Home > 1st Century Bank > Income and Expense
1st Century Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $14,192,000 | 959 |
| Total interest expense | $402,000 | 2,818 |
| Net interest income | $13,790,000 | 857 |
| Provision for loan and lease losses | $400,000 | 1,011 |
| Total noninterest income | $399,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $264,000 | 1,986 |
| Trading account gains and fees | $32,000 | 143 |
| Additional Noninterest Income | $103,000 | 4,391 |
| Total noninterest expense | $12,833,000 | 830 |
| Salaries and employee benefits | $5,518,000 | 1,058 |
| Premises and equipment expense | $1,039,000 | 1,144 |
| Additional noninterest expense | $6,276,000 | 554 |
| Pre-tax net operating income | $956,000 | 3,162 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $404,000 | 1,876 |
| Income before extraordinary items | $552,000 | 3,817 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $552,000 | 3,814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $552,000 | 3,816 |
| Net charge-offs | $99,000 | 1,629 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $514,000 | 167 |
| Net operating income | $552,000 | 3,760 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,977,000 | 966 |
| Total interest expense | $196,000 | 2,877 |
| Net interest income | $6,781,000 | 873 |
| Provision for loan and lease losses | $200,000 | 957 |
| Total noninterest income | $199,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $145,000 | 1,845 |
| Trading account gains and fees | $27,000 | 126 |
| Additional Noninterest Income | $27,000 | 5,014 |
| Total noninterest expense | $6,289,000 | 840 |
| Salaries and employee benefits | $2,977,000 | 994 |
| Premises and equipment expense | $512,000 | 1,165 |
| Additional noninterest expense | $2,800,000 | 603 |
| Pre-tax net operating income | $491,000 | 3,073 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $209,000 | 1,797 |
| Income before extraordinary items | $282,000 | 3,724 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $282,000 | 3,721 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $282,000 | 3,722 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 148 |
| Net operating income | $282,000 | 3,672 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $23,642,000 | 1,086 |
| Total interest expense | $700,000 | 3,065 |
| Net interest income | $22,942,000 | 1,007 |
| Provision for loan and lease losses | $1,325,000 | 633 |
| Total noninterest income | $593,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $480,000 | 2,210 |
| Trading account gains and fees | $8,000 | 148 |
| Additional Noninterest Income | $105,000 | 5,058 |
| Total noninterest expense | $17,747,000 | 1,134 |
| Salaries and employee benefits | $10,089,000 | 1,114 |
| Premises and equipment expense | $2,102,000 | 1,131 |
| Additional noninterest expense | $5,556,000 | 1,159 |
| Pre-tax net operating income | $4,463,000 | 1,724 |
| Securities gains (losses) | $75,000 | 1,342 |
| Applicable income taxes | $1,953,000 | 1,026 |
| Income before extraordinary items | $2,585,000 | 2,280 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,585,000 | 2,280 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,585,000 | 2,281 |
| Net charge-offs | $-37,000 | 5,488 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,202,000 | 200 |
| Net operating income | $2,537,000 | 2,272 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $17,212,000 | 1,122 |
| Total interest expense | $513,000 | 3,153 |
| Net interest income | $16,699,000 | 1,038 |
| Provision for loan and lease losses | $1,026,000 | 577 |
| Total noninterest income | $489,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $389,000 | 2,082 |
| Trading account gains and fees | $32,000 | 133 |
| Additional Noninterest Income | $68,000 | 5,193 |
| Total noninterest expense | $13,235,000 | 1,149 |
| Salaries and employee benefits | $7,557,000 | 1,122 |
| Premises and equipment expense | $1,600,000 | 1,130 |
| Additional noninterest expense | $4,078,000 | 1,179 |
| Pre-tax net operating income | $2,927,000 | 1,938 |
| Securities gains (losses) | $75,000 | 1,200 |
| Applicable income taxes | $1,293,000 | 1,160 |
| Income before extraordinary items | $1,709,000 | 2,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,709,000 | 2,546 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,709,000 | 2,546 |
| Net charge-offs | $-14,000 | 5,255 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $904,000 | 185 |
| Net operating income | $1,661,000 | 2,538 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $11,085,000 | 1,163 |
| Total interest expense | $332,000 | 3,244 |
| Net interest income | $10,753,000 | 1,068 |
| Provision for loan and lease losses | $725,000 | 560 |
| Total noninterest income | $263,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $218,000 | 2,360 |
| Trading account gains and fees | $10,000 | 144 |
| Additional Noninterest Income | $35,000 | 5,431 |
| Total noninterest expense | $8,876,000 | 1,140 |
| Salaries and employee benefits | $5,094,000 | 1,111 |
| Premises and equipment expense | $1,079,000 | 1,124 |
| Additional noninterest expense | $2,703,000 | 1,183 |
| Pre-tax net operating income | $1,415,000 | 2,450 |
| Securities gains (losses) | $75,000 | 985 |
| Applicable income taxes | $645,000 | 1,397 |
| Income before extraordinary items | $845,000 | 3,072 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $845,000 | 3,073 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $845,000 | 3,074 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $644,000 | 167 |
| Net operating income | $797,000 | 3,105 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 1,227 |
| Total interest expense | $157,000 | 3,380 |
| Net interest income | $5,020,000 | 1,139 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $155,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $114,000 | 2,259 |
| Trading account gains and fees | $27,000 | 129 |
| Additional Noninterest Income | $14,000 | 5,610 |
| Total noninterest expense | $4,533,000 | 1,132 |
| Salaries and employee benefits | $2,642,000 | 1,079 |
| Premises and equipment expense | $521,000 | 1,162 |
| Additional noninterest expense | $1,370,000 | 1,160 |
| Pre-tax net operating income | $492,000 | 3,047 |
| Securities gains (losses) | $75,000 | 687 |
| Applicable income taxes | $248,000 | 1,613 |
| Income before extraordinary items | $319,000 | 3,540 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $319,000 | 3,543 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $319,000 | 3,543 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 176 |
| Net operating income | $271,000 | 3,746 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,214,000 | 1,322 |
| Total interest expense | $755,000 | 3,157 |
| Net interest income | $18,459,000 | 1,215 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $533,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $370,000 | 2,818 |
| Trading account gains and fees | $37,000 | 155 |
| Additional Noninterest Income | $126,000 | 5,034 |
| Total noninterest expense | $15,713,000 | 1,265 |
| Salaries and employee benefits | $8,925,000 | 1,218 |
| Premises and equipment expense | $1,880,000 | 1,277 |
| Additional noninterest expense | $4,908,000 | 1,317 |
| Pre-tax net operating income | $3,179,000 | 2,176 |
| Securities gains (losses) | $1,178,000 | 177 |
| Applicable income taxes | $1,903,000 | 1,018 |
| Income before extraordinary items | $2,454,000 | 2,336 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,454,000 | 2,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,454,000 | 2,336 |
| Net charge-offs | $-263,000 | 6,297 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $1,869,000 | 144 |
| Net operating income | $1,700,080 | 2,962 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,069,000 | 1,360 |
| Total interest expense | $565,000 | 3,216 |
| Net interest income | $13,504,000 | 1,253 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $393,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $269,000 | 2,929 |
| Trading account gains and fees | $15,000 | 156 |
| Additional Noninterest Income | $109,000 | 4,941 |
| Total noninterest expense | $11,568,000 | 1,295 |
| Salaries and employee benefits | $6,650,000 | 1,215 |
| Premises and equipment expense | $1,363,000 | 1,322 |
| Additional noninterest expense | $3,555,000 | 1,361 |
| Pre-tax net operating income | $2,229,000 | 2,333 |
| Securities gains (losses) | $982,000 | 156 |
| Applicable income taxes | $1,328,000 | 1,078 |
| Income before extraordinary items | $1,883,000 | 2,322 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,883,000 | 2,323 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,883,000 | 2,322 |
| Net charge-offs | $-241,000 | 6,374 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $649,000 | 194 |
| Net operating income | $1,254,520 | 3,010 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,234,000 | 1,375 |
| Total interest expense | $379,000 | 3,238 |
| Net interest income | $8,855,000 | 1,259 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $302,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $194,000 | 2,754 |
| Trading account gains and fees | $35,000 | 144 |
| Additional Noninterest Income | $73,000 | 4,934 |
| Total noninterest expense | $7,738,000 | 1,285 |
| Salaries and employee benefits | $4,543,000 | 1,189 |
| Premises and equipment expense | $861,000 | 1,389 |
| Additional noninterest expense | $2,334,000 | 1,379 |
| Pre-tax net operating income | $1,319,000 | 2,473 |
| Securities gains (losses) | $786,000 | 151 |
| Applicable income taxes | $875,000 | 1,064 |
| Income before extraordinary items | $1,230,000 | 2,299 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,230,000 | 2,303 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,230,000 | 2,303 |
| Net charge-offs | $-31,000 | 6,025 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $421,000 | 188 |
| Net operating income | $726,960 | 3,226 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 1,396 |
| Total interest expense | $192,000 | 3,263 |
| Net interest income | $4,346,000 | 1,281 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $112,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $91,000 | 2,853 |
| Trading account gains and fees | $11,000 | 136 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $3,974,000 | 1,272 |
| Salaries and employee benefits | $2,395,000 | 1,149 |
| Premises and equipment expense | $414,000 | 1,472 |
| Additional noninterest expense | $1,165,000 | 1,365 |
| Pre-tax net operating income | $484,000 | 2,956 |
| Securities gains (losses) | $253,000 | 241 |
| Applicable income taxes | $310,000 | 1,322 |
| Income before extraordinary items | $427,000 | 2,877 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $427,000 | 2,880 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $427,000 | 2,880 |
| Net charge-offs | $-16,000 | 5,951 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 192 |
| Net operating income | $265,080 | 3,710 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,016,000 | 1,481 |
| Total interest expense | $808,000 | 3,428 |
| Net interest income | $16,208,000 | 1,345 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $971,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $347,000 | 3,103 |
| Trading account gains and fees | $-121,000 | 6,790 |
| Additional Noninterest Income | $745,000 | 2,776 |
| Total noninterest expense | $14,000,000 | 1,410 |
| Salaries and employee benefits | $7,880,000 | 1,348 |
| Premises and equipment expense | $1,626,000 | 1,460 |
| Additional noninterest expense | $4,494,000 | 1,472 |
| Pre-tax net operating income | $3,079,000 | 2,127 |
| Securities gains (losses) | $822,000 | 287 |
| Applicable income taxes | $-3,059,000 | 6,742 |
| Income before extraordinary items | $6,960,000 | 900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,960,000 | 901 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,960,000 | 901 |
| Net charge-offs | $-1,121,000 | 6,782 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $762,000 | 240 |
| Net operating income | $6,138,000 | 987 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,371,000 | 1,527 |
| Total interest expense | $609,000 | 3,503 |
| Net interest income | $11,762,000 | 1,380 |
| Provision for loan and lease losses | $-300,000 | 6,674 |
| Total noninterest income | $896,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $261,000 | 3,113 |
| Trading account gains and fees | $-97,000 | 6,873 |
| Additional Noninterest Income | $732,000 | 2,453 |
| Total noninterest expense | $10,124,000 | 1,456 |
| Salaries and employee benefits | $5,760,000 | 1,375 |
| Premises and equipment expense | $1,203,000 | 1,498 |
| Additional noninterest expense | $3,161,000 | 1,555 |
| Pre-tax net operating income | $2,834,000 | 1,828 |
| Securities gains (losses) | $705,000 | 298 |
| Applicable income taxes | $-3,178,000 | 6,854 |
| Income before extraordinary items | $6,717,000 | 724 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,717,000 | 725 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,717,000 | 726 |
| Net charge-offs | $-1,120,000 | 6,862 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $597,000 | 217 |
| Net operating income | $6,012,000 | 777 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,163,000 | 1,540 |
| Total interest expense | $412,000 | 3,531 |
| Net interest income | $7,751,000 | 1,380 |
| Provision for loan and lease losses | $-500,000 | 6,812 |
| Total noninterest income | $661,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $166,000 | 3,192 |
| Trading account gains and fees | $-107,000 | 6,923 |
| Additional Noninterest Income | $602,000 | 2,228 |
| Total noninterest expense | $6,732,000 | 1,464 |
| Salaries and employee benefits | $3,822,000 | 1,380 |
| Premises and equipment expense | $821,000 | 1,466 |
| Additional noninterest expense | $2,089,000 | 1,561 |
| Pre-tax net operating income | $2,180,000 | 1,603 |
| Securities gains (losses) | $535,000 | 342 |
| Applicable income taxes | $-3,178,000 | 6,916 |
| Income before extraordinary items | $5,893,000 | 580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,893,000 | 580 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,893,000 | 582 |
| Net charge-offs | $-1,105,000 | 6,922 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $393,000 | 193 |
| Net operating income | $5,358,000 | 594 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 1,547 |
| Total interest expense | $204,000 | 3,627 |
| Net interest income | $3,883,000 | 1,384 |
| Provision for loan and lease losses | $-500,000 | 6,948 |
| Total noninterest income | $358,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $-20,000 | 7,000 |
| Additional Noninterest Income | $292,000 | 2,257 |
| Total noninterest expense | $3,240,000 | 1,514 |
| Salaries and employee benefits | $1,903,000 | 1,395 |
| Premises and equipment expense | $413,000 | 1,472 |
| Additional noninterest expense | $924,000 | 1,730 |
| Pre-tax net operating income | $1,501,000 | 1,214 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $38,000 | 3,190 |
| Income before extraordinary items | $1,463,000 | 1,042 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,463,000 | 1,042 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,463,000 | 1,044 |
| Net charge-offs | $-1,104,000 | 7,002 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 170 |
| Net operating income | $1,463,000 | 992 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,038,000 | 1,763 |
| Total interest expense | $966,000 | 3,700 |
| Net interest income | $14,072,000 | 1,567 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,966,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $249,000 | 3,856 |
| Trading account gains and fees | $151,000 | 111 |
| Additional Noninterest Income | $1,566,000 | 1,806 |
| Total noninterest expense | $12,895,000 | 1,512 |
| Salaries and employee benefits | $6,707,000 | 1,516 |
| Premises and equipment expense | $1,424,000 | 1,654 |
| Additional noninterest expense | $4,764,000 | 1,422 |
| Pre-tax net operating income | $3,143,000 | 2,010 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $111,000 | 3,438 |
| Income before extraordinary items | $3,032,000 | 1,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,032,000 | 1,840 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,032,000 | 1,842 |
| Net charge-offs | $-731,000 | 7,060 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $552,000 | 292 |
| Net operating income | $3,032,000 | 1,739 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,843,000 | 1,858 |
| Total interest expense | $737,000 | 3,776 |
| Net interest income | $10,106,000 | 1,658 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,262,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $183,000 | 3,959 |
| Trading account gains and fees | $158,000 | 102 |
| Additional Noninterest Income | $921,000 | 2,095 |
| Total noninterest expense | $9,209,000 | 1,591 |
| Salaries and employee benefits | $4,817,000 | 1,566 |
| Premises and equipment expense | $1,027,000 | 1,728 |
| Additional noninterest expense | $3,365,000 | 1,506 |
| Pre-tax net operating income | $2,159,000 | 2,210 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $60,000 | 3,697 |
| Income before extraordinary items | $2,099,000 | 2,019 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,099,000 | 2,017 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,099,000 | 2,020 |
| Net charge-offs | $403,000 | 2,449 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 274 |
| Net operating income | $2,099,000 | 1,900 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,179,000 | 1,870 |
| Total interest expense | $497,000 | 3,841 |
| Net interest income | $6,682,000 | 1,658 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $836,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $117,000 | 4,012 |
| Trading account gains and fees | $132,000 | 98 |
| Additional Noninterest Income | $587,000 | 2,135 |
| Total noninterest expense | $6,091,000 | 1,598 |
| Salaries and employee benefits | $3,183,000 | 1,592 |
| Premises and equipment expense | $690,000 | 1,711 |
| Additional noninterest expense | $2,218,000 | 1,528 |
| Pre-tax net operating income | $1,427,000 | 2,224 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $35,000 | 3,742 |
| Income before extraordinary items | $1,392,000 | 2,012 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,392,000 | 2,010 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,392,000 | 2,012 |
| Net charge-offs | $418,000 | 1,954 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 260 |
| Net operating income | $1,392,000 | 1,909 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 1,910 |
| Total interest expense | $242,000 | 4,005 |
| Net interest income | $3,300,000 | 1,679 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $347,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $293,000 | 2,132 |
| Total noninterest expense | $3,012,000 | 1,606 |
| Salaries and employee benefits | $1,654,000 | 1,534 |
| Premises and equipment expense | $329,000 | 1,798 |
| Additional noninterest expense | $1,029,000 | 1,609 |
| Pre-tax net operating income | $635,000 | 2,431 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $16,000 | 3,775 |
| Income before extraordinary items | $619,000 | 2,197 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $619,000 | 2,199 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $619,000 | 2,200 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 196 |
| Net operating income | $619,000 | 2,097 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,207,000 | 2,283 |
| Total interest expense | $926,000 | 4,576 |
| Net interest income | $11,281,000 | 1,944 |
| Provision for loan and lease losses | $275,000 | 4,242 |
| Total noninterest income | $603,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $237,000 | 4,068 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $366,000 | 3,556 |
| Total noninterest expense | $10,255,000 | 1,867 |
| Salaries and employee benefits | $5,520,000 | 1,754 |
| Premises and equipment expense | $1,174,000 | 2,102 |
| Additional noninterest expense | $3,561,000 | 1,890 |
| Pre-tax net operating income | $1,354,000 | 3,199 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $71,000 | 3,577 |
| Income before extraordinary items | $1,285,000 | 3,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,285,000 | 3,090 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,285,000 | 3,090 |
| Net charge-offs | $274,000 | 3,905 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $420,000 | 437 |
| Net operating income | $1,283,100 | 2,988 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 2,363 |
| Total interest expense | $694,000 | 4,694 |
| Net interest income | $8,244,000 | 1,997 |
| Provision for loan and lease losses | $275,000 | 3,725 |
| Total noninterest income | $573,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $179,000 | 4,076 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $394,000 | 3,066 |
| Total noninterest expense | $7,759,000 | 1,854 |
| Salaries and employee benefits | $4,160,000 | 1,749 |
| Premises and equipment expense | $862,000 | 2,156 |
| Additional noninterest expense | $2,737,000 | 1,857 |
| Pre-tax net operating income | $783,000 | 3,758 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $785,000 | 3,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $785,000 | 3,550 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $785,000 | 3,550 |
| Net charge-offs | $312,000 | 3,210 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $290,000 | 409 |
| Net operating income | $783,000 | 3,435 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 2,423 |
| Total interest expense | $431,000 | 4,978 |
| Net interest income | $5,430,000 | 2,026 |
| Provision for loan and lease losses | $275,000 | 3,128 |
| Total noninterest income | $394,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $135,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 3,112 |
| Total noninterest expense | $5,181,000 | 1,867 |
| Salaries and employee benefits | $2,750,000 | 1,782 |
| Premises and equipment expense | $563,000 | 2,217 |
| Additional noninterest expense | $1,868,000 | 1,831 |
| Pre-tax net operating income | $368,000 | 4,328 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $370,000 | 4,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $370,000 | 4,118 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $370,000 | 4,120 |
| Net charge-offs | $474,000 | 2,208 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 298 |
| Net operating income | $368,000 | 4,035 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,904,000 | 2,456 |
| Total interest expense | $193,000 | 5,319 |
| Net interest income | $2,711,000 | 2,017 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $204,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $86,000 | 3,297 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,294 |
| Total noninterest expense | $2,529,000 | 1,918 |
| Salaries and employee benefits | $1,355,000 | 1,833 |
| Premises and equipment expense | $268,000 | 2,338 |
| Additional noninterest expense | $906,000 | 1,867 |
| Pre-tax net operating income | $186,000 | 4,359 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $186,000 | 4,115 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $186,000 | 4,114 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $186,000 | 4,115 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 244 |
| Net operating income | $186,000 | 4,059 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,865,000 | 2,750 |
| Total interest expense | $972,000 | 5,291 |
| Net interest income | $9,893,000 | 2,219 |
| Provision for loan and lease losses | $2,775,000 | 1,696 |
| Total noninterest income | $901,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $298,000 | 3,648 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $603,000 | 2,907 |
| Total noninterest expense | $9,742,000 | 1,993 |
| Salaries and employee benefits | $4,958,000 | 1,960 |
| Premises and equipment expense | $1,043,000 | 2,392 |
| Additional noninterest expense | $3,741,000 | 1,901 |
| Pre-tax net operating income | $-1,723,000 | 6,702 |
| Securities gains (losses) | $44,000 | 2,743 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,679,000 | 6,781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,679,000 | 6,782 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,679,000 | 6,782 |
| Net charge-offs | $2,969,000 | 1,476 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $509,000 | 464 |
| Net operating income | $-1,723,000 | 6,766 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,085,000 | 2,820 |
| Total interest expense | $757,000 | 5,367 |
| Net interest income | $7,328,000 | 2,294 |
| Provision for loan and lease losses | $200,000 | 4,881 |
| Total noninterest income | $618,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $193,000 | 4,021 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $425,000 | 3,022 |
| Total noninterest expense | $7,173,000 | 2,020 |
| Salaries and employee benefits | $3,720,000 | 1,951 |
| Premises and equipment expense | $779,000 | 2,436 |
| Additional noninterest expense | $2,674,000 | 1,932 |
| Pre-tax net operating income | $573,000 | 4,020 |
| Securities gains (losses) | $44,000 | 2,501 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $617,000 | 3,728 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $617,000 | 3,728 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $617,000 | 3,729 |
| Net charge-offs | $1,158,000 | 2,028 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $391,000 | 411 |
| Net operating income | $573,000 | 3,716 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 2,830 |
| Total interest expense | $527,000 | 5,358 |
| Net interest income | $4,895,000 | 2,269 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $395,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $145,000 | 3,755 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $250,000 | 3,128 |
| Total noninterest expense | $4,845,000 | 2,015 |
| Salaries and employee benefits | $2,545,000 | 1,915 |
| Premises and equipment expense | $518,000 | 2,459 |
| Additional noninterest expense | $1,782,000 | 1,940 |
| Pre-tax net operating income | $345,000 | 4,199 |
| Securities gains (losses) | $44,000 | 1,966 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $389,000 | 3,834 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $389,000 | 3,832 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $389,000 | 3,833 |
| Net charge-offs | $631,000 | 2,181 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $282,000 | 336 |
| Net operating income | $345,000 | 3,920 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 2,852 |
| Total interest expense | $284,000 | 5,318 |
| Net interest income | $2,478,000 | 2,268 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $229,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $152,000 | 2,815 |
| Total noninterest expense | $2,514,000 | 1,968 |
| Salaries and employee benefits | $1,352,000 | 1,853 |
| Premises and equipment expense | $255,000 | 2,546 |
| Additional noninterest expense | $907,000 | 1,887 |
| Pre-tax net operating income | $193,000 | 4,140 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $193,000 | 3,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $193,000 | 3,950 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $193,000 | 3,950 |
| Net charge-offs | $-24,000 | 7,680 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 252 |
| Net operating income | $193,000 | 3,844 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,781,000 | 2,803 |
| Total interest expense | $1,358,000 | 5,383 |
| Net interest income | $10,423,000 | 2,107 |
| Provision for loan and lease losses | $6,154,000 | 1,218 |
| Total noninterest income | $1,025,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $267,000 | 4,105 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $758,000 | 2,545 |
| Total noninterest expense | $9,277,000 | 2,151 |
| Salaries and employee benefits | $5,011,000 | 1,966 |
| Premises and equipment expense | $962,000 | 2,671 |
| Additional noninterest expense | $3,304,000 | 2,158 |
| Pre-tax net operating income | $-3,983,000 | 7,059 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $3,295,000 | 370 |
| Income before extraordinary items | $-7,277,000 | 7,443 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,277,000 | 7,440 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,277,000 | 7,441 |
| Net charge-offs | $5,848,000 | 1,020 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $551,000 | 525 |
| Net operating income | $-7,278,000 | 7,457 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,942,000 | 2,814 |
| Total interest expense | $996,000 | 5,572 |
| Net interest income | $7,946,000 | 2,071 |
| Provision for loan and lease losses | $2,353,000 | 1,726 |
| Total noninterest income | $775,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $213,000 | 4,003 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $562,000 | 2,621 |
| Total noninterest expense | $6,909,000 | 2,161 |
| Salaries and employee benefits | $3,744,000 | 1,989 |
| Premises and equipment expense | $735,000 | 2,654 |
| Additional noninterest expense | $2,430,000 | 2,161 |
| Pre-tax net operating income | $-541,000 | 6,364 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $3,295,000 | 304 |
| Income before extraordinary items | $-3,835,000 | 7,468 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,835,000 | 7,468 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,835,000 | 7,468 |
| Net charge-offs | $1,959,000 | 1,515 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $399,000 | 473 |
| Net operating income | $-3,836,000 | 7,478 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 2,799 |
| Total interest expense | $648,000 | 5,749 |
| Net interest income | $5,418,000 | 2,025 |
| Provision for loan and lease losses | $647,000 | 2,602 |
| Total noninterest income | $460,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $173,000 | 3,598 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $287,000 | 3,081 |
| Total noninterest expense | $4,651,000 | 2,167 |
| Salaries and employee benefits | $2,579,000 | 1,961 |
| Premises and equipment expense | $480,000 | 2,745 |
| Additional noninterest expense | $1,592,000 | 2,216 |
| Pre-tax net operating income | $580,000 | 3,063 |
| Securities gains (losses) | $15,000 | 2,438 |
| Applicable income taxes | $223,000 | 1,846 |
| Income before extraordinary items | $372,000 | 3,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 3,605 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $372,000 | 3,606 |
| Net charge-offs | $1,086,000 | 1,570 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 433 |
| Net operating income | $362,400 | 3,539 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 2,772 |
| Total interest expense | $334,000 | 5,787 |
| Net interest income | $2,757,000 | 1,985 |
| Provision for loan and lease losses | $273,000 | 2,465 |
| Total noninterest income | $217,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $68,000 | 4,022 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $149,000 | 2,970 |
| Total noninterest expense | $2,384,000 | 2,070 |
| Salaries and employee benefits | $1,326,000 | 1,941 |
| Premises and equipment expense | $253,000 | 2,652 |
| Additional noninterest expense | $805,000 | 1,981 |
| Pre-tax net operating income | $317,000 | 3,249 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $127,000 | 1,942 |
| Income before extraordinary items | $190,000 | 3,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $190,000 | 3,960 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $190,000 | 3,960 |
| Net charge-offs | $1,151,000 | 879 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 275 |
| Net operating income | $190,000 | 3,795 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,999,000 | 2,642 |
| Total interest expense | $2,821,000 | 4,423 |
| Net interest income | $11,178,000 | 1,984 |
| Provision for loan and lease losses | $4,342,000 | 1,109 |
| Total noninterest income | $560,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $101,000 | 5,889 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $459,000 | 3,336 |
| Total noninterest expense | $9,566,000 | 2,021 |
| Salaries and employee benefits | $5,517,000 | 1,846 |
| Premises and equipment expense | $989,000 | 2,654 |
| Additional noninterest expense | $3,060,000 | 1,976 |
| Pre-tax net operating income | $-2,170,000 | 7,405 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $-922,000 | 7,680 |
| Income before extraordinary items | $-1,227,000 | 7,105 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,227,000 | 7,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,539,000 | 1,524 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $838,000 | 452 |
| Net operating income | $-1,240,440 | 7,220 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,647,000 | 2,663 |
| Total interest expense | $2,208,000 | 4,434 |
| Net interest income | $8,439,000 | 1,994 |
| Provision for loan and lease losses | $712,000 | 2,241 |
| Total noninterest income | $308,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $82,000 | 5,812 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $226,000 | 4,198 |
| Total noninterest expense | $6,982,000 | 2,057 |
| Salaries and employee benefits | $4,395,000 | 1,764 |
| Premises and equipment expense | $713,000 | 2,759 |
| Additional noninterest expense | $1,874,000 | 2,276 |
| Pre-tax net operating income | $1,053,000 | 3,587 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $434,000 | 2,070 |
| Income before extraordinary items | $640,000 | 4,001 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $640,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,320 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $639,000 | 345 |
| Net operating income | $626,560 | 4,200 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,145,000 | 2,670 |
| Total interest expense | $1,523,000 | 4,471 |
| Net interest income | $5,622,000 | 1,985 |
| Provision for loan and lease losses | $431,000 | 2,068 |
| Total noninterest income | $171,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $72,000 | 5,440 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $99,000 | 5,078 |
| Total noninterest expense | $4,571,000 | 2,107 |
| Salaries and employee benefits | $2,833,000 | 1,847 |
| Premises and equipment expense | $476,000 | 2,754 |
| Additional noninterest expense | $1,262,000 | 2,246 |
| Pre-tax net operating income | $791,000 | 3,452 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $339,000 | 2,060 |
| Income before extraordinary items | $452,000 | 4,230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,468 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $393,000 | 291 |
| Net operating income | $452,000 | 4,166 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 2,692 |
| Total interest expense | $905,000 | 4,167 |
| Net interest income | $2,726,000 | 2,045 |
| Provision for loan and lease losses | $165,000 | 2,024 |
| Total noninterest income | $116,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $2,327,000 | 2,058 |
| Salaries and employee benefits | $1,535,000 | 1,714 |
| Premises and equipment expense | $213,000 | 3,047 |
| Additional noninterest expense | $579,000 | 2,387 |
| Pre-tax net operating income | $350,000 | 3,827 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $144,000 | 2,370 |
| Income before extraordinary items | $206,000 | 4,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,490 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 197 |
| Net operating income | $206,000 | 4,509 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,704,000 | 2,732 |
| Total interest expense | $4,934,000 | 3,499 |
| Net interest income | $9,770,000 | 2,290 |
| Provision for loan and lease losses | $701,000 | 1,850 |
| Total noninterest income | $614,000 | 4,595 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $133,000 | 5,611 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $481,000 | 3,383 |
| Total noninterest expense | $8,891,000 | 2,068 |
| Salaries and employee benefits | $4,968,000 | 2,025 |
| Premises and equipment expense | $783,000 | 3,133 |
| Additional noninterest expense | $3,140,000 | 1,758 |
| Pre-tax net operating income | $792,000 | 5,195 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-2,120,000 | 8,461 |
| Income before extraordinary items | $2,912,000 | 2,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,912,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $914,000 | 447 |
| Net operating income | $2,912,000 | 2,083 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,840,000 | 2,775 |
| Total interest expense | $3,742,000 | 3,468 |
| Net interest income | $7,098,000 | 2,360 |
| Provision for loan and lease losses | $498,000 | 1,584 |
| Total noninterest income | $479,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $388,000 | 3,258 |
| Total noninterest expense | $6,298,000 | 2,160 |
| Salaries and employee benefits | $3,556,000 | 2,119 |
| Premises and equipment expense | $590,000 | 3,107 |
| Additional noninterest expense | $2,152,000 | 1,870 |
| Pre-tax net operating income | $781,000 | 4,893 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $781,000 | 4,399 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $781,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $378,000 | 460 |
| Net operating income | $781,000 | 4,389 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,127,000 | 2,817 |
| Total interest expense | $2,505,000 | 3,453 |
| Net interest income | $4,622,000 | 2,442 |
| Provision for loan and lease losses | $271,000 | 1,687 |
| Total noninterest income | $307,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $58,000 | 5,870 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $249,000 | 3,351 |
| Total noninterest expense | $4,244,000 | 2,160 |
| Salaries and employee benefits | $2,293,000 | 2,228 |
| Premises and equipment expense | $426,000 | 2,939 |
| Additional noninterest expense | $1,525,000 | 1,780 |
| Pre-tax net operating income | $414,000 | 5,439 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $414,000 | 4,985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $414,000 | 4,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 492 |
| Net operating income | $414,000 | 4,980 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 2,812 |
| Total interest expense | $1,321,000 | 3,282 |
| Net interest income | $2,253,000 | 2,497 |
| Provision for loan and lease losses | $17,000 | 4,548 |
| Total noninterest income | $175,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $148,000 | 3,050 |
| Total noninterest expense | $2,247,000 | 2,053 |
| Salaries and employee benefits | $1,170,000 | 2,202 |
| Premises and equipment expense | $209,000 | 3,000 |
| Additional noninterest expense | $868,000 | 1,536 |
| Pre-tax net operating income | $164,000 | 5,887 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $164,000 | 5,472 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $164,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 328 |
| Net operating income | $164,000 | 5,455 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,753,000 | 3,153 |
| Total interest expense | $3,032,000 | 4,295 |
| Net interest income | $8,721,000 | 2,587 |
| Provision for loan and lease losses | $504,000 | 1,893 |
| Total noninterest income | $208,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $139,000 | 5,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 6,875 |
| Total noninterest expense | $8,280,000 | 2,137 |
| Salaries and employee benefits | $4,684,000 | 2,082 |
| Premises and equipment expense | $990,000 | 2,500 |
| Additional noninterest expense | $2,606,000 | 2,039 |
| Pre-tax net operating income | $145,000 | 7,567 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $145,000 | 7,505 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $145,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $621,000 | 560 |
| Net operating income | $145,000 | 7,497 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,353,000 | 3,265 |
| Total interest expense | $1,887,000 | 4,718 |
| Net interest income | $6,466,000 | 2,635 |
| Provision for loan and lease losses | $359,000 | 1,875 |
| Total noninterest income | $133,000 | 7,140 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $94,000 | 5,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $5,504,000 | 2,403 |
| Salaries and employee benefits | $3,319,000 | 2,217 |
| Premises and equipment expense | $595,000 | 3,023 |
| Additional noninterest expense | $1,590,000 | 2,422 |
| Pre-tax net operating income | $736,000 | 5,401 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $736,000 | 4,901 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $736,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $440,000 | 471 |
| Net operating income | $736,000 | 4,889 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 3,335 |
| Total interest expense | $1,160,000 | 4,824 |
| Net interest income | $4,158,000 | 2,707 |
| Provision for loan and lease losses | $113,000 | 3,163 |
| Total noninterest income | $77,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,458 |
| Total noninterest expense | $3,398,000 | 2,592 |
| Salaries and employee benefits | $2,163,000 | 2,270 |
| Premises and equipment expense | $372,000 | 3,168 |
| Additional noninterest expense | $863,000 | 2,929 |
| Pre-tax net operating income | $724,000 | 4,556 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $724,000 | 3,994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $724,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 496 |
| Net operating income | $724,000 | 3,981 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 3,367 |
| Total interest expense | $537,000 | 4,915 |
| Net interest income | $2,038,000 | 2,742 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $1,787,000 | 2,480 |
| Salaries and employee benefits | $1,088,000 | 2,265 |
| Premises and equipment expense | $171,000 | 3,403 |
| Additional noninterest expense | $528,000 | 2,429 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $274,000 | 4,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 342 |
| Net operating income | $274,000 | 4,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,933,000 | 4,625 |
| Total interest expense | $1,039,000 | 6,193 |
| Net interest income | $4,894,000 | 4,014 |
| Provision for loan and lease losses | $829,000 | 1,229 |
| Total noninterest income | $99,000 | 7,956 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $74,000 | 6,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,001 |
| Total noninterest expense | $6,383,000 | 2,598 |
| Salaries and employee benefits | $3,683,000 | 2,484 |
| Premises and equipment expense | $676,000 | 3,330 |
| Additional noninterest expense | $2,024,000 | 2,462 |
| Pre-tax net operating income | $-2,219,000 | 8,770 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-2,219,000 | 8,781 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,219,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $34,393,000 | 34 |
| Net operating income | $-2,219,000 | 8,767 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 5,129 |
| Total interest expense | $650,000 | 6,551 |
| Net interest income | $3,087,000 | 4,545 |
| Provision for loan and lease losses | $459,000 | 1,515 |
| Total noninterest income | $67,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $4,448,000 | 2,759 |
| Salaries and employee benefits | $2,550,000 | 2,617 |
| Premises and equipment expense | $507,000 | 3,322 |
| Additional noninterest expense | $1,391,000 | 2,644 |
| Pre-tax net operating income | $-1,753,000 | 8,796 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,753,000 | 8,814 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,753,000 | 8,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $34,189,000 | 25 |
| Net operating income | $-1,753,000 | 8,796 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 5,593 |
| Total interest expense | $402,000 | 6,595 |
| Net interest income | $1,701,000 | 5,111 |
| Provision for loan and lease losses | $143,000 | 2,770 |
| Total noninterest income | $31,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $25,000 | 7,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $2,744,000 | 2,942 |
| Salaries and employee benefits | $1,589,000 | 2,775 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $824,000 | 2,938 |
| Pre-tax net operating income | $-1,155,000 | 8,797 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-1,155,000 | 8,816 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,155,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 491 |
| Net operating income | $-1,155,000 | 8,799 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 5,911 |
| Total interest expense | $147,000 | 7,210 |
| Net interest income | $796,000 | 5,338 |
| Provision for loan and lease losses | $89,000 | 2,296 |
| Total noninterest income | $12,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $1,299,000 | 3,095 |
| Salaries and employee benefits | $738,000 | 2,974 |
| Premises and equipment expense | $163,000 | 3,415 |
| Additional noninterest expense | $398,000 | 3,027 |
| Pre-tax net operating income | $-580,000 | 8,864 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-580,000 | 8,880 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-580,000 | 8,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-580,000 | 8,867 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 8,036 |
| Total interest expense | $249,000 | 8,289 |
| Net interest income | $1,123,000 | 7,859 |
| Provision for loan and lease losses | $335,000 | 2,700 |
| Total noninterest income | $16,000 | 8,808 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $10,000 | 7,777 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $4,440,000 | 3,454 |
| Salaries and employee benefits | $2,214,000 | 3,674 |
| Premises and equipment expense | $622,000 | 3,429 |
| Additional noninterest expense | $1,604,000 | 2,965 |
| Pre-tax net operating income | $-3,636,000 | 8,940 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $-3,636,000 | 8,955 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,636,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $25,412,000 | 25 |
| Net operating income | $-3,638,000 | 8,944 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $665,000 | 8,546 |
| Total interest expense | $116,000 | 8,651 |
| Net interest income | $549,000 | 8,436 |
| Provision for loan and lease losses | $252,000 | 2,558 |
| Total noninterest income | $6,000 | 8,915 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,000 | 7,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $3,152,000 | 3,561 |
| Salaries and employee benefits | $1,616,000 | 3,735 |
| Premises and equipment expense | $420,000 | 3,740 |
| Additional noninterest expense | $1,116,000 | 3,124 |
| Pre-tax net operating income | $-2,849,000 | 8,997 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-2,847,000 | 9,001 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,847,000 | 9,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $25,412,000 | 20 |
| Net operating income | $-2,849,000 | 8,990 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $218,000 | 8,913 |
| Total interest expense | $31,000 | 8,926 |
| Net interest income | $187,000 | 8,868 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $1,000 | 9,014 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $2,150,000 | 3,530 |
| Salaries and employee benefits | $1,072,000 | 3,776 |
| Premises and equipment expense | $277,000 | 3,779 |
| Additional noninterest expense | $801,000 | 2,935 |
| Pre-tax net operating income | $-2,007,000 | 9,043 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-2,007,000 | 9,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,007,000 | 9,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $25,412,000 | 16 |
| Net operating income | $-2,007,000 | 9,038 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $31,000 | 9,075 |
| Total interest expense | $1,000 | 9,077 |
| Net interest income | $30,000 | 9,060 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $1,137,000 | 3,391 |
| Salaries and employee benefits | $497,000 | 4,022 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $517,000 | 2,289 |
| Pre-tax net operating income | $-1,107,000 | 9,086 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-1,107,000 | 9,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,107,000 | 9,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $25,412,000 | 11 |
| Net operating income | $-1,107,000 | 9,080 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.