Home > 1st Bank & Trust > Income and Expense

1st Bank & Trust, Income and Expense

2019-12-31 (YTD Data)		Rank
Total interest income	$7,782,000	3,005
Total interest expense	$844,000	3,549
Net interest income	$6,938,000	2,857
Provision for loan and lease losses	$79,000	3,105
Total noninterest income	$1,692,000	2,158
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$648,000	1,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,044,000	2,197
Total noninterest expense	$4,363,000	3,272
Salaries and employee benefits	$2,360,000	3,331
Premises and equipment expense	$816,000	2,314
Additional noninterest expense	$1,187,000	3,506
Pre-tax net operating income	$4,188,000	1,985
Securities gains (losses)	$26,000	1,539
Applicable income taxes	$0	3,859
Income before extraordinary items	$4,214,000	1,810
Extraordinary gains, net	$0	11
Net income	$4,214,000	1,812
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,214,000	1,812
Net charge-offs	$120,000	2,081
Cash dividends	$4,204,000	919
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,188,000	1,787
2019-09-30 (YTD Data)		Rank
Total interest income	$5,813,000	3,047
Total interest expense	$648,000	3,538
Net interest income	$5,165,000	2,909
Provision for loan and lease losses	$64,000	2,970
Total noninterest income	$1,289,000	2,146
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$465,000	1,644
Trading account gains and fees	NA	NA
Additional Noninterest Income	$824,000	2,136
Total noninterest expense	$2,847,000	3,526
Salaries and employee benefits	$1,452,000	3,684
Premises and equipment expense	$555,000	2,473
Additional noninterest expense	$840,000	3,637
Pre-tax net operating income	$3,543,000	1,883
Securities gains (losses)	$9,000	1,686
Applicable income taxes	$0	3,902
Income before extraordinary items	$3,552,000	1,694
Extraordinary gains, net	$0	11
Net income	$3,552,000	1,696
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,552,000	1,696
Net charge-offs	$55,000	2,162
Cash dividends	$1,900,000	1,248
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,543,000	1,666
2019-06-30 (YTD Data)		Rank
Total interest income	$3,832,000	3,069
Total interest expense	$438,000	3,500
Net interest income	$3,394,000	2,941
Provision for loan and lease losses	$46,000	2,851
Total noninterest income	$745,000	2,273
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$309,000	1,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$436,000	2,362
Total noninterest expense	$1,806,000	3,650
Salaries and employee benefits	$956,000	3,728
Premises and equipment expense	$371,000	2,472
Additional noninterest expense	$479,000	3,922
Pre-tax net operating income	$2,287,000	1,911
Securities gains (losses)	$6,000	1,330
Applicable income taxes	$0	3,901
Income before extraordinary items	$2,293,000	1,710
Extraordinary gains, net	$0	11
Net income	$2,293,000	1,710
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,293,000	1,710
Net charge-offs	$37,000	2,040
Cash dividends	$1,150,000	1,318
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,287,000	1,687
2019-03-31 (YTD Data)		Rank
Total interest income	$1,868,000	3,131
Total interest expense	$215,000	3,507
Net interest income	$1,653,000	3,008
Provision for loan and lease losses	$27,000	2,596
Total noninterest income	$368,000	2,272
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$157,000	1,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$211,000	2,346
Total noninterest expense	$892,000	3,702
Salaries and employee benefits	$470,000	3,804
Premises and equipment expense	$186,000	2,494
Additional noninterest expense	$236,000	3,965
Pre-tax net operating income	$1,102,000	1,928
Securities gains (losses)	$2,000	961
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,104,000	1,734
Extraordinary gains, net	$0	5
Net income	$1,104,000	1,732
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,104,000	1,733
Net charge-offs	$13,000	1,875
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,102,000	1,715
2018-12-31 (YTD Data)		Rank
Total interest income	$6,894,000	3,187
Total interest expense	$614,000	3,639
Net interest income	$6,280,000	3,080
Provision for loan and lease losses	$94,000	3,123
Total noninterest income	$1,374,000	2,441
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$662,000	1,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$712,000	2,630
Total noninterest expense	$3,661,000	3,653
Salaries and employee benefits	$1,940,000	3,742
Premises and equipment expense	$707,000	2,554
Additional noninterest expense	$1,014,000	3,878
Pre-tax net operating income	$3,899,000	2,144
Securities gains (losses)	$13,000	661
Applicable income taxes	$0	3,978
Income before extraordinary items	$3,912,000	1,940
Extraordinary gains, net	$0	6
Net income	$3,912,000	1,938
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,912,000	1,939
Net charge-offs	$52,000	2,611
Cash dividends	$1,900,000	1,508
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,899,000	1,934
2018-09-30 (YTD Data)		Rank
Total interest income	$5,040,000	3,248
Total interest expense	$417,000	3,746
Net interest income	$4,623,000	3,138
Provision for loan and lease losses	$91,000	2,675
Total noninterest income	$1,038,000	2,454
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$481,000	1,657
Trading account gains and fees	NA	NA
Additional Noninterest Income	$557,000	2,620
Total noninterest expense	$2,610,000	3,775
Salaries and employee benefits	$1,344,000	3,904
Premises and equipment expense	$512,000	2,636
Additional noninterest expense	$754,000	3,918
Pre-tax net operating income	$2,960,000	2,145
Securities gains (losses)	$13,000	656
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,973,000	1,924
Extraordinary gains, net	$0	5
Net income	$2,973,000	1,921
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,973,000	1,923
Net charge-offs	$30,000	2,498
Cash dividends	$1,400,000	1,369
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,960,000	1,915
2018-06-30 (YTD Data)		Rank
Total interest income	$3,269,000	3,285
Total interest expense	$242,000	3,882
Net interest income	$3,027,000	3,179
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$654,000	2,534
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$308,000	1,706
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	2,721
Total noninterest expense	$1,711,000	3,821
Salaries and employee benefits	$893,000	3,936
Premises and equipment expense	$337,000	2,658
Additional noninterest expense	$481,000	4,015
Pre-tax net operating income	$1,910,000	2,162
Securities gains (losses)	$13,000	554
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,923,000	1,945
Extraordinary gains, net	$0	6
Net income	$1,923,000	1,943
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,923,000	1,944
Net charge-offs	$16,000	2,366
Cash dividends	$925,000	1,384
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,910,000	1,945
2018-03-31 (YTD Data)		Rank
Total interest income	$1,598,000	3,332
Total interest expense	$112,000	3,961
Net interest income	$1,486,000	3,228
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$315,000	2,558
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$155,000	1,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	2,756
Total noninterest expense	$842,000	3,903
Salaries and employee benefits	$430,000	4,043
Premises and equipment expense	$165,000	2,745
Additional noninterest expense	$247,000	3,998
Pre-tax net operating income	$929,000	2,140
Securities gains (losses)	$13,000	406
Applicable income taxes	$0	3,948
Income before extraordinary items	$942,000	1,922
Extraordinary gains, net	$0	7
Net income	$942,000	1,920
Minority interest net income	$0	52
Net income of bank and minority interests.	$942,000	1,922
Net charge-offs	$5,000	2,201
Cash dividends	$450,000	1,277
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$929,000	1,930
2017-12-31 (YTD Data)		Rank
Total interest income	$5,981,000	3,431
Total interest expense	$322,000	4,310
Net interest income	$5,659,000	3,297
Provision for loan and lease losses	$210,000	2,314
Total noninterest income	$1,315,000	2,563
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$615,000	1,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$700,000	2,721
Total noninterest expense	$3,353,000	3,908
Salaries and employee benefits	$1,759,000	4,002
Premises and equipment expense	$677,000	2,705
Additional noninterest expense	$917,000	4,165
Pre-tax net operating income	$3,411,000	2,273
Securities gains (losses)	$25,000	1,241
Applicable income taxes	$0	4,135
Income before extraordinary items	$3,436,000	1,832
Extraordinary gains, net	$0	9
Net income	$3,436,000	1,832
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,436,000	1,833
Net charge-offs	$44,000	3,036
Cash dividends	$1,600,000	1,643
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,411,000	1,817
2017-09-30 (YTD Data)		Rank
Total interest income	$4,404,000	3,487
Total interest expense	$219,000	4,459
Net interest income	$4,185,000	3,341
Provision for loan and lease losses	$180,000	2,116
Total noninterest income	$977,000	2,597
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$448,000	1,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	2,741
Total noninterest expense	$2,405,000	4,010
Salaries and employee benefits	$1,206,000	4,186
Premises and equipment expense	$505,000	2,752
Additional noninterest expense	$694,000	4,164
Pre-tax net operating income	$2,577,000	2,320
Securities gains (losses)	$25,000	1,221
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,602,000	1,965
Extraordinary gains, net	$0	9
Net income	$2,602,000	1,965
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,602,000	1,965
Net charge-offs	$36,000	2,656
Cash dividends	$1,175,000	1,549
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,577,000	1,958
2017-06-30 (YTD Data)		Rank
Total interest income	$2,868,000	3,524
Total interest expense	$126,000	4,642
Net interest income	$2,742,000	3,365
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$643,000	2,621
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$294,000	1,799
Trading account gains and fees	NA	NA
Additional Noninterest Income	$349,000	2,760
Total noninterest expense	$1,582,000	4,070
Salaries and employee benefits	$791,000	4,243
Premises and equipment expense	$337,000	2,757
Additional noninterest expense	$454,000	4,210
Pre-tax net operating income	$1,683,000	2,292
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,683,000	1,971
Extraordinary gains, net	$0	11
Net income	$1,683,000	1,971
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,683,000	1,971
Net charge-offs	$31,000	2,330
Cash dividends	$775,000	1,563
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,683,000	1,944
2017-03-31 (YTD Data)		Rank
Total interest income	$1,399,000	3,588
Total interest expense	$57,000	4,786
Net interest income	$1,342,000	3,433
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$316,000	2,651
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$146,000	1,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	2,773
Total noninterest expense	$805,000	4,066
Salaries and employee benefits	$393,000	4,304
Premises and equipment expense	$175,000	2,733
Additional noninterest expense	$237,000	4,154
Pre-tax net operating income	$793,000	2,302
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$793,000	1,997
Extraordinary gains, net	$0	8
Net income	$793,000	1,998
Minority interest net income	$0	55
Net income of bank and minority interests.	$793,000	1,998
Net charge-offs	$35,000	1,555
Cash dividends	$375,000	1,444
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$793,000	1,969
2016-12-31 (YTD Data)		Rank
Total interest income	$5,455,000	3,634
Total interest expense	$161,000	5,170
Net interest income	$5,294,000	3,449
Provision for loan and lease losses	$206,000	2,407
Total noninterest income	$1,285,000	2,679
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$620,000	1,760
Trading account gains and fees	$0	170
Additional Noninterest Income	$665,000	2,909
Total noninterest expense	$3,437,000	3,955
Salaries and employee benefits	$1,674,000	4,179
Premises and equipment expense	$751,000	2,601
Additional noninterest expense	$1,012,000	4,133
Pre-tax net operating income	$2,936,000	2,434
Securities gains (losses)	$44,000	1,919
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,980,000	2,129
Extraordinary gains, net	$0	5
Net income	$2,980,000	2,127
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,980,000	2,128
Net charge-offs	$282,000	1,591
Cash dividends	$1,500,000	1,687
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,936,000	2,090
2016-09-30 (YTD Data)		Rank
Total interest income	$4,056,000	3,666
Total interest expense	$117,000	5,247
Net interest income	$3,939,000	3,480
Provision for loan and lease losses	$131,000	2,509
Total noninterest income	$881,000	2,806
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$463,000	1,776
Trading account gains and fees	$0	169
Additional Noninterest Income	$418,000	3,118
Total noninterest expense	$2,351,000	4,147
Salaries and employee benefits	$1,172,000	4,324
Premises and equipment expense	$524,000	2,744
Additional noninterest expense	$655,000	4,435
Pre-tax net operating income	$2,338,000	2,363
Securities gains (losses)	$44,000	1,850
Applicable income taxes	$0	4,325
Income before extraordinary items	$2,382,000	2,025
Extraordinary gains, net	$0	5
Net income	$2,382,000	2,024
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,382,000	2,025
Net charge-offs	$219,000	1,383
Cash dividends	$1,125,000	1,546
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,338,000	1,995
2016-06-30 (YTD Data)		Rank
Total interest income	$2,684,000	3,699
Total interest expense	$78,000	5,310
Net interest income	$2,606,000	3,517
Provision for loan and lease losses	$56,000	2,861
Total noninterest income	$536,000	2,920
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$299,000	1,803
Trading account gains and fees	$0	157
Additional Noninterest Income	$237,000	3,353
Total noninterest expense	$1,548,000	4,206
Salaries and employee benefits	$779,000	4,361
Premises and equipment expense	$341,000	2,807
Additional noninterest expense	$428,000	4,508
Pre-tax net operating income	$1,538,000	2,360
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,538,000	2,079
Extraordinary gains, net	$0	16
Net income	$1,538,000	2,079
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,538,000	2,079
Net charge-offs	$42,000	2,277
Cash dividends	$750,000	1,565
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,538,000	2,016
2016-03-31 (YTD Data)		Rank
Total interest income	$1,340,000	3,707
Total interest expense	$40,000	5,333
Net interest income	$1,300,000	3,535
Provision for loan and lease losses	$23,000	2,814
Total noninterest income	$316,000	2,655
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$148,000	1,811
Trading account gains and fees	$0	142
Additional Noninterest Income	$168,000	2,845
Total noninterest expense	$775,000	4,241
Salaries and employee benefits	$391,000	4,397
Premises and equipment expense	$164,000	2,899
Additional noninterest expense	$220,000	4,484
Pre-tax net operating income	$818,000	2,231
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$818,000	1,955
Extraordinary gains, net	$0	12
Net income	$818,000	1,955
Minority interest net income	$0	62
Net income of bank and minority interests.	$818,000	1,955
Net charge-offs	$-10,000	5,188
Cash dividends	$375,000	1,431
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$818,000	1,898
2015-12-31 (YTD Data)		Rank
Total interest income	$5,166,000	3,772
Total interest expense	$164,000	5,386
Net interest income	$5,002,000	3,587
Provision for loan and lease losses	$90,000	3,155
Total noninterest income	$1,398,000	2,579
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$667,000	1,714
Trading account gains and fees	$0	159
Additional Noninterest Income	$731,000	2,775
Total noninterest expense	$3,249,000	4,151
Salaries and employee benefits	$1,736,000	4,196
Premises and equipment expense	$695,000	2,830
Additional noninterest expense	$818,000	4,654
Pre-tax net operating income	$3,061,000	2,290
Securities gains (losses)	$53,000	1,607
Applicable income taxes	$0	4,402
Income before extraordinary items	$3,114,000	1,990
Extraordinary gains, net	$0	23
Net income	$3,114,000	1,991
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,114,000	1,992
Net charge-offs	$77,000	2,887
Cash dividends	$6,500,000	534
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,061,000	1,980
2015-09-30 (YTD Data)		Rank
Total interest income	$3,823,000	3,838
Total interest expense	$122,000	5,468
Net interest income	$3,701,000	3,643
Provision for loan and lease losses	$90,000	2,744
Total noninterest income	$1,058,000	2,592
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$500,000	1,723
Trading account gains and fees	$0	153
Additional Noninterest Income	$558,000	2,772
Total noninterest expense	$2,319,000	4,291
Salaries and employee benefits	$1,206,000	4,363
Premises and equipment expense	$506,000	2,929
Additional noninterest expense	$607,000	4,714
Pre-tax net operating income	$2,350,000	2,291
Securities gains (losses)	$53,000	1,425
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,403,000	1,948
Extraordinary gains, net	$0	21
Net income	$2,403,000	1,950
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,403,000	1,950
Net charge-offs	$41,000	2,916
Cash dividends	$6,125,000	403
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,350,000	1,953
2015-06-30 (YTD Data)		Rank
Total interest income	$2,515,000	3,878
Total interest expense	$84,000	5,482
Net interest income	$2,431,000	3,699
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$701,000	2,616
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$322,000	1,752
Trading account gains and fees	$0	157
Additional Noninterest Income	$379,000	2,747
Total noninterest expense	$1,537,000	4,346
Salaries and employee benefits	$799,000	4,428
Premises and equipment expense	$331,000	2,959
Additional noninterest expense	$407,000	4,728
Pre-tax net operating income	$1,535,000	2,306
Securities gains (losses)	$53,000	1,197
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,588,000	1,946
Extraordinary gains, net	$0	22
Net income	$1,588,000	1,948
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,588,000	1,948
Net charge-offs	$25,000	2,802
Cash dividends	$5,750,000	318
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,535,000	1,961
2015-03-31 (YTD Data)		Rank
Total interest income	$1,235,000	3,938
Total interest expense	$41,000	5,555
Net interest income	$1,194,000	3,750
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$335,000	2,643
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$151,000	1,808
Trading account gains and fees	$0	152
Additional Noninterest Income	$184,000	2,740
Total noninterest expense	$751,000	4,424
Salaries and employee benefits	$397,000	4,479
Premises and equipment expense	$170,000	2,939
Additional noninterest expense	$184,000	4,961
Pre-tax net operating income	$748,000	2,307
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$748,000	2,024
Extraordinary gains, net	$0	13
Net income	$748,000	2,025
Minority interest net income	$0	64
Net income of bank and minority interests.	$748,000	2,025
Net charge-offs	$11,000	2,441
Cash dividends	$5,375,000	190
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$748,000	1,965
2014-12-31 (YTD Data)		Rank
Total interest income	$4,954,000	3,980
Total interest expense	$184,000	5,588
Net interest income	$4,770,000	3,772
Provision for loan and lease losses	$50,000	3,764
Total noninterest income	$1,365,000	2,650
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$598,000	1,972
Trading account gains and fees	$0	180
Additional Noninterest Income	$767,000	2,691
Total noninterest expense	$3,219,000	4,318
Salaries and employee benefits	$1,709,000	4,342
Premises and equipment expense	$705,000	2,904
Additional noninterest expense	$805,000	4,899
Pre-tax net operating income	$2,866,000	2,343
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,866,000	2,093
Extraordinary gains, net	$0	17
Net income	$2,866,000	2,093
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,866,000	2,092
Net charge-offs	$55,000	3,693
Cash dividends	$1,700,000	1,429
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,866,000	2,048
2014-09-30 (YTD Data)		Rank
Total interest income	$3,689,000	4,034
Total interest expense	$141,000	5,640
Net interest income	$3,548,000	3,815
Provision for loan and lease losses	$50,000	3,379
Total noninterest income	$1,044,000	2,643
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$450,000	1,970
Trading account gains and fees	$0	174
Additional Noninterest Income	$594,000	2,655
Total noninterest expense	$2,288,000	4,457
Salaries and employee benefits	$1,185,000	4,523
Premises and equipment expense	$512,000	2,995
Additional noninterest expense	$591,000	4,982
Pre-tax net operating income	$2,254,000	2,315
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$2,254,000	2,024
Extraordinary gains, net	$0	15
Net income	$2,254,000	2,024
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,254,000	2,023
Net charge-offs	$22,000	3,790
Cash dividends	$1,250,000	1,313
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,254,000	1,974
2014-06-30 (YTD Data)		Rank
Total interest income	$2,434,000	4,072
Total interest expense	$96,000	5,671
Net interest income	$2,338,000	3,850
Provision for loan and lease losses	$50,000	2,981
Total noninterest income	$658,000	2,696
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$295,000	1,976
Trading account gains and fees	$0	172
Additional Noninterest Income	$363,000	2,784
Total noninterest expense	$1,514,000	4,516
Salaries and employee benefits	$781,000	4,586
Premises and equipment expense	$330,000	3,088
Additional noninterest expense	$403,000	4,951
Pre-tax net operating income	$1,432,000	2,346
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,432,000	2,059
Extraordinary gains, net	$0	20
Net income	$1,432,000	2,063
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,432,000	2,062
Net charge-offs	$-3,000	5,301
Cash dividends	$825,000	1,339
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,432,000	1,997
2014-03-31 (YTD Data)		Rank
Total interest income	$1,200,000	4,129
Total interest expense	$49,000	5,717
Net interest income	$1,151,000	3,904
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$316,000	2,729
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$147,000	1,973
Trading account gains and fees	$0	147
Additional Noninterest Income	$169,000	2,794
Total noninterest expense	$750,000	4,582
Salaries and employee benefits	$388,000	4,651
Premises and equipment expense	$161,000	3,185
Additional noninterest expense	$201,000	4,991
Pre-tax net operating income	$687,000	2,350
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$687,000	2,033
Extraordinary gains, net	$0	16
Net income	$687,000	2,036
Minority interest net income	$0	66
Net income of bank and minority interests.	$687,000	2,036
Net charge-offs	$1,000	3,492
Cash dividends	$400,000	1,206
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$687,000	1,996
2013-12-31 (YTD Data)		Rank
Total interest income	$4,850,000	4,156
Total interest expense	$249,000	5,667
Net interest income	$4,601,000	3,914
Provision for loan and lease losses	$40,000	4,399
Total noninterest income	$1,445,000	2,655
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$666,000	1,905
Trading account gains and fees	$0	184
Additional Noninterest Income	$779,000	2,711
Total noninterest expense	$3,198,000	4,463
Salaries and employee benefits	$1,656,000	4,522
Premises and equipment expense	$758,000	2,805
Additional noninterest expense	$784,000	5,117
Pre-tax net operating income	$2,808,000	2,273
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,808,000	1,995
Extraordinary gains, net	$0	29
Net income	$2,808,000	1,998
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,808,000	1,999
Net charge-offs	$0	5,475
Cash dividends	$1,475,000	1,510
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,808,000	1,948
2013-09-30 (YTD Data)		Rank
Total interest income	$3,612,000	4,215
Total interest expense	$197,000	5,685
Net interest income	$3,415,000	3,959
Provision for loan and lease losses	$40,000	4,137
Total noninterest income	$1,114,000	2,659
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$499,000	1,909
Trading account gains and fees	$0	180
Additional Noninterest Income	$615,000	2,698
Total noninterest expense	$2,327,000	4,550
Salaries and employee benefits	$1,167,000	4,682
Premises and equipment expense	$582,000	2,786
Additional noninterest expense	$578,000	5,157
Pre-tax net operating income	$2,162,000	2,291
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$2,162,000	1,989
Extraordinary gains, net	$0	25
Net income	$2,162,000	1,996
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,162,000	1,995
Net charge-offs	$-55,000	6,481
Cash dividends	$1,075,000	1,367
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,162,000	1,933
2013-06-30 (YTD Data)		Rank
Total interest income	$2,382,000	4,255
Total interest expense	$115,000	5,911
Net interest income	$2,267,000	3,973
Provision for loan and lease losses	$40,000	3,782
Total noninterest income	$780,000	2,587
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$319,000	1,942
Trading account gains and fees	$0	157
Additional Noninterest Income	$461,000	2,593
Total noninterest expense	$1,559,000	4,554
Salaries and employee benefits	$776,000	4,718
Premises and equipment expense	$412,000	2,678
Additional noninterest expense	$371,000	5,248
Pre-tax net operating income	$1,448,000	2,260
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,448,000	1,984
Extraordinary gains, net	$0	22
Net income	$1,448,000	1,990
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,448,000	1,990
Net charge-offs	$62,000	3,170
Cash dividends	$700,000	1,401
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,448,000	1,903
2013-03-31 (YTD Data)		Rank
Total interest income	$1,193,000	4,277
Total interest expense	$58,000	5,978
Net interest income	$1,135,000	3,976
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$307,000	2,979
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$152,000	2,015
Trading account gains and fees	$0	148
Additional Noninterest Income	$155,000	3,131
Total noninterest expense	$764,000	4,639
Salaries and employee benefits	$377,000	4,821
Premises and equipment expense	$207,000	2,699
Additional noninterest expense	$180,000	5,350
Pre-tax net operating income	$648,000	2,412
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$648,000	2,125
Extraordinary gains, net	$0	10
Net income	$648,000	2,127
Minority interest net income	$0	76
Net income of bank and minority interests.	$648,000	2,127
Net charge-offs	$13,000	3,331
Cash dividends	$350,000	1,201
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$648,000	2,042
2012-12-31 (YTD Data)		Rank
Total interest income	$4,956,000	4,320
Total interest expense	$273,000	6,096
Net interest income	$4,683,000	3,974
Provision for loan and lease losses	$182,000	4,040
Total noninterest income	$1,421,000	2,693
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$683,000	1,941
Trading account gains and fees	$0	166
Additional Noninterest Income	$738,000	2,819
Total noninterest expense	$3,293,000	4,518
Salaries and employee benefits	$1,680,000	4,563
Premises and equipment expense	$664,000	3,140
Additional noninterest expense	$949,000	4,915
Pre-tax net operating income	$2,629,000	2,325
Securities gains (losses)	$4,000	3,557
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,633,000	2,073
Extraordinary gains, net	$0	29
Net income	$2,633,000	2,071
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,633,000	2,074
Net charge-offs	$69,000	4,709
Cash dividends	$1,350,000	1,603
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,629,000	1,955
2012-09-30 (YTD Data)		Rank
Total interest income	$3,701,000	4,410
Total interest expense	$210,000	6,188
Net interest income	$3,491,000	4,048
Provision for loan and lease losses	$182,000	3,625
Total noninterest income	$1,091,000	2,669
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$514,000	1,952
Trading account gains and fees	$0	157
Additional Noninterest Income	$577,000	2,730
Total noninterest expense	$2,420,000	4,595
Salaries and employee benefits	$1,182,000	4,742
Premises and equipment expense	$494,000	3,192
Additional noninterest expense	$744,000	4,859
Pre-tax net operating income	$1,980,000	2,376
Securities gains (losses)	$4,000	3,304
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,984,000	2,123
Extraordinary gains, net	$0	20
Net income	$1,984,000	2,123
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,984,000	2,124
Net charge-offs	$47,000	4,558
Cash dividends	$1,000,000	1,322
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,980,000	2,000
2012-06-30 (YTD Data)		Rank
Total interest income	$2,458,000	4,453
Total interest expense	$143,000	6,252
Net interest income	$2,315,000	4,081
Provision for loan and lease losses	$122,000	3,600
Total noninterest income	$713,000	2,665
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$339,000	1,953
Trading account gains and fees	$0	153
Additional Noninterest Income	$374,000	2,733
Total noninterest expense	$1,632,000	4,592
Salaries and employee benefits	$788,000	4,779
Premises and equipment expense	$332,000	3,188
Additional noninterest expense	$512,000	4,800
Pre-tax net operating income	$1,274,000	2,410
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,274,000	2,162
Extraordinary gains, net	$0	19
Net income	$1,274,000	2,162
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,274,000	2,162
Net charge-offs	$29,000	4,426
Cash dividends	$650,000	1,343
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,274,000	2,048
2012-03-31 (YTD Data)		Rank
Total interest income	$1,225,000	4,517
Total interest expense	$74,000	6,301
Net interest income	$1,151,000	4,127
Provision for loan and lease losses	$62,000	3,422
Total noninterest income	$362,000	2,630
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$163,000	2,001
Trading account gains and fees	$0	148
Additional Noninterest Income	$199,000	2,667
Total noninterest expense	$830,000	4,566
Salaries and employee benefits	$390,000	4,836
Premises and equipment expense	$170,000	3,153
Additional noninterest expense	$270,000	4,651
Pre-tax net operating income	$621,000	2,469
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$621,000	2,192
Extraordinary gains, net	$0	19
Net income	$621,000	2,194
Minority interest net income	$0	78
Net income of bank and minority interests.	$621,000	2,195
Net charge-offs	$4,000	4,348
Cash dividends	$325,000	1,214
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$621,000	2,090
2011-12-31 (YTD Data)		Rank
Total interest income	$5,095,000	4,521
Total interest expense	$377,000	6,291
Net interest income	$4,718,000	4,061
Provision for loan and lease losses	$231,000	4,470
Total noninterest income	$1,460,000	2,492
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$717,000	1,943
Trading account gains and fees	$0	146
Additional Noninterest Income	$743,000	2,560
Total noninterest expense	$3,293,000	4,635
Salaries and employee benefits	$1,672,000	4,641
Premises and equipment expense	$666,000	3,308
Additional noninterest expense	$955,000	5,009
Pre-tax net operating income	$2,654,000	2,041
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$2,654,000	1,791
Extraordinary gains, net	$0	29
Net income	$2,654,000	1,792
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,654,000	1,792
Net charge-offs	$81,000	5,153
Cash dividends	$625,000	2,163
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,654,000	1,712
2011-09-30 (YTD Data)		Rank
Total interest income	$3,845,000	4,559
Total interest expense	$296,000	6,332
Net interest income	$3,549,000	4,069
Provision for loan and lease losses	$189,000	4,216
Total noninterest income	$1,127,000	2,442
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$536,000	1,959
Trading account gains and fees	$0	145
Additional Noninterest Income	$591,000	2,445
Total noninterest expense	$2,369,000	4,746
Salaries and employee benefits	$1,171,000	4,849
Premises and equipment expense	$494,000	3,380
Additional noninterest expense	$704,000	5,071
Pre-tax net operating income	$2,118,000	1,990
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,118,000	1,758
Extraordinary gains, net	$0	21
Net income	$2,118,000	1,758
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,118,000	1,758
Net charge-offs	$10,000	5,779
Cash dividends	$625,000	1,578
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,118,000	1,672
2011-06-30 (YTD Data)		Rank
Total interest income	$2,550,000	4,609
Total interest expense	$204,000	6,392
Net interest income	$2,346,000	4,112
Provision for loan and lease losses	$129,000	4,100
Total noninterest income	$711,000	2,518
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$347,000	1,990
Trading account gains and fees	$0	153
Additional Noninterest Income	$364,000	2,577
Total noninterest expense	$1,574,000	4,808
Salaries and employee benefits	$773,000	4,914
Premises and equipment expense	$325,000	3,451
Additional noninterest expense	$476,000	5,119
Pre-tax net operating income	$1,354,000	2,036
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,354,000	1,763
Extraordinary gains, net	$0	15
Net income	$1,354,000	1,763
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,354,000	1,763
Net charge-offs	$6,000	5,501
Cash dividends	$625,000	1,205
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,354,000	1,690
2011-03-31 (YTD Data)		Rank
Total interest income	$1,270,000	4,639
Total interest expense	$105,000	6,443
Net interest income	$1,165,000	4,128
Provision for loan and lease losses	$67,000	3,867
Total noninterest income	$333,000	2,642
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$158,000	2,126
Trading account gains and fees	$0	158
Additional Noninterest Income	$175,000	2,657
Total noninterest expense	$790,000	4,826
Salaries and employee benefits	$380,000	4,986
Premises and equipment expense	$162,000	3,505
Additional noninterest expense	$248,000	5,029
Pre-tax net operating income	$641,000	2,109
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$641,000	1,817
Extraordinary gains, net	$0	9
Net income	$641,000	1,816
Minority interest net income	$0	86
Net income of bank and minority interests.	$641,000	1,817
Net charge-offs	$3,000	4,807
Cash dividends	$325,000	1,056
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$641,000	1,764
2010-12-31 (YTD Data)		Rank
Total interest income	$5,333,000	4,639
Total interest expense	$560,000	6,356
Net interest income	$4,773,000	4,084
Provision for loan and lease losses	$250,000	5,079
Total noninterest income	$1,408,000	2,627
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$706,000	2,025
Trading account gains and fees	$0	175
Additional Noninterest Income	$702,000	2,687
Total noninterest expense	$3,392,000	4,679
Salaries and employee benefits	$1,734,000	4,624
Premises and equipment expense	$713,000	3,250
Additional noninterest expense	$945,000	5,236
Pre-tax net operating income	$2,539,000	1,862
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,539,000	1,621
Extraordinary gains, net	$0	29
Net income	$2,539,000	1,622
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,539,000	1,624
Net charge-offs	$376,000	4,007
Cash dividends	$5,950,000	287
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,539,000	1,564
2010-09-30 (YTD Data)		Rank
Total interest income	$4,019,000	4,719
Total interest expense	$436,000	6,443
Net interest income	$3,583,000	4,135
Provision for loan and lease losses	$183,000	4,989
Total noninterest income	$1,082,000	2,586
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$537,000	2,063
Trading account gains and fees	$0	165
Additional Noninterest Income	$545,000	2,622
Total noninterest expense	$2,464,000	4,784
Salaries and employee benefits	$1,246,000	4,802
Premises and equipment expense	$531,000	3,317
Additional noninterest expense	$687,000	5,315
Pre-tax net operating income	$2,018,000	1,881
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,018,000	1,638
Extraordinary gains, net	$0	23
Net income	$2,018,000	1,641
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,018,000	1,641
Net charge-offs	$355,000	3,508
Cash dividends	$1,050,000	1,002
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,018,000	1,566
2010-06-30 (YTD Data)		Rank
Total interest income	$2,666,000	4,771
Total interest expense	$296,000	6,510
Net interest income	$2,370,000	4,158
Provision for loan and lease losses	$123,000	4,878
Total noninterest income	$750,000	2,470
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$357,000	2,066
Trading account gains and fees	$0	152
Additional Noninterest Income	$393,000	2,440
Total noninterest expense	$1,654,000	4,762
Salaries and employee benefits	$834,000	4,807
Premises and equipment expense	$351,000	3,368
Additional noninterest expense	$469,000	5,255
Pre-tax net operating income	$1,343,000	1,871
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,343,000	1,637
Extraordinary gains, net	$0	19
Net income	$1,343,000	1,636
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,343,000	1,637
Net charge-offs	$328,000	2,941
Cash dividends	$700,000	984
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,343,000	1,561
2010-03-31 (YTD Data)		Rank
Total interest income	$1,329,000	4,849
Total interest expense	$151,000	6,598
Net interest income	$1,178,000	4,213
Provision for loan and lease losses	$63,000	4,536
Total noninterest income	$306,000	2,820
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$171,000	2,123
Trading account gains and fees	$0	175
Additional Noninterest Income	$135,000	3,014
Total noninterest expense	$803,000	4,902
Salaries and employee benefits	$417,000	4,878
Premises and equipment expense	$174,000	3,469
Additional noninterest expense	$212,000	5,545
Pre-tax net operating income	$618,000	2,054
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$618,000	1,787
Extraordinary gains, net	$0	16
Net income	$618,000	1,785
Minority interest net income	$0	91
Net income of bank and minority interests.	$618,000	1,788
Net charge-offs	$101,000	3,096
Cash dividends	$350,000	951
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$618,000	1,701
2009-12-31 (YTD Data)		Rank
Total interest income	$5,786,000	4,724
Total interest expense	$803,000	6,469
Net interest income	$4,983,000	3,965
Provision for loan and lease losses	$282,000	5,362
Total noninterest income	$1,211,000	2,969
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$738,000	2,160
Trading account gains and fees	$0	211
Additional Noninterest Income	$473,000	3,302
Total noninterest expense	$3,554,000	4,669
Salaries and employee benefits	$1,806,000	4,664
Premises and equipment expense	$709,000	3,420
Additional noninterest expense	$1,039,000	5,148
Pre-tax net operating income	$2,358,000	1,664
Securities gains (losses)	$4,000	3,487
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,362,000	1,413
Extraordinary gains, net	$0	34
Net income	$2,362,000	1,411
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,362,000	1,412
Net charge-offs	$151,000	5,326
Cash dividends	$1,525,000	1,176
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,358,000	1,390
2009-09-30 (YTD Data)		Rank
Total interest income	$4,391,000	4,747
Total interest expense	$642,000	6,480
Net interest income	$3,749,000	3,955
Provision for loan and lease losses	$211,000	5,085
Total noninterest income	$912,000	3,000
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$545,000	2,201
Trading account gains and fees	$0	212
Additional Noninterest Income	$367,000	3,331
Total noninterest expense	$2,519,000	4,855
Salaries and employee benefits	$1,274,000	4,852
Premises and equipment expense	$523,000	3,507
Additional noninterest expense	$722,000	5,319
Pre-tax net operating income	$1,931,000	1,675
Securities gains (losses)	$4,000	3,208
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,935,000	1,374
Extraordinary gains, net	$0	27
Net income	$1,935,000	1,372
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,935,000	1,374
Net charge-offs	$79,000	5,280
Cash dividends	$1,075,000	1,176
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,931,000	1,357
2009-06-30 (YTD Data)		Rank
Total interest income	$2,960,000	4,744
Total interest expense	$460,000	6,454
Net interest income	$2,500,000	3,940
Provision for loan and lease losses	$141,000	4,859
Total noninterest income	$591,000	3,074
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$359,000	2,205
Trading account gains and fees	$0	193
Additional Noninterest Income	$232,000	3,419
Total noninterest expense	$1,646,000	4,964
Salaries and employee benefits	$844,000	4,935
Premises and equipment expense	$349,000	3,539
Additional noninterest expense	$453,000	5,516
Pre-tax net operating income	$1,304,000	1,709
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,304,000	1,439
Extraordinary gains, net	$0	21
Net income	$1,304,000	1,437
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,304,000	1,438
Net charge-offs	$17,000	5,715
Cash dividends	$650,000	1,329
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,304,000	1,406
2009-03-31 (YTD Data)		Rank
Total interest income	$1,492,000	4,772
Total interest expense	$255,000	6,338
Net interest income	$1,237,000	3,972
Provision for loan and lease losses	$71,000	4,458
Total noninterest income	$290,000	3,081
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$174,000	2,198
Trading account gains and fees	$0	171
Additional Noninterest Income	$116,000	3,420
Total noninterest expense	$836,000	4,825
Salaries and employee benefits	$428,000	4,937
Premises and equipment expense	$180,000	3,497
Additional noninterest expense	$228,000	5,211
Pre-tax net operating income	$620,000	2,000
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$620,000	1,740
Extraordinary gains, net	$0	15
Net income	$620,000	1,741
Minority interest net income	$0	102
Net income of bank and minority interests.	$620,000	1,742
Net charge-offs	$-17,000	7,962
Cash dividends	$325,000	1,283
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$620,000	1,649
2008-12-31 (YTD Data)		Rank
Total interest income	$6,854,000	4,544
Total interest expense	$1,688,000	5,715
Net interest income	$5,166,000	3,856
Provision for loan and lease losses	$267,000	4,821
Total noninterest income	$1,370,000	2,799
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$853,000	2,012
Trading account gains and fees	$0	154
Additional Noninterest Income	$517,000	3,116
Total noninterest expense	$3,512,000	4,632
Salaries and employee benefits	$1,919,000	4,602
Premises and equipment expense	$790,000	3,210
Additional noninterest expense	$803,000	5,461
Pre-tax net operating income	$2,757,000	1,938
Securities gains (losses)	$4,000	2,823
Applicable income taxes	$0	4,979
Income before extraordinary items	$2,761,000	1,479
Extraordinary gains, net	$0	39
Net income	$2,761,000	1,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	3,816
Cash dividends	$1,475,000	1,753
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,757,000	1,578
2008-09-30 (YTD Data)		Rank
Total interest income	$5,247,000	4,564
Total interest expense	$1,359,000	5,672
Net interest income	$3,888,000	3,871
Provision for loan and lease losses	$197,000	4,243
Total noninterest income	$1,049,000	2,813
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$649,000	1,997
Trading account gains and fees	$0	148
Additional Noninterest Income	$400,000	3,193
Total noninterest expense	$2,506,000	4,750
Salaries and employee benefits	$1,331,000	4,838
Premises and equipment expense	$578,000	3,281
Additional noninterest expense	$597,000	5,438
Pre-tax net operating income	$2,234,000	2,115
Securities gains (losses)	$4,000	2,700
Applicable income taxes	$0	5,372
Income before extraordinary items	$2,238,000	1,614
Extraordinary gains, net	$0	31
Net income	$2,238,000	1,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,466
Cash dividends	$1,050,000	1,727
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,234,000	1,708
2008-06-30 (YTD Data)		Rank
Total interest income	$3,534,000	4,598
Total interest expense	$972,000	5,649
Net interest income	$2,562,000	3,908
Provision for loan and lease losses	$126,000	3,898
Total noninterest income	$687,000	2,884
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$424,000	2,006
Trading account gains and fees	$0	149
Additional Noninterest Income	$263,000	3,250
Total noninterest expense	$1,636,000	4,850
Salaries and employee benefits	$876,000	4,921
Premises and equipment expense	$368,000	3,432
Additional noninterest expense	$392,000	5,473
Pre-tax net operating income	$1,487,000	2,215
Securities gains (losses)	$4,000	2,798
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,491,000	1,814
Extraordinary gains, net	$0	21
Net income	$1,491,000	1,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,610
Cash dividends	$700,000	1,851
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,487,000	1,787
2008-03-31 (YTD Data)		Rank
Total interest income	$1,795,000	4,641
Total interest expense	$515,000	5,680
Net interest income	$1,280,000	3,908
Provision for loan and lease losses	$56,000	3,670
Total noninterest income	$333,000	2,922
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$203,000	2,054
Trading account gains and fees	$0	158
Additional Noninterest Income	$130,000	3,297
Total noninterest expense	$812,000	4,889
Salaries and employee benefits	$438,000	4,958
Premises and equipment expense	$180,000	3,498
Additional noninterest expense	$194,000	5,469
Pre-tax net operating income	$745,000	2,302
Securities gains (losses)	$4,000	2,294
Applicable income taxes	$0	5,622
Income before extraordinary items	$749,000	1,917
Extraordinary gains, net	$0	15
Net income	$749,000	1,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$350,000	1,724
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$745,000	1,862
2007-12-31 (YTD Data)		Rank
Total interest income	$7,295,000	4,631
Total interest expense	$2,254,000	5,553
Net interest income	$5,041,000	3,976
Provision for loan and lease losses	$220,000	3,720
Total noninterest income	$1,245,000	3,069
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$850,000	2,027
Trading account gains and fees	$0	178
Additional Noninterest Income	$395,000	3,759
Total noninterest expense	$3,396,000	4,626
Salaries and employee benefits	$1,827,000	4,705
Premises and equipment expense	$758,000	3,226
Additional noninterest expense	$811,000	5,306
Pre-tax net operating income	$2,670,000	2,680
Securities gains (losses)	$-2,000	7,197
Applicable income taxes	$0	6,070
Income before extraordinary items	$2,668,000	2,231
Extraordinary gains, net	$0	39
Net income	$2,668,000	2,230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	2,562
Cash dividends	$2,475,000	1,396
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,670,000	2,223
2007-09-30 (YTD Data)		Rank
Total interest income	$5,466,000	4,644
Total interest expense	$1,678,000	5,575
Net interest income	$3,788,000	3,979
Provision for loan and lease losses	$165,000	3,339
Total noninterest income	$917,000	3,088
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$636,000	2,013
Trading account gains and fees	$0	184
Additional Noninterest Income	$281,000	3,868
Total noninterest expense	$2,535,000	4,616
Salaries and employee benefits	$1,343,000	4,733
Premises and equipment expense	$583,000	3,133
Additional noninterest expense	$609,000	5,240
Pre-tax net operating income	$2,005,000	2,822
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$0	6,220
Income before extraordinary items	$2,004,000	2,362
Extraordinary gains, net	$0	33
Net income	$2,004,000	2,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,135
Cash dividends	$1,050,000	1,924
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,005,000	2,342
2007-06-30 (YTD Data)		Rank
Total interest income	$3,580,000	4,698
Total interest expense	$1,107,000	5,617
Net interest income	$2,473,000	4,065
Provision for loan and lease losses	$108,000	3,179
Total noninterest income	$591,000	3,183
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$419,000	2,032
Trading account gains and fees	$0	168
Additional Noninterest Income	$172,000	4,078
Total noninterest expense	$1,730,000	4,554
Salaries and employee benefits	$912,000	4,703
Premises and equipment expense	$386,000	3,169
Additional noninterest expense	$432,000	5,029
Pre-tax net operating income	$1,226,000	3,074
Securities gains (losses)	$-1,000	7,616
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,225,000	2,591
Extraordinary gains, net	$0	29
Net income	$1,225,000	2,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	2,895
Cash dividends	$700,000	1,963
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,226,000	2,570
2007-03-31 (YTD Data)		Rank
Total interest income	$1,731,000	4,791
Total interest expense	$518,000	5,771
Net interest income	$1,213,000	4,122
Provision for loan and lease losses	$55,000	2,982
Total noninterest income	$284,000	3,229
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$198,000	2,071
Trading account gains and fees	$0	195
Additional Noninterest Income	$86,000	4,061
Total noninterest expense	$841,000	4,651
Salaries and employee benefits	$423,000	4,983
Premises and equipment expense	$195,000	3,183
Additional noninterest expense	$223,000	4,889
Pre-tax net operating income	$601,000	3,116
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$601,000	2,625
Extraordinary gains, net	$0	22
Net income	$601,000	2,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,660
Cash dividends	$350,000	1,794
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$601,000	2,606
2006-12-31 (YTD Data)		Rank
Total interest income	$6,407,000	4,798
Total interest expense	$1,760,000	5,744
Net interest income	$4,647,000	4,243
Provision for loan and lease losses	$177,000	3,808
Total noninterest income	$1,206,000	3,122
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$833,000	2,051
Trading account gains and fees	$0	130
Additional Noninterest Income	$373,000	3,864
Total noninterest expense	$3,359,000	4,525
Salaries and employee benefits	$1,856,000	4,520
Premises and equipment expense	$730,000	3,227
Additional noninterest expense	$773,000	5,326
Pre-tax net operating income	$2,317,000	3,317
Securities gains (losses)	$-1,000	6,756
Applicable income taxes	$0	6,600
Income before extraordinary items	$2,316,000	2,777
Extraordinary gains, net	$0	51
Net income	$2,316,000	2,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	2,753
Cash dividends	$1,400,000	2,029
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,317,000	2,767
2006-09-30 (YTD Data)		Rank
Total interest income	$4,697,000	4,858
Total interest expense	$1,250,000	5,821
Net interest income	$3,447,000	4,295
Provision for loan and lease losses	$116,000	3,873
Total noninterest income	$915,000	3,112
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$616,000	2,070
Trading account gains and fees	$0	126
Additional Noninterest Income	$299,000	3,734
Total noninterest expense	$2,421,000	4,634
Salaries and employee benefits	$1,338,000	4,618
Premises and equipment expense	$527,000	3,327
Additional noninterest expense	$556,000	5,460
Pre-tax net operating income	$1,825,000	3,311
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,825,000	2,764
Extraordinary gains, net	$0	45
Net income	$1,825,000	2,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,678
Cash dividends	$975,000	1,967
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,825,000	2,750
2006-06-30 (YTD Data)		Rank
Total interest income	$3,021,000	4,927
Total interest expense	$778,000	5,878
Net interest income	$2,243,000	4,381
Provision for loan and lease losses	$58,000	4,305
Total noninterest income	$596,000	3,134
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$403,000	2,091
Trading account gains and fees	$0	126
Additional Noninterest Income	$193,000	3,821
Total noninterest expense	$1,616,000	4,642
Salaries and employee benefits	$898,000	4,620
Premises and equipment expense	$342,000	3,390
Additional noninterest expense	$376,000	5,425
Pre-tax net operating income	$1,165,000	3,424
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,165,000	2,862
Extraordinary gains, net	$0	39
Net income	$1,165,000	2,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,137
Cash dividends	$625,000	2,031
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,165,000	2,850
2006-03-31 (YTD Data)		Rank
Total interest income	$1,455,000	4,988
Total interest expense	$357,000	5,989
Net interest income	$1,098,000	4,436
Provision for loan and lease losses	$27,000	4,199
Total noninterest income	$308,000	3,038
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$193,000	2,111
Trading account gains and fees	$0	115
Additional Noninterest Income	$115,000	3,456
Total noninterest expense	$770,000	4,810
Salaries and employee benefits	$401,000	5,004
Premises and equipment expense	$172,000	3,386
Additional noninterest expense	$197,000	5,226
Pre-tax net operating income	$609,000	3,272
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$609,000	2,709
Extraordinary gains, net	$0	21
Net income	$609,000	2,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,493
Cash dividends	$300,000	1,914
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$609,000	2,694
2005-12-31 (YTD Data)		Rank
Total interest income	$5,121,000	5,083
Total interest expense	$1,001,000	6,285
Net interest income	$4,120,000	4,530
Provision for loan and lease losses	$125,000	4,393
Total noninterest income	$1,112,000	3,301
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$796,000	2,111
Trading account gains and fees	$0	138
Additional Noninterest Income	$316,000	4,223
Total noninterest expense	$2,722,000	5,089
Salaries and employee benefits	$1,598,000	4,844
Premises and equipment expense	$541,000	3,953
Additional noninterest expense	$583,000	6,144
Pre-tax net operating income	$2,385,000	3,253
Securities gains (losses)	$-5,000	7,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$2,380,000	2,697
Extraordinary gains, net	$0	46
Net income	$2,380,000	2,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,670
Cash dividends	$1,375,000	1,947
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,385,000	2,659
2005-09-30 (YTD Data)		Rank
Total interest income	$3,757,000	5,112
Total interest expense	$689,000	6,401
Net interest income	$3,068,000	4,566
Provision for loan and lease losses	$97,000	4,226
Total noninterest income	$818,000	3,355
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$588,000	2,146
Trading account gains and fees	$0	126
Additional Noninterest Income	$230,000	4,283
Total noninterest expense	$1,880,000	5,339
Salaries and employee benefits	$1,137,000	4,995
Premises and equipment expense	$359,000	4,295
Additional noninterest expense	$384,000	6,475
Pre-tax net operating income	$1,909,000	3,154
Securities gains (losses)	$-6,000	7,744
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,903,000	2,578
Extraordinary gains, net	$0	35
Net income	$1,903,000	2,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,996
Cash dividends	$975,000	1,842
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,909,000	2,547
2005-06-30 (YTD Data)		Rank
Total interest income	$2,431,000	5,148
Total interest expense	$421,000	6,473
Net interest income	$2,010,000	4,596
Provision for loan and lease losses	$56,000	4,409
Total noninterest income	$535,000	3,363
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$379,000	2,166
Trading account gains and fees	$0	116
Additional Noninterest Income	$156,000	4,227
Total noninterest expense	$1,239,000	5,365
Salaries and employee benefits	$769,000	4,942
Premises and equipment expense	$227,000	4,414
Additional noninterest expense	$243,000	6,618
Pre-tax net operating income	$1,250,000	3,147
Securities gains (losses)	$-6,000	7,982
Applicable income taxes	$0	6,961
Income before extraordinary items	$1,244,000	2,571
Extraordinary gains, net	$0	30
Net income	$1,244,000	2,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,591
Cash dividends	$650,000	1,837
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,250,000	2,525
2005-03-31 (YTD Data)		Rank
Total interest income	$1,179,000	5,235
Total interest expense	$196,000	6,592
Net interest income	$983,000	4,673
Provision for loan and lease losses	$26,000	4,356
Total noninterest income	$239,000	3,569
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$166,000	2,356
Trading account gains and fees	$0	115
Additional Noninterest Income	$73,000	4,368
Total noninterest expense	$556,000	5,746
Salaries and employee benefits	$335,000	5,428
Premises and equipment expense	$106,000	4,677
Additional noninterest expense	$115,000	6,784
Pre-tax net operating income	$640,000	3,076
Securities gains (losses)	$-6,000	8,424
Applicable income taxes	$0	6,892
Income before extraordinary items	$634,000	2,496
Extraordinary gains, net	$0	24
Net income	$634,000	2,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$325,000	1,658
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$640,000	2,436
2004-12-31 (YTD Data)		Rank
Total interest income	$4,466,000	5,203
Total interest expense	$699,000	6,601
Net interest income	$3,767,000	4,683
Provision for loan and lease losses	$110,000	4,839
Total noninterest income	$753,000	4,214
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$573,000	2,808
Trading account gains and fees	$0	138
Additional Noninterest Income	$180,000	5,327
Total noninterest expense	$2,417,000	5,415
Salaries and employee benefits	$1,457,000	5,050
Premises and equipment expense	$478,000	4,237
Additional noninterest expense	$482,000	6,651
Pre-tax net operating income	$1,993,000	3,507
Securities gains (losses)	$16,000	2,543
Applicable income taxes	$0	7,185
Income before extraordinary items	$2,009,000	2,911
Extraordinary gains, net	$0	34
Net income	$2,009,000	2,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,009
Cash dividends	$1,700,000	1,570
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,993,000	2,871
2004-09-30 (YTD Data)		Rank
Total interest income	$3,313,000	5,222
Total interest expense	$518,000	6,617
Net interest income	$2,795,000	4,707
Provision for loan and lease losses	$95,000	4,360
Total noninterest income	$544,000	4,320
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$426,000	2,848
Trading account gains and fees	$0	134
Additional Noninterest Income	$118,000	5,608
Total noninterest expense	$1,689,000	5,602
Salaries and employee benefits	$985,000	5,375
Premises and equipment expense	$359,000	4,216
Additional noninterest expense	$345,000	6,760
Pre-tax net operating income	$1,555,000	3,489
Securities gains (losses)	$16,000	2,442
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,571,000	2,839
Extraordinary gains, net	$0	26
Net income	$1,571,000	2,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,523
Cash dividends	$1,200,000	1,492
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,555,000	2,793
2004-06-30 (YTD Data)		Rank
Total interest income	$2,192,000	5,253
Total interest expense	$349,000	6,625
Net interest income	$1,843,000	4,742
Provision for loan and lease losses	$70,000	4,107
Total noninterest income	$346,000	4,454
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$282,000	2,849
Trading account gains and fees	$0	130
Additional Noninterest Income	$64,000	6,013
Total noninterest expense	$1,133,000	5,620
Salaries and employee benefits	$658,000	5,401
Premises and equipment expense	$237,000	4,245
Additional noninterest expense	$238,000	6,693
Pre-tax net operating income	$986,000	3,572
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$986,000	2,966
Extraordinary gains, net	$0	21
Net income	$986,000	2,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,422
Cash dividends	$800,000	1,514
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$986,000	2,881
2004-03-31 (YTD Data)		Rank
Total interest income	$1,103,000	5,254
Total interest expense	$179,000	6,628
Net interest income	$924,000	4,739
Provision for loan and lease losses	$40,000	3,725
Total noninterest income	$185,000	4,244
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$134,000	2,908
Trading account gains and fees	$0	121
Additional Noninterest Income	$51,000	5,085
Total noninterest expense	$572,000	5,602
Salaries and employee benefits	$330,000	5,406
Premises and equipment expense	$124,000	4,137
Additional noninterest expense	$118,000	6,717
Pre-tax net operating income	$497,000	3,538
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$497,000	2,954
Extraordinary gains, net	$0	16
Net income	$497,000	2,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$400,000	1,429
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$497,000	2,857
2003-12-31 (YTD Data)		Rank
Total interest income	$4,589,000	5,178
Total interest expense	$856,000	6,539
Net interest income	$3,733,000	4,594
Provision for loan and lease losses	$165,000	4,406
Total noninterest income	$814,000	4,195
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$585,000	2,753
Trading account gains and fees	$0	160
Additional Noninterest Income	$229,000	5,014
Total noninterest expense	$2,305,000	5,512
Salaries and employee benefits	$1,395,000	5,104
Premises and equipment expense	$462,000	4,307
Additional noninterest expense	$448,000	6,859
Pre-tax net operating income	$2,077,000	3,306
Securities gains (losses)	$0	4,500
Applicable income taxes	$-21,000	8,806
Income before extraordinary items	$2,098,000	2,759
Extraordinary gains, net	$0	54
Net income	$2,098,000	2,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	3,719
Cash dividends	$1,750,000	1,546
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,098,000	2,631
2003-09-30 (YTD Data)		Rank
Total interest income	$3,481,000	5,208
Total interest expense	$668,000	6,590
Net interest income	$2,813,000	4,585
Provision for loan and lease losses	$135,000	4,077
Total noninterest income	$612,000	4,237
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$434,000	2,778
Trading account gains and fees	$0	153
Additional Noninterest Income	$178,000	5,010
Total noninterest expense	$1,607,000	5,742
Salaries and employee benefits	$943,000	5,448
Premises and equipment expense	$330,000	4,434
Additional noninterest expense	$334,000	6,856
Pre-tax net operating income	$1,683,000	3,237
Securities gains (losses)	$0	4,204
Applicable income taxes	$-21,000	8,960
Income before extraordinary items	$1,704,000	2,680
Extraordinary gains, net	$0	40
Net income	$1,704,000	2,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	3,249
Cash dividends	$1,250,000	1,471
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,704,000	2,538
2003-06-30 (YTD Data)		Rank
Total interest income	$2,363,000	5,179
Total interest expense	$466,000	6,589
Net interest income	$1,897,000	4,555
Provision for loan and lease losses	$90,000	4,018
Total noninterest income	$394,000	4,280
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$275,000	2,846
Trading account gains and fees	$0	150
Additional Noninterest Income	$119,000	5,003
Total noninterest expense	$1,062,000	5,782
Salaries and employee benefits	$620,000	5,507
Premises and equipment expense	$216,000	4,484
Additional noninterest expense	$226,000	6,816
Pre-tax net operating income	$1,139,000	3,210
Securities gains (losses)	$0	3,782
Applicable income taxes	$-15,000	9,011
Income before extraordinary items	$1,154,000	2,668
Extraordinary gains, net	$0	30
Net income	$1,154,000	2,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	2,967
Cash dividends	$850,000	1,509
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,154,000	2,517
2003-03-31 (YTD Data)		Rank
Total interest income	$1,214,000	5,108
Total interest expense	$240,000	6,601
Net interest income	$974,000	4,476
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$195,000	4,228
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$127,000	2,959
Trading account gains and fees	$0	134
Additional Noninterest Income	$68,000	4,672
Total noninterest expense	$526,000	5,830
Salaries and employee benefits	$306,000	5,554
Premises and equipment expense	$107,000	4,503
Additional noninterest expense	$113,000	6,807
Pre-tax net operating income	$598,000	3,085
Securities gains (losses)	$0	2,891
Applicable income taxes	$-15,000	9,098
Income before extraordinary items	$613,000	2,492
Extraordinary gains, net	$0	21
Net income	$613,000	2,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	2,460
Cash dividends	$450,000	1,323
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$613,000	2,354
2002-12-31 (YTD Data)		Rank
Total interest income	$5,315,000	4,963
Total interest expense	$1,291,000	6,203
Net interest income	$4,024,000	4,331
Provision for loan and lease losses	$150,000	4,907
Total noninterest income	$698,000	4,345
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$504,000	2,956
Trading account gains and fees	$0	153
Additional Noninterest Income	$194,000	5,100
Total noninterest expense	$2,262,000	5,449
Salaries and employee benefits	$1,362,000	5,039
Premises and equipment expense	$460,000	4,208
Additional noninterest expense	$440,000	6,880
Pre-tax net operating income	$2,310,000	3,066
Securities gains (losses)	$9,000	3,662
Applicable income taxes	$-22,000	8,921
Income before extraordinary items	$2,341,000	2,473
Extraordinary gains, net	$0	70
Net income	$2,341,000	2,472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	3,303
Cash dividends	$1,815,000	1,419
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,332,000	2,395
2001-12-31 (YTD Data)		Rank
Total interest income	$5,981,000	4,975
Total interest expense	$1,924,000	6,218
Net interest income	$4,057,000	4,081
Provision for loan and lease losses	$190,000	4,243
Total noninterest income	$723,000	4,114
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$491,000	2,874
Trading account gains and fees	$0	177
Additional Noninterest Income	$232,000	4,627
Total noninterest expense	$2,180,000	5,415
Salaries and employee benefits	$1,310,000	5,001
Premises and equipment expense	$465,000	4,133
Additional noninterest expense	$405,000	7,105
Pre-tax net operating income	$2,410,000	2,739
Securities gains (losses)	$0	4,612
Applicable income taxes	$-6,000	8,974
Income before extraordinary items	$2,416,000	2,157
Extraordinary gains, net	$0	105
Net income	$2,416,000	2,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,895
Cash dividends	$1,675,000	1,523
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,416,000	2,083
2000-12-31 (YTD Data)		Rank
Total interest income	$5,987,000	5,089
Total interest expense	$2,043,000	6,210
Net interest income	$3,944,000	4,228
Provision for loan and lease losses	$180,000	3,942
Total noninterest income	$722,000	3,915
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$479,000	2,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	4,353
Total noninterest expense	$2,109,000	5,483
Salaries and employee benefits	$1,266,000	4,984
Premises and equipment expense	$468,000	3,997
Additional noninterest expense	$375,000	7,366
Pre-tax net operating income	$2,377,000	2,884
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$2,377,000	2,185
Extraordinary gains, net	$0	38
Net income	$2,377,000	2,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	2,531
Cash dividends	$2,270,000	1,214
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,377,000	2,185
1999-12-31 (YTD Data)		Rank
Total interest income	$5,638,000	5,151
Total interest expense	$1,901,000	6,176
Net interest income	$3,737,000	4,426
Provision for loan and lease losses	$140,000	4,418
Total noninterest income	$684,000	4,054
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$462,000	2,824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	4,701
Total noninterest expense	$2,114,000	5,468
Salaries and employee benefits	$1,280,000	4,923
Premises and equipment expense	$462,000	4,040
Additional noninterest expense	$372,000	7,522
Pre-tax net operating income	$2,167,000	3,136
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$2,167,000	2,406
Extraordinary gains, net	$0	35
Net income	$2,167,000	2,406
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,952
Cash dividends	$1,500,000	1,672
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,167,000	2,374
1998-12-31 (YTD Data)		Rank
Total interest income	$5,500,000	5,299
Total interest expense	$1,887,000	6,376
Net interest income	$3,613,000	4,464
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$619,000	4,300
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$427,000	2,950
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	5,065
Total noninterest expense	$2,045,000	5,512
Salaries and employee benefits	$1,259,000	4,889
Premises and equipment expense	$425,000	4,215
Additional noninterest expense	$361,000	7,560
Pre-tax net operating income	$2,067,000	3,259
Securities gains (losses)	$0	4,449
Applicable income taxes	$51,000	8,309
Income before extraordinary items	$2,016,000	2,531
Extraordinary gains, net	$0	32
Net income	$2,016,000	2,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	3,752
Cash dividends	$1,475,000	1,698
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,016,000	2,449
1997-12-31 (YTD Data)		Rank
Total interest income	$5,282,000	5,573
Total interest expense	$1,731,000	6,822
Net interest income	$3,551,000	4,677
Provision for loan and lease losses	$150,000	4,117
Total noninterest income	$575,000	4,545
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$410,000	3,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	5,444
Total noninterest expense	$1,877,000	5,906
Salaries and employee benefits	$1,190,000	5,137
Premises and equipment expense	$251,000	6,044
Additional noninterest expense	$436,000	7,045
Pre-tax net operating income	$2,099,000	3,372
Securities gains (losses)	$0	3,944
Applicable income taxes	$833,000	2,837
Income before extraordinary items	$1,266,000	3,882
Extraordinary gains, net	$0	44
Net income	$1,266,000	3,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	3,357
Cash dividends	$1,490,000	1,639
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,266,000	3,813
1996-12-31 (YTD Data)		Rank
Total interest income	$5,205,000	5,773
Total interest expense	$1,754,000	6,955
Net interest income	$3,451,000	4,876
Provision for loan and lease losses	$100,000	5,070
Total noninterest income	$552,000	4,837
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$392,000	3,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	5,786
Total noninterest expense	$1,773,000	6,450
Salaries and employee benefits	$1,189,000	5,254
Premises and equipment expense	$218,000	6,718
Additional noninterest expense	$366,000	8,194
Pre-tax net operating income	$2,130,000	3,242
Securities gains (losses)	$-14,000	10,446
Applicable income taxes	$767,000	2,958
Income before extraordinary items	$1,349,000	3,513
Extraordinary gains, net	$0	53
Net income	$1,349,000	3,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	4,035
Cash dividends	$750,000	2,610
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,357,960	3,453
1995-12-31 (YTD Data)		Rank
Total interest income	$4,756,000	6,197
Total interest expense	$1,667,000	7,229
Net interest income	$3,089,000	5,375
Provision for loan and lease losses	$37,000	6,739
Total noninterest income	$536,000	4,933
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$381,000	3,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	5,887
Total noninterest expense	$1,711,000	6,708
Salaries and employee benefits	$1,118,000	5,539
Premises and equipment expense	$226,000	6,736
Additional noninterest expense	$367,000	8,522
Pre-tax net operating income	$1,877,000	3,698
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$674,000	3,352
Income before extraordinary items	$1,201,000	3,956
Extraordinary gains, net	$0	65
Net income	$1,201,000	3,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	6,002
Cash dividends	$720,000	2,607
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,202,280	3,936
1994-12-31 (YTD Data)		Rank
Total interest income	$3,842,000	6,894
Total interest expense	$1,053,000	8,469
Net interest income	$2,789,000	5,933
Provision for loan and lease losses	$50,000	6,087
Total noninterest income	$528,000	5,093
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$372,000	3,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$156,000	6,096
Total noninterest expense	$1,700,000	6,987
Salaries and employee benefits	$1,042,000	5,896
Premises and equipment expense	$246,000	6,584
Additional noninterest expense	$412,000	8,705
Pre-tax net operating income	$1,567,000	4,251
Securities gains (losses)	$0	3,600
Applicable income taxes	$555,000	3,738
Income before extraordinary items	$1,012,000	4,496
Extraordinary gains, net	$0	249
Net income	$1,012,000	4,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,267
Cash dividends	$630,000	2,703
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,012,000	4,540
1993-12-31 (YTD Data)		Rank
Total interest income	$3,764,000	7,171
Total interest expense	$1,010,000	9,064
Net interest income	$2,754,000	6,060
Provision for loan and lease losses	$100,000	5,727
Total noninterest income	$422,000	6,248
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$347,000	3,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	8,845
Total noninterest expense	$1,689,000	7,225
Salaries and employee benefits	$996,000	6,156
Premises and equipment expense	$247,000	6,746
Additional noninterest expense	$446,000	8,764
Pre-tax net operating income	$1,387,000	4,633
Securities gains (losses)	$7,000	5,826
Applicable income taxes	$598,000	3,612
Income before extraordinary items	$796,000	5,596
Extraordinary gains, net	$0	3,149
Net income	$796,000	5,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	4,789
Cash dividends	$851,000	2,026
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$791,520	5,380
1992-12-31 (YTD Data)		Rank
Total interest income	$4,012,000	7,490
Total interest expense	$1,249,000	9,421
Net interest income	$2,763,000	6,103
Provision for loan and lease losses	$130,000	6,495
Total noninterest income	$414,000	6,419
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$340,000	4,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	9,109
Total noninterest expense	$1,681,000	7,311
Salaries and employee benefits	$994,000	6,062
Premises and equipment expense	$243,000	6,920
Additional noninterest expense	$444,000	9,041
Pre-tax net operating income	$1,366,000	4,415
Securities gains (losses)	$51,000	4,091
Applicable income taxes	$538,000	3,754
Income before extraordinary items	$879,000	5,007
Extraordinary gains, net	$0	1,422
Net income	$879,000	5,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	4,990
Cash dividends	$750,000	2,008
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$846,360	4,831

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.