loan and lease losses | $83,000 | 2,384 |
| Total noninterest income | $228,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $37,000 | 4,276 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $191,000 | 3,319 |
| Total noninterest expense | $3,393,000 | 2,529 |
| Salaries and employee benefits | $1,952,000 | 2,502 |
| Premises and equipment expense | $374,000 | 2,460 |
| Additional noninterest expense | $1,067,000 | 2,470 |
| Pre-tax net operating income | $1,600,000 | 2,401 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $385,000 | 1,653 |
| Income before extraordinary items | $1,215,000 | 2,654 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,215,000 | 2,653 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,215,000 | 2,653 |
| Net charge-offs | $-14,000 | 4,574 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,215,000 | 2,621 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 2,151 |
| Total interest expense | $896,000 | 1,553 |
| Net interest income | $2,389,000 | 2,361 |
| Provision for loan and lease losses | $83,000 | 1,626 |
| Total noninterest income | $116,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $20,000 | 4,223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 3,273 |
| Total noninterest expense | $1,662,000 | 2,582 |
| Salaries and employee benefits | $995,000 | 2,495 |
| Premises and equipment expense | $177,000 | 2,570 |
| Additional noninterest expense | $490,000 | 2,629 |
| Pre-tax net operating income | $760,000 | 2,451 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $183,000 | 1,662 |
| Income before extraordinary items | $577,000 | 2,684 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $577,000 | 2,683 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $577,000 | 2,683 |
| Net charge-offs | $-14,000 | 4,769 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $577,000 | 2,662 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,581,000 | 2,274 |
| Total interest expense | $2,406,000 | 1,694 |
| Net interest income | $9,175,000 | 2,412 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $313,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $69,000 | 4,487 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $244,000 | 3,897 |
| Total noninterest expense | $6,454,000 | 2,591 |
| Salaries and employee benefits | $3,897,000 | 2,497 |
| Premises and equipment expense | $714,000 | 2,537 |
| Additional noninterest expense | $1,843,000 | 2,736 |
| Pre-tax net operating income | $3,034,000 | 2,486 |
| Securities gains (losses) | $559,000 | 114 |
| Applicable income taxes | $914,000 | 1,468 |
| Income before extraordinary items | $2,679,000 | 2,491 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,679,000 | 2,489 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,679,000 | 2,490 |
| Net charge-offs | $-15,000 | 4,601 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 559 |
| Net operating income | $2,237,390 | 2,754 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 2,300 |
| Total interest expense | $1,709,000 | 1,691 |
| Net interest income | $6,781,000 | 2,446 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $178,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $52,000 | 4,532 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 4,254 |
| Total noninterest expense | $4,847,000 | 2,605 |
| Salaries and employee benefits | $2,882,000 | 2,519 |
| Premises and equipment expense | $539,000 | 2,544 |
| Additional noninterest expense | $1,426,000 | 2,693 |
| Pre-tax net operating income | $2,112,000 | 2,645 |
| Securities gains (losses) | $379,000 | 147 |
| Applicable income taxes | $638,000 | 1,575 |
| Income before extraordinary items | $1,853,000 | 2,646 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,853,000 | 2,645 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,853,000 | 2,645 |
| Net charge-offs | $-12,000 | 4,525 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 512 |
| Net operating income | $1,553,590 | 2,923 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,468,000 | 2,348 |
| Total interest expense | $1,052,000 | 1,709 |
| Net interest income | $4,416,000 | 2,491 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $153,000 | 4,374 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $37,000 | 4,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $116,000 | 4,009 |
| Total noninterest expense | $3,210,000 | 2,632 |
| Salaries and employee benefits | $1,862,000 | 2,587 |
| Premises and equipment expense | $360,000 | 2,549 |
| Additional noninterest expense | $988,000 | 2,640 |
| Pre-tax net operating income | $1,359,000 | 2,678 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $343,000 | 1,742 |
| Income before extraordinary items | $1,016,000 | 2,929 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,016,000 | 2,928 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,016,000 | 2,928 |
| Net charge-offs | $-8,000 | 4,455 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 459 |
| Net operating income | $1,016,000 | 2,918 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 2,425 |
| Total interest expense | $453,000 | 1,842 |
| Net interest income | $2,160,000 | 2,524 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $96,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $20,000 | 4,465 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $76,000 | 3,703 |
| Total noninterest expense | $1,523,000 | 2,760 |
| Salaries and employee benefits | $865,000 | 2,751 |
| Premises and equipment expense | $184,000 | 2,573 |
| Additional noninterest expense | $474,000 | 2,730 |
| Pre-tax net operating income | $733,000 | 2,525 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $186,000 | 1,639 |
| Income before extraordinary items | $547,000 | 2,765 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $547,000 | 2,765 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $547,000 | 2,765 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 421 |
| Net operating income | $547,000 | 2,754 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,092,000 | 2,429 |
| Total interest expense | $2,029,000 | 1,518 |
| Net interest income | $8,063,000 | 2,620 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $425,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $89,000 | 4,463 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $336,000 | 3,655 |
| Total noninterest expense | $5,882,000 | 2,803 |
| Salaries and employee benefits | $3,220,000 | 2,857 |
| Premises and equipment expense | $643,000 | 2,810 |
| Additional noninterest expense | $2,019,000 | 2,630 |
| Pre-tax net operating income | $2,606,000 | 2,687 |
| Securities gains (losses) | $494,000 | 223 |
| Applicable income taxes | $2,961,000 | 968 |
| Income before extraordinary items | $139,000 | 5,145 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $139,000 | 5,144 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $139,000 | 5,145 |
| Net charge-offs | $-215,000 | 5,453 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 517 |
| Net operating income | $-177,160 | 5,447 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,553,000 | 2,438 |
| Total interest expense | $1,526,000 | 1,494 |
| Net interest income | $6,027,000 | 2,652 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $288,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $67,000 | 4,489 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $221,000 | 3,855 |
| Total noninterest expense | $4,406,000 | 2,825 |
| Salaries and employee benefits | $2,383,000 | 2,905 |
| Premises and equipment expense | $475,000 | 2,854 |
| Additional noninterest expense | $1,548,000 | 2,609 |
| Pre-tax net operating income | $1,909,000 | 2,782 |
| Securities gains (losses) | $494,000 | 205 |
| Applicable income taxes | $889,000 | 1,568 |
| Income before extraordinary items | $1,514,000 | 2,844 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,514,000 | 2,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,514,000 | 2,844 |
| Net charge-offs | $-136,000 | 5,419 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 478 |
| Net operating income | $1,197,840 | 3,188 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 2,409 |
| Total interest expense | $991,000 | 1,495 |
| Net interest income | $4,054,000 | 2,621 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $227,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $46,000 | 4,485 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $181,000 | 3,618 |
| Total noninterest expense | $2,943,000 | 2,843 |
| Salaries and employee benefits | $1,601,000 | 2,904 |
| Premises and equipment expense | $308,000 | 2,912 |
| Additional noninterest expense | $1,034,000 | 2,601 |
| Pre-tax net operating income | $1,338,000 | 2,673 |
| Securities gains (losses) | $494,000 | 153 |
| Applicable income taxes | $681,000 | 1,432 |
| Income before extraordinary items | $1,151,000 | 2,598 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,151,000 | 2,597 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,151,000 | 2,598 |
| Net charge-offs | $-107,000 | 5,454 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 448 |
| Net operating income | $834,840 | 3,090 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 2,437 |
| Total interest expense | $475,000 | 1,524 |
| Net interest income | $2,007,000 | 2,639 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $126,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $22,000 | 4,547 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $104,000 | 3,417 |
| Total noninterest expense | $1,474,000 | 2,864 |
| Salaries and employee benefits | $803,000 | 2,941 |
| Premises and equipment expense | $154,000 | 2,946 |
| Additional noninterest expense | $517,000 | 2,609 |
| Pre-tax net operating income | $659,000 | 2,634 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $243,000 | 1,683 |
| Income before extraordinary items | $416,000 | 3,071 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $416,000 | 3,071 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $416,000 | 3,071 |
| Net charge-offs | $-27,000 | 5,356 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 417 |
| Net operating income | $416,000 | 3,049 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,447,000 | 2,524 |
| Total interest expense | $2,224,000 | 1,290 |
| Net interest income | $7,223,000 | 2,813 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $-3,034,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $81,000 | 4,757 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-3,115,000 | 5,918 |
| Total noninterest expense | $6,594,000 | 2,677 |
| Salaries and employee benefits | $2,880,000 | 3,107 |
| Premises and equipment expense | $571,000 | 3,119 |
| Additional noninterest expense | $3,143,000 | 1,900 |
| Pre-tax net operating income | $-2,405,000 | 5,883 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-929,000 | 5,853 |
| Income before extraordinary items | $-1,476,000 | 5,863 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,476,000 | 5,862 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,476,000 | 5,862 |
| Net charge-offs | $-195,000 | 5,655 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 515 |
| Net operating income | $-1,476,000 | 5,858 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,062,000 | 2,534 |
| Total interest expense | $1,791,000 | 1,203 |
| Net interest income | $5,271,000 | 2,878 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $-3,008,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $60,000 | 4,816 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-3,068,000 | 5,983 |
| Total noninterest expense | $5,194,000 | 2,562 |
| Salaries and employee benefits | $2,185,000 | 3,080 |
| Premises and equipment expense | $422,000 | 3,163 |
| Additional noninterest expense | $2,587,000 | 1,743 |
| Pre-tax net operating income | $-2,931,000 | 5,964 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-1,139,000 | 5,946 |
| Income before extraordinary items | $-1,792,000 | 5,948 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,792,000 | 5,948 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,792,000 | 5,948 |
| Net charge-offs | $-60,000 | 5,430 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 480 |
| Net operating income | $-1,792,000 | 5,947 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 2,533 |
| Total interest expense | $1,237,000 | 1,158 |
| Net interest income | $3,460,000 | 2,920 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $-524,000 | 6,048 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $39,000 | 4,870 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-563,000 | 6,054 |
| Total noninterest expense | $3,069,000 | 2,811 |
| Salaries and employee benefits | $1,438,000 | 3,122 |
| Premises and equipment expense | $281,000 | 3,175 |
| Additional noninterest expense | $1,350,000 | 2,175 |
| Pre-tax net operating income | $-133,000 | 5,893 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-67,000 | 5,972 |
| Income before extraordinary items | $-66,000 | 5,864 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-66,000 | 5,863 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-66,000 | 5,863 |
| Net charge-offs | $-22,000 | 5,239 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 461 |
| Net operating income | $-66,000 | 5,847 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 2,525 |
| Total interest expense | $620,000 | 1,149 |
| Net interest income | $1,746,000 | 2,911 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $-594,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-616,000 | 6,121 |
| Total noninterest expense | $1,517,000 | 2,846 |
| Salaries and employee benefits | $710,000 | 3,173 |
| Premises and equipment expense | $136,000 | 3,268 |
| Additional noninterest expense | $671,000 | 2,172 |
| Pre-tax net operating income | $-365,000 | 6,050 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-147,000 | 6,075 |
| Income before extraordinary items | $-218,000 | 6,014 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-218,000 | 6,014 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-218,000 | 6,014 |
| Net charge-offs | $-24,000 | 5,522 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 431 |
| Net operating income | $-218,000 | 6,011 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,385,000 | 2,499 |
| Total interest expense | $2,627,000 | 1,076 |
| Net interest income | $6,758,000 | 2,939 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $-340,000 | 6,159 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $90,000 | 4,836 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-430,000 | 6,165 |
| Total noninterest expense | $6,183,000 | 2,808 |
| Salaries and employee benefits | $2,664,000 | 3,268 |
| Premises and equipment expense | $593,000 | 3,130 |
| Additional noninterest expense | $2,926,000 | 2,049 |
| Pre-tax net operating income | $85,000 | 5,708 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-5,861,000 | 6,154 |
| Income before extraordinary items | $5,946,000 | 1,189 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,946,000 | 1,190 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,946,000 | 1,189 |
| Net charge-offs | $734,000 | 868 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 620 |
| Net operating income | $5,946,000 | 1,164 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,063,000 | 2,506 |
| Total interest expense | $1,979,000 | 1,077 |
| Net interest income | $5,084,000 | 2,951 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $631,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $66,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $565,000 | 2,753 |
| Total noninterest expense | $4,649,000 | 2,811 |
| Salaries and employee benefits | $1,984,000 | 3,298 |
| Premises and equipment expense | $448,000 | 3,157 |
| Additional noninterest expense | $2,217,000 | 2,019 |
| Pre-tax net operating income | $916,000 | 3,881 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $916,000 | 3,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $916,000 | 3,650 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $916,000 | 3,651 |
| Net charge-offs | $674,000 | 700 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 627 |
| Net operating income | $916,000 | 3,598 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 2,574 |
| Total interest expense | $1,326,000 | 1,079 |
| Net interest income | $3,240,000 | 3,062 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $554,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $45,000 | 4,906 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $509,000 | 2,388 |
| Total noninterest expense | $3,059,000 | 2,847 |
| Salaries and employee benefits | $1,296,000 | 3,368 |
| Premises and equipment expense | $297,000 | 3,194 |
| Additional noninterest expense | $1,466,000 | 2,044 |
| Pre-tax net operating income | $735,000 | 3,568 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $735,000 | 3,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $735,000 | 3,322 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $735,000 | 3,323 |
| Net charge-offs | $378,000 | 792 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $735,000 | 3,252 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 2,619 |
| Total interest expense | $659,000 | 1,091 |
| Net interest income | $1,588,000 | 3,098 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $324,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $302,000 | 2,120 |
| Total noninterest expense | $1,515,000 | 2,883 |
| Salaries and employee benefits | $644,000 | 3,410 |
| Premises and equipment expense | $148,000 | 3,220 |
| Additional noninterest expense | $723,000 | 2,045 |
| Pre-tax net operating income | $397,000 | 3,385 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $397,000 | 3,137 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $397,000 | 3,140 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $397,000 | 3,140 |
| Net charge-offs | $242,000 | 638 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $397,000 | 3,069 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,379,000 | 2,549 |
| Total interest expense | $2,722,000 | 1,094 |
| Net interest income | $6,657,000 | 3,004 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $530,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $90,000 | 5,132 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $440,000 | 3,467 |
| Total noninterest expense | $6,306,000 | 2,817 |
| Salaries and employee benefits | $2,608,000 | 3,391 |
| Premises and equipment expense | $565,000 | 3,362 |
| Additional noninterest expense | $3,133,000 | 1,961 |
| Pre-tax net operating income | $881,000 | 4,341 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $881,000 | 4,168 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $881,000 | 4,168 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $881,000 | 4,169 |
| Net charge-offs | $266,000 | 2,148 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $881,000 | 4,112 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 2,588 |
| Total interest expense | $2,039,000 | 1,100 |
| Net interest income | $4,918,000 | 3,059 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $230,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $67,000 | 5,216 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $163,000 | 4,473 |
| Total noninterest expense | $4,550,000 | 2,903 |
| Salaries and employee benefits | $1,969,000 | 3,379 |
| Premises and equipment expense | $414,000 | 3,463 |
| Additional noninterest expense | $2,167,000 | 2,096 |
| Pre-tax net operating income | $598,000 | 4,572 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $598,000 | 4,360 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $598,000 | 4,360 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $598,000 | 4,361 |
| Net charge-offs | $134,000 | 2,406 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $598,000 | 4,313 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,627,000 | 2,593 |
| Total interest expense | $1,334,000 | 1,124 |
| Net interest income | $3,293,000 | 3,043 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $132,000 | 5,191 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $45,000 | 5,223 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $87,000 | 4,745 |
| Total noninterest expense | $2,986,000 | 2,951 |
| Salaries and employee benefits | $1,278,000 | 3,458 |
| Premises and equipment expense | $280,000 | 3,457 |
| Additional noninterest expense | $1,428,000 | 2,107 |
| Pre-tax net operating income | $439,000 | 4,390 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $439,000 | 4,171 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $439,000 | 4,177 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $439,000 | 4,176 |
| Net charge-offs | $144,000 | 1,867 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $439,000 | 4,111 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 2,587 |
| Total interest expense | $668,000 | 1,127 |
| Net interest income | $1,646,000 | 3,053 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $59,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $34,000 | 5,012 |
| Total noninterest expense | $1,509,000 | 2,960 |
| Salaries and employee benefits | $656,000 | 3,444 |
| Premises and equipment expense | $140,000 | 3,502 |
| Additional noninterest expense | $713,000 | 2,113 |
| Pre-tax net operating income | $196,000 | 4,503 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $196,000 | 4,293 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $196,000 | 4,294 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $196,000 | 4,295 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $196,000 | 4,239 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,572,000 | 2,520 |
| Total interest expense | $2,880,000 | 1,177 |
| Net interest income | $6,692,000 | 3,003 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $231,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $82,000 | 5,494 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 4,957 |
| Total noninterest expense | $6,275,000 | 2,883 |
| Salaries and employee benefits | $2,545,000 | 3,496 |
| Premises and equipment expense | $591,000 | 3,346 |
| Additional noninterest expense | $3,139,000 | 2,003 |
| Pre-tax net operating income | $648,000 | 4,706 |
| Securities gains (losses) | $80,000 | 1,485 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $728,000 | 4,394 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $728,000 | 4,398 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $728,000 | 4,399 |
| Net charge-offs | $490,000 | 2,034 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $648,000 | 4,506 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,169,000 | 2,543 |
| Total interest expense | $2,210,000 | 1,184 |
| Net interest income | $4,959,000 | 3,050 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $275,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $61,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $214,000 | 4,224 |
| Total noninterest expense | $4,746,000 | 2,872 |
| Salaries and employee benefits | $1,924,000 | 3,500 |
| Premises and equipment expense | $440,000 | 3,400 |
| Additional noninterest expense | $2,382,000 | 1,967 |
| Pre-tax net operating income | $488,000 | 4,795 |
| Securities gains (losses) | $80,000 | 1,368 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $568,000 | 4,398 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $568,000 | 4,401 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $568,000 | 4,402 |
| Net charge-offs | $-42,000 | 6,428 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $488,000 | 4,546 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 2,538 |
| Total interest expense | $1,470,000 | 1,215 |
| Net interest income | $3,316,000 | 3,051 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $282,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $40,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $242,000 | 3,503 |
| Total noninterest expense | $3,240,000 | 2,816 |
| Salaries and employee benefits | $1,297,000 | 3,481 |
| Premises and equipment expense | $295,000 | 3,398 |
| Additional noninterest expense | $1,648,000 | 1,905 |
| Pre-tax net operating income | $358,000 | 4,641 |
| Securities gains (losses) | $81,000 | 1,242 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $439,000 | 4,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $439,000 | 4,162 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $439,000 | 4,163 |
| Net charge-offs | $-39,000 | 6,489 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $358,000 | 4,395 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 2,497 |
| Total interest expense | $753,000 | 1,225 |
| Net interest income | $1,692,000 | 3,005 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $297,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $278,000 | 2,326 |
| Total noninterest expense | $1,682,000 | 2,750 |
| Salaries and employee benefits | $624,000 | 3,621 |
| Premises and equipment expense | $150,000 | 3,380 |
| Additional noninterest expense | $908,000 | 1,758 |
| Pre-tax net operating income | $307,000 | 3,768 |
| Securities gains (losses) | $19,000 | 1,284 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $326,000 | 3,411 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $326,000 | 3,411 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $326,000 | 3,413 |
| Net charge-offs | $-36,000 | 6,623 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $307,000 | 3,434 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,945,000 | 2,358 |
| Total interest expense | $5,007,000 | 900 |
| Net interest income | $5,938,000 | 3,399 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $-225,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $73,000 | 5,833 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-298,000 | 6,860 |
| Total noninterest expense | $6,541,000 | 2,830 |
| Salaries and employee benefits | $2,289,000 | 3,796 |
| Premises and equipment expense | $583,000 | 3,455 |
| Additional noninterest expense | $3,669,000 | 1,797 |
| Pre-tax net operating income | $-828,000 | 6,607 |
| Securities gains (losses) | $158,000 | 1,893 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-670,000 | 6,641 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-670,000 | 6,635 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-670,000 | 6,637 |
| Net charge-offs | $-37,000 | 6,803 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-828,000 | 6,628 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 2,357 |
| Total interest expense | $4,066,000 | 869 |
| Net interest income | $4,366,000 | 3,500 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $-585,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $54,000 | 5,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-639,000 | 7,100 |
| Total noninterest expense | $4,842,000 | 2,870 |
| Salaries and employee benefits | $1,729,000 | 3,785 |
| Premises and equipment expense | $430,000 | 3,534 |
| Additional noninterest expense | $2,683,000 | 1,851 |
| Pre-tax net operating income | $-1,061,000 | 6,849 |
| Securities gains (losses) | $146,000 | 1,683 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-915,000 | 6,861 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-915,000 | 6,859 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-915,000 | 6,860 |
| Net charge-offs | $42,000 | 4,633 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,061,000 | 6,862 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 2,287 |
| Total interest expense | $2,882,000 | 848 |
| Net interest income | $2,991,000 | 3,443 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-35,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $39,000 | 5,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-74,000 | 6,977 |
| Total noninterest expense | $3,276,000 | 2,836 |
| Salaries and employee benefits | $1,179,000 | 3,746 |
| Premises and equipment expense | $288,000 | 3,528 |
| Additional noninterest expense | $1,809,000 | 1,841 |
| Pre-tax net operating income | $-320,000 | 6,709 |
| Securities gains (losses) | $112,000 | 1,512 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-208,000 | 6,723 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-208,000 | 6,723 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-208,000 | 6,723 |
| Net charge-offs | $431,000 | 1,925 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-320,000 | 6,731 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 2,149 |
| Total interest expense | $1,516,000 | 829 |
| Net interest income | $1,622,000 | 3,235 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $93,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $1,711,000 | 2,726 |
| Salaries and employee benefits | $647,000 | 3,550 |
| Premises and equipment expense | $141,000 | 3,620 |
| Additional noninterest expense | $923,000 | 1,796 |
| Pre-tax net operating income | $4,000 | 6,387 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $26,000 | 6,264 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,263 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $26,000 | 6,264 |
| Net charge-offs | $262,000 | 1,609 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $4,000 | 6,375 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,355,000 | 1,965 |
| Total interest expense | $7,942,000 | 731 |
| Net interest income | $6,413,000 | 3,293 |
| Provision for loan and lease losses | $4,775,000 | 814 |
| Total noninterest income | $-2,101,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $97,000 | 5,561 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,198,000 | 7,283 |
| Total noninterest expense | $7,730,000 | 2,443 |
| Salaries and employee benefits | $2,822,000 | 3,258 |
| Premises and equipment expense | $612,000 | 3,530 |
| Additional noninterest expense | $4,296,000 | 1,588 |
| Pre-tax net operating income | $-8,193,000 | 7,172 |
| Securities gains (losses) | $727,000 | 589 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-7,466,000 | 7,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,466,000 | 7,154 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,466,000 | 7,156 |
| Net charge-offs | $5,060,000 | 786 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,083 |
| Net operating income | $-8,193,000 | 7,170 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,026,000 | 1,942 |
| Total interest expense | $6,285,000 | 724 |
| Net interest income | $4,741,000 | 3,349 |
| Provision for loan and lease losses | $4,775,000 | 644 |
| Total noninterest income | $-2,313,000 | 7,400 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $77,000 | 5,511 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,390,000 | 7,389 |
| Total noninterest expense | $6,059,000 | 2,361 |
| Salaries and employee benefits | $2,219,000 | 3,165 |
| Premises and equipment expense | $467,000 | 3,518 |
| Additional noninterest expense | $3,373,000 | 1,525 |
| Pre-tax net operating income | $-8,406,000 | 7,316 |
| Securities gains (losses) | $726,000 | 468 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-7,680,000 | 7,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,680,000 | 7,315 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,680,000 | 7,315 |
| Net charge-offs | $4,399,000 | 702 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,016 |
| Net operating income | $-8,406,000 | 7,314 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,484,000 | 1,917 |
| Total interest expense | $4,188,000 | 761 |
| Net interest income | $3,296,000 | 3,258 |
| Provision for loan and lease losses | $3,575,000 | 595 |
| Total noninterest income | $-594,000 | 7,419 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $52,000 | 5,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-646,000 | 7,407 |
| Total noninterest expense | $4,047,000 | 2,380 |
| Salaries and employee benefits | $1,508,000 | 3,130 |
| Premises and equipment expense | $314,000 | 3,534 |
| Additional noninterest expense | $2,225,000 | 1,555 |
| Pre-tax net operating income | $-4,920,000 | 7,367 |
| Securities gains (losses) | $413,000 | 426 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,507,000 | 7,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,507,000 | 7,357 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,507,000 | 7,357 |
| Net charge-offs | $3,638,000 | 593 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 964 |
| Net operating income | $-4,920,000 | 7,370 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 1,915 |
| Total interest expense | $2,163,000 | 769 |
| Net interest income | $1,597,000 | 3,314 |
| Provision for loan and lease losses | $775,000 | 1,041 |
| Total noninterest income | $-47,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-74,000 | 7,335 |
| Total noninterest expense | $1,967,000 | 2,455 |
| Salaries and employee benefits | $745,000 | 3,171 |
| Premises and equipment expense | $157,000 | 3,576 |
| Additional noninterest expense | $1,065,000 | 1,626 |
| Pre-tax net operating income | $-1,192,000 | 7,308 |
| Securities gains (losses) | $57,000 | 715 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,135,000 | 7,318 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,135,000 | 7,318 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,135,000 | 7,319 |
| Net charge-offs | $455,000 | 1,414 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,192,000 | 7,324 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,929,000 | 1,897 |
| Total interest expense | $10,012,000 | 816 |
| Net interest income | $5,917,000 | 3,500 |
| Provision for loan and lease losses | $6,260,000 | 962 |
| Total noninterest income | $-3,694,000 | 7,627 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $107,000 | 5,391 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,801,000 | 7,619 |
| Total noninterest expense | $7,578,000 | 2,561 |
| Salaries and employee benefits | $3,044,000 | 3,074 |
| Premises and equipment expense | $476,000 | 4,314 |
| Additional noninterest expense | $4,058,000 | 1,776 |
| Pre-tax net operating income | $-11,615,000 | 7,391 |
| Securities gains (losses) | $783,000 | 604 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-10,832,000 | 7,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,832,000 | 7,398 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-10,832,000 | 7,399 |
| Net charge-offs | $6,391,000 | 839 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 913 |
| Net operating income | $-11,615,000 | 7,406 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,094,000 | 1,915 |
| Total interest expense | $7,758,000 | 819 |
| Net interest income | $4,336,000 | 3,613 |
| Provision for loan and lease losses | $4,310,000 | 985 |
| Total noninterest income | $-171,000 | 7,559 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $82,000 | 5,451 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-253,000 | 7,485 |
| Total noninterest expense | $9,225,000 | 1,599 |
| Salaries and employee benefits | $2,298,000 | 3,074 |
| Premises and equipment expense | $335,000 | 4,548 |
| Additional noninterest expense | $6,592,000 | 822 |
| Pre-tax net operating income | $-9,370,000 | 7,540 |
| Securities gains (losses) | $783,000 | 506 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-8,587,000 | 7,551 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,587,000 | 7,551 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,587,000 | 7,551 |
| Net charge-offs | $806,000 | 2,452 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 812 |
| Net operating income | $-9,370,000 | 7,560 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,122,000 | 1,925 |
| Total interest expense | $5,305,000 | 825 |
| Net interest income | $2,817,000 | 3,692 |
| Provision for loan and lease losses | $2,250,000 | 1,177 |
| Total noninterest income | $-10,000 | 7,557 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-64,000 | 7,481 |
| Total noninterest expense | $4,197,000 | 2,303 |
| Salaries and employee benefits | $1,559,000 | 3,041 |
| Premises and equipment expense | $222,000 | 4,593 |
| Additional noninterest expense | $2,416,000 | 1,467 |
| Pre-tax net operating income | $-3,640,000 | 7,456 |
| Securities gains (losses) | $783,000 | 324 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,857,000 | 7,434 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,857,000 | 7,434 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,857,000 | 7,434 |
| Net charge-offs | $488,000 | 2,476 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 703 |
| Net operating income | $-3,640,000 | 7,491 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 1,958 |
| Total interest expense | $2,647,000 | 877 |
| Net interest income | $1,441,000 | 3,668 |
| Provision for loan and lease losses | $750,000 | 1,389 |
| Total noninterest income | $69,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $43,000 | 4,938 |
| Total noninterest expense | $1,787,000 | 2,723 |
| Salaries and employee benefits | $763,000 | 3,139 |
| Premises and equipment expense | $100,000 | 4,948 |
| Additional noninterest expense | $924,000 | 1,860 |
| Pre-tax net operating income | $-1,027,000 | 7,421 |
| Securities gains (losses) | $723,000 | 170 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-304,000 | 7,084 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-304,000 | 7,085 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-304,000 | 7,084 |
| Net charge-offs | $357,000 | 1,870 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 664 |
| Net operating income | $-1,027,000 | 7,466 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,052,000 | 1,879 |
| Total interest expense | $11,708,000 | 1,008 |
| Net interest income | $6,344,000 | 3,294 |
| Provision for loan and lease losses | $2,105,000 | 2,416 |
| Total noninterest income | $-1,297,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $99,000 | 5,770 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,396,000 | 7,916 |
| Total noninterest expense | $9,398,000 | 2,125 |
| Salaries and employee benefits | $3,059,000 | 3,119 |
| Premises and equipment expense | $487,000 | 4,450 |
| Additional noninterest expense | $5,852,000 | 1,288 |
| Pre-tax net operating income | $-6,456,000 | 7,312 |
| Securities gains (losses) | $574,000 | 795 |
| Applicable income taxes | $10,000 | 3,886 |
| Income before extraordinary items | $-5,892,000 | 7,349 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,892,000 | 7,348 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,892,000 | 7,348 |
| Net charge-offs | $2,050,000 | 2,002 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 825 |
| Net operating income | $-6,466,000 | 7,400 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,787,000 | 1,882 |
| Total interest expense | $8,808,000 | 1,058 |
| Net interest income | $4,979,000 | 3,205 |
| Provision for loan and lease losses | $2,005,000 | 1,897 |
| Total noninterest income | $-150,000 | 7,940 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $74,000 | 5,821 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-224,000 | 7,883 |
| Total noninterest expense | $6,131,000 | 2,418 |
| Salaries and employee benefits | $2,304,000 | 3,136 |
| Premises and equipment expense | $369,000 | 4,468 |
| Additional noninterest expense | $3,458,000 | 1,557 |
| Pre-tax net operating income | $-3,307,000 | 7,340 |
| Securities gains (losses) | $574,000 | 624 |
| Applicable income taxes | $-604,000 | 7,396 |
| Income before extraordinary items | $-2,129,000 | 7,209 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,129,000 | 7,209 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,129,000 | 7,208 |
| Net charge-offs | $1,589,000 | 1,714 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 752 |
| Net operating income | $-2,576,720 | 7,294 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,422,000 | 1,875 |
| Total interest expense | $6,015,000 | 1,100 |
| Net interest income | $3,407,000 | 3,122 |
| Provision for loan and lease losses | $455,000 | 3,089 |
| Total noninterest income | $73,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $48,000 | 5,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $3,314,000 | 2,957 |
| Salaries and employee benefits | $1,570,000 | 3,109 |
| Premises and equipment expense | $246,000 | 4,501 |
| Additional noninterest expense | $1,498,000 | 2,338 |
| Pre-tax net operating income | $-289,000 | 6,414 |
| Securities gains (losses) | $415,000 | 591 |
| Applicable income taxes | $42,000 | 3,265 |
| Income before extraordinary items | $84,000 | 5,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 5,321 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $84,000 | 5,321 |
| Net charge-offs | $968,000 | 1,664 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 730 |
| Net operating income | $-194,050 | 6,357 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 1,856 |
| Total interest expense | $3,122,000 | 1,100 |
| Net interest income | $1,683,000 | 3,142 |
| Provision for loan and lease losses | $280,000 | 2,420 |
| Total noninterest income | $56,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $1,438,000 | 3,251 |
| Salaries and employee benefits | $816,000 | 3,053 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $486,000 | 3,078 |
| Pre-tax net operating income | $21,000 | 6,010 |
| Securities gains (losses) | $415,000 | 402 |
| Applicable income taxes | $161,000 | 1,669 |
| Income before extraordinary items | $275,000 | 3,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $275,000 | 3,277 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $275,000 | 3,278 |
| Net charge-offs | $497,000 | 1,367 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 634 |
| Net operating income | $9,400 | 6,140 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,766,000 | 1,776 |
| Total interest expense | $13,176,000 | 1,233 |
| Net interest income | $8,590,000 | 2,519 |
| Provision for loan and lease losses | $8,755,000 | 660 |
| Total noninterest income | $331,000 | 5,669 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $131,000 | 5,537 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $200,000 | 4,834 |
| Total noninterest expense | $7,834,000 | 2,417 |
| Salaries and employee benefits | $3,301,000 | 2,988 |
| Premises and equipment expense | $550,000 | 4,216 |
| Additional noninterest expense | $3,983,000 | 1,553 |
| Pre-tax net operating income | $-7,668,000 | 7,925 |
| Securities gains (losses) | $160,000 | 833 |
| Applicable income taxes | $-2,831,000 | 8,004 |
| Income before extraordinary items | $-4,677,000 | 7,793 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,677,000 | 7,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,482,000 | 508 |
| Cash dividends | $480,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 895 |
| Net operating income | $-4,779,400 | 7,854 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,601,000 | 1,785 |
| Total interest expense | $9,641,000 | 1,324 |
| Net interest income | $6,960,000 | 2,375 |
| Provision for loan and lease losses | $8,755,000 | 446 |
| Total noninterest income | $241,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $101,000 | 5,512 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 5,056 |
| Total noninterest expense | $4,666,000 | 2,950 |
| Salaries and employee benefits | $2,538,000 | 2,940 |
| Premises and equipment expense | $417,000 | 4,170 |
| Additional noninterest expense | $1,711,000 | 2,479 |
| Pre-tax net operating income | $-6,220,000 | 8,164 |
| Securities gains (losses) | $160,000 | 715 |
| Applicable income taxes | $-2,348,000 | 8,205 |
| Income before extraordinary items | $-3,712,000 | 8,064 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,712,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,748,000 | 362 |
| Cash dividends | $480,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 780 |
| Net operating income | $-3,814,400 | 8,124 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,215,000 | 1,792 |
| Total interest expense | $6,443,000 | 1,370 |
| Net interest income | $4,772,000 | 2,309 |
| Provision for loan and lease losses | $795,000 | 1,429 |
| Total noninterest income | $150,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $62,000 | 5,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $3,108,000 | 2,959 |
| Salaries and employee benefits | $1,727,000 | 2,912 |
| Premises and equipment expense | $280,000 | 4,163 |
| Additional noninterest expense | $1,101,000 | 2,523 |
| Pre-tax net operating income | $1,019,000 | 2,910 |
| Securities gains (losses) | $113,000 | 886 |
| Applicable income taxes | $397,000 | 1,878 |
| Income before extraordinary items | $735,000 | 3,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,565 |
| Cash dividends | $480,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 699 |
| Net operating income | $661,550 | 3,381 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 1,801 |
| Total interest expense | $3,348,000 | 1,407 |
| Net interest income | $2,338,000 | 2,350 |
| Provision for loan and lease losses | $230,000 | 1,673 |
| Total noninterest income | $82,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $1,511,000 | 3,039 |
| Salaries and employee benefits | $863,000 | 2,949 |
| Premises and equipment expense | $140,000 | 4,199 |
| Additional noninterest expense | $508,000 | 2,688 |
| Pre-tax net operating income | $679,000 | 2,470 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $241,000 | 1,720 |
| Income before extraordinary items | $438,000 | 2,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $438,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,254 |
| Cash dividends | $480,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 594 |
| Net operating income | $438,000 | 2,908 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,973,000 | 1,925 |
| Total interest expense | $11,917,000 | 1,681 |
| Net interest income | $10,056,000 | 2,233 |
| Provision for loan and lease losses | $591,000 | 2,084 |
| Total noninterest income | $452,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $124,000 | 5,710 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $328,000 | 4,085 |
| Total noninterest expense | $5,446,000 | 3,212 |
| Salaries and employee benefits | $2,922,000 | 3,299 |
| Premises and equipment expense | $532,000 | 4,194 |
| Additional noninterest expense | $1,992,000 | 2,682 |
| Pre-tax net operating income | $4,471,000 | 1,811 |
| Securities gains (losses) | $44,000 | 836 |
| Applicable income taxes | $1,655,000 | 1,313 |
| Income before extraordinary items | $2,860,000 | 2,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,860,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,914 |
| Cash dividends | $345,000 | 4,256 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 954 |
| Net operating income | $2,831,840 | 2,113 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,132,000 | 1,967 |
| Total interest expense | $8,674,000 | 1,725 |
| Net interest income | $7,458,000 | 2,266 |
| Provision for loan and lease losses | $391,000 | 1,893 |
| Total noninterest income | $353,000 | 5,189 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $262,000 | 4,006 |
| Total noninterest expense | $3,868,000 | 3,335 |
| Salaries and employee benefits | $2,183,000 | 3,293 |
| Premises and equipment expense | $392,000 | 4,229 |
| Additional noninterest expense | $1,293,000 | 2,988 |
| Pre-tax net operating income | $3,552,000 | 1,832 |
| Securities gains (losses) | $44,000 | 650 |
| Applicable income taxes | $1,316,000 | 1,352 |
| Income before extraordinary items | $2,280,000 | 2,138 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,280,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,521 |
| Cash dividends | $345,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 904 |
| Net operating income | $2,251,840 | 2,146 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,466,000 | 2,028 |
| Total interest expense | $5,558,000 | 1,793 |
| Net interest income | $4,908,000 | 2,316 |
| Provision for loan and lease losses | $271,000 | 1,687 |
| Total noninterest income | $258,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $64,000 | 5,719 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $194,000 | 3,835 |
| Total noninterest expense | $2,516,000 | 3,422 |
| Salaries and employee benefits | $1,466,000 | 3,312 |
| Premises and equipment expense | $249,000 | 4,401 |
| Additional noninterest expense | $801,000 | 3,189 |
| Pre-tax net operating income | $2,379,000 | 1,883 |
| Securities gains (losses) | $36,000 | 593 |
| Applicable income taxes | $889,000 | 1,387 |
| Income before extraordinary items | $1,526,000 | 2,182 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,526,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 786 |
| Net operating income | $1,502,960 | 2,191 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 2,086 |
| Total interest expense | $2,699,000 | 1,832 |
| Net interest income | $2,361,000 | 2,402 |
| Provision for loan and lease losses | $193,000 | 1,202 |
| Total noninterest income | $167,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $132,000 | 3,238 |
| Total noninterest expense | $1,230,000 | 3,499 |
| Salaries and employee benefits | $726,000 | 3,352 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $380,000 | 3,310 |
| Pre-tax net operating income | $1,105,000 | 1,997 |
| Securities gains (losses) | $36,000 | 460 |
| Applicable income taxes | $417,000 | 1,478 |
| Income before extraordinary items | $724,000 | 2,249 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $724,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,794 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $700,960 | 2,308 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,724,000 | 2,455 |
| Total interest expense | $7,667,000 | 2,119 |
| Net interest income | $8,057,000 | 2,738 |
| Provision for loan and lease losses | $893,000 | 1,160 |
| Total noninterest income | $752,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $147,000 | 5,561 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $605,000 | 2,998 |
| Total noninterest expense | $4,428,000 | 3,668 |
| Salaries and employee benefits | $2,626,000 | 3,487 |
| Premises and equipment expense | $406,000 | 4,871 |
| Additional noninterest expense | $1,396,000 | 3,490 |
| Pre-tax net operating income | $3,488,000 | 2,489 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,285,000 | 1,874 |
| Income before extraordinary items | $2,203,000 | 2,891 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,203,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,203,000 | 2,876 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,084,000 | 2,572 |
| Total interest expense | $5,299,000 | 2,216 |
| Net interest income | $5,785,000 | 2,873 |
| Provision for loan and lease losses | $557,000 | 1,282 |
| Total noninterest income | $633,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $105,000 | 5,716 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $528,000 | 2,772 |
| Total noninterest expense | $3,187,000 | 3,794 |
| Salaries and employee benefits | $1,872,000 | 3,618 |
| Premises and equipment expense | $291,000 | 5,044 |
| Additional noninterest expense | $1,024,000 | 3,542 |
| Pre-tax net operating income | $2,674,000 | 2,522 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,014,000 | 1,864 |
| Income before extraordinary items | $1,660,000 | 2,965 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,660,000 | 2,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,660,000 | 2,955 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,946,000 | 2,668 |
| Total interest expense | $3,294,000 | 2,260 |
| Net interest income | $3,652,000 | 3,028 |
| Provision for loan and lease losses | $412,000 | 1,147 |
| Total noninterest income | $461,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 5,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $391,000 | 2,595 |
| Total noninterest expense | $2,082,000 | 3,889 |
| Salaries and employee benefits | $1,243,000 | 3,635 |
| Premises and equipment expense | $193,000 | 5,034 |
| Additional noninterest expense | $646,000 | 3,690 |
| Pre-tax net operating income | $1,619,000 | 2,721 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $614,000 | 2,026 |
| Income before extraordinary items | $1,005,000 | 3,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,005,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,005,000 | 3,188 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 2,787 |
| Total interest expense | $1,535,000 | 2,288 |
| Net interest income | $1,689,000 | 3,215 |
| Provision for loan and lease losses | $211,000 | 1,094 |
| Total noninterest income | $260,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $224,000 | 2,329 |
| Total noninterest expense | $1,071,000 | 3,798 |
| Salaries and employee benefits | $640,000 | 3,586 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $335,000 | 3,570 |
| Pre-tax net operating income | $667,000 | 3,075 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $253,000 | 2,248 |
| Income before extraordinary items | $414,000 | 3,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $414,000 | 3,592 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,288,000 | 3,342 |
| Total interest expense | $3,716,000 | 2,811 |
| Net interest income | $5,572,000 | 3,643 |
| Provision for loan and lease losses | $460,000 | 2,027 |
| Total noninterest income | $531,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $124,000 | 5,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $407,000 | 3,761 |
| Total noninterest expense | $3,713,000 | 4,089 |
| Salaries and employee benefits | $2,276,000 | 3,755 |
| Premises and equipment expense | $390,000 | 4,927 |
| Additional noninterest expense | $1,047,000 | 4,269 |
| Pre-tax net operating income | $1,930,000 | 3,777 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $328,000 | 4,012 |
| Income before extraordinary items | $1,602,000 | 3,631 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,602,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,808,000 | 259 |
| Net operating income | $1,602,000 | 3,605 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 3,483 |
| Total interest expense | $2,526,000 | 2,911 |
| Net interest income | $3,946,000 | 3,806 |
| Provision for loan and lease losses | $278,000 | 2,334 |
| Total noninterest income | $459,000 | 4,768 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $374,000 | 3,393 |
| Total noninterest expense | $2,771,000 | 4,077 |
| Salaries and employee benefits | $1,741,000 | 3,666 |
| Premises and equipment expense | $286,000 | 4,996 |
| Additional noninterest expense | $744,000 | 4,432 |
| Pre-tax net operating income | $1,356,000 | 4,012 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $145,000 | 4,848 |
| Income before extraordinary items | $1,211,000 | 3,636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,211,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $6,808,000 | 184 |
| Net operating income | $1,211,000 | 3,606 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 3,617 |
| Total interest expense | $1,510,000 | 3,025 |
| Net interest income | $2,511,000 | 3,912 |
| Provision for loan and lease losses | $228,000 | 1,939 |
| Total noninterest income | $294,000 | 4,840 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $240,000 | 3,437 |
| Total noninterest expense | $1,847,000 | 4,060 |
| Salaries and employee benefits | $1,184,000 | 3,596 |
| Premises and equipment expense | $191,000 | 4,972 |
| Additional noninterest expense | $472,000 | 4,575 |
| Pre-tax net operating income | $732,000 | 4,503 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $732,000 | 3,859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $732,000 | 3,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $6,808,000 | 121 |
| Net operating income | $732,000 | 3,806 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 3,799 |
| Total interest expense | $605,000 | 3,486 |
| Net interest income | $1,259,000 | 3,905 |
| Provision for loan and lease losses | $128,000 | 1,656 |
| Total noninterest income | $196,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $170,000 | 2,758 |
| Total noninterest expense | $988,000 | 3,875 |
| Salaries and employee benefits | $578,000 | 3,680 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $314,000 | 3,666 |
| Pre-tax net operating income | $339,000 | 4,677 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $339,000 | 4,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $339,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $5,317,000 | 66 |
| Net operating income | $339,000 | 4,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 4,525 |
| Total interest expense | $1,853,000 | 3,880 |
| Net interest income | $3,681,000 | 4,739 |
| Provision for loan and lease losses | $558,000 | 1,788 |
| Total noninterest income | $519,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $101,000 | 6,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $418,000 | 3,636 |
| Total noninterest expense | $2,833,000 | 4,865 |
| Salaries and employee benefits | $1,747,000 | 4,433 |
| Premises and equipment expense | $340,000 | 5,312 |
| Additional noninterest expense | $746,000 | 5,324 |
| Pre-tax net operating income | $809,000 | 5,767 |
| Securities gains (losses) | $-32,000 | 8,501 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $777,000 | 5,327 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $777,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $202,000 | 4,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $809,000 | 5,171 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 4,682 |
| Total interest expense | $1,229,000 | 4,207 |
| Net interest income | $2,677,000 | 4,824 |
| Provision for loan and lease losses | $463,000 | 1,546 |
| Total noninterest income | $407,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $73,000 | 6,569 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $334,000 | 3,531 |
| Total noninterest expense | $2,089,000 | 4,871 |
| Salaries and employee benefits | $1,280,000 | 4,464 |
| Premises and equipment expense | $250,000 | 5,344 |
| Additional noninterest expense | $559,000 | 5,285 |
| Pre-tax net operating income | $532,000 | 6,177 |
| Securities gains (losses) | $-15,000 | 8,589 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $517,000 | 5,738 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $517,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $202,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $532,000 | 5,591 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 4,984 |
| Total interest expense | $768,000 | 4,393 |
| Net interest income | $1,633,000 | 5,128 |
| Provision for loan and lease losses | $331,000 | 1,424 |
| Total noninterest income | $247,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $203,000 | 3,704 |
| Total noninterest expense | $1,313,000 | 5,100 |
| Salaries and employee benefits | $824,000 | 4,611 |
| Premises and equipment expense | $146,000 | 5,744 |
| Additional noninterest expense | $343,000 | 5,567 |
| Pre-tax net operating income | $236,000 | 6,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $236,000 | 6,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $236,000 | 6,486 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,269 |
| Total interest expense | $355,000 | 4,666 |
| Net interest income | $744,000 | 5,436 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $71,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $50,000 | 5,122 |
| Total noninterest expense | $638,000 | 5,230 |
| Salaries and employee benefits | $408,000 | 4,667 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $163,000 | 5,749 |
| Pre-tax net operating income | $52,000 | 7,897 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $52,000 | 7,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $52,000 | 7,676 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 6,891 |
| Total interest expense | $746,000 | 6,886 |
| Net interest income | $1,900,000 | 6,741 |
| Provision for loan and lease losses | $470,000 | 2,291 |
| Total noninterest income | $407,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $41,000 | 7,570 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $366,000 | 4,136 |
| Total noninterest expense | $2,040,000 | 5,936 |
| Salaries and employee benefits | $1,224,000 | 5,573 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $609,000 | 5,949 |
| Pre-tax net operating income | $-203,000 | 8,686 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-203,000 | 8,779 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-203,000 | 8,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 587 |
| Net operating income | $-203,000 | 8,711 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 7,369 |
| Total interest expense | $473,000 | 7,436 |
| Net interest income | $1,229,000 | 7,195 |
| Provision for loan and lease losses | $355,000 | 2,237 |
| Total noninterest income | $295,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $25,000 | 7,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $270,000 | 4,233 |
| Total noninterest expense | $1,413,000 | 6,146 |
| Salaries and employee benefits | $872,000 | 5,712 |
| Premises and equipment expense | $143,000 | 6,912 |
| Additional noninterest expense | $398,000 | 6,354 |
| Pre-tax net operating income | $-244,000 | 8,844 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-244,000 | 8,927 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-244,000 | 8,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 441 |
| Net operating income | $-244,000 | 8,862 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 7,792 |
| Total interest expense | $267,000 | 7,886 |
| Net interest income | $693,000 | 7,610 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $234,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $11,000 | 7,900 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $223,000 | 3,834 |
| Total noninterest expense | $867,000 | 6,457 |
| Salaries and employee benefits | $532,000 | 6,030 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $240,000 | 6,650 |
| Pre-tax net operating income | $-160,000 | 8,892 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-160,000 | 8,975 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-160,000 | 8,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 324 |
| Net operating income | $-160,000 | 8,898 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 8,106 |
| Total interest expense | $114,000 | 8,254 |
| Net interest income | $302,000 | 7,919 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $151,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $147,000 | 3,254 |
| Total noninterest expense | $404,000 | 6,679 |
| Salaries and employee benefits | $247,000 | 6,294 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $110,000 | 6,890 |
| Pre-tax net operating income | $-21,000 | 8,816 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-21,000 | 8,881 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 185 |
| Net operating income | $-21,000 | 8,778 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $316,000 | 9,228 |
| Total interest expense | $74,000 | 9,216 |
| Net interest income | $242,000 | 9,217 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $9,000 | 9,233 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,000 | 8,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $1,286,000 | 7,281 |
| Salaries and employee benefits | $710,000 | 7,230 |
| Premises and equipment expense | $165,000 | 7,244 |
| Additional noninterest expense | $411,000 | 7,074 |
| Pre-tax net operating income | $-1,290,000 | 9,179 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,290,000 | 9,227 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,290,000 | 9,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $11,199,000 | 47 |
| Net operating income | $-1,290,000 | 9,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.