Home > ACNB Bank > Income and Expense

ACNB Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$96,600,000560
Total interest expense$7,268,0001,596
Net interest income$89,332,000406
Provision for loan and lease losses$844,000930
Total noninterest income$14,348,000579
Gross Fiduciary activities income$2,989,000336
Service charges on deposit accounts$3,958,000329
Trading account gains and feesNANA
Additional Noninterest Income$7,401,000675
Total noninterest expense$57,573,000506
Salaries and employee benefits$35,114,000453
Premises and equipment expense$9,951,000296
Additional noninterest expense$7,401,000675
Pre-tax net operating income$45,263,000376
Securities gains (losses)$-5,215,0004,487
Applicable income taxes$8,139,000404
Income before extraordinary items$31,909,000402
Extraordinary gains, net$054
Net income$31,909,000407
Minority interest net income$088
Net income of bank and minority interests.$31,909,000404
Net charge-offs$370,000878
Cash dividends$9,702,000506
Sale, conversion, retirement of capital stock, net$0540
Net operating income$36,081,000376
2023-09-30 (YTD Data)Rank
Total interest income$71,321,000556
Total interest expense$3,746,0001,903
Net interest income$67,575,000412
Provision for loan and lease losses$301,0001,336
Total noninterest income$10,863,000580
Gross Fiduciary activities income$2,240,000335
Service charges on deposit accounts$2,951,000328
Trading account gains and feesNANA
Additional Noninterest Income$5,672,000673
Total noninterest expense$42,450,000513
Salaries and employee benefits$25,951,000461
Premises and equipment expense$7,374,000302
Additional noninterest expense$5,672,000673
Pre-tax net operating income$35,687,000375
Securities gains (losses)$-754,0004,418
Applicable income taxes$7,384,000365
Income before extraordinary items$27,549,000369
Extraordinary gains, net$052
Net income$27,549,000372
Minority interest net income$081
Net income of bank and minority interests.$27,549,000369
Net charge-offs$289,000741
Cash dividends$7,158,000462
Sale, conversion, retirement of capital stock, net$0507
Net operating income$28,144,660379
2023-06-30 (YTD Data)Rank
Total interest income$47,093,000537
Total interest expense$1,527,0002,316
Net interest income$45,566,000401
Provision for loan and lease losses$221,0001,273
Total noninterest income$7,170,000571
Gross Fiduciary activities income$1,496,000331
Service charges on deposit accounts$1,951,000323
Trading account gains and feesNANA
Additional Noninterest Income$3,723,000647
Total noninterest expense$28,454,000500
Salaries and employee benefits$17,589,000446
Premises and equipment expense$5,024,000291
Additional noninterest expense$3,723,000647
Pre-tax net operating income$24,061,000373
Securities gains (losses)$-727,0004,502
Applicable income taxes$4,837,000381
Income before extraordinary items$18,497,000371
Extraordinary gains, net$051
Net income$18,497,000379
Minority interest net income$081
Net income of bank and minority interests.$18,497,000372
Net charge-offs$155,000766
Cash dividends$4,773,000459
Sale, conversion, retirement of capital stock, net$0486
Net operating income$19,071,330372
2023-03-31 (YTD Data)Rank
Total interest income$23,890,000531
Total interest expense$561,0002,517
Net interest income$23,329,000404
Provision for loan and lease losses$373,000596
Total noninterest income$3,256,000607
Gross Fiduciary activities income$666,000361
Service charges on deposit accounts$962,000340
Trading account gains and feesNANA
Additional Noninterest Income$1,628,000700
Total noninterest expense$14,265,000510
Salaries and employee benefits$9,137,000440
Premises and equipment expense$2,519,000303
Additional noninterest expense$1,628,000700
Pre-tax net operating income$11,947,000385
Securities gains (losses)$-177,0004,420
Applicable income taxes$2,467,000381
Income before extraordinary items$9,303,000384
Extraordinary gains, net$04
Net income$9,303,000385
Minority interest net income$048
Net income of bank and minority interests.$9,303,000385
Net charge-offs$91,000619
Cash dividends$2,384,000428
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,442,830388
2022-12-31 (YTD Data)Rank
Total interest income$86,952,000468
Total interest expense$2,672,0001,292
Net interest income$84,280,000433
Provision for loan and lease losses$03,012
Total noninterest income$13,611,000626
Gross Fiduciary activities income$2,684,000361
Service charges on deposit accounts$4,066,000333
Trading account gains and feesNANA
Additional Noninterest Income$6,861,000723
Total noninterest expense$52,762,000524
Salaries and employee benefits$30,941,000491
Premises and equipment expense$10,171,000292
Additional noninterest expense$6,861,000723
Pre-tax net operating income$45,129,000412
Securities gains (losses)$-369,0004,257
Applicable income taxes$9,353,000405
Income before extraordinary items$35,407,000409
Extraordinary gains, net$05
Net income$35,407,000410
Minority interest net income$063
Net income of bank and minority interests.$35,407,000410
Net charge-offs$1,172,000378
Cash dividends$9,117,000511
Sale, conversion, retirement of capital stock, net$0568
Net operating income$35,698,510411
2022-09-30 (YTD Data)Rank
Total interest income$62,103,000467
Total interest expense$2,086,000983
Net interest income$60,017,000441
Provision for loan and lease losses$02,835
Total noninterest income$10,292,000631
Gross Fiduciary activities income$2,054,000353
Service charges on deposit accounts$3,046,000337
Trading account gains and feesNANA
Additional Noninterest Income$5,192,000737
Total noninterest expense$38,207,000536
Salaries and employee benefits$22,565,000499
Premises and equipment expense$7,272,000301
Additional noninterest expense$5,192,000737
Pre-tax net operating income$32,102,000421
Securities gains (losses)$-123,0004,265
Applicable income taxes$6,675,000413
Income before extraordinary items$25,304,000423
Extraordinary gains, net$04
Net income$25,304,000422
Minority interest net income$057
Net income of bank and minority interests.$25,304,000423
Net charge-offs$1,081,000287
Cash dividends$6,734,000463
Sale, conversion, retirement of capital stock, net$0519
Net operating income$25,401,170429
2022-06-30 (YTD Data)Rank
Total interest income$38,735,000474
Total interest expense$1,470,000777
Net interest income$37,265,000462
Provision for loan and lease losses$02,599
Total noninterest income$6,783,000633
Gross Fiduciary activities income$1,362,000317
Service charges on deposit accounts$1,964,000348
Trading account gains and feesNANA
Additional Noninterest Income$3,457,000745
Total noninterest expense$24,901,000534
Salaries and employee benefits$14,661,000507
Premises and equipment expense$4,896,000295
Additional noninterest expense$5,344,000730
Pre-tax net operating income$19,147,000438
Securities gains (losses)$-61,0004,282
Applicable income taxes$3,950,000427
Income before extraordinary items$15,136,000438
Extraordinary gains, net$04
Net income$15,136,000438
Minority interest net income$060
Net income of bank and minority interests.$15,136,000438
Net charge-offs$90,000767
Cash dividends$4,520,000455
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,184,190448
2022-03-31 (YTD Data)Rank
Total interest income$18,054,000485
Total interest expense$807,000682
Net interest income$17,247,000483
Provision for loan and lease losses$02,285
Total noninterest income$3,367,000646
Gross Fiduciary activities income$691,000316
Service charges on deposit accounts$958,000355
Trading account gains and feesNANA
Additional Noninterest Income$1,718,000763
Total noninterest expense$11,756,000561
Salaries and employee benefits$6,604,000575
Premises and equipment expense$2,562,000288
Additional noninterest expense$2,590,000746
Pre-tax net operating income$8,858,000460
Securities gains (losses)$-49,0004,454
Applicable income taxes$1,831,000436
Income before extraordinary items$6,978,000467
Extraordinary gains, net$04
Net income$6,978,000466
Minority interest net income$050
Net income of bank and minority interests.$6,978,000467
Net charge-offs$70,000577
Cash dividends$2,257,000432
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,016,710469
2021-12-31 (YTD Data)Rank
Total interest income$78,072,000460
Total interest expense$5,777,000469
Net interest income$72,295,000453
Provision for loan and lease losses$50,0002,549
Total noninterest income$16,096,000611
Gross Fiduciary activities income$2,551,000325
Service charges on deposit accounts$3,510,000362
Trading account gains and feesNANA
Additional Noninterest Income$10,035,000674
Total noninterest expense$53,118,000503
Salaries and employee benefits$32,680,000457
Premises and equipment expense$9,945,000296
Additional noninterest expense$10,493,000741
Pre-tax net operating income$35,223,000483
Securities gains (losses)$-29,0004,487
Applicable income taxes$7,442,000474
Income before extraordinary items$27,752,000501
Extraordinary gains, net$010
Net income$27,752,000501
Minority interest net income$074
Net income of bank and minority interests.$27,752,000502
Net charge-offs$1,243,000369
Cash dividends$8,969,000527
Sale, conversion, retirement of capital stock, net$0582
Net operating income$27,774,910493
2021-09-30 (YTD Data)Rank
Total interest income$59,415,000454
Total interest expense$4,661,000470
Net interest income$54,754,000451
Provision for loan and lease losses$50,0002,340
Total noninterest income$11,817,000632
Gross Fiduciary activities income$1,891,000328
Service charges on deposit accounts$2,428,000380
Trading account gains and feesNANA
Additional Noninterest Income$7,498,000693
Total noninterest expense$37,243,000542
Salaries and employee benefits$23,195,000487
Premises and equipment expense$6,582,000335
Additional noninterest expense$7,466,000775
Pre-tax net operating income$29,278,000461
Securities gains (losses)$-20,0004,633
Applicable income taxes$6,246,000449
Income before extraordinary items$23,012,000472
Extraordinary gains, net$08
Net income$23,012,000470
Minority interest net income$069
Net income of bank and minority interests.$23,012,000472
Net charge-offs$1,135,000312
Cash dividends$6,711,000497
Sale, conversion, retirement of capital stock, net$0543
Net operating income$23,027,800467
2021-06-30 (YTD Data)Rank
Total interest income$39,948,000448
Total interest expense$3,386,000450
Net interest income$36,562,000442
Provision for loan and lease losses$50,0002,139
Total noninterest income$8,256,000612
Gross Fiduciary activities income$1,221,000330
Service charges on deposit accounts$1,528,000382
Trading account gains and feesNANA
Additional Noninterest Income$5,507,000660
Total noninterest expense$24,770,000534
Salaries and employee benefits$15,401,000486
Premises and equipment expense$4,509,000324
Additional noninterest expense$4,860,000786
Pre-tax net operating income$19,998,000461
Securities gains (losses)$-16,0004,687
Applicable income taxes$4,261,000450
Income before extraordinary items$15,721,000476
Extraordinary gains, net$06
Net income$15,721,000472
Minority interest net income$067
Net income of bank and minority interests.$15,721,000476
Net charge-offs$69,0001,054
Cash dividends$4,530,000468
Sale, conversion, retirement of capital stock, net$0517
Net operating income$15,733,640467
2021-03-31 (YTD Data)Rank
Total interest income$19,336,000458
Total interest expense$1,889,000434
Net interest income$17,447,000459
Provision for loan and lease losses$50,0001,719
Total noninterest income$4,165,000611
Gross Fiduciary activities income$587,000333
Service charges on deposit accounts$774,000379
Trading account gains and feesNANA
Additional Noninterest Income$2,804,000649
Total noninterest expense$12,507,000525
Salaries and employee benefits$7,741,000484
Premises and equipment expense$2,378,000313
Additional noninterest expense$2,388,000781
Pre-tax net operating income$9,055,000487
Securities gains (losses)$-17,0004,711
Applicable income taxes$1,910,000478
Income before extraordinary items$7,128,000506
Extraordinary gains, net$03
Net income$7,128,000506
Minority interest net income$055
Net income of bank and minority interests.$7,128,000506
Net charge-offs$39,000918
Cash dividends$2,177,000434
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,141,430498
2020-12-31 (YTD Data)Rank
Total interest income$85,207,000415
Total interest expense$11,525,000446
Net interest income$73,682,000413
Provision for loan and lease losses$9,140,000381
Total noninterest income$14,001,000642
Gross Fiduciary activities income$2,212,000326
Service charges on deposit accounts$3,355,000349
Trading account gains and feesNANA
Additional Noninterest Income$8,434,000731
Total noninterest expense$55,024,000468
Salaries and employee benefits$35,235,000416
Premises and equipment expense$9,932,000297
Additional noninterest expense$9,857,000748
Pre-tax net operating income$23,519,000520
Securities gains (losses)$21,0002,096
Applicable income taxes$4,640,000519
Income before extraordinary items$18,900,000548
Extraordinary gains, net$04
Net income$18,900,000548
Minority interest net income$072
Net income of bank and minority interests.$18,900,000548
Net charge-offs$2,749,000334
Cash dividends$8,685,000513
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,883,200532
2020-09-30 (YTD Data)Rank
Total interest income$63,754,000413
Total interest expense$9,114,000456
Net interest income$54,640,000407
Provision for loan and lease losses$8,100,000356
Total noninterest income$9,809,000653
Gross Fiduciary activities income$1,632,000327
Service charges on deposit accounts$2,460,000348
Trading account gains and feesNANA
Additional Noninterest Income$5,717,000746
Total noninterest expense$41,567,000453
Salaries and employee benefits$26,827,000400
Premises and equipment expense$7,631,000288
Additional noninterest expense$7,109,000755
Pre-tax net operating income$14,782,000571
Securities gains (losses)$25,0001,834
Applicable income taxes$2,848,000580
Income before extraordinary items$11,959,000604
Extraordinary gains, net$04
Net income$11,959,000603
Minority interest net income$065
Net income of bank and minority interests.$11,959,000604
Net charge-offs$2,735,000271
Cash dividends$6,509,000480
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,938,750581
2020-06-30 (YTD Data)Rank
Total interest income$42,458,000418
Total interest expense$6,320,000475
Net interest income$36,138,000409
Provision for loan and lease losses$6,550,000327
Total noninterest income$6,403,000621
Gross Fiduciary activities income$1,064,000338
Service charges on deposit accounts$1,633,000350
Trading account gains and feesNANA
Additional Noninterest Income$3,706,000707
Total noninterest expense$29,744,000419
Salaries and employee benefits$19,348,000371
Premises and equipment expense$5,559,000269
Additional noninterest expense$4,837,000739
Pre-tax net operating income$6,247,000770
Securities gains (losses)$25,0001,599
Applicable income taxes$1,053,000798
Income before extraordinary items$5,219,000822
Extraordinary gains, net$04
Net income$5,219,000822
Minority interest net income$065
Net income of bank and minority interests.$5,219,000822
Net charge-offs$2,032,000252
Cash dividends$4,335,000486
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,198,250787
2020-03-31 (YTD Data)Rank
Total interest income$20,882,000435
Total interest expense$3,251,000513
Net interest income$17,631,000415
Provision for loan and lease losses$4,000,000277
Total noninterest income$3,201,000583
Gross Fiduciary activities income$536,000333
Service charges on deposit accounts$990,000344
Trading account gains and feesNANA
Additional Noninterest Income$1,675,000678
Total noninterest expense$17,627,000363
Salaries and employee benefits$11,699,000316
Premises and equipment expense$3,278,000238
Additional noninterest expense$2,650,000680
Pre-tax net operating income$-795,0005,015
Securities gains (losses)$16,0001,188
Applicable income taxes$-378,0005,016
Income before extraordinary items$-401,0004,943
Extraordinary gains, net$04
Net income$-401,0004,944
Minority interest net income$056
Net income of bank and minority interests.$-401,0004,943
Net charge-offs$1,983,000169
Cash dividends$2,167,000495
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-413,6404,975
2019-12-31 (YTD Data)Rank
Total interest income$69,510,000506
Total interest expense$9,659,000700
Net interest income$59,851,000474
Provision for loan and lease losses$600,0001,331
Total noninterest income$11,563,000629
Gross Fiduciary activities income$2,128,000330
Service charges on deposit accounts$3,903,000345
Trading account gains and feesNANA
Additional Noninterest Income$5,532,000772
Total noninterest expense$41,519,000566
Salaries and employee benefits$24,905,000531
Premises and equipment expense$7,610,000362
Additional noninterest expense$9,004,000768
Pre-tax net operating income$29,295,000459
Securities gains (losses)$32,0001,440
Applicable income taxes$5,734,000463
Income before extraordinary items$23,593,000472
Extraordinary gains, net$011
Net income$23,593,000472
Minority interest net income$076
Net income of bank and minority interests.$23,593,000472
Net charge-offs$729,000824
Cash dividends$6,919,000630
Sale, conversion, retirement of capital stock, net$0626
Net operating income$23,567,400463
2019-09-30 (YTD Data)Rank
Total interest income$51,997,000512
Total interest expense$6,991,000739
Net interest income$45,006,000475
Provision for loan and lease losses$425,0001,305
Total noninterest income$8,512,000639
Gross Fiduciary activities income$1,597,000332
Service charges on deposit accounts$2,901,000349
Trading account gains and feesNANA
Additional Noninterest Income$4,014,000784
Total noninterest expense$30,307,000578
Salaries and employee benefits$18,524,000535
Premises and equipment expense$5,624,000366
Additional noninterest expense$6,159,000828
Pre-tax net operating income$22,786,000448
Securities gains (losses)$37,0001,189
Applicable income taxes$4,437,000462
Income before extraordinary items$18,386,000459
Extraordinary gains, net$011
Net income$18,386,000459
Minority interest net income$072
Net income of bank and minority interests.$18,386,000459
Net charge-offs$465,000799
Cash dividends$5,150,000594
Sale, conversion, retirement of capital stock, net$0590
Net operating income$18,356,030453
2019-06-30 (YTD Data)Rank
Total interest income$34,308,000514
Total interest expense$4,457,000750
Net interest income$29,851,000479
Provision for loan and lease losses$275,0001,307
Total noninterest income$5,364,000649
Gross Fiduciary activities income$1,031,000341
Service charges on deposit accounts$1,884,000355
Trading account gains and fees$0131
Additional Noninterest Income$2,449,000816
Total noninterest expense$20,145,000577
Salaries and employee benefits$12,256,000532
Premises and equipment expense$3,780,000370
Additional noninterest expense$4,109,000839
Pre-tax net operating income$14,795,000453
Securities gains (losses)$30,000900
Applicable income taxes$2,858,000465
Income before extraordinary items$11,967,000462
Extraordinary gains, net$011
Net income$11,967,000462
Minority interest net income$069
Net income of bank and minority interests.$11,967,000462
Net charge-offs$182,0001,056
Cash dividends$3,383,000589
Sale, conversion, retirement of capital stock, net$0573
Net operating income$11,942,700454
2019-03-31 (YTD Data)Rank
Total interest income$16,860,000523
Total interest expense$2,092,000775
Net interest income$14,768,000484
Provision for loan and lease losses$150,0001,133
Total noninterest income$2,586,000641
Gross Fiduciary activities income$511,000337
Service charges on deposit accounts$938,000352
Trading account gains and fees$0126
Additional Noninterest Income$1,137,000823
Total noninterest expense$9,971,000583
Salaries and employee benefits$6,109,000522
Premises and equipment expense$1,899,000369
Additional noninterest expense$1,963,000848
Pre-tax net operating income$7,233,000451
Securities gains (losses)$16,000623
Applicable income taxes$1,397,000467
Income before extraordinary items$5,852,000464
Extraordinary gains, net$05
Net income$5,852,000463
Minority interest net income$052
Net income of bank and minority interests.$5,852,000464
Net charge-offs$94,000913
Cash dividends$1,621,000589
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,839,040454
2018-12-31 (YTD Data)Rank
Total interest income$64,460,000508
Total interest expense$6,867,000714
Net interest income$57,593,000479
Provision for loan and lease losses$1,620,000591
Total noninterest income$10,609,000646
Gross Fiduciary activities income$2,027,000343
Service charges on deposit accounts$3,350,000391
Trading account gains and fees$0126
Additional Noninterest Income$5,232,000777
Total noninterest expense$39,468,000565
Salaries and employee benefits$23,304,000536
Premises and equipment expense$7,656,000366
Additional noninterest expense$8,508,000805
Pre-tax net operating income$27,114,000468
Securities gains (losses)$-258,0005,193
Applicable income taxes$5,187,000462
Income before extraordinary items$21,669,000480
Extraordinary gains, net$06
Net income$21,669,000478
Minority interest net income$072
Net income of bank and minority interests.$21,669,000479
Net charge-offs$1,632,000411
Cash dividends$6,262,000607
Sale, conversion, retirement of capital stock, net$0671
Net operating income$21,877,980475
2018-09-30 (YTD Data)Rank
Total interest income$47,374,000509
Total interest expense$4,932,000705
Net interest income$42,442,000482
Provision for loan and lease losses$770,000803
Total noninterest income$7,802,000668
Gross Fiduciary activities income$1,518,000345
Service charges on deposit accounts$2,465,000399
Trading account gains and fees$0138
Additional Noninterest Income$3,819,000802
Total noninterest expense$29,360,000566
Salaries and employee benefits$17,340,000541
Premises and equipment expense$5,782,000365
Additional noninterest expense$6,238,000806
Pre-tax net operating income$20,114,000475
Securities gains (losses)$12,000667
Applicable income taxes$3,985,000462
Income before extraordinary items$16,141,000484
Extraordinary gains, net$05
Net income$16,141,000483
Minority interest net income$066
Net income of bank and minority interests.$16,141,000483
Net charge-offs$1,332,000363
Cash dividends$4,642,000577
Sale, conversion, retirement of capital stock, net$0633
Net operating income$16,131,400484
2018-06-30 (YTD Data)Rank
Total interest income$31,101,000513
Total interest expense$3,198,000680
Net interest income$27,903,000488
Provision for loan and lease losses$570,000739
Total noninterest income$5,135,000668
Gross Fiduciary activities income$986,000356
Service charges on deposit accounts$1,626,000401
Trading account gains and fees$0130
Additional Noninterest Income$2,523,000807
Total noninterest expense$19,734,000557
Salaries and employee benefits$11,661,000534
Premises and equipment expense$3,870,000363
Additional noninterest expense$4,203,000797
Pre-tax net operating income$12,734,000495
Securities gains (losses)$-19,0005,101
Applicable income taxes$2,510,000485
Income before extraordinary items$10,205,000507
Extraordinary gains, net$06
Net income$10,205,000506
Minority interest net income$065
Net income of bank and minority interests.$10,205,000506
Net charge-offs$1,403,000272
Cash dividends$3,023,000559
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,220,200505
2018-03-31 (YTD Data)Rank
Total interest income$15,244,000513
Total interest expense$1,559,000656
Net interest income$13,685,000494
Provision for loan and lease losses$250,000792
Total noninterest income$2,545,000670
Gross Fiduciary activities income$506,000347
Service charges on deposit accounts$816,000402
Trading account gains and fees$0123
Additional Noninterest Income$1,223,000802
Total noninterest expense$9,815,000566
Salaries and employee benefits$5,852,000538
Premises and equipment expense$1,889,000370
Additional noninterest expense$2,074,000794
Pre-tax net operating income$6,165,000493
Securities gains (losses)$-25,0005,338
Applicable income taxes$1,204,000495
Income before extraordinary items$4,936,000507
Extraordinary gains, net$07
Net income$4,936,000506
Minority interest net income$052
Net income of bank and minority interests.$4,936,000507
Net charge-offs$809,000247
Cash dividends$1,405,000562
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,956,000506
2017-12-31 (YTD Data)Rank
Total interest income$51,754,000553
Total interest expense$5,269,000646
Net interest income$46,485,000541
Provision for loan and lease losses$04,227
Total noninterest income$9,125,000735
Gross Fiduciary activities income$1,904,000347
Service charges on deposit accounts$2,940,000444
Trading account gains and fees$0151
Additional Noninterest Income$4,281,000909
Total noninterest expense$38,484,000565
Salaries and employee benefits$21,928,000546
Premises and equipment expense$9,232,000306
Additional noninterest expense$7,324,000893
Pre-tax net operating income$17,126,000622
Securities gains (losses)$02,243
Applicable income taxes$7,053,000533
Income before extraordinary items$10,073,000751
Extraordinary gains, net$09
Net income$10,073,000751
Minority interest net income$076
Net income of bank and minority interests.$10,073,000751
Net charge-offs$218,0001,756
Cash dividends$5,233,000649
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,073,000743
2017-09-30 (YTD Data)Rank
Total interest income$36,581,000579
Total interest expense$3,720,000664
Net interest income$32,861,000573
Provision for loan and lease losses$04,088
Total noninterest income$6,509,000775
Gross Fiduciary activities income$1,388,000352
Service charges on deposit accounts$2,057,000478
Trading account gains and fees$0145
Additional Noninterest Income$3,064,000953
Total noninterest expense$29,138,000561
Salaries and employee benefits$16,417,000551
Premises and equipment expense$7,514,000279
Additional noninterest expense$5,207,000943
Pre-tax net operating income$10,232,000751
Securities gains (losses)$02,274
Applicable income taxes$2,703,000746
Income before extraordinary items$7,529,000807
Extraordinary gains, net$09
Net income$7,529,000807
Minority interest net income$071
Net income of bank and minority interests.$7,529,000807
Net charge-offs$89,0002,029
Cash dividends$3,828,000629
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,529,000792
2017-06-30 (YTD Data)Rank
Total interest income$21,481,000660
Total interest expense$2,200,000726
Net interest income$19,281,000648
Provision for loan and lease losses$03,871
Total noninterest income$3,892,000830
Gross Fiduciary activities income$920,000353
Service charges on deposit accounts$1,187,000534
Trading account gains and fees$0139
Additional Noninterest Income$1,785,0001,058
Total noninterest expense$15,804,000694
Salaries and employee benefits$9,954,000607
Premises and equipment expense$2,569,000493
Additional noninterest expense$3,281,000987
Pre-tax net operating income$7,369,000693
Securities gains (losses)$01,906
Applicable income taxes$1,932,000683
Income before extraordinary items$5,437,000738
Extraordinary gains, net$011
Net income$5,437,000737
Minority interest net income$071
Net income of bank and minority interests.$5,437,000738
Net charge-offs$46,0002,051
Cash dividends$2,427,000650
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,437,000718
2017-03-31 (YTD Data)Rank
Total interest income$10,526,000667
Total interest expense$1,068,000723
Net interest income$9,458,000660
Provision for loan and lease losses$03,537
Total noninterest income$1,928,000834
Gross Fiduciary activities income$442,000362
Service charges on deposit accounts$570,000555
Trading account gains and fees$0142
Additional Noninterest Income$916,0001,021
Total noninterest expense$7,666,000718
Salaries and employee benefits$4,898,000631
Premises and equipment expense$1,275,000509
Additional noninterest expense$1,493,0001,071
Pre-tax net operating income$3,720,000670
Securities gains (losses)$01,153
Applicable income taxes$980,000668
Income before extraordinary items$2,740,000715
Extraordinary gains, net$08
Net income$2,740,000715
Minority interest net income$055
Net income of bank and minority interests.$2,740,000715
Net charge-offs$49,0001,353
Cash dividends$1,213,000617
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,740,000702
2016-12-31 (YTD Data)Rank
Total interest income$40,465,000670
Total interest expense$3,938,000749
Net interest income$36,527,000658
Provision for loan and lease losses$04,332
Total noninterest income$8,359,000793
Gross Fiduciary activities income$1,684,000367
Service charges on deposit accounts$2,369,000555
Trading account gains and fees$0170
Additional Noninterest Income$4,306,000942
Total noninterest expense$30,264,000708
Salaries and employee benefits$18,966,000616
Premises and equipment expense$4,935,000504
Additional noninterest expense$6,363,0001,028
Pre-tax net operating income$14,622,000659
Securities gains (losses)$03,212
Applicable income taxes$3,939,000647
Income before extraordinary items$10,683,000721
Extraordinary gains, net$05
Net income$10,683,000718
Minority interest net income$082
Net income of bank and minority interests.$10,683,000720
Net charge-offs$553,0001,011
Cash dividends$4,841,000690
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,683,000702
2016-09-30 (YTD Data)Rank
Total interest income$30,130,000670
Total interest expense$2,936,000750
Net interest income$27,194,000659
Provision for loan and lease losses$04,186
Total noninterest income$6,284,000792
Gross Fiduciary activities income$1,244,000369
Service charges on deposit accounts$1,734,000569
Trading account gains and fees$0169
Additional Noninterest Income$3,306,000930
Total noninterest expense$22,708,000704
Salaries and employee benefits$14,180,000620
Premises and equipment expense$3,633,000518
Additional noninterest expense$4,895,0001,004
Pre-tax net operating income$10,770,000670
Securities gains (losses)$03,160
Applicable income taxes$2,872,000674
Income before extraordinary items$7,898,000725
Extraordinary gains, net$05
Net income$7,898,000725
Minority interest net income$071
Net income of bank and minority interests.$7,898,000725
Net charge-offs$259,0001,260
Cash dividends$3,628,000658
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,898,000714
2016-06-30 (YTD Data)Rank
Total interest income$19,957,000672
Total interest expense$1,939,000749
Net interest income$18,018,000664
Provision for loan and lease losses$04,017
Total noninterest income$4,252,000780
Gross Fiduciary activities income$828,000371
Service charges on deposit accounts$1,103,000582
Trading account gains and fees$0157
Additional Noninterest Income$2,321,000869
Total noninterest expense$15,129,000705
Salaries and employee benefits$9,453,000623
Premises and equipment expense$2,454,000519
Additional noninterest expense$3,222,0001,018
Pre-tax net operating income$7,141,000663
Securities gains (losses)$02,835
Applicable income taxes$1,901,000672
Income before extraordinary items$5,240,000723
Extraordinary gains, net$016
Net income$5,240,000722
Minority interest net income$071
Net income of bank and minority interests.$5,240,000722
Net charge-offs$111,0001,530
Cash dividends$2,417,000660
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,240,000700
2016-03-31 (YTD Data)Rank
Total interest income$9,956,000672
Total interest expense$958,000761
Net interest income$8,998,000662
Provision for loan and lease losses$03,656
Total noninterest income$1,769,000864
Gross Fiduciary activities income$394,000378
Service charges on deposit accounts$528,000603
Trading account gains and fees$0142
Additional Noninterest Income$847,0001,055
Total noninterest expense$7,466,000717
Salaries and employee benefits$4,668,000635
Premises and equipment expense$1,237,000522
Additional noninterest expense$1,561,0001,049
Pre-tax net operating income$3,301,000702
Securities gains (losses)$02,077
Applicable income taxes$863,000701
Income before extraordinary items$2,438,000750
Extraordinary gains, net$012
Net income$2,438,000750
Minority interest net income$062
Net income of bank and minority interests.$2,438,000750
Net charge-offs$207,000647
Cash dividends$1,208,000633
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,438,000725
2015-12-31 (YTD Data)Rank
Total interest income$39,433,000648
Total interest expense$3,814,000726
Net interest income$35,619,000637
Provision for loan and lease losses$04,380
Total noninterest income$7,511,000840
Gross Fiduciary activities income$1,589,000376
Service charges on deposit accounts$2,308,000576
Trading account gains and fees$0159
Additional Noninterest Income$3,614,0001,024
Total noninterest expense$28,854,000713
Salaries and employee benefits$17,749,000644
Premises and equipment expense$4,983,000502
Additional noninterest expense$6,122,0001,070
Pre-tax net operating income$14,276,000641
Securities gains (losses)$103,0001,153
Applicable income taxes$3,890,000627
Income before extraordinary items$10,489,000698
Extraordinary gains, net$023
Net income$10,489,000697
Minority interest net income$081
Net income of bank and minority interests.$10,489,000698
Net charge-offs$425,0001,307
Cash dividends$4,820,000689
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,413,810693
2015-09-30 (YTD Data)Rank
Total interest income$29,549,000657
Total interest expense$2,873,000728
Net interest income$26,676,000646
Provision for loan and lease losses$04,232
Total noninterest income$5,560,000869
Gross Fiduciary activities income$1,150,000386
Service charges on deposit accounts$1,734,000579
Trading account gains and fees$0153
Additional Noninterest Income$2,676,0001,057
Total noninterest expense$21,824,000719
Salaries and employee benefits$13,409,000654
Premises and equipment expense$3,711,000516
Additional noninterest expense$4,704,0001,046
Pre-tax net operating income$10,412,000674
Securities gains (losses)$102,0001,025
Applicable income taxes$2,830,000661
Income before extraordinary items$7,684,000719
Extraordinary gains, net$021
Net income$7,684,000717
Minority interest net income$078
Net income of bank and minority interests.$7,684,000719
Net charge-offs$410,000990
Cash dividends$3,613,000623
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,609,540708
2015-06-30 (YTD Data)Rank
Total interest income$19,839,000651
Total interest expense$1,922,000731
Net interest income$17,917,000642
Provision for loan and lease losses$04,069
Total noninterest income$3,651,000876
Gross Fiduciary activities income$740,000395
Service charges on deposit accounts$1,110,000585
Trading account gains and fees$0157
Additional Noninterest Income$1,801,0001,044
Total noninterest expense$14,631,000714
Salaries and employee benefits$9,096,000633
Premises and equipment expense$2,489,000521
Additional noninterest expense$3,046,0001,073
Pre-tax net operating income$6,937,000684
Securities gains (losses)$101,000843
Applicable income taxes$1,898,000656
Income before extraordinary items$5,140,000719
Extraordinary gains, net$022
Net income$5,140,000717
Minority interest net income$075
Net income of bank and minority interests.$5,140,000719
Net charge-offs$307,000894
Cash dividends$2,407,000610
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,066,270703
2015-03-31 (YTD Data)Rank
Total interest income$9,802,000650
Total interest expense$951,000735
Net interest income$8,851,000639
Provision for loan and lease losses$03,703
Total noninterest income$1,740,000873
Gross Fiduciary activities income$363,000405
Service charges on deposit accounts$526,000601
Trading account gains and fees$0152
Additional Noninterest Income$851,0001,048
Total noninterest expense$7,185,000723
Salaries and employee benefits$4,500,000642
Premises and equipment expense$1,256,000525
Additional noninterest expense$1,429,0001,117
Pre-tax net operating income$3,406,000668
Securities gains (losses)$02,027
Applicable income taxes$935,000651
Income before extraordinary items$2,471,000720
Extraordinary gains, net$013
Net income$2,471,000718
Minority interest net income$064
Net income of bank and minority interests.$2,471,000720
Net charge-offs$107,0001,070
Cash dividends$1,203,000566
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,471,000696
2014-12-31 (YTD Data)Rank
Total interest income$37,488,000675
Total interest expense$3,560,000832
Net interest income$33,928,000650
Provision for loan and lease losses$150,0002,763
Total noninterest income$7,003,000863
Gross Fiduciary activities income$1,418,000403
Service charges on deposit accounts$2,118,000638
Trading account gains and fees$0180
Additional Noninterest Income$3,467,0001,000
Total noninterest expense$27,727,000733
Salaries and employee benefits$16,460,000671
Premises and equipment expense$4,571,000541
Additional noninterest expense$6,696,000976
Pre-tax net operating income$13,054,000650
Securities gains (losses)$62,0001,587
Applicable income taxes$3,637,000625
Income before extraordinary items$9,479,000720
Extraordinary gains, net$017
Net income$9,479,000720
Minority interest net income$084
Net income of bank and minority interests.$9,479,000720
Net charge-offs$1,069,000838
Cash dividends$4,801,000626
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,434,360708
2014-09-30 (YTD Data)Rank
Total interest income$27,990,000672
Total interest expense$2,652,000851
Net interest income$25,338,000648
Provision for loan and lease losses$150,0002,373
Total noninterest income$5,149,000870
Gross Fiduciary activities income$1,074,000400
Service charges on deposit accounts$1,548,000655
Trading account gains and fees$0174
Additional Noninterest Income$2,527,0001,028
Total noninterest expense$20,665,000733
Salaries and employee benefits$12,238,000681
Premises and equipment expense$3,410,000547
Additional noninterest expense$5,017,000968
Pre-tax net operating income$9,672,000651
Securities gains (losses)$54,0001,402
Applicable income taxes$2,683,000643
Income before extraordinary items$7,043,000723
Extraordinary gains, net$015
Net income$7,043,000722
Minority interest net income$081
Net income of bank and minority interests.$7,043,000722
Net charge-offs$820,000788
Cash dividends$3,599,000590
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,004,120711
2014-06-30 (YTD Data)Rank
Total interest income$18,622,000667
Total interest expense$1,762,000856
Net interest income$16,860,000651
Provision for loan and lease losses$150,0001,864
Total noninterest income$3,345,000875
Gross Fiduciary activities income$737,000394
Service charges on deposit accounts$998,000662
Trading account gains and fees$0172
Additional Noninterest Income$1,610,0001,043
Total noninterest expense$13,795,000733
Salaries and employee benefits$8,167,000675
Premises and equipment expense$2,274,000550
Additional noninterest expense$3,354,000962
Pre-tax net operating income$6,260,000659
Securities gains (losses)$52,0001,141
Applicable income taxes$1,730,000652
Income before extraordinary items$4,582,000717
Extraordinary gains, net$020
Net income$4,582,000716
Minority interest net income$080
Net income of bank and minority interests.$4,582,000717
Net charge-offs$478,000903
Cash dividends$2,398,000566
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,544,040705
2014-03-31 (YTD Data)Rank
Total interest income$9,306,000670
Total interest expense$879,000866
Net interest income$8,427,000652
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,537,000894
Gross Fiduciary activities income$326,000418
Service charges on deposit accounts$465,000699
Trading account gains and fees$0147
Additional Noninterest Income$746,0001,063
Total noninterest expense$6,835,000751
Salaries and employee benefits$4,039,000695
Premises and equipment expense$1,172,000544
Additional noninterest expense$1,624,000992
Pre-tax net operating income$2,979,000674
Securities gains (losses)$01,715
Applicable income taxes$810,000664
Income before extraordinary items$2,169,000720
Extraordinary gains, net$016
Net income$2,169,000721
Minority interest net income$066
Net income of bank and minority interests.$2,169,000721
Net charge-offs$82,0001,501
Cash dividends$1,198,000531
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,169,000711
2013-12-31 (YTD Data)Rank
Total interest income$37,567,000654
Total interest expense$3,889,000877
Net interest income$33,678,000633
Provision for loan and lease losses$1,450,000815
Total noninterest income$7,032,000884
Gross Fiduciary activities income$1,299,000406
Service charges on deposit accounts$2,246,000619
Trading account gains and fees$0184
Additional Noninterest Income$3,487,0001,048
Total noninterest expense$27,141,000747
Salaries and employee benefits$15,984,000680
Premises and equipment expense$4,521,000545
Additional noninterest expense$6,636,0001,020
Pre-tax net operating income$12,119,000648
Securities gains (losses)$03,182
Applicable income taxes$3,276,000625
Income before extraordinary items$8,843,000725
Extraordinary gains, net$029
Net income$8,843,000726
Minority interest net income$090
Net income of bank and minority interests.$8,843,000726
Net charge-offs$2,184,000696
Cash dividends$4,781,000596
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,843,000702
2013-09-30 (YTD Data)Rank
Total interest income$28,214,000652
Total interest expense$3,010,000874
Net interest income$25,204,000630
Provision for loan and lease losses$1,300,000726
Total noninterest income$5,323,000892
Gross Fiduciary activities income$976,000404
Service charges on deposit accounts$1,682,000618
Trading account gains and fees$0180
Additional Noninterest Income$2,665,0001,057
Total noninterest expense$20,324,000753
Salaries and employee benefits$11,938,000686
Premises and equipment expense$3,456,000538
Additional noninterest expense$4,930,0001,032
Pre-tax net operating income$8,903,000677
Securities gains (losses)$03,040
Applicable income taxes$2,380,000639
Income before extraordinary items$6,523,000738
Extraordinary gains, net$025
Net income$6,523,000738
Minority interest net income$084
Net income of bank and minority interests.$6,523,000740
Net charge-offs$1,328,000812
Cash dividends$3,583,000559
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,523,000715
2013-06-30 (YTD Data)Rank
Total interest income$19,006,000646
Total interest expense$2,098,000855
Net interest income$16,908,000619
Provision for loan and lease losses$1,150,000606
Total noninterest income$3,555,000894
Gross Fiduciary activities income$643,000407
Service charges on deposit accounts$1,086,000621
Trading account gains and fees$0157
Additional Noninterest Income$1,826,0001,054
Total noninterest expense$13,397,000765
Salaries and employee benefits$8,062,000680
Premises and equipment expense$2,329,000533
Additional noninterest expense$3,006,0001,122
Pre-tax net operating income$5,916,000667
Securities gains (losses)$02,791
Applicable income taxes$1,572,000645
Income before extraordinary items$4,344,000734
Extraordinary gains, net$022
Net income$4,344,000735
Minority interest net income$082
Net income of bank and minority interests.$4,344,000736
Net charge-offs$736,000956
Cash dividends$2,387,000542
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,344,000703
2013-03-31 (YTD Data)Rank
Total interest income$9,656,000643
Total interest expense$1,106,000838
Net interest income$8,550,000617
Provision for loan and lease losses$650,000563
Total noninterest income$1,814,000889
Gross Fiduciary activities income$331,000398
Service charges on deposit accounts$538,000622
Trading account gains and fees$0148
Additional Noninterest Income$945,0001,032
Total noninterest expense$6,618,000780
Salaries and employee benefits$4,017,000693
Premises and equipment expense$1,109,000562
Additional noninterest expense$1,492,0001,113
Pre-tax net operating income$3,096,000622
Securities gains (losses)$01,966
Applicable income taxes$827,000618
Income before extraordinary items$2,269,000695
Extraordinary gains, net$010
Net income$2,269,000695
Minority interest net income$076
Net income of bank and minority interests.$2,269,000696
Net charge-offs$-11,0006,232
Cash dividends$1,193,000466
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,269,000665
2012-12-31 (YTD Data)Rank
Total interest income$40,402,000645
Total interest expense$5,981,000728
Net interest income$34,421,000625
Provision for loan and lease losses$4,675,000541
Total noninterest income$7,018,000888
Gross Fiduciary activities income$1,224,000403
Service charges on deposit accounts$2,433,000586
Trading account gains and fees$0166
Additional Noninterest Income$3,361,0001,079
Total noninterest expense$25,597,000780
Salaries and employee benefits$15,522,000675
Premises and equipment expense$4,219,000569
Additional noninterest expense$5,856,0001,179
Pre-tax net operating income$11,167,000655
Securities gains (losses)$7,0003,461
Applicable income taxes$2,827,000639
Income before extraordinary items$8,347,000719
Extraordinary gains, net$029
Net income$8,347,000715
Minority interest net income$093
Net income of bank and minority interests.$8,347,000719
Net charge-offs$3,332,000794
Cash dividends$4,762,000601
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,341,750686
2012-09-30 (YTD Data)Rank
Total interest income$30,467,000650
Total interest expense$4,663,000736
Net interest income$25,804,000623
Provision for loan and lease losses$3,375,000570
Total noninterest income$5,206,000882
Gross Fiduciary activities income$932,000399
Service charges on deposit accounts$1,803,000597
Trading account gains and fees$0157
Additional Noninterest Income$2,471,0001,081
Total noninterest expense$19,412,000776
Salaries and employee benefits$11,554,000676
Premises and equipment expense$3,127,000581
Additional noninterest expense$4,731,0001,088
Pre-tax net operating income$8,223,000678
Securities gains (losses)$7,0003,196
Applicable income taxes$2,042,000692
Income before extraordinary items$6,188,000737
Extraordinary gains, net$020
Net income$6,188,000736
Minority interest net income$086
Net income of bank and minority interests.$6,188,000737
Net charge-offs$2,864,000693
Cash dividends$3,570,000472
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,182,750708
2012-06-30 (YTD Data)Rank
Total interest income$20,415,000651
Total interest expense$3,167,000748
Net interest income$17,248,000627
Provision for loan and lease losses$2,250,000585
Total noninterest income$3,363,000896
Gross Fiduciary activities income$644,000392
Service charges on deposit accounts$1,155,000615
Trading account gains and fees$0153
Additional Noninterest Income$1,564,0001,101
Total noninterest expense$13,082,000766
Salaries and employee benefits$7,749,000667
Premises and equipment expense$2,136,000565
Additional noninterest expense$3,197,0001,085
Pre-tax net operating income$5,279,000699
Securities gains (losses)$7,0002,812
Applicable income taxes$1,300,000720
Income before extraordinary items$3,986,000768
Extraordinary gains, net$019
Net income$3,986,000766
Minority interest net income$084
Net income of bank and minority interests.$3,986,000768
Net charge-offs$2,410,000603
Cash dividends$2,379,000449
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,980,750721
2012-03-31 (YTD Data)Rank
Total interest income$10,258,000655
Total interest expense$1,602,000775
Net interest income$8,656,000625
Provision for loan and lease losses$1,125,000558
Total noninterest income$1,596,000933
Gross Fiduciary activities income$288,000415
Service charges on deposit accounts$552,000650
Trading account gains and fees$0148
Additional Noninterest Income$756,0001,121
Total noninterest expense$6,414,000777
Salaries and employee benefits$3,855,000680
Premises and equipment expense$1,036,000583
Additional noninterest expense$1,523,0001,121
Pre-tax net operating income$2,713,000686
Securities gains (losses)$4,0001,941
Applicable income taxes$668,000686
Income before extraordinary items$2,049,000734
Extraordinary gains, net$019
Net income$2,049,000735
Minority interest net income$078
Net income of bank and minority interests.$2,049,000735
Net charge-offs$2,069,000394
Cash dividends$1,189,000406
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,046,000693
2011-12-31 (YTD Data)Rank
Total interest income$41,808,000666
Total interest expense$7,327,000808
Net interest income$34,481,000619
Provision for loan and lease losses$5,435,000732
Total noninterest income$6,904,000803
Gross Fiduciary activities income$1,396,000333
Service charges on deposit accounts$2,418,000605
Trading account gains and fees$0146
Additional Noninterest Income$3,090,0001,019
Total noninterest expense$25,551,000775
Salaries and employee benefits$14,220,000693
Premises and equipment expense$4,388,000571
Additional noninterest expense$6,943,0001,013
Pre-tax net operating income$10,399,000597
Securities gains (losses)$1,0003,733
Applicable income taxes$2,586,000642
Income before extraordinary items$7,814,000665
Extraordinary gains, net$029
Net income$7,814,000664
Minority interest net income$096
Net income of bank and minority interests.$7,814,000665
Net charge-offs$5,205,000772
Cash dividends$4,689,000444
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,813,250636
2011-09-30 (YTD Data)Rank
Total interest income$31,366,000678
Total interest expense$5,566,000838
Net interest income$25,800,000621
Provision for loan and lease losses$3,610,000796
Total noninterest income$5,141,000821
Gross Fiduciary activities income$1,025,000333
Service charges on deposit accounts$1,787,000619
Trading account gains and fees$0145
Additional Noninterest Income$2,329,0001,008
Total noninterest expense$19,109,000782
Salaries and employee benefits$10,599,000696
Premises and equipment expense$3,350,000576
Additional noninterest expense$5,160,0001,021
Pre-tax net operating income$8,222,000587
Securities gains (losses)$1,0003,451
Applicable income taxes$2,093,000601
Income before extraordinary items$6,130,000653
Extraordinary gains, net$021
Net income$6,130,000653
Minority interest net income$087
Net income of bank and minority interests.$6,130,000653
Net charge-offs$3,450,000844
Cash dividends$3,500,000388
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,129,250625
2011-06-30 (YTD Data)Rank
Total interest income$20,958,000689
Total interest expense$3,735,000870
Net interest income$17,223,000630
Provision for loan and lease losses$2,410,000802
Total noninterest income$3,446,000822
Gross Fiduciary activities income$702,000334
Service charges on deposit accounts$1,166,000631
Trading account gains and fees$0153
Additional Noninterest Income$1,578,000980
Total noninterest expense$12,722,000790
Salaries and employee benefits$7,087,000701
Premises and equipment expense$2,268,000563
Additional noninterest expense$3,367,0001,058
Pre-tax net operating income$5,537,000571
Securities gains (losses)$02,914
Applicable income taxes$1,421,000571
Income before extraordinary items$4,116,000632
Extraordinary gains, net$015
Net income$4,116,000631
Minority interest net income$089
Net income of bank and minority interests.$4,116,000632
Net charge-offs$2,962,000698
Cash dividends$2,313,000373
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,116,000610
2011-03-31 (YTD Data)Rank
Total interest income$10,475,000692
Total interest expense$1,876,000904
Net interest income$8,599,000637
Provision for loan and lease losses$1,100,000794
Total noninterest income$1,751,000813
Gross Fiduciary activities income$373,000328
Service charges on deposit accounts$563,000639
Trading account gains and fees$0158
Additional Noninterest Income$815,000950
Total noninterest expense$6,203,000810
Salaries and employee benefits$3,504,000714
Premises and equipment expense$1,150,000570
Additional noninterest expense$1,549,0001,156
Pre-tax net operating income$3,047,000544
Securities gains (losses)$01,772
Applicable income taxes$814,000525
Income before extraordinary items$2,233,000587
Extraordinary gains, net$09
Net income$2,233,000586
Minority interest net income$086
Net income of bank and minority interests.$2,233,000587
Net charge-offs$2,017,000541
Cash dividends$1,126,000344
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,233,000575
2010-12-31 (YTD Data)Rank
Total interest income$44,666,000673
Total interest expense$9,440,000876
Net interest income$35,226,000614
Provision for loan and lease losses$6,410,000938
Total noninterest income$7,148,000823
Gross Fiduciary activities income$1,303,000341
Service charges on deposit accounts$2,415,000614
Trading account gains and fees$0175
Additional Noninterest Income$3,430,000967
Total noninterest expense$25,875,000774
Salaries and employee benefits$14,354,000676
Premises and equipment expense$4,423,000581
Additional noninterest expense$7,098,0001,037
Pre-tax net operating income$10,089,000547
Securities gains (losses)$72,0002,423
Applicable income taxes$2,503,000613
Income before extraordinary items$7,658,000583
Extraordinary gains, net$029
Net income$7,658,000582
Minority interest net income$0111
Net income of bank and minority interests.$7,658,000583
Net charge-offs$3,139,0001,431
Cash dividends$4,506,000370
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,604,000564
2010-09-30 (YTD Data)Rank
Total interest income$33,933,000666
Total interest expense$7,283,000882
Net interest income$26,650,000606
Provision for loan and lease losses$4,610,000931
Total noninterest income$5,129,000827
Gross Fiduciary activities income$953,000344
Service charges on deposit accounts$1,768,000642
Trading account gains and fees$0165
Additional Noninterest Income$2,408,000970
Total noninterest expense$19,022,000776
Salaries and employee benefits$10,570,000678
Premises and equipment expense$3,292,000581
Additional noninterest expense$5,160,0001,037
Pre-tax net operating income$8,147,000525
Securities gains (losses)$72,0002,205
Applicable income taxes$2,065,000583
Income before extraordinary items$6,154,000562
Extraordinary gains, net$023
Net income$6,154,000559
Minority interest net income$0110
Net income of bank and minority interests.$6,154,000562
Net charge-offs$1,313,0001,902
Cash dividends$3,379,000318
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,100,000543
2010-06-30 (YTD Data)Rank
Total interest income$22,827,000666
Total interest expense$4,941,000903
Net interest income$17,886,000604
Provision for loan and lease losses$3,210,000903
Total noninterest income$3,394,000815
Gross Fiduciary activities income$603,000360
Service charges on deposit accounts$1,150,000667
Trading account gains and fees$0152
Additional Noninterest Income$1,641,000921
Total noninterest expense$12,737,000771
Salaries and employee benefits$7,039,000677
Premises and equipment expense$2,241,000579
Additional noninterest expense$3,457,0001,024
Pre-tax net operating income$5,333,000518
Securities gains (losses)$25,0002,268
Applicable income taxes$1,321,000567
Income before extraordinary items$4,037,000547
Extraordinary gains, net$019
Net income$4,037,000549
Minority interest net income$0105
Net income of bank and minority interests.$4,037,000549
Net charge-offs$847,0001,884
Cash dividends$2,253,000309
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,018,250525
2010-03-31 (YTD Data)Rank
Total interest income$11,123,000703
Total interest expense$2,505,000938
Net interest income$8,618,000632
Provision for loan and lease losses$859,0001,302
Total noninterest income$1,639,000827
Gross Fiduciary activities income$277,000381
Service charges on deposit accounts$561,000690
Trading account gains and fees$0175
Additional Noninterest Income$801,000932
Total noninterest expense$6,404,000770
Salaries and employee benefits$3,495,000688
Premises and equipment expense$1,175,000568
Additional noninterest expense$1,734,0001,007
Pre-tax net operating income$2,994,000451
Securities gains (losses)$26,0001,415
Applicable income taxes$791,000461
Income before extraordinary items$2,229,000494
Extraordinary gains, net$016
Net income$2,229,000496
Minority interest net income$091
Net income of bank and minority interests.$2,229,000496
Net charge-offs$72,0003,409
Cash dividends$1,126,000294
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,209,760484
2009-12-31 (YTD Data)Rank
Total interest income$45,836,000720
Total interest expense$13,298,000889
Net interest income$32,538,000655
Provision for loan and lease losses$4,750,0001,476
Total noninterest income$6,719,000866
Gross Fiduciary activities income$1,057,000372
Service charges on deposit accounts$2,402,000695
Trading account gains and fees$0211
Additional Noninterest Income$3,260,000989
Total noninterest expense$25,883,000812
Salaries and employee benefits$14,526,000658
Premises and equipment expense$4,157,000639
Additional noninterest expense$7,200,0001,076
Pre-tax net operating income$8,624,000497
Securities gains (losses)$17,0003,102
Applicable income taxes$2,018,000564
Income before extraordinary items$6,623,000515
Extraordinary gains, net$034
Net income$6,623,000514
Minority interest net income$0115
Net income of bank and minority interests.$6,623,000517
Net charge-offs$162,0005,236
Cash dividends$4,512,000387
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,609,910513
2009-09-30 (YTD Data)Rank
Total interest income$34,691,000731
Total interest expense$10,434,000896
Net interest income$24,257,000665
Provision for loan and lease losses$3,550,0001,327
Total noninterest income$5,086,000865
Gross Fiduciary activities income$761,000384
Service charges on deposit accounts$1,775,000699
Trading account gains and fees$0212
Additional Noninterest Income$2,550,000977
Total noninterest expense$19,345,000811
Salaries and employee benefits$10,740,000682
Premises and equipment expense$3,118,000654
Additional noninterest expense$5,487,0001,029
Pre-tax net operating income$6,448,000529
Securities gains (losses)$17,0002,808
Applicable income taxes$1,507,000594
Income before extraordinary items$4,958,000543
Extraordinary gains, net$027
Net income$4,958,000544
Minority interest net income$0118
Net income of bank and minority interests.$4,958,000544
Net charge-offs$-51,0008,022
Cash dividends$3,386,000368
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,944,910537
2009-06-30 (YTD Data)Rank
Total interest income$23,203,000749
Total interest expense$7,204,000911
Net interest income$15,999,000670
Provision for loan and lease losses$2,350,0001,275
Total noninterest income$3,277,000896
Gross Fiduciary activities income$496,000389
Service charges on deposit accounts$1,131,000727
Trading account gains and fees$0193
Additional Noninterest Income$1,650,0001,026
Total noninterest expense$13,123,000815
Salaries and employee benefits$7,147,000697
Premises and equipment expense$2,121,000657
Additional noninterest expense$3,855,000996
Pre-tax net operating income$3,803,000591
Securities gains (losses)$3,0002,873
Applicable income taxes$847,000710
Income before extraordinary items$2,959,000619
Extraordinary gains, net$021
Net income$2,959,000616
Minority interest net income$0112
Net income of bank and minority interests.$2,959,000619
Net charge-offs$-117,0008,149
Cash dividends$2,259,000397
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,956,660597
2009-03-31 (YTD Data)Rank
Total interest income$11,746,000745
Total interest expense$3,786,000898
Net interest income$7,960,000662
Provision for loan and lease losses$1,125,0001,101
Total noninterest income$1,568,000909
Gross Fiduciary activities income$269,000374
Service charges on deposit accounts$540,000746
Trading account gains and fees$0171
Additional Noninterest Income$759,0001,057
Total noninterest expense$6,056,000840
Salaries and employee benefits$3,615,000687
Premises and equipment expense$1,090,000652
Additional noninterest expense$1,351,0001,217
Pre-tax net operating income$2,347,000503
Securities gains (losses)$9,0001,939
Applicable income taxes$581,000577
Income before extraordinary items$1,775,000562
Extraordinary gains, net$015
Net income$1,775,000562
Minority interest net income$0102
Net income of bank and minority interests.$1,775,000565
Net charge-offs$-117,0008,198
Cash dividends$1,132,000387
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,768,250527
2008-12-31 (YTD Data)Rank
Total interest income$47,849,000775
Total interest expense$18,596,000857
Net interest income$29,253,000741
Provision for loan and lease losses$5,570,000944
Total noninterest income$6,191,000886
Gross Fiduciary activities income$1,021,000405
Service charges on deposit accounts$2,284,000767
Trading account gains and fees$0154
Additional Noninterest Income$2,886,0001,003
Total noninterest expense$22,496,000884
Salaries and employee benefits$12,068,000823
Premises and equipment expense$3,955,000697
Additional noninterest expense$6,473,000991
Pre-tax net operating income$7,378,000754
Securities gains (losses)$159,000838
Applicable income taxes$1,642,000803
Income before extraordinary items$5,895,000688
Extraordinary gains, net$039
Net income$5,895,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,025,000809
Cash dividends$4,550,000616
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,770,980751
2008-09-30 (YTD Data)Rank
Total interest income$35,929,000796
Total interest expense$14,276,000868
Net interest income$21,653,000768
Provision for loan and lease losses$4,270,000717
Total noninterest income$4,671,000921
Gross Fiduciary activities income$803,000403
Service charges on deposit accounts$1,667,000797
Trading account gains and fees$0148
Additional Noninterest Income$2,201,0001,028
Total noninterest expense$16,718,000881
Salaries and employee benefits$8,906,000866
Premises and equipment expense$2,942,000707
Additional noninterest expense$4,870,000940
Pre-tax net operating income$5,336,000947
Securities gains (losses)$158,000722
Applicable income taxes$1,156,0001,035
Income before extraordinary items$4,338,000846
Extraordinary gains, net$031
Net income$4,338,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,956
Cash dividends$3,415,000641
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,213,180929
2008-06-30 (YTD Data)Rank
Total interest income$23,945,000811
Total interest expense$9,894,000869
Net interest income$14,051,000780
Provision for loan and lease losses$670,0001,583
Total noninterest income$3,052,000954
Gross Fiduciary activities income$528,000412
Service charges on deposit accounts$1,039,000830
Trading account gains and fees$0149
Additional Noninterest Income$1,485,0001,065
Total noninterest expense$11,116,000881
Salaries and employee benefits$5,843,000882
Premises and equipment expense$1,989,000698
Additional noninterest expense$3,284,000906
Pre-tax net operating income$5,317,000664
Securities gains (losses)$101,000960
Applicable income taxes$1,379,000711
Income before extraordinary items$4,039,000684
Extraordinary gains, net$021
Net income$4,039,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,340
Cash dividends$2,277,000714
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,963,250676
2008-03-31 (YTD Data)Rank
Total interest income$12,060,000837
Total interest expense$5,286,000857
Net interest income$6,774,000808
Provision for loan and lease losses$120,0002,457
Total noninterest income$1,488,000975
Gross Fiduciary activities income$239,000431
Service charges on deposit accounts$514,000832
Trading account gains and fees$0158
Additional Noninterest Income$735,0001,073
Total noninterest expense$5,626,000854
Salaries and employee benefits$2,985,000868
Premises and equipment expense$1,018,000688
Additional noninterest expense$1,623,000883
Pre-tax net operating income$2,516,000751
Securities gains (losses)$90,000771
Applicable income taxes$675,000812
Income before extraordinary items$1,931,000783
Extraordinary gains, net$015
Net income$1,931,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,776
Cash dividends$1,138,000659
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,864,400774
2007-12-31 (YTD Data)Rank
Total interest income$51,502,000814
Total interest expense$26,281,000745
Net interest income$25,221,000875
Provision for loan and lease losses$500,0002,315
Total noninterest income$6,023,000945
Gross Fiduciary activities income$904,000441
Service charges on deposit accounts$2,110,000841
Trading account gains and fees$0178
Additional Noninterest Income$3,009,0001,017
Total noninterest expense$21,619,000860
Salaries and employee benefits$11,019,000898
Premises and equipment expense$4,225,000631
Additional noninterest expense$6,375,000886
Pre-tax net operating income$9,125,000931
Securities gains (losses)$42,000853
Applicable income taxes$2,329,000995
Income before extraordinary items$6,838,000952
Extraordinary gains, net$039
Net income$6,838,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,283
Cash dividends$4,566,000804
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,806,500947
2007-09-30 (YTD Data)Rank
Total interest income$38,436,000817
Total interest expense$19,771,000733
Net interest income$18,665,000883
Provision for loan and lease losses$165,0003,339
Total noninterest income$4,413,000963
Gross Fiduciary activities income$678,000438
Service charges on deposit accounts$1,542,000852
Trading account gains and fees$0184
Additional Noninterest Income$2,193,0001,033
Total noninterest expense$16,267,000846
Salaries and employee benefits$8,225,000901
Premises and equipment expense$3,270,000608
Additional noninterest expense$4,772,000862
Pre-tax net operating income$6,646,0001,039
Securities gains (losses)$10,0001,001
Applicable income taxes$1,698,0001,104
Income before extraordinary items$4,958,0001,058
Extraordinary gains, net$033
Net income$4,958,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,700
Cash dividends$3,424,000782
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,950,6001,046
2007-06-30 (YTD Data)Rank
Total interest income$25,060,000842
Total interest expense$12,742,000772
Net interest income$12,318,000912
Provision for loan and lease losses$140,0002,749
Total noninterest income$2,938,000975
Gross Fiduciary activities income$426,000463
Service charges on deposit accounts$1,021,000875
Trading account gains and fees$0168
Additional Noninterest Income$1,491,0001,050
Total noninterest expense$10,959,000856
Salaries and employee benefits$5,528,000914
Premises and equipment expense$2,255,000599
Additional noninterest expense$3,176,000885
Pre-tax net operating income$4,157,0001,144
Securities gains (losses)$10,000866
Applicable income taxes$1,051,0001,232
Income before extraordinary items$3,116,0001,149
Extraordinary gains, net$029
Net income$3,116,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$2,283,000787
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,108,5001,133
2007-03-31 (YTD Data)Rank
Total interest income$12,362,000842
Total interest expense$6,302,000774
Net interest income$6,060,000925
Provision for loan and lease losses$140,0001,574
Total noninterest income$1,471,000968
Gross Fiduciary activities income$183,000505
Service charges on deposit accounts$502,000858
Trading account gains and fees$0195
Additional Noninterest Income$786,000999
Total noninterest expense$5,442,000852
Salaries and employee benefits$2,828,000902
Premises and equipment expense$1,104,000614
Additional noninterest expense$1,510,000907
Pre-tax net operating income$1,949,0001,208
Securities gains (losses)$10,000691
Applicable income taxes$485,0001,312
Income before extraordinary items$1,474,0001,201
Extraordinary gains, net$022
Net income$1,474,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$1,141,000728
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,466,5001,190
2006-12-31 (YTD Data)Rank
Total interest income$48,180,000792
Total interest expense$23,128,000729
Net interest income$25,052,000877
Provision for loan and lease losses$870,0001,188
Total noninterest income$5,436,0001,025
Gross Fiduciary activities income$769,000469
Service charges on deposit accounts$1,938,000913
Trading account gains and fees$0130
Additional Noninterest Income$2,729,0001,064
Total noninterest expense$20,837,000847
Salaries and employee benefits$10,537,000914
Premises and equipment expense$4,463,000563
Additional noninterest expense$5,837,000910
Pre-tax net operating income$8,781,0001,120
Securities gains (losses)$01,687
Applicable income taxes$2,404,0001,143
Income before extraordinary items$6,377,0001,152
Extraordinary gains, net$051
Net income$6,377,0001,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,353
Cash dividends$4,566,000770
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,377,0001,142
2006-09-30 (YTD Data)Rank
Total interest income$35,790,000805
Total interest expense$16,868,000739
Net interest income$18,922,000894
Provision for loan and lease losses$675,0001,080
Total noninterest income$3,923,0001,062
Gross Fiduciary activities income$503,000510
Service charges on deposit accounts$1,409,000946
Trading account gains and fees$0126
Additional Noninterest Income$2,011,0001,094
Total noninterest expense$15,620,000856
Salaries and employee benefits$7,848,000930
Premises and equipment expense$3,375,000572
Additional noninterest expense$4,397,000905
Pre-tax net operating income$6,550,0001,170
Securities gains (losses)$01,388
Applicable income taxes$1,778,0001,204
Income before extraordinary items$4,772,0001,192
Extraordinary gains, net$045
Net income$4,772,0001,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,305
Cash dividends$3,426,000745
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,772,0001,183
2006-06-30 (YTD Data)Rank
Total interest income$23,505,000797
Total interest expense$10,871,000732
Net interest income$12,634,000893
Provision for loan and lease losses$450,0001,060
Total noninterest income$2,554,0001,085
Gross Fiduciary activities income$304,000545
Service charges on deposit accounts$902,000970
Trading account gains and fees$0126
Additional Noninterest Income$1,348,0001,090
Total noninterest expense$10,624,000842
Salaries and employee benefits$5,339,000919
Premises and equipment expense$2,289,000569
Additional noninterest expense$2,996,000887
Pre-tax net operating income$4,114,0001,225
Securities gains (losses)$01,185
Applicable income taxes$1,101,0001,295
Income before extraordinary items$3,013,0001,239
Extraordinary gains, net$039
Net income$3,013,0001,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,722
Cash dividends$2,283,000733
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,013,0001,223
2006-03-31 (YTD Data)Rank
Total interest income$11,569,000790
Total interest expense$5,313,000694
Net interest income$6,256,000901
Provision for loan and lease losses$225,0001,018
Total noninterest income$1,212,0001,117
Gross Fiduciary activities income$151,000557
Service charges on deposit accounts$413,0001,030
Trading account gains and fees$0115
Additional Noninterest Income$648,0001,104
Total noninterest expense$5,378,000830
Salaries and employee benefits$2,753,000888
Premises and equipment expense$1,160,000550
Additional noninterest expense$1,465,000907
Pre-tax net operating income$1,865,0001,324
Securities gains (losses)$0955
Applicable income taxes$491,0001,422
Income before extraordinary items$1,374,0001,331
Extraordinary gains, net$021
Net income$1,374,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,393
Cash dividends$1,141,000671
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,374,0001,313
2005-12-31 (YTD Data)Rank
Total interest income$42,239,000761
Total interest expense$17,009,000677
Net interest income$25,230,000847
Provision for loan and lease losses$516,0001,852
Total noninterest income$5,056,0001,077
Gross Fiduciary activities income$666,000503
Service charges on deposit accounts$1,742,0001,006
Trading account gains and fees$0138
Additional Noninterest Income$2,648,0001,117
Total noninterest expense$20,939,000803
Salaries and employee benefits$10,776,000849
Premises and equipment expense$3,974,000616
Additional noninterest expense$6,189,000836
Pre-tax net operating income$8,831,0001,097
Securities gains (losses)$-264,0008,627
Applicable income taxes$2,121,0001,293
Income before extraordinary items$6,446,0001,131
Extraordinary gains, net$046
Net income$6,446,0001,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,746
Cash dividends$4,947,000678
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,644,0001,077
2005-09-30 (YTD Data)Rank
Total interest income$31,129,000754
Total interest expense$12,208,000669
Net interest income$18,921,000835
Provision for loan and lease losses$348,0001,957
Total noninterest income$3,836,0001,076
Gross Fiduciary activities income$518,000486
Service charges on deposit accounts$1,287,0001,025
Trading account gains and fees$0126
Additional Noninterest Income$2,031,0001,108
Total noninterest expense$15,689,000806
Salaries and employee benefits$8,159,000829
Premises and equipment expense$2,866,000636
Additional noninterest expense$4,664,000818
Pre-tax net operating income$6,720,0001,073
Securities gains (losses)$-264,0008,744
Applicable income taxes$1,635,0001,281
Income before extraordinary items$4,821,0001,126
Extraordinary gains, net$035
Net income$4,821,0001,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,238
Cash dividends$3,425,000652
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,019,0001,054
2005-06-30 (YTD Data)Rank
Total interest income$20,438,000743
Total interest expense$7,756,000652
Net interest income$12,682,000828
Provision for loan and lease losses$180,0002,307
Total noninterest income$2,510,0001,068
Gross Fiduciary activities income$314,000523
Service charges on deposit accounts$834,0001,037
Trading account gains and fees$0116
Additional Noninterest Income$1,362,0001,077
Total noninterest expense$10,388,000804
Salaries and employee benefits$5,513,000809
Premises and equipment expense$1,819,000669
Additional noninterest expense$3,056,000830
Pre-tax net operating income$4,624,0001,021
Securities gains (losses)$-272,0008,788
Applicable income taxes$1,112,0001,247
Income before extraordinary items$3,240,0001,082
Extraordinary gains, net$030
Net income$3,240,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,271
Cash dividends$2,283,000635
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,441,280994
2005-03-31 (YTD Data)Rank
Total interest income$10,085,000740
Total interest expense$3,750,000638
Net interest income$6,335,000820
Provision for loan and lease losses$90,0002,180
Total noninterest income$1,241,0001,058
Gross Fiduciary activities income$136,000576
Service charges on deposit accounts$395,0001,056
Trading account gains and fees$0115
Additional Noninterest Income$710,0001,028
Total noninterest expense$5,051,000823
Salaries and employee benefits$2,757,000803
Premises and equipment expense$907,000668
Additional noninterest expense$1,387,000904
Pre-tax net operating income$2,435,000959
Securities gains (losses)$01,685
Applicable income taxes$648,0001,070
Income before extraordinary items$1,787,000973
Extraordinary gains, net$024
Net income$1,787,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,939
Cash dividends$1,142,000578
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,787,000952
2004-12-31 (YTD Data)Rank
Total interest income$37,721,000733
Total interest expense$13,202,000625
Net interest income$24,519,000813
Provision for loan and lease losses$300,0002,900
Total noninterest income$4,673,0001,143
Gross Fiduciary activities income$584,000518
Service charges on deposit accounts$1,780,000992
Trading account gains and fees$0138
Additional Noninterest Income$2,309,0001,203
Total noninterest expense$18,088,000904
Salaries and employee benefits$9,884,000868
Premises and equipment expense$3,322,000693
Additional noninterest expense$4,882,0001,025
Pre-tax net operating income$10,804,000816
Securities gains (losses)$1,113,000262
Applicable income taxes$3,502,000791
Income before extraordinary items$8,415,000790
Extraordinary gains, net$034
Net income$8,415,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,812
Cash dividends$6,593,000489
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,624,770834
2004-09-30 (YTD Data)Rank
Total interest income$28,098,000737
Total interest expense$9,660,000629
Net interest income$18,438,000799
Provision for loan and lease losses$225,0002,754
Total noninterest income$3,489,0001,156
Gross Fiduciary activities income$455,000503
Service charges on deposit accounts$1,335,000997
Trading account gains and fees$0134
Additional Noninterest Income$1,699,0001,208
Total noninterest expense$13,754,000885
Salaries and employee benefits$7,687,000841
Premises and equipment expense$2,445,000711
Additional noninterest expense$3,622,0001,021
Pre-tax net operating income$7,948,000842
Securities gains (losses)$1,014,000262
Applicable income taxes$2,617,000816
Income before extraordinary items$6,345,000791
Extraordinary gains, net$026
Net income$6,345,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,322
Cash dividends$5,125,000447
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,625,060843
2004-06-30 (YTD Data)Rank
Total interest income$18,105,000759
Total interest expense$6,164,000638
Net interest income$11,941,000816
Provision for loan and lease losses$150,0002,691
Total noninterest income$2,274,0001,163
Gross Fiduciary activities income$302,000508
Service charges on deposit accounts$882,000995
Trading account gains and fees$0130
Additional Noninterest Income$1,090,0001,247
Total noninterest expense$9,279,000881
Salaries and employee benefits$5,202,000819
Premises and equipment expense$1,718,000675
Additional noninterest expense$2,359,0001,047
Pre-tax net operating income$4,786,000913
Securities gains (losses)$771,000263
Applicable income taxes$1,643,000854
Income before extraordinary items$3,914,000830
Extraordinary gains, net$021
Net income$3,914,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,637
Cash dividends$3,983,000406
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,374,300934
2004-03-31 (YTD Data)Rank
Total interest income$8,928,000788
Total interest expense$3,074,000660
Net interest income$5,854,000848
Provision for loan and lease losses$75,0002,550
Total noninterest income$1,116,0001,153
Gross Fiduciary activities income$169,000479
Service charges on deposit accounts$435,000970
Trading account gains and fees$0121
Additional Noninterest Income$512,0001,276
Total noninterest expense$4,732,000870
Salaries and employee benefits$2,627,000834
Premises and equipment expense$857,000689
Additional noninterest expense$1,248,000987
Pre-tax net operating income$2,163,000997
Securities gains (losses)$817,000194
Applicable income taxes$887,000811
Income before extraordinary items$2,093,000795
Extraordinary gains, net$016
Net income$2,093,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$1,142,000595
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,521,1001,016
2003-12-31 (YTD Data)Rank
Total interest income$36,669,000774
Total interest expense$13,965,000636
Net interest income$22,704,000851
Provision for loan and lease losses$265,0003,440
Total noninterest income$7,317,000835
Gross Fiduciary activities income$540,000540
Service charges on deposit accounts$1,788,000962
Trading account gains and fees$0160
Additional Noninterest Income$4,989,000766
Total noninterest expense$17,632,000913
Salaries and employee benefits$9,902,000863
Premises and equipment expense$3,124,000733
Additional noninterest expense$4,606,0001,098
Pre-tax net operating income$12,124,000720
Securities gains (losses)$1,994,000299
Applicable income taxes$3,564,000805
Income before extraordinary items$10,554,000629
Extraordinary gains, net$054
Net income$10,554,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,676
Cash dividends$6,337,000524
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,058,500670
2003-09-30 (YTD Data)Rank
Total interest income$27,544,000790
Total interest expense$10,731,000647
Net interest income$16,813,000868
Provision for loan and lease losses$180,0003,498
Total noninterest income$3,893,0001,124
Gross Fiduciary activities income$409,000541
Service charges on deposit accounts$1,312,0001,001
Trading account gains and fees$0153
Additional Noninterest Income$2,172,0001,165
Total noninterest expense$12,998,000946
Salaries and employee benefits$7,385,000874
Premises and equipment expense$2,268,000767
Additional noninterest expense$3,345,0001,137
Pre-tax net operating income$7,528,000890
Securities gains (losses)$1,991,000277
Applicable income taxes$2,859,000812
Income before extraordinary items$6,660,000769
Extraordinary gains, net$040
Net income$6,660,000770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,387
Cash dividends$3,425,000660
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,266,300892
2003-06-30 (YTD Data)Rank
Total interest income$18,567,000791
Total interest expense$7,434,000642
Net interest income$11,133,000880
Provision for loan and lease losses$120,0003,448
Total noninterest income$2,689,0001,091
Gross Fiduciary activities income$357,000466
Service charges on deposit accounts$942,000907
Trading account gains and fees$0150
Additional Noninterest Income$1,390,0001,200
Total noninterest expense$8,616,000950
Salaries and employee benefits$4,913,000880
Premises and equipment expense$1,480,000778
Additional noninterest expense$2,223,0001,139
Pre-tax net operating income$5,086,000873
Securities gains (losses)$995,000361
Applicable income taxes$1,830,000834
Income before extraordinary items$4,251,000799
Extraordinary gains, net$030
Net income$4,251,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,773
Cash dividends$2,283,000660
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,554,500875
2003-03-31 (YTD Data)Rank
Total interest income$9,560,000766
Total interest expense$3,701,000664
Net interest income$5,859,000831
Provision for loan and lease losses$60,0003,248
Total noninterest income$1,456,000997
Gross Fiduciary activities income$162,000496
Service charges on deposit accounts$464,000885
Trading account gains and fees$0134
Additional Noninterest Income$830,0001,022
Total noninterest expense$4,182,000971
Salaries and employee benefits$2,452,000878
Premises and equipment expense$704,000819
Additional noninterest expense$1,026,0001,190
Pre-tax net operating income$3,073,000740
Securities gains (losses)$450,000377
Applicable income taxes$1,092,000737
Income before extraordinary items$2,431,000702
Extraordinary gains, net$021
Net income$2,431,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,229
Cash dividends$1,142,000619
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,120,500737
2002-12-31 (YTD Data)Rank
Total interest income$37,772,000795
Total interest expense$13,453,000840
Net interest income$24,319,000780
Provision for loan and lease losses$370,0002,992
Total noninterest income$4,798,0001,095
Gross Fiduciary activities income$683,000481
Service charges on deposit accounts$1,913,000844
Trading account gains and fees$0153
Additional Noninterest Income$2,202,0001,230
Total noninterest expense$16,623,000946
Salaries and employee benefits$9,454,000852
Premises and equipment expense$2,456,000883
Additional noninterest expense$4,713,0001,043
Pre-tax net operating income$12,124,000727
Securities gains (losses)$04,537
Applicable income taxes$3,837,000753
Income before extraordinary items$8,287,000770
Extraordinary gains, net$070
Net income$8,287,000770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,632
Cash dividends$6,871,000477
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,287,000737
2001-12-31 (YTD Data)Rank
Total interest income$39,161,000867
Total interest expense$16,059,0001,011
Net interest income$23,102,000766
Provision for loan and lease losses$240,0003,705
Total noninterest income$3,298,0001,378
Gross Fiduciary activities income$569,000553
Service charges on deposit accounts$1,348,0001,099
Trading account gains and fees$0177
Additional Noninterest Income$1,381,0001,641
Total noninterest expense$13,975,0001,057
Salaries and employee benefits$7,942,000947
Premises and equipment expense$1,991,0001,062
Additional noninterest expense$4,042,0001,182
Pre-tax net operating income$12,185,000640
Securities gains (losses)$04,612
Applicable income taxes$3,965,000652
Income before extraordinary items$8,220,000684
Extraordinary gains, net$0105
Net income$8,220,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,767
Cash dividends$5,285,000584
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,220,000657
2000-12-31 (YTD Data)Rank
Total interest income$39,837,000893
Total interest expense$16,934,0001,045
Net interest income$22,903,000764
Provision for loan and lease losses$240,0003,322
Total noninterest income$2,773,0001,450
Gross Fiduciary activities income$623,000537
Service charges on deposit accounts$989,0001,377
Trading account gains and fees$0180
Additional Noninterest Income$1,161,0001,681
Total noninterest expense$13,116,0001,062
Salaries and employee benefits$7,591,000925
Premises and equipment expense$1,909,0001,051
Additional noninterest expense$3,616,0001,258
Pre-tax net operating income$12,320,000652
Securities gains (losses)$24,000913
Applicable income taxes$4,377,000599
Income before extraordinary items$7,967,000689
Extraordinary gains, net$038
Net income$7,967,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,790
Cash dividends$11,001,000348
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,951,400689
1999-12-31 (YTD Data)Rank
Total interest income$35,222,000948
Total interest expense$14,766,0001,032
Net interest income$20,456,000870
Provision for loan and lease losses$210,0003,440
Total noninterest income$2,757,0001,450
Gross Fiduciary activities income$550,000608
Service charges on deposit accounts$951,0001,374
Trading account gains and fees$0173
Additional Noninterest Income$1,256,0001,584
Total noninterest expense$12,021,0001,150
Salaries and employee benefits$6,914,000996
Premises and equipment expense$1,911,0001,062
Additional noninterest expense$3,196,0001,440
Pre-tax net operating income$10,982,000761
Securities gains (losses)$03,155
Applicable income taxes$3,656,000753
Income before extraordinary items$7,326,000789
Extraordinary gains, net$035
Net income$7,326,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,996
Cash dividends$5,480,000608
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,326,000774
1998-12-31 (YTD Data)Rank
Total interest income$35,628,000930
Total interest expense$15,238,0001,037
Net interest income$20,390,000837
Provision for loan and lease losses$360,0002,235
Total noninterest income$2,435,0001,572
Gross Fiduciary activities income$530,000622
Service charges on deposit accounts$851,0001,481
Trading account gains and fees$0224
Additional Noninterest Income$1,054,0001,783
Total noninterest expense$11,512,0001,145
Salaries and employee benefits$6,824,000954
Premises and equipment expense$1,872,0001,031
Additional noninterest expense$2,816,0001,534
Pre-tax net operating income$10,953,000723
Securities gains (losses)$04,449
Applicable income taxes$3,696,000733
Income before extraordinary items$7,257,000764
Extraordinary gains, net$032
Net income$7,257,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,472
Cash dividends$4,360,000716
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,257,000739
1997-12-31 (YTD Data)Rank
Total interest income$35,063,000970
Total interest expense$14,912,0001,091
Net interest income$20,151,000889
Provision for loan and lease losses$210,0003,330
Total noninterest income$1,964,0001,793
Gross Fiduciary activities income$520,000639
Service charges on deposit accounts$764,0001,696
Trading account gains and fees$0239
Additional Noninterest Income$680,0002,259
Total noninterest expense$11,064,0001,192
Salaries and employee benefits$6,529,0001,016
Premises and equipment expense$1,806,0001,103
Additional noninterest expense$2,729,0001,570
Pre-tax net operating income$10,841,000758
Securities gains (losses)$03,944
Applicable income taxes$3,656,000782
Income before extraordinary items$7,185,000786
Extraordinary gains, net$044
Net income$7,185,000788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,411
Cash dividends$4,150,000718
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,185,000765
1996-12-31 (YTD Data)Rank
Total interest income$33,894,0001,034
Total interest expense$15,124,0001,082
Net interest income$18,770,000983
Provision for loan and lease losses$30,0007,397
Total noninterest income$1,979,0001,853
Gross Fiduciary activities income$517,000696
Service charges on deposit accounts$756,0001,780
Trading account gains and fees$0262
Additional Noninterest Income$706,0002,283
Total noninterest expense$10,129,0001,417
Salaries and employee benefits$5,881,0001,143
Premises and equipment expense$1,707,0001,215
Additional noninterest expense$2,541,0001,985
Pre-tax net operating income$10,590,000754
Securities gains (losses)$04,148
Applicable income taxes$3,560,000765
Income before extraordinary items$7,030,000775
Extraordinary gains, net$053
Net income$7,030,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,564
Cash dividends$9,018,000452
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,030,000753
1995-12-31 (YTD Data)Rank
Total interest income$32,213,0001,096
Total interest expense$14,437,0001,160
Net interest income$17,776,0001,039
Provision for loan and lease losses$08,958
Total noninterest income$1,687,0002,100
Gross Fiduciary activities income$356,000836
Service charges on deposit accounts$672,0002,007
Trading account gains and fees$0522
Additional Noninterest Income$659,0002,393
Total noninterest expense$9,809,0001,446
Salaries and employee benefits$5,610,0001,196
Premises and equipment expense$1,518,0001,355
Additional noninterest expense$2,681,0001,865
Pre-tax net operating income$9,654,000853
Securities gains (losses)$03,831
Applicable income taxes$3,228,000866
Income before extraordinary items$6,426,000865
Extraordinary gains, net$065
Net income$6,426,000864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,855
Cash dividends$5,257,000609
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,426,000853
1994-12-31 (YTD Data)Rank
Total interest income$30,639,0001,034
Total interest expense$12,419,0001,066
Net interest income$18,220,0001,013
Provision for loan and lease losses$09,146
Total noninterest income$1,501,0002,292
Gross Fiduciary activities income$292,000913
Service charges on deposit accounts$597,0002,284
Trading account gains and fees$0475
Additional Noninterest Income$612,0002,547
Total noninterest expense$9,623,0001,531
Salaries and employee benefits$5,173,0001,307
Premises and equipment expense$1,359,0001,530
Additional noninterest expense$3,091,0001,756
Pre-tax net operating income$10,098,000790
Securities gains (losses)$03,600
Applicable income taxes$3,358,000789
Income before extraordinary items$6,740,000793
Extraordinary gains, net$0249
Net income$6,740,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,402
Cash dividends$5,851,000509
Sale, conversion, retirement of capital stock, net$2,000,000296
Net operating income$6,740,000795
1993-12-31 (YTD Data)Rank
Total interest income$32,122,0001,003
Total interest expense$13,894,000978
Net interest income$18,228,0001,004
Provision for loan and lease losses$315,0002,894
Total noninterest income$1,502,0002,448
Gross Fiduciary activities income$278,000966
Service charges on deposit accounts$564,0002,445
Trading account gains and fees$0532
Additional Noninterest Income$660,0002,703
Total noninterest expense$9,167,0001,649
Salaries and employee benefits$4,995,0001,346
Premises and equipment expense$1,213,0001,729
Additional noninterest expense$2,959,0001,934
Pre-tax net operating income$10,248,000711
Securities gains (losses)$07,477
Applicable income taxes$3,480,000738
Income before extraordinary items$6,768,000774
Extraordinary gains, net$03,149
Net income$6,768,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,656
Cash dividends$3,382,000648
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,768,000726
1992-12-31 (YTD Data)Rank
Total interest income$35,373,0001,043
Total interest expense$17,582,0001,031
Net interest income$17,791,0001,042
Provision for loan and lease losses$855,0002,065
Total noninterest income$1,339,0002,615
Gross Fiduciary activities income$309,000935
Service charges on deposit accounts$317,0004,255
Trading account gains and fees$0504
Additional Noninterest Income$713,0002,500
Total noninterest expense$8,657,0001,758
Salaries and employee benefits$4,717,0001,404
Premises and equipment expense$1,139,0001,854
Additional noninterest expense$2,801,0002,110
Pre-tax net operating income$9,618,000664
Securities gains (losses)$08,369
Applicable income taxes$3,068,000764
Income before extraordinary items$6,550,000721
Extraordinary gains, net$446,000224
Net income$6,996,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0003,693
Cash dividends$2,861,000622
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,550,000655

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.